A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Pune Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.80 - 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.50% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
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    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    Fees & Charges
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    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Pune Home Loan is Rated as "Great!" by 2506 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Pune Home Loan

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Pune Home Loan if you are

    01
    02
    03
    04
    Pune Home Loan Minimum Age

    At least 21 years old

     Pune Home Loan Maximum Age

    Less than 65 years old

    Pune Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Pune Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Home Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Pune Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Pune Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Home Loan amount by these steps

    01
    02
    03
    Pune Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Pune Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Pune Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Pune Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Home Loan Interest RatesUpdated on 24 Jan 2019

    Pune Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Pune Home Loan Reviews

    • ICICI Bank Home Loan
      "Need to reduce the rate of interest"
      0.5 3.0/5 "Satisfactory"
      I am running a home loan with ICICI Bank and have completed 18 months. The loan duration is 20 years. The interest rate and processing fee is very high. My experience was good so I would suggest them to reduce the interest rate. They are doing good customer service. I have purchased a residential property.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 23, 2019
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience was good with HDFC LTD, the loan amount was based on my requirement and the rate of interest was nominal. I am happy with the customer support of HDFC LTD and their response was good. Tenure period for this loan is for 25 years.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 23, 2019
    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My home loan experience was good with HDFC LTD, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good and they responded on time. Tenure period for this loan is for 20 years.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 23, 2019
    • SBI Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been quite a good experience i had with this Home loan and the process has been simple. They had provided me with a loan amount of 9,00,000 which was sufficient and the interest rate with them was nominal with the market rate. The charges which they had made has also been less and their customer support was helpful.
      Was this review helpful? 1
      , pune
      Reviewed on Jan 22, 2019
    • HDFC Limited Home Loan
      "Good Loan services"
      0.5 4.0/5 "Great!"
      My home loan was purchased with HDFC in the year of 2017 October. I have applied the loan amount of Rs. 33 lakhs and they have sanctioned the same. I have got the interest rate of 9.15% and it slashed upto 8.95%. Total tenure period of the loan is 18 years.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 19, 2019
    • SBI Home Loan
      "Best financial service"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan from State bank of India where i have transfered the loan from other bank . Where they are giving satisfying rate of interest . There is nominal charges for the processing fees for the documentation . Am pretty much satisfied with the rate of interest which they have provided.
      Was this review helpful? 3
      , pune
      Reviewed on Jan 18, 2019
    • Kotak Home Loan
      "Best financial service "
      0.5 5.0/5 "Blown Away!"
      I have taken Housing loan from the Kotak mahindra bank , They have given Fair rate of interest based on the market price . They did instant approval process as fast as they can do . . There is no nominal processing fees as every bank i used to charge which is minimal .Overall am satisfied with the financial service .
      Was this review helpful? 1
      , pune
      Reviewed on Jan 18, 2019
    • Bajaj Finserv Home Loan
      "Bajaj Finance / Fineserv are CHEATERS"
      0.5 0.5/5 "Unacceptable"
      Bajaj Finserv and finance makes false promises and then cheat the customer. They should be punished for doing it. They are terribly horrible. Don't go for any products or loans from Bajaj, they will certainly cheat you in some way and won't care about you once they have collected their fees and start increasing interest. Customer feels helpless and frustrated.
      Was this review helpful? 2
      , pune
      Reviewed on Jan 18, 2019
    • LIC Housing Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I had taken this loan in the year of 2011 and the experience has been quite good. There has not been any extra charges which they had made but it has been time taking to know about the status of the statements. Even their customer support has been helpful as well.
      Was this review helpful? 2
      , pune
      Reviewed on Jan 09, 2019
    • SBI Home Loan
      "Interest savings loan"
      0.5 5.0/5 "Blown Away!"
      I have bought a home loan from State bank of India. I purchased this loan in 2011. Its because of the Good features like Max i have selected this SBI. When i took the loan, the interest rate was 9.25% and based on the RBI it used to fluctuate on yearly basis. They have charged me a processing fee of Rs. 6000 which is quite nominal. I have selected the tenure period of 25 years.
      Was this review helpful? 4
      , pune
      Reviewed on Jan 02, 2019
    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with HDFC LTD and my experience was good, the loan amount was sufficient with nominal interest rate when compared to others. Customer service was good and they responded on time. Tenure period is 15 years for this home loan.
      Was this review helpful? 3
      , pune
      Reviewed on Dec 29, 2018
    • review Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my home loan with Life insurance corporation of India, they have given me sufficient loan amount to me, and the rate of interest they have charged me was bit high,and the processing fee they have charged me up to 10,000-11,000 that was nominal, i took this loan five years back, overall service is good.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 27, 2018
    • Bank of India Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my home loan with Bank of India, the loan amount which they have given me was sufficient, and the rate of interest they have charged me was nominal, and the processing fee they have charged me was nominal and there was no delay in loan amount , i got on time, overall service was good.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 18, 2018
    • review Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I have housing loan with Saraswat bank, they gave 8.35% it is low in the market, they have sanctioned the loan amount within one and half month they done lots of formalities. I have purchased ready to occupy apartment belongs to builder . The processing fee is quite nominal with the bank.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 17, 2018
    • Bank Bazaar Home Loan
      "Good Service For All Peoples"
      0.5 4.5/5 "Excellent!"
      Best Option For Search Home Loan, About Rate of interest And many More . Best Services For Bank Bazar For Busy People, who cant time to visit any where...................................................................... Thanks
      Was this review helpful? 0
      , pune
      Reviewed on Dec 13, 2018
    • SBI Home Loan
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      My home loan is with State Bank of India. There were no hassles in the process. The documentation process is good. The rate of interest and processing charges is also fine. The after loan services are good too. It has been a good process and I got the loan on time.
      Was this review helpful? 2
      , pune
      Reviewed on Dec 12, 2018
    • LIC Housing Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with this loan has been good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been nominal when compared with the market rate and the whole process went smooth and simple. There has not been any additional charges which has been made by them so far.
      Was this review helpful? 2
      , pune
      Reviewed on Dec 04, 2018
    • Bank Bazaar Home Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      Last one time year I am using this site, first time experience is really good with Bank Bazaar. I don't have any issue with them, interms of documentation. The customer service is good, even the website its user friendly to compare and to view the information.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 03, 2018
    • HDFC Limited Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      My experience was good with HDFC Limited, they gave me 8.5% of interest they done the process on time, the paper work was fast. I am really happy with HDFC Ltd, they part payment and preclosure options are good. They taken some processing fee it was nominal one.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 03, 2018
    • LIC Housing Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I bought my home loan with LIC housing finance. In 2011, i have taken the home loan for the amount of Rs. 10 lakhs. The interest rate was 8.6% which I'm comfortable with. There was no processing fee. Total tenure period of the loan is 10 years. I have received the loan on time. I'm paying the EMI of Rs. 15400 every month.
      Was this review helpful? 2
      , pune
      Reviewed on Dec 02, 2018
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