A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Pune Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.65% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Pune Home Loan Reviews

    • Citibank Home Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      Citibank has been good in the home loan services and to get this loan through, it was a easy task. I never faced any inconvenience to get the disbursement and even after the loan was disbursed. The interest rate and charges are also normal. Services are good in all.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 16, 2017
    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 4.0/5 "Great!"
      Bankbazaar provides complete service. The comparability option is very good in bank bazaar website, I would say it helps to choose the best product in the market. The website of bank bazaar is easy to use and user friendly, I am happy with bank bazaar service.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 12, 2017
    • SBI Home Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      The Overall process was very good from SBI home loans, The executives are really good and they were updating me the status on time to time. They have disbursed my loan within 2 weeks of time. I am happy with the loan amount . The rate of interest is nominal with SBI. I am satisfied with the SBI service.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 12, 2017
    • Bank Bazaar Customer Support
      "Fast Processing"
      0.5 5.0/5 "Blown Away!"
      Thank you bank bazaar for processing my request in an user friendly manner. I would be thankful to the bank if they also process my application in a similar manner, I will surely recommend my other friends to use bank bazaar .com for there financial requirements. Sagar Joshi 9764794777.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 10, 2017
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Since it is a home loan, it took longer than normal period, there was delay made by my end as well. I got the home loan a year back with HDFC ltd. The customer service was good with HDFC Ltd. The rate of interest is nominal with HDFC ltd. The foreclosure charges are zero with HDFC ltd. I am happy to avail a home loan from HDFC ltd.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 10, 2017
    • Bank Bazaar Customer Support
      "One stop shop for financial needs"
      0.5 5.0/5 "Blown Away!"
      Before approaching bankbazaar, everything was very vague I did not have an idea as how to approach and whom to approach for the loan. After applying for the loan at bankbazaar on the same day, I got a call from them . Infact SBI was slow in between but I was getting followup calls from bankbazaar to match it up , so all those followup calls were really helpful. It would be great if bankbazaar has an answer about documentation and other charges so that the customer would get a fair idea about the charges during the initial part itself before applying for the loan.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 10, 2017
    • SBI Home Loan
      "Hassle free process"
      0.5 5.0/5 "Blown Away!"
      SBI housing loan process is hassle free unlike other banks they dont take much time to process the loan and to top it off there are no hidden charges too. They verify all kinds of documents the lagging part would be too much of documents they dont have a unique format for the documentation and they should try and bring in a standard format.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 10, 2017
    • HDFC Limited Home Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      My home loan is with HDFC LTD and the process to get this loan through was smooth and I did not have any hassles in the documentation process the disbursement was also on time. The after loan services are good and I got a good deal on the interest rate and charges.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 08, 2017
    • Axis Bank Home Loan
      "Services are good"
      0.5 4.0/5 "Great!"
      Axis bank was very much approachable when it comes to home loan process. The customer services are good and they are fast when it comes to documentation. But they are high in the rate of interest. The bank does not lower it when the rate drops and to get a lower rate I have to pay extra and there is also a lengthy process for it.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 07, 2017
    • Bank Bazaar Customer Support
      "Easy & convenient process"
      0.5 5.0/5 "Blown Away!"
      I had no issues with Bankbazaar.com, the team even helped me once in following up with the bank when the bank was not responsive to me. After Bankbazaar coordinated the bank contacted me within couple of hours. The website is also helpful and user friendly.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 07, 2017
    • SBI Home Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      My home loan is from State Bank of India. Even though I applied in the month of April. I got the rate of interest of June and the loan letter had Aprils date on it. I got 0.5 lesser on the interest rate. The rate was of 8.65%, it was a max scheme and the processing fees was zero for the initial loan and the top up loan had a fee.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 07, 2017
    • LIC Housing Home Loan
      "Non satisfied service"
      0.5 1.0/5 "Really Bad"
      LIC housing loan service is very bad,they charged me 11.99% of interest, where other banks are charging around 10.2% and their function was also not transparent like other financial institute. I have taken the amount of Rs.22 lakhs in LIC housing taken Rs.22,000 as a processing fee it was very huge and they didn't give clear picture about it.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 05, 2017
    • HDFC Limited Home Loan
      "Customer friendly Service"
      0.5 4.0/5 "Great!"
      HDFC Ltd done fast process within 20 days they have disbursed the home loan and they updated the status on time without pending. Documentation process was also fast, their executive were door step collected all documents and done the process.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 05, 2017
    • Bank Bazaar Customer Support
      "One stop solution"
      0.5 5.0/5 "Blown Away!"
      When I contacted Bank Bazaar, they are very eager to help on my request. They gave me regular follow up, they kept checking with me, whether bank have reached or not. The website is also good to apply to apply for the loan and helped me to analyze the product.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 05, 2017
    • Punjab National Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The agent who taken initiative on loan process have provided good response, whatever the queries I had they helped me to the resolve on loan. The offer is same as other bank, but they have fulfilled my requirements according to my request with reasonable interest rate.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 05, 2017
    • Bajaj Finserv Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Customer service was very fast and quick response.Within 3 days documentation was completed Interest rates they have charged me around 10.4% . The loan amount I have applied was for 20 lakhs I received the full amount and the tenure was for 10 years.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 03, 2017
    • Bank Bazaar Customer Support
      "Fair service"
      0.5 4.5/5 "Excellent!"
      Bankbazaar services are absolutely good. I do not have any suggestions for bankbazaar as they are good in providing proper financial service. Their web portal is good and it is easy to apply for any kind of loan online.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 01, 2017
    • HDFC Limited Home Loan
      "Moderate Service"
      0.5 4.0/5 "Great!"
      I got a good service from HDFC Ltd for my home loan requirement. They completed the home loan without any issues but the only drawback is they did not call me during the process for the update, I had to call them to get to know the status of the application and for the updates. Other than that, everything went good with HDFC Ltd.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 01, 2017
    • ICICI Bank Home Loan
      "Housing loan review"
      0.5 5.0/5 "Blown Away!"
      In the year 2006 I was living @ chawl and that place was too small hence I had taken the flat with help of ICICI bank housing loan. I wondered with so many other bank but they were refused my proposal due my income reason, but ICICI analyzed my income details and back ground history and provided me loan, today that flat value is 15 times more than the loan amount. Thank you ICICI for trusting me.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 30, 2017
    • Tata capital Home Loan
      "Very irresponsible home loan team/dept."
      0.5 0.5/5 "Unacceptable"
      When compared with their personal loan response I will give the home loan guys with -ve stars, the most irresponsible behavior seen so far, they are still contacting me from past 6 days, and their phone banking resps are just waste, dont even have branch numbers nor do they have any executive names, I have called them atleast 4-5 times after some ping from this department to that they have only one answer to say we will get back to you soon, emails are the most useless means, even after contacting their nodal officer they dont react. I just want to confirm one single thing and for that I have to do such magach mari, god forbid me from taking loan from these guys and other people should also stay awake before opting them.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 28, 2017
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    Pune Home Loan is Rated as "Great!" by 2130 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Pune Home Loan if you are

    01
    02
    03
    04
    Pune Home Loan Minimum Age

    At least 21 years old

     Pune Home Loan Maximum Age

    Less than 65 years old

    Pune Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Pune Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Home Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Pune Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Pune Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Home Loan amount by these steps

    01
    02
    03
    Pune Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Pune Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Pune Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Pune Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Home Loan Interest RatesUpdated on 17 Aug 2017

    Pune Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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