A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 37 Pune Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
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    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
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    8.90% - 9.55% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
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    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
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    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
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    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
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  • Pune Home Loan is Rated as "Great!" by 2479 Users

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    Promised Interest Rate

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    Home Loan BYTES FROM OUR KITCHEN

    Pune Home Loan

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Pune Home Loan if you are

    01
    02
    03
    04
    Pune Home Loan Minimum Age

    At least 21 years old

     Pune Home Loan Maximum Age

    Less than 65 years old

    Pune Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Pune Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Home Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Pune Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Pune Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Home Loan amount by these steps

    01
    02
    03
    Pune Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Pune Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Pune Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Pune Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Home Loan Interest RatesUpdated on 15 Nov 2018

    Pune Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Pune Home Loan Reviews

    • HDFC Limited Home Loan
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      I am not sure about exact charges of HDFC limited on my housing loan. I received the statements for last six months it was not clear. Whenever I called to the customer service they transferring call to home branch. I am not getting right service even the loan process very inconvenient. I applied for Rs. 20 lakhs of home loan, they agreed on initial stage then they reduced to Rs. 15 lakhs. I am not happy with them.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 12, 2018
    • SBI Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      The interest rate is very less when I compared to other banks. I have purchased a residential home. SBI has provided they required amount. The customer service and response is good. I have taken of 20 years and need to pay 27K for a month. There is an option for pre closure but I didn't apply for it.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 10, 2018
    • SBI Home Loan
      "Can be Quick"
      0.5 2.5/5 "Just OK"
      I was looking for a Home loan and as i hold an account with SBI , i applied through SBI. It took almost 4 months to get processed. But apart from that i am satisfied with its services. The interest rates here are much reasonable compare to Other banks.
      Was this review helpful? 3
      , pune
      Reviewed on Nov 08, 2018
    • HSBC Bank Home Loan
      "Good Financial service"
      0.5 5.0/5 "Blown Away!"
      I Have taken housing loan from Hsbc bank . Am satisfied with the rate of interest which they have offered is nominal one I make the payment through online transfer . There is no processing fess for the documentation and approval process.before taking loan they have explained the pre closure charges also.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 04, 2018
    • Axis Bank Home Loan
      "Process should be proactive"
      0.5 4.0/5 "Great!"
      Only reason to select AXIS bank is because of the funding is higher based on the salary account transaction, I have submitted the documents but it was very lengthly process, they took a month to complete. Customer service is also not upto the mark. However the interest rate is good.
      Was this review helpful? 2
      , pune
      Reviewed on Nov 01, 2018
    • Bank Bazaar Home Loan
      "Best tool to have best product"
      0.5 4.5/5 "Excellent!"
      They have to come up with new idea and innovation, many sites are providing credit score and other financial products. But still Bank Bazaar is good, the interface is good everything available in one, the customer satisfaction is also good.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 01, 2018
    • Punjab National Bank Home Loan
      "Excellent and friendly proccess"
      0.5 4.5/5 "Excellent!"
      My experience was excellent with PNB housing loan, I have this bank because of the good tenure period, I have taken 25 lakhs for the tenure of 17 years. They are providing attractive interest rate with the better process and also they are providing friendly service.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 01, 2018
    • Bank Bazaar Home Loan
      "One stop solution"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar helped out to find the right products, I appreciate their customer support is good. I got all the information on time, THE coordination part is also good. Its my first experience with Bank Bazaar, its really well without any difficulties.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 01, 2018
    • HDFC Limited Home Loan
      "Customer friendly Process"
      0.5 5.0/5 "Blown Away!"
      The experience was good with HDFC Ltd, they are very supportive, the staff are also very cooperative. They have taken three to four days to disbursement the loan amount. I am really happy about the interest rate. There is no issue with HDFC ltd when it comes to home loan process.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 01, 2018
    • Punjab National Bank Home Loan
      "Good Financial service"
      0.5 3.5/5 "Pretty good"
      I have taken Home loan from Punjab National bank . They instantly approved with in 3-4 days with rate of interest is quiet high for the loan. I make the payment through the ecs process . Am satisfied with their customer service and response . I have chosen good tenure too.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 01, 2018
    • review Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my home loan with GIC HOUSING FINANCE LTD, it has been good experience till now, the loan amount which they had provided had been satisfactory as well. The interest rate which they had offered also had been good and there has not been any additional charges which had been made.
      Was this review helpful? 1
      , pune
      Reviewed on Oct 30, 2018
    • review Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      It has been a good experience i had with this Home loan and they had provided me with a good service. The loan amount of 15,00,000 has been satisfactory and the interest rate with them has been around 14% which was a little high when compared with the market rate.
      Was this review helpful? 3
      , pune
      Reviewed on Oct 29, 2018
    • Bank Bazaar Home Loan
      "Time saver"
      0.5 5.0/5 "Blown Away!"
      It is very convenient and easy, the step by step helping subtitles and energy and time saving. U don't have to go bank to bank for the application of loan. Just open the app and fill the information and you r ready to go. Infact it also saves nature by no paper required to fill any forms.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 15, 2018
    • LIC Housing Home Loan
      "excellent"
      0.5 5.0/5 "Blown Away!"
      I have Health insurance from LIC there service is excellent i use to pay by my credit card or debit card mostly,they charge premium per year for rupees 24000 around calculation you can note,customer support team is responding very well they call and explain me all the benefits which they cover i am happy with the service they render to me,even benefit of the pocliy is very good.
      Was this review helpful? 3
      , pune
      Reviewed on Oct 02, 2018
    • SBI Home Loan
      "Best Housing Loan"
      0.5 5.0/5 "Blown Away!"
      I have housing loan in SBI, they offered me 8.35% of interest its good. I took the home loan amount of Rs. 33 lakhs for the tenure period of 20 years. I would say its a best nationalized home loan, but customer service need to be improved on documentation process.
      Was this review helpful? 5
      , pune
      Reviewed on Sep 29, 2018
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      My experience was really amazing with BANK BAZAAR . The website quite good and the web portal's is good. This is my first experience and there is no in convince faced at all so I would like to recommend to that. The option are very useful and convenient .
      Was this review helpful? 7
      , pune
      Reviewed on Sep 22, 2018
    • ICICI Bank Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my home loan with ICICI bank. The loan amount was 45 lakhs and the interest rate was satisfactory . The tenure period was 23 years . The customer service and responses was good. I had very smooth process here and there is no inconvenience faced ,
      Was this review helpful? 6
      , pune
      Reviewed on Sep 22, 2018
    • Bank of Maharashtra Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with Bank of Maharashtra and my loan experience was good, the loan amount was for Rs 5 lacs with nominal interest rate when compared to others. Customer service was good and they responded on time. The tenure period for this loan is 15 years.
      Was this review helpful? 6
      , pune
      Reviewed on Aug 31, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience so far with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and their response was on time. The website of bankbazaar is easy to navigate and is user friendly.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 29, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan application was approved with HDFC LTD and the experience was good, the loan amount was for Rs 22.3 lacs for 30 years with the rate of interest of 8.5% which is nominal in the market. Customer service was good with HDFC and they responded on time.
      Was this review helpful? 1
      , pune
      Reviewed on Aug 29, 2018
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