A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Pune Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Pune Home Loan is Rated as "Great!" by 2286 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Pune Home Loan

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Pune Home Loan if you are

    01
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    Pune Home Loan Minimum Age

    At least 21 years old

     Pune Home Loan Maximum Age

    Less than 65 years old

    Pune Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Pune Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Home Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Pune Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Pune Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Home Loan amount by these steps

    01
    02
    03
    Pune Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Pune Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Pune Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Pune Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Home Loan Interest RatesUpdated on 21 Oct 2017

    Pune Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Pune Home Loan Reviews

    • SBI Home Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      It have been a wonderful experience with STATE BANK OF INDIA for my home loan service and the rate of interest they offered me is excellent for the documentations part they collected all my documents directly from my home and the payment is through online I will say the service of STATE BANK OF INDIA is excellent.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 20, 2017
    • HDFC Limited Home Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      HDFC Ltd is also up to the mark in their services for the home loan. The process for documentation was on time and there are no hassles. The loan process is also good and there are no hassles. The interest rate and charges is normal and I was informed about the same.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 19, 2017
    • HDFC Limited Home Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have had taken a housing loan from HDFC LTD based on my salary account that I hold with HDFC . This loan was taken 10 years back, I found the offer was exciting and therefore I had opted for the same. Its still an ongoing loan. No tax benefit I am getting from HDFC LTD, it is not a joint account. I am getting certificate of interest from HDFC LTD on time.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2017
    • Punjab National Bank Home Loan
      "After SBI its PNB "
      0.5 5.0/5 "Blown Away!"
      PNB Housing loan is the best, PNB offered the least interest rate as compared to SBI, processing was very easy they had taken around 2 weeks for the disbursement . Its a joint loan. I had received the copy of tittle deeds and legal documents to my email id on time.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very much helpful.I did not encounter any issues or faced any problems from bank bazaar,Infant they suggested me to opt home loan from HDFC bank or ICICI bank,I would say very good customer service provided by bankbazaar.com
      Was this review helpful? 0
      , pune
      Reviewed on Oct 13, 2017
    • RELIANCE HOME FINANCE LIMITED Home Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      It would be nice if RELIANCE HOME FINANCE LIMITED can offer home loan at different property ,I expected that they would provide loan in that place but unfortunately they said no,RELIANCE HOME FINANCE LIMITED does not offer home loan at certain places.Normal private banks offer home loans in different property but they have very high Rate of interest.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 13, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      My experience with Bankbazaar was good. The service that I received was good, also I received immediate initial calls and they took me through the offers and products that were available from different banks. I would however like to suggest that they could be more experienced and should be more professional especially during hard times, as I was not in a state to repeat the information over and over again.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 12, 2017
    • ICICI Bank Home Loan
      "Very Bad and Unprofessional "
      0.5 1.0/5 "Really Bad"
      I had applied for a home loan with ICICI and i would definitely want to say that it was a very bad experience with them from the initial stage right through the process every step was an inconvenience with them. They were nothing close to being professional right from the customer service to the Branch Manager and were trying to force a sanction of a higher loan amount to me when i had requested for a lower amount. It was a hindrance to run behind people with the confusion that they were causing . If Zero was an option i would give them a zero as they do not deserve one.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 12, 2017
    • Bank Bazaar Home Loan
      "Good Financial Website"
      0.5 4.0/5 "Great!"
      This was my first experience with Bankbazaar, the service that I received from them was very good, as I got an immediate response and follow ups also the response provided by them was also very quick. The website is very helpful for financial products as it has got the list of offers available.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 12, 2017
    • ICICI Bank Home Loan
      "Nominal and flexible interest rates. "
      0.5 4.0/5 "Great!"
      I had applied for a loan with ICICI but did not proceed with the application as i had postponed the decision with the property. i would like to say that the experience with them during the initial stages of the loan process was good as i got a good response from them with all the information i required.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 12, 2017
    • Bank Bazaar Home Loan
      "Good Financial Website"
      0.5 5.0/5 "Blown Away!"
      This was my first experience with Bankbazaar and i feel that this is a good website for help with financial products. It is a good platform to get the gist of all the information required from different banks at one place which saves a lot of time. I would however only like to suggest and also would appreciate if the information given once could be communicated internally so that the number of calls made could be lesser. On an overall i am happy with their services.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 11, 2017
    • SBI Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I had applied for a home loan with State Bank Of India but did not proceed with the application as i had changed my decision and decided to get my funds from a different source. I would however like to say that my experience with the bank was good in terms of the customer service and response. I was satisfied with the information that i received in return for my queries.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      The service provided by Bankbazaar is very good from the date I applied for my loan process. I feel Bankbazaar should be added with some more options of banks and the interest rates they offered was very good which helps the customers to choose right product ,other than that everything is fine with Bankbazaar service I can say overall it was an average service provided by bankbazaar.com.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 10, 2017
    • Sundaram BNP Paribas Home Finance Limited Home Loan
      "average service"
      0.5 3.0/5 "Satisfactory"
      I feel the rate of interest rate they offered was little high,so that was the main reason for the cancellation of loan process from PNB,representatives where very helpful and responsible and the documents they offered was also fine ,I can say the overall service is average from PNB .
      Was this review helpful? 0
      , pune
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with AXIS via Bank bazaar. The process was quick and paperless. Their customer service and responses was really good and Immediate. The website was very helpful with many good options and Its informative also. My overall experience was good
      Was this review helpful? 0
      , pune
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "Not bad"
      0.5 2.0/5 "Expected more"
      I have applied for my home loan with ICICI bank . They have rejected my application since my company was not listed and Its a firm . I have no idea about the rate of interest and charges here. The customer service and responses was not bad. My overall experience was average.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Overall all Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I already applied one more loan with AXIS through Bank Bazaar, I got better response. Now again I applied for home loan with PNB housing. Bank Bazaar helped to connect with the bank without any hassles. I am getting completely satisfied with them.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 10, 2017
    • Punjab National Bank Home Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      Right now, I don't have any idea to take home loan, I changed my mind only because of the personal reason. I will be applying the home loan after two month. PNB housing is one the good institute where we get good response, and their interest rate is nominal as per the market.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is good a e banking website. customers get a comparison of all financial products. Their executives sound very helpful when customers land up in a help desk. I have been using the website for past one year its great going for future assistance sure will call bank bazaar for future requirement. Keep it up!!
      Was this review helpful? 0
      , pune
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "Poor service"
      0.5 1.0/5 "Really Bad"
      I had applied for a home loan with HDFC LTD for the housing loan for an amount of 25 lakhs with an interest rate of 8.7%, customer service poor,no follow ups were made to the customer. My kind suggestion to the bank would be to share the correct details of the customer at times executives might miscommunicate.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 10, 2017
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