Home loans in Pune are available at interest rates ranging between 6.85% p.a. and 9.85% p.a. The loan providers offer a number of housing loan products which are accompanied with the benefits of nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan.
Home Loan Interest Rate in Pune
6.85% p.a. to 9.85% p.a.
As per the terms and conditions of the bank
Maximum Loan Amount
As per the terms and conditions of the bank and the eligibility of the applicant
Federal Bank, Ground Floor, Supreme Square, D P Road, Parihar Chowk, Aundh, Pune, Maharashtra, Pin – 411 007
Eligibility and Documents Required
18 years to 75 years (differs from bank to bank)
PAN card, voter ID, passport, or driving license
Resident of India
PAN card, voter ID, passport, or driving license
Self-employed or salaried
Salaried – From Rs.10,000 p.m. Self-employed – From Rs.1.8 lakh p.a.
(differs from bank to bank)
Last 3 month's salary slip
Last 6 month's bank statements
Last 2 year's Form 16 and IT returns
Previous 3 year's income tax returns
Previous 3 year's profit & loss accounts with balance sheet
Last 12 month's bank statements
Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.
Building your dream house in the city of Pune is no longer just a dream. With a plethora of housing loans being offered by a host of loan providers in Pune, you can now easily avail one to build your dream house. You can also visit BankBazaar.com to find out the best deals as per your eligibility and make the most out of it. To compare and apply, visit the official website at www.bankbazaar.com.
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I have taken home loan directly through ICICI Bank.I have taken this loan for house construction purpose.The rate of interest and the processing fee was less .This loan was sanctioned immediately and paying the premium on EMI basis .Everything was smooth and there was continuous callback and follow up from bank end.
Fraud bank. They increased the interest rate to 13% without notifying me. Even they removed that from their website. When I asked them my current interest rate, then I came to know that it's 13%
So initiated BT immediately (It took long for BT in my case). They lost all my belief in them.
I have taken home loan through Aavas Financiers Limited in the year of 2018.The rate of interest and the processing fee was very high and have processed due to my requirements.The rate of interest was 11% and the loan amount was sanctioned on appropriate time .
I have taken a home loan from SBI and the loan amount was Rs. 30 lakh. The rate of interest was 8.15% and i am paying EMI of Rs. 25k. Customer service was good. I received this loan instantly and i applied this loan through online channel.There is no pre closure charges.
I have taken Home loan directly through HDFC Ltd.The rate of interest and the processing fee was nominal .The loan amount got on time and there was no difficulties .This loan is still active and paying the premium through EMI basis without any hassle got this loan .I am completely satisfied with the service .
There are lots of cheaters in HDFC home loan and Credit department, They all are just wasting time, never confirmed status of any query, I have a bad experience with HDFC, As salesperson I m eligible for home loan, and interest rate is 8.25. after applying 20 days later they confirmed me to u are not eligible for loan due to ur Company is in LLP firm. They asking for the company balance sheet. also he told me to ur interest rate will be 8.55. How can is it possible. before applying salesperson called me more than 20 times but after apply I called him more than 50 times but he never receives my call. many time I message him to meet me but no luck.
I applied for the HDFC limited home loan through bank executive and the loan got disbursed with in one week. The required document are more. The approved loan amount is 17 lakhs for 25 years of tenure with rate of interest. of 8.90%. Processing fee is Rs.7000.
Worst experience from a Brand like Tata Capital. At the time of taking loan they experienced hassle but for releasing the cheque, customer cried and extending the date to handover.
I had taken a HL from Tata Capital while foreclosing after one year gives very very worst experience. I had applied for forecloser letter Tata Capital told me that it should obtained only after 15 working day in which Saturday Sunday and any other holiday not been consider. Very very harassment. On 15th day Back office called me and asked that they should reduce the ROI if I continue with Tata which is totally disgusting that they already charged me ROI @9.35 which is higher ever than Nationalised bank.
Even after submitting forecloser cheque tata is just prolonging the date to close which is very badly eating my hard earned money.
Very very bad and worst experience about Tata Capital
Plz plz plz don't go for Tata
While taking the home loan in Muthoot homefin limited, the field executive visited to my place to pick up the papers but finally they have taken 1.5 month to approve the loan. The process got delay it should be more faster, I availed the loan amount Rs.10.30 lakhs for the duration of 15 years, the interest rate is 10.50% for per annum its nominal for me.
My builder has a tied up with Axis Bank so my home loan was processed with this bank but am not satified. The mobile application is not good and I could not get much details about my loan payments even I need to visit the branch for certain things which is time taking. I am planning to do balance transfer. The interest rate is increasing for every 6months. The processing fee is applicable.
I have been using the home loan with the INDIABULLS since from last 10 years, the documentation process was easy and simple added on that the rate of interest was 10% with the loan. The customer support is good and also i have faced no issues with the institute.
I have been using the STANDARD CHARTERED BANK home loan since from last 10 years. The documentation process was simple and also it was quick and i got the loan amount which is sufficient, the rate of interest was 9% with the loan. The duration for repaying was good.
I have taken a home loan in HDFC bank on 3 months before which was applied directly to bank. Since I am account holder the process was smooth and sanctioned on time. The loan amount is sufficient for the tenure of 18 years. The rate of interest and processing fee are nominal.
Bajaj is charging little bit more on the interest rate part but they are providing excellent service which am very much satisfied. Also they have provided me a EMI card without any cost. The documentation process is easier and very much helpful. There was processing fee for home loan. The loan duration is 15 years.
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ATUL VILAS TKAPKAR
Reviewed on Jul 23, 2019
I have taken Home loan through Dena Bank since builder referred this Bank .I have got all the required details about the loan process ,I have applied for the loan amount of 15 lakh for the tenure of 15 years ,The rate of interest and the processing fee was quite nominal ,Still the loan is active and the agent gave all the information about the card process .
I came to know about the DHFL loan i went direct to the office and collected form and applied for it. I wish to say that their service is not up to the mark. They just want the client to apply and want to achieve their target and they keep on changing their rate of interest was application was submitted.
I was offered with Axis bank Housing Finance Loan with the nominal rate of interest of 8.5% . I have applied for 16 lakh but they offered me up to 20 lakh which makes me more satisfy. There documentation was done very smooth and staff were very responsive all went good.
I am trying to migrate the loan to another bank because of PMAY is pending, i am using the loan more than 1.5 years, the loan amount given was 40.5L, the rate of interest was higher 8.35% to 9.10%. The duration for repaying the loan was 30years.
I took the housing loan, they gave me 4% of simple interest per annum but its only for the staff. There is no charges application for the housing loan disbursement, I took the loan for the duration of 25 years, they do have balance transfer, part payment and foreclosure without any charges.
My home loan was taken with HDFC BANK .The customer support team has also been helpful as well. I use to pay EMI on time . The tenure period is fine .My experience was good . I got the loan without any delay or hassles. The processing fee is also good .The customer services and response is good. I also got the loan on time.