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    We found 36 Pune Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.65% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Pune Home Loan is Rated as "Great!" by 2429 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Pune Home Loan

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Pune Home Loan if you are

    01
    02
    03
    04
    Pune Home Loan Minimum Age

    At least 21 years old

     Pune Home Loan Maximum Age

    Less than 65 years old

    Pune Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Pune Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Home Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Pune Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Pune Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Home Loan amount by these steps

    01
    02
    03
    Pune Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Pune Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Pune Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Pune Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Home Loan Interest RatesUpdated on 26 May 2018

    Pune Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Pune Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I am using the services of bankbazaar from last 1 year, my experience was good so far with bankbazaar. The service provided by bankbazaar is good when compared to all other sources in the market. Customer service is good and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , pune
      Reviewed on May 24, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan application was approved by HDFC LTD and the experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. The process took 1 month to complete and the documents were collected on time.
      Was this review helpful? 0
      , pune
      Reviewed on May 24, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 1 year, my experience was good so far with bankbazaar. Customer service was good with bankbazaar and their response was prompt. I am using the website of bankbazaar, it is easy to navigate and is user friendly.
      Was this review helpful? 0
      , pune
      Reviewed on May 21, 2018
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan application was approved with PNB Housing and the experience was good, the process took 1 month to complete. Customer service was good and they responded on time. The rate of interest was nominal when compared to all other sources in the market.
      Was this review helpful? 0
      , pune
      Reviewed on May 21, 2018
    • ASPIRE HOME FINANCE CORPORATION LIMITED Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took a home loan for 7 Lakhs from the Aspire Home Finance. The whole application process and documentation was carried out at their branch. I got the loan with in 30 days. Documentations was also at the branch. Interest rate is very high which is the only drawback with the loan experience.
      Was this review helpful? 0
      , pune
      Reviewed on May 21, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience with bankbazaar so far, they provide good services when compared to all other sources in the market. The website of bankbazaar is easy to navigate and is user friendly. Customer service was good with bankbazaar and their response was prompt.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • HDFC Limited Home Loan
      "Needs to improve"
      0.5 3.0/5 "Satisfactory"
      I have my home loan application approved with HDFC LTD and the experience was satisfactory. Initially the rate of interest was high as the property was not listed on the bank norms, later they changed the rate of interest to 8.35%. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience with bankbazaar was good so far, they provide good services when compared to all other sources in the market. I have visited the bankbazaar for the first time and i came to know through google. Customer service was good and they responded on time. The website is easy to use and is user friendly.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan application was approved with ICICI bank and the experience was good, the process was smooth and i received my loan amount on time. Customer service was up to the mark and their response was good. The rate of interest was nominal when compared to all other banks.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Bankbazaar provides good services on financial products when compared to all other sources in the market. I am using the services of bankbazaar from last 2 years and it was a good experience so far. Customer service was fine with bankbazaar and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2018
    • HDFC Limited Home Loan
      "Need to reduce ROI"
      0.5 3.0/5 "Satisfactory"
      My home loan application with HDFC LTD was not approved because there was no requirement of loan as of now and also i have postponed the plan to get the home loan. Customer service was good and they followed up on time. The rate of interest of 8.4% is high when compared to other sources.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2018
    • Bank Bazaar Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar so far, they provide good services when compared to all other sources in the market. I know bankbazaar.com from last 1 year. Customer service was fine and their response was good. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2018
    • HDFC Limited Home Loan
      "Needs to improve"
      0.5 3.0/5 "Satisfactory"
      I have applied for the home loan from HDFC LTD, my loan application was closed because i did not have the salary payslip without which they cannot proceed. Customer service was not up to the mark as their response was delayed and the rate of interest was nominal when compared to other sources.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2018
    • SBI Home Loan
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      I have taken home loan form State bank of India , as they have given promising rate of interest while comparing to other banking which available in market , easy approval process , payments made through ecs process .customer service and customer response is best regarding queries provides solution. The tenure period is 20 years .
      Was this review helpful? 0
      , pune
      Reviewed on May 13, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken this loan almost like 15 years, the services has been very good with them. The rate of interest which they have been giving is very low during that time. The loan experience was very good with the bank where all the process was easy.
      Was this review helpful? 0
      , pune
      Reviewed on May 11, 2018
    • SBI Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had a home loan with the SBI and it fully closed. The loan amount was 2.5 lacs. The loan application process was super fast and I got the loan with in 10 days. I made payments online the overall process was very good with SBI and I never had any issues with the loan.
      Was this review helpful? 0
      , pune
      Reviewed on May 11, 2018
    • Bank Bazaar Home Loan
      "Thank you"
      0.5 5.0/5 "Blown Away!"
      My current bank has revised the interest rate, and it is too heavy for me. This is very easy way to apply as i don't have to bunk my office. Good speedy Services, I got the call from CC, as I clicked on Submit button. Hope Loan processing would be also be speedy.
      Was this review helpful? 0
      , pune
      Reviewed on May 07, 2018
    • SBI Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken with SBI which was take few months back. The loan amount was 40 lakhs and the interest rate was 8.8% which is average in the market . The tenure period as 2 years .The tenure period as 2 years and the processing fee was very satisfactory . They have sanctioned the loan with the committed time .
      Was this review helpful? 0
      , pune
      Reviewed on May 07, 2018
    • HDFC Limited Home Loan
      "More Hidden Charges in HDFC"
      0.5 3.0/5 "Satisfactory"
      Customer care is good however, their rules and regulations is worst. I forced to take a Home Loan in HDFC Ltd. I will not recommend Home Loan in HDFC LTD. You have to check with the Nationalized Banks. There are some hidden charges too. I have to pay Rs. 5000 for changing the interest. I have got the loan amount of Rs. 18.4 Lakhs. with the tenure of 20 years. Total Interest rate is 8.4% for that i have to pay the monthly EMI of Rs. 16500. Overall processing fee in HDFC is too costly. Whenever they reducing the interest rate they will notify you on the same. If you want to reduce interest rate then you have to pay some amount to the bank. I am planning to switch over from HDFC LTD to some Nationalized bank.
      Was this review helpful? 0
      , pune
      Reviewed on May 05, 2018
    • Bank Bazaar Home Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      The website is good at Bankbazaar.com, and they are responsive as well. The customer services and response is good. The team followed up very well and they were supportive. The response was also prompt and in all it has been a smooth process and experience.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 30, 2018
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