A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Pune Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Pune Home Loan is Rated as "Great!" by 2356 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Pune Home Loan

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Pune Home Loan if you are

    01
    02
    03
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    Pune Home Loan Minimum Age

    At least 21 years old

     Pune Home Loan Maximum Age

    Less than 65 years old

    Pune Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Pune Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Home Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Pune Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Pune Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Home Loan amount by these steps

    01
    02
    03
    Pune Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Pune Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Pune Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Pune Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Home Loan Interest RatesUpdated on 23 Nov 2017

    Pune Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Pune Home Loan Reviews

    • Bank Bazaar Home Loan
      "User friendly"
      0.5 4.0/5 "Great!"
      Overall service is good @ Bank Bazaar, I could check the all the interest rate in one place and also easy to compare offers in the market. Response is also good, they gave me satisfactory service. I came to know the site through online when I posted the request for home loan.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 22, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken home loan from direct HDFC Ltd, the agent is well known person to me, they offered me same interest as per the market. I took the home loan of Rs. 30 lakhs for the tenure period of 20 years, they disbursed the amount in single shot with some processing fee.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      "Found the right partner"
      0.5 5.0/5 "Blown Away!"
      Bankbazaaar website has been a good website that I found out recently, I applied for a Home Loan with them and found the right partner with the help of them only. You get to know the offers which is availiable for you and decision would be entirely upto you. Their customer service is good and are ready to communicate with you.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 22, 2017
    • HDFC Limited Home Loan
      "Good process and Loan"
      0.5 5.0/5 "Blown Away!"
      The experience with HDFC Ltd with regards to my Home Loan, everything pretty good.They gave me good Rate of Interest and the process of applying for the loan was short. The EMI payment are quite easy and you get to know exactly the amount you would need to pay.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      " Proper channel for loan and credit card"
      0.5 5.0/5 "Blown Away!"
      Its a proper channel for loan and credit card. At bankbazaar they have lot of banks and lot of products. Its approachable and easy. The service executive are very helpful. I am totally satisfied with bankbazaar service and even if any need i can visit again.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 22, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have applied for a home loan with ICICI bank. And ICICI bank offered me the home loan with 8.4% as rate of interest. Total tenure of the loan is 3 years and the loan amount is 17 lakhs. My loan got approval within 3 days but the loan got disbursed in a month's time it was because I submitted the documents little delayed.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 21, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Bank bazaar's website only which I used and what I felt was in a single view of I can compare all the banks in one particular place which offers different bank's rate of interest and other charges and fees. Bank bazaar's website is very easy to use and the customer service is really good with bankbazaar.com.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 21, 2017
    • Indiabulls Home Loan
      "Average service"
      0.5 2.5/5 "Just OK"
      I have applied for a home loan with Indiabulls but later I had to close down the home loan application because I got calls from Indiabulls after 3 days for documents collection from the date of application submission. In the meanwhile I got a better offer from ICICI bank and also it was much quicker processing of the loan. Indiabulls rate of interest was more than ICICI bank's rate of interest.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 21, 2017
    • IDBI Home Loan
      "Approchable bank for home loan"
      0.5 4.5/5 "Excellent!"
      I have taken a home loan from IDBI bank.The approved loan amount was 25 lakhs. The monthly EMI is 22000 with a rate of interest 8.35%. They approved the loan amount with in a week.The documentation was done well. The processing fees was just like some govt charges.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 20, 2017
    • Bank Bazaar Home Loan
      "Recommedable"
      0.5 5.0/5 "Blown Away!"
      I can recommend bankbazaar to other as i had a very good experience. The comparison with all the banks and we can save the time. It all done digitally. The website is user friendly and easy to use. They gave me proper High process fee and other facilities response and follow up calls.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 20, 2017
    • HDFC Limited Home Loan
      "High process fee and other facilities "
      0.5 2.0/5 "Expected more"
      I have applied for a home loan with HDFC LIMITED. The processing fee and the part payment facility with the institution is charging high. So i planned to take a home loan from IDBI bank. I am not that much satisfied with the over all experience i had with HDFC LTD.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 20, 2017
    • Bank Bazaar Home Loan
      "Good financial service"
      0.5 5.0/5 "Blown Away!"
      The website is easy and comfortable. The customer service and response given from their end is really appreciating. They gave regular follow ups and calls at the time of my application. Its a good financial service provider with lot of banks and deals.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 20, 2017
    • HDFC Limited Home Loan
      "Good bank"
      0.5 4.0/5 "Great!"
      As i have taken the home loan from State bank of India i had to close the application with HDFC limited. State bank of India offered me 8.65% of rate of interest. Where HDFC offered something more than that Other than that its a good bank and the executives are very customer friendly and supportive.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 20, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar staffs called me on the same day immediately after submitting the loan application through their website. Bank bazaar website good and very useful and user friendly. I got a very quick response from them and they explained everything very clearly.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • Punjab National Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a personal loan with PNB HOUSING FINANCE LIMITED. They collected the documents by next day and within a week my personal loan got approved and disbursed my funds after my documents submission. They offered me the loan with 8.7% as floating rate of interest and there are no processing fees as well as no pre closure charges as well.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar staffs called me on the same day after submitting the application in their bank bazaar website. Bank bazaar website is good and very useful and user friendly. I got a very quick response from them and they explained everything clearly.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for a home loan with ICICI bank but later I had to close down the home loan application because I have postponed the plan of purchasing the home loan as of now. ICICI bank offered me the home loan with 8.4% as rate of interest and the processing fees is around Rs. 5000 to Rs. 6000.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • SBI Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      ,My home loan was taken with SBI 4-5 Years back . The loan amount was 20 lakhs and the interest rate was 8.5% which was average in the market. The MEI period was 17 years . The customer service and responsiveness was up the mark . The loan process was convenient .They have sanctioned the loan with the committed time. My overall experrenec was good.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have been using the website for last four years.Had a best interaction with the executives regarding the offers.Website has so many offers and i can compare to get the right product. Home loan process is very easy and simple.Multiple follow ups were made to the customers.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • Axis Bank Home Loan
      "Need to improve customer service"
      0.5 2.5/5 "Just OK"
      I have requested fora home loan of 50 lakhs from Axis bank.Rate of interest is nominal as compared to other banks.They did not respond on time as i got an emergency requirement they were very slow in processing my request hence closed and got loan from a different bank.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
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