A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Pune Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.50% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Pune Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      It was an ok ok experience which I had with bank bazaar.com . The over all service was very good which I had received from them . The response to my application was kind of slow, but I had a expectation that bankbazaar that they will be calling soon . After 2 to 3 days I had received a call from the Bank Bazaar's side . It was the the only thing which I am not happy about . Rest everything was really good .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • ICICI Bank Home Loan
      "Very bad"
      0.5 1.0/5 "Really Bad"
      It was real bad experience and service i had with ICICI BANK for the home loan application which I had applied for . The bank executive took all the documents required for the loan . The verification was also done from the bank side . the bank cancelled the application , as they said that I am working in a propriertor ship company it can not be approved from the banks side . At the time of collecting the documents only I told them the company is propritership company they said it would not be a problem .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • HDFC Limited Home Loan
      "Housing loan"
      0.5 5.0/5 "Blown Away!"
      I had taken the housing loan from HDFC LTD and the process was good. HDFC LTD provided a discounted rate of 0.5% , another advantage was they were able to waive off the processing fee . I am getting some tax benefits also . I had received the copy of title deeds too.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "One stop solution"
      0.5 4.0/5 "Great!"
      It has all the bank details it is good for the customer, I could view all information in one place, without going to the bank. I could check all the options. Bank Bazaar response is also good, the site is very much userfriendly and easy to navigate.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • HDFC Limited Home Loan
      "Customer satisfaction should be there"
      0.5 4.0/5 "Great!"
      HDFC Ltd executive was not coordinated with me on loan process, they are not aware of the documentation process. I would suggest them to improve their service. Other than that everything is good, even their interest rate and charges is also good.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • Axis Bank Home Loan
      "Best"
      0.5 5.0/5 "Blown Away!"
      I am having the home loan with the Axis bank and the interest rate is around 8.5% and the loan amount got disbursed within fifteen days of time. I would like to say that the response is an excellent one with them.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      It was a good experience i had with BANK BAZAAR . I had applied for a home loan and there response from the bank bazaar side was well coordinated they delivered the proper information i time and the customer service from the bank bazaar was also great . The application of BANK BAZAAR is so user friendly it has serious good in the app . you can check your credit score in the application not even wasting your time . Also you can check status and the transactions of your bank account .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • Axis Bank Home Loan
      "Average Service"
      0.5 3.5/5 "Pretty good"
      It was an average experience i had with AXIS BANK for the Home loan services i availed for .the customer service from the bank side was not that good . i did not receive the proper information of the Home loan process which i needed . the bank executive did not do his job properly . the bank should have a reminder option in their work architecture .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • Dena Bank Home Loan
      "It Was Good"
      0.5 4.5/5 "Excellent!"
      The service which i received from DENA BANK for my home loan process of mine was good . i received calls from the bank executive and they delivered the information in detailed matter. the kept the loan process on hold due to some personal reason that i am facing within 3 months i will be opting for the same process .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 20, 2017
    • Bank Bazaar Home Loan
      "Easy to Navigate"
      0.5 4.0/5 "Great!"
      Bank Bazaar is giving good service, they have contacted me and connected with the bank on time. They helped to find beneficial product its all good. Meanwhile I would like to suggest Bank Bazaar should improve the post process and they should provide value added service.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 20, 2017
    • SBI Home Loan
      "Its Average"
      0.5 2.0/5 "Expected more"
      SBI really not done a good job, they assigned a person in pune, but they didn't give genuine information and their service is not upto the mark. But interm of interest rate, whatever I expected I got same rate but charges was high even they have taken for mortgage too.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 20, 2017
    • Bank Bazaar Home Loan
      "Good financial advisor"
      0.5 5.0/5 "Blown Away!"
      On Bank Bazaar website they have good comparison of different financial products its a best thing. Without visiting to other banks website I could view all offes in one stop . Bank Bazaar executive are also responded well on the loan process.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 20, 2017
    • Punjab National Bank Home Loan
      "User friendly"
      0.5 4.0/5 "Great!"
      Basically I got good response from PNB Housing and within couple of days I got the disbursement amount with 8.5% of interest for the loan amount of Rs. 44 lakhs, I purchased the apartment, based on the construction they have disbursement the amount.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 20, 2017
    • HDFC Limited Home Loan
      "Good one"
      0.5 5.0/5 "Blown Away!"
      Over all i had a good experience with HDFC LTD home loan services . The process was help on time and the bank contacted me proper and a convenient manner .they never had a delay in their process every information was delivered to me correctly and smoothly . i was bit of a confused with the rate of interest of 8.50% and the processing fee . when i applied it for the second time i got a difference of 8.35% in the rate of interest so applied from the second time .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 18, 2017
    • Punjab National Bank Home Loan
      "PNB is actually doing great"
      0.5 4.0/5 "Great!"
      PNB is actually doing great, they were able to sanction 100% loan amount as per my requirement. The property was selected by me and dealer had a tie up with PNB. Paper works were perfect once after I reached their premises PNB was able to provide the paper works in the next 2 hours.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 18, 2017
    • HDFC Limited Home Loan
      "Better"
      0.5 4.0/5 "Great!"
      There is no specific reason with the HDFC limited for the home loan. The first disbursal got happens within fifteen days of time. I would like to say that the response is good with the HDFC limited and I really dont have any issues with them.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 17, 2017
    • HDFC Limited Home Loan
      "Its good to take loan"
      0.5 5.0/5 "Blown Away!"
      HDFC Ltd housing loan interest rate is more compared to SBI, because HDFC ltd offered me 8.5% but SBI is offering around 8.3%. HDFC ltd also taken Rs. 5000 as a processing fee from principal amount of Rs.10 lakhs. I took the loan for the tenure of ten years, I do have a part payment and balance transfer facility.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 16, 2017
    • RELIGARE HOUSING DEVELOPMENT FINANