A "low interest" loan shouldn't mean you have very little interest in paying it back!
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  • Vijaya Bank Home Loan Customer Care Reviews

    • Vijaya Bank Home Loan
      "Customer friendly service"
      0.5 5.0/5 "Blown Away!"
      Vijaya bank is very quick in their process and they have done my home loan process within the promised time. The branch manager also helped me a lot in concern to home loan application, They took my requirement personally and gave the very good service. I got the best Interest rate in the in the market. I am happy about the loan amount. The Vijaya bank service has been satisfied me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2017
    • Vijaya Bank Home Loan
      "Common bank in karnatka"
      0.5 4.0/5 "Great!"
      At my home town branch the service provided by Vijaya bank was really good.They process home loan application in a simple manner.The delay happened but it was from my end and not bank.I remember they didnt apply any processing fee for the application.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 15, 2016
    • Vijaya Bank Home Loan
      "Fantastic..."
      0.5 5.0/5 "Blown Away!"
      The manager came my house to assist for the home loan and they work even in holidays. I asked for three lakhs but they ready to sanction ten lakhs. Interest rate is something 9% for home loan. No extra charges been deducted. Vijaya bank is helping so many people by giving loans. Though I completed the loan they give good response when I go to the branch.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 01, 2016
    • Vijaya Bank Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      Vijaya bank is the government organization bank so they have many documents required to sanction the home loan they took 5 month but the demanded amount was not given. Interest rate offered was 9.50% which has been more than year but it is flexible rate.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 09, 2016
    • Vijaya Bank Home Loan
      "Very good and reliable friend "
      0.5 4.0/5 "Great!"
      The loan process was very good.They are processing the loan in a very clear manner.The executive are very clear about the loan process.The documents required was quite simple to process.The interest rate applied was also quite less with vijaya bank
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 09, 2016
    • Vijaya Bank Home Loan
      "Good rate of interest"
      0.5 3.0/5 "Satisfactory"
      The rate of interest provided by Vijaya Bank in regards to Housing loan is very good compared to other banks. Everybody should be aware of the fact that they provide loan only for cost of the property and not for the construction cost. They were very helpful for the documentation process and it only took 4 days for the processing.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2015
    • Vijaya Bank Home Loan
      "Satisfied..."
      0.5 4.0/5 "Great!"
      I have good credit history with the Vijaya bank and the mangers are very helpful for me. Employees in the lower level are not responding properly. I got the home loan for 6lakhs but they deducted 2600, which is heavy as it is 2.5%. Rate of interest is 13.5%.
      Was this review helpful? 0
      , vellore
      Reviewed on Oct 24, 2015
    • Vijaya Bank Home Loan
      "Not Completed "
      0.5 4.0/5 "Great!"
      My Home loan was taken from VIJAYA bank quite long back. But due to some personal issues I have not continued this loan with them. Also I sold my house to some other person where he has started paying the monthly EMI. Other than this there was no issues with the bank.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 22, 2015
    • Vijaya Bank Home Loan
      "Happy going "
      0.5 4.0/5 "Great!"
      I have taken my home loan from VIJAYA bank for the tenure of 20 years. Mr. Shetty is the bank manager who helped me a lot in processing this application. Since it is an nationalized bank they do not have online services. The customer service team are very much supportive.
      Was this review helpful? 4
      , mumbai
      Reviewed on Aug 26, 2015
    • Vijaya Bank Home Loan
      "My Bank..."
      0.5 5.0/5 "Blown Away!"
      It is nationalized bank and I already have a current account with them. I took a home loan from vijaya bank. It was a good experience. I got a nominal rate of interest. They take care of everything. The bank people are really helpful. I got my loan in just 15 days. They provide good services.
      Was this review helpful? 3
      , bangalore
      Reviewed on Aug 08, 2015
    • Vijaya Bank Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      I got the home loan with the Vijaya bank.The rate of interest was around 9.50% and its floating.The services are good with them.The processing charges are the average one.Their responsiveness and the continuous follow up was not there and they need to improve over there.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 10, 2015
    • Vijaya Bank Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have taken my home loan from Vijaya Bank only because I got a lower rate of interest, that was the only advantage of the bank.They need improvement on their customer service to the customers. I got my loan from Vijaya bank within four days of time.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Jun 09, 2015
