A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Pune Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Pune Home Loan is Rated as "Great!" by 2368 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Pune Home Loan

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Pune Home Loan if you are

    01
    02
    03
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    Pune Home Loan Minimum Age

    At least 21 years old

     Pune Home Loan Maximum Age

    Less than 65 years old

    Pune Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Pune Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Home Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Pune Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Pune Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Home Loan amount by these steps

    01
    02
    03
    Pune Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Pune Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Pune Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Pune Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Home Loan Interest RatesUpdated on 13 Dec 2017

    Pune Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Pune Home Loan Reviews

    • HDFC Limited Home Loan
      "Good One"
      0.5 4.5/5 "Excellent!"
      it was over all a good experience with HDFC LTD for the Home loan process . Actually i got a better optn from some other bank so i opted for that one . The Customer service was good from the HDFC LTD . The institution contacted me on time and delivered all the required Information regarding the loan.
      Was this review helpful? 2
      , pune
      Reviewed on Dec 11, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      With bank bazaar it was a good experience . The customer service was good from the bank bazaar side and Within a day call came from the bank bazaar executive and he explained me everything in detailed way . The Website of bank bazaar was good and really user friendly .
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • Indiabulls Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with INDIA BULLS for the home loan i applied for . It was a good customer delivered from their i canceled the application from my side . I did not decide the property the property yet . All the information required for the loan process was delivered to me in a proper manner .
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • Axis Bank Home Loan
      "Card fradulent Trasaction happened at 3 times..."
      0.5 0.5/5 "Unacceptable"
      Yes , it happened 3 times in my credit card with out any notification. While talking with customer care regarding the issue they inform me that they are helpless to do anything. The solution they suggest is de-active the card and take new card from the bank. It was a surprise and very bad response ,and finally I cancel the card. These people eat my earned money.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 05, 2017
    • HDFC Limited Home Loan
      "Its Average"
      0.5 3.0/5 "Satisfactory"
      In the year of 1983, I applied for home loan from HDFC Limited, at the time there was no online process. Hence I undergone with lots of manual process. The valuation of property got changed it was serviced by HDFC, Finally I took the loan from outside.
      Was this review helpful? 3
      , pune
      Reviewed on Dec 04, 2017
    • HDFC Limited Home Loan
      "Home loan with HDFC ltd"
      0.5 2.5/5 "Just OK"
      I could not able to process the loan with HDFC LTD since i have got better deal from Axis bank. There is no processing charges with Axis as they waive off the processing fee. As i could not proceed further i am not much aware about the this institution.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 02, 2017
    • Axis Bank Home Loan
      "Recommedable home loan"
      0.5 4.5/5 "Excellent!"
      I have taken a home loan from AXIS bank. The approved loan amount was 40 lakhs. The monthly EMI Is 39000 for 20 years. The approved rate of interest was 10.35%. The documentation process was easy. With in one week i got my loan amount disbursed.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 02, 2017
    • HDFC Limited Home Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      I have closed the home loan with the HDFC limited and the interest rate is around 10.05%, also the customer service is good . I would like to say that the response is fine one for me with the HDFC limited. I am happy with the HDFC limited.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 01, 2017
    • ICICI Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken with ICICI bank 3 years back. They provided a good service. The documentation process is simple. It was a faster process compared to other bankers. The payment option is convenient. The customer service and response was average. The rate of interest was 9.35%.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 30, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with BANK BAZAAR . I got number of options to compare with and choose the best option . The Customer service was good from the bankbazaar side . I received Call in a day from the bank bazaar side and the executive Explained to me everything in detailed way . The Website of bank bazaar was good user friendly and very helpful .
      Was this review helpful? 0
      , pune
      Reviewed on Nov 28, 2017
    • Dena Bank Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with DENA Bank for my home loan process . Actually at that time the property was decided but not it was finalized so they canceled it . The customer service was good from the bank side . All the required Information was given to me in a proper way .
      Was this review helpful? 0
      , pune
      Reviewed on Nov 28, 2017
    • Aavas Financiers Limited Home Loan
      "Construction/home loan with aavas (be cautious)"
      0.5 0.5/5 "Unacceptable"
      Be very cautious while taking home loan from Aavas, they might lucrative in start with minimal document requirements but later as soon as it goes for processing they will send approval with first installment chq disbursed and interest starts right away however you get the actual chq after 25-30 days, so 1 months pre-emi you have to pay for no reason. Other problem is with different charges they take for processing is very high with insurance so for e.g, for a loan of 25L you will have to pay around 1.3L of processing charges. Document handling is even more pathetic, you will have to submit almost all documents (as if you are lawyer) since the property came into existence, dont know why they charge for legal , if they have to procure all documents from customer then. The only reason I am taking this loan is because they agreed to give loan for non na plot, but for that I am already paying higher interest rate nearly 4% extra when compared to other homeloans.
      Was this review helpful? 3
      , pune
      Reviewed on Nov 27, 2017
    • SBI Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      State bank of India home loan service was awesome ,the documents part was also the customer service was prompt and the interest rate they quoted me was nice compare with others banks it was totally a good experience with state bank of India home loan service.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 25, 2017
    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      AXIS home loan interest is good they offered 8.65% for the loan amount of Rs. 60 lakhs for the tenure period of 20 years. But I am little disappointed with their rate of interest, initially they committed 8.4% of interest finally they sanctioned my loan with 8.65% it was bit high.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "User friendly"
      0.5 4.0/5 "Great!"
      Overall service is good @ Bank Bazaar, I could check the all the interest rate in one place and also easy to compare offers in the market. Response is also good, they gave me satisfactory service. I came to know the site through online when I posted the request for home loan.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 22, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken home loan from direct HDFC Ltd, the agent is well known person to me, they offered me same interest as per the market. I took the home loan of Rs. 30 lakhs for the tenure period of 20 years, they disbursed the amount in single shot with some processing fee.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      "Found the right partner"
      0.5 5.0/5 "Blown Away!"
      Bankbazaaar website has been a good website that I found out recently, I applied for a Home Loan with them and found the right partner with the help of them only. You get to know the offers which is availiable for you and decision would be entirely upto you. Their customer service is good and are ready to communicate with you.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 22, 2017
    • HDFC Limited Home Loan
      "Good process and Loan"
      0.5 5.0/5 "Blown Away!"
      The experience with HDFC Ltd with regards to my Home Loan, everything pretty good.They gave me good Rate of Interest and the process of applying for the loan was short. The EMI payment are quite easy and you get to know exactly the amount you would need to pay.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      " Proper channel for loan and credit card"
      0.5 5.0/5 "Blown Away!"
      Its a proper channel for loan and credit card. At bankbazaar they have lot of banks and lot of products. Its approachable and easy. The service executive are very helpful. I am totally satisfied with bankbazaar service and even if any need i can visit again.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 22, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have applied for a home loan with ICICI bank. And ICICI bank offered me the home loan with 8.4% as rate of interest. Total tenure of the loan is 3 years and the loan amount is 17 lakhs. My loan got approval within 3 days but the loan got disbursed in a month's time it was because I submitted the documents little delayed.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 21, 2017
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