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    We found 37 Pune Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Fees & Charges
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    Eligibility Criteria
    8.50% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
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    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
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    Good to Know
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  • Pune Home Loan is Rated as "Great!" by 2405 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Pune Home Loan

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Pune Home Loan if you are

    01
    02
    03
    04
    Pune Home Loan Minimum Age

    At least 21 years old

     Pune Home Loan Maximum Age

    Less than 65 years old

    Pune Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Pune Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Home Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Pune Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Pune Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Home Loan amount by these steps

    01
    02
    03
    Pune Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Pune Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Pune Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Pune Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Home Loan Interest RatesUpdated on 24 Apr 2018

    Pune Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Pune Home Loan Reviews

    • Axis Bank Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have my home loan with AXIS Bank which was taken 2.5 years back. The loan amount was 23 lakhs and the interest rate was 8.5% which is average . The tenure period was 15 years . The process was really good and the documentation process was really easy but The fees and charges are very high.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 19, 2018
    • SBI Home Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan from SBI and the approved loan amount is 20 lakhs. The interest for the approved loan amount is 8.2%. They do have pre-closure and part payment facility is available. The monthly EMI is 19200 which i have to pay for 20 years.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 17, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      Had great experience with bank bazaar. Complete Loan process very quickly and representatives were very professional having good experience in field. Very helpful and co operative . I will recommend it for everyone for hassle free banking process.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 12, 2018
    • Bank Bazaar Home Loan
      "Fresher"
      0.5 4.0/5 "Great!"
      I'm applying first time let us see what will happen.I salute your executives for being so patient and polite. It doesn't matter whether my application is getting sanctioned or not but I am sure your future is bright with such people you having in your nest.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 07, 2018
    • DHFL Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have a Home loan with Dhfl. The rate of interest and charges was been high with Dhfl. The documents process has been smooth with Dhfl. They disbursed the loan amount on time without any delay. The payments will be through cheques. It was a good experience with DHFL Home loan service.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 04, 2018
    • SBI Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The process was good with the STATE BANK OF INDIA in regards to my home loan service. The customer support service is good with the STATE BANK OF INDIA and they gave me better response in regards to my loan disbursement. They took around a month time to disburse the loan amount.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 14, 2018
    • ASPIRE HOME FINANCE CORPORATION LIMITED Home Loan
      "Average"
      0.5 3.5/5 "Pretty good"
      I have taken a home loan in Aspire Home Finance Corporation Limited before 2 years. The rate of interest was 13%. I am not satisfied with their interest rate. I have purchased a residential property. I am paying 15,010 rupees as an EMI. The total duration is 25 years. The loan process was average.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 07, 2018
    • SBI Home Loan
      "Hassle free"
      0.5 4.0/5 "Great!"
      SBI home loan is very good, I just visited three times to the bank. They have disbursed the loan amount on time. My loan amount was around Rs.17 lakhs for 20 years, they gave me floating interest rate is very good. They have repayment loan with nice scheme.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 15, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience with HDFC LTD was very good, the loan amount was sufficient and the rate of interest was nominal when compared to other sources in the market. Customer service of HDFC bank was good and they collected documents on time. It was a very nice service from HDFC.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 13, 2018
    • SBI Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken the Home loan with the State bank of India and the rate of interest is around 8.35%, also the customer service is pretty good. I would like to say that the response is also good one with the State bank of India.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 13, 2018
    • HDFC Limited Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with HDFC LTD and my loan experience was very good. The loan amount was for Rs 15 lakhs with the nominal rate of interest when compared to all other sources. The process was smooth and i received my loan amount on time. Customer service was good and they provided door step service to collect the documents. The tenure of this loan is 20 years and it was overall a good service from HDFC.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 13, 2018
    • HDFC Limited Home Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      HDFC LTD is good in the process for documentation. It is was quick and easy. I am also satisfied with rate of interest and processing charges. I have taken my home loan from them and the after loan services are also good. It is smooth and easy to bank with them.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 07, 2018
    • review Home Loan
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      The rate of interest is very high with the SHUBHAM HOUSING DEVELOPMENT FINANCE COMPANY and they are not giving proper response to the customers. I got the home loan from the SHUBHAM HOUSING DEVELOPMENT FINANCE COMPANY around 3years ago. They need to improve with their response part.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 07, 2018
    • Bank Bazaar Home Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am using Bankbazaar.com from the last five months of time. I would like to say that the online portal of the Bankbazaar.com is good and the mobile application is not yet experienced. Customer service and other perspectives are really good.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 07, 2018
    • ICICI Bank Home Loan
      "Better "
      0.5 3.0/5 "Satisfactory"
      ICICI have provided the okay kind of experience for my home loan. I would like to say that the rate of interest was around 8.4% and the loan amount got disbursed within a month of time. Everything is good one with the ICICI bank for my home, which got disbursed.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 07, 2018
    • Bank of Maharashtra Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with Bank of Maharashtra and my loan experience was very good. The loan amount was for Rs 16 lakhs with the rate of interest of 9.5% floating. The process was very smooth and the loan amount was disbursed on time. Customer service was good and they collected documents on time. There are no additional charges o preclosure of the loan.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 05, 2018
    • Bank Bazaar Home Loan
      "Nice Experience"
      0.5 4.5/5 "Excellent!"
      Nice service, quick response .Amazing discounts and offers provided. The executives follow up promptly to ensure that our loan gets approved. I'm satisfied with the process but still there are many banks which are offering loans but actual amount and other expenses are not covered.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 05, 2018
    • Bank Bazaar Home Loan
      "Good enough"
      0.5 5.0/5 "Blown Away!"
      I am using Bankbazaar.com and its really good enough. I would like to say that the online portal of the Bankbazaar.com is really easy to access and a really happy with them till now. Everything is good one with the Bankbazaar.com and the mobile application is good too.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 02, 2018
    • ICICI Bank Home Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      Nobody have collected the documents from my end with the ICICI bank for the home loan, which I have applied. Rate of interest was around 8.35% with them. I request them to stick with the commitments, which I have committed.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 02, 2018
    • Bank Bazaar Home Loan
      "Best"
      0.5 4.0/5 "Great!"
      I am using Bankbazaar.com from the last four months of time. I would like to say that the online portal of the Bankbazaar.com is really easy to access. Mobile portal of the Bankbazaar.com is really easy to access.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 02, 2018
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