    • Vijaya Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a home loan from Vijaya Bank 10 years Bank. The services were good at that time as I knew many people form the Bank. But recently when I visited the bank the the services are not that good and they are not cooperative as before.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 17, 2015
    • Vijaya Bank Home Loan
      "Really a good one"
      0.5 5.0/5 "Blown Away!"
      Vijaya Bank housing loan experience is really good. Whenever I visit the Branch they offer personalized service. No matter what doubts I have got, they will clarify within a short span of time on the spot. I got the interest certificate for filing the IT returns as well. The processing fee charged by them was hardly rs 3000.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 06, 2015
    • Vijaya Bank Home Loan
      "Must improve staff support"
      0.5 5.0/5 "Blown Away!"
      Got my home loan from Vijaja Bank and nothing really special about there services. One of my colleague who is working there but in a different location actually referred me to this bank. But their services are very slow. I visited almost three to four branch and found very less staffs working there and this could be one of the main reason for the slow loan process. However their staffs were polite and sincere.
      Was this review helpful? 1
      , delhi
      Reviewed on Mar 23, 2015
    • Vijaya Bank Home Loan
      "Great"
      0.5 5.0/5 "Blown Away!"
      I was holding a Vijaya bank housing loan. The loan was cleared within 6 years. Interest rate offered by them was the best in the market at that point of time. There was no preclosure charges as well. I have repaid the complete loan amount they took hardly 4 days of time to close this loan and also I have got all documents pertaining to closure.
      Was this review helpful? 2
      , nagpur
      Reviewed on Mar 21, 2015
    • Vijaya Bank Home Loan
      "Cooperative!!"
      0.5 4.0/5 "Great!"
      All the executives with Vijaya bank was so cooperative. Home loan services was so excellent and without any hassles, I had got the home loan. Disbursal was all pretty smooth and as of now, I feel satisfied with Vijaya bank.
      Was this review helpful? 2
      , new delhi
      Reviewed on Feb 05, 2015
    • Vijaya Bank Home Loan
      "Fastest processing"
      0.5 4.0/5 "Great!"
      I felt comfortable on interest rate as they provided 10.25%. From the time when I submitted application, the loan got sanctioned within 15 days. Loan got disbursed quiet earlier and satisfied with charges as well. Pre closure and part payment is there where possible post six months. Processing fee is bit high in Vijaya bank because they charged around 1.5%. On the whole I am satisfied with home loan process.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Dec 10, 2014
    • Vijaya Bank Home Loan
      "Great service!!!"
      0.5 5.0/5 "Blown Away!"
      I personally visited Vijaya bank manager for home loan and though they being private bank the way of approach was recommendable. They credited loan amount in to my account as per my convenient and their performance was good. Manager was really good and satisfied my needs. Documentation process was smooth and paper works were minimal. Verification part was smooth where they came my place for it. Specifically for home loan they are offering rate of interest 10.25%, which is reasonable.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 28, 2014
    • Vijaya Bank Home Loan
      "Needs to improve on entire process"
      0.5 3.0/5 "Satisfactory"
      I applied 60 lakhs home loan with 10.30% as interest rates with Vijaya bank which was quite good. They need to improve on their customer service. Interest fluctuations was not as compared to other private banks. Entire process was long . Since its basically a secured loan they need to concentrate more on the customer service
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 08, 2014
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    Vijaya Bank Home Loan Customer Care is Rated as "Excellent!" by 21 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Vijaya Bank Home Loan Customer Care

    Existing housing loan customers and loan aspirants can easily get in touch with the bank through various channels of communication. The bank offers quality customer service through centralized service centers. One can use toll free phone numbers or generic email id to access a range of information pertaining to housing loans offered by the bank in the country.

    Perfect Home Loan Deals for you

    Vijaya Bank Home Loan Customer Care Phone Number:

    Information can be obtained by calling 18004255885/18004259992. The call center is manned by dedicated representatives who are happy to help you with any kind of query/feedback you may have pertaining to home loans. This centralized number is valid for calls made from any state or territory in India.

    Toll Free Number: 18004255885/18004259992

    E mail: Vijaya Bank also offers information through electronic mail service. The same can be accessed by addressing your query to [email protected].

    NRI Customers: seeking information on housing loan products can directly call the head office on 91 80 25584066, ext: 570. A dedicated email id [email protected] can also be used to obtain the required information.

    About Vijaya Bank:

    This Bengaluru based bank was established in 1931 and became a scheduled bank in 1958. It serves a massive customer base through a solid network of 1,786 branches spread across all states and union territories in India. For retail customers, it offrs a wide range of deposit and loan products.

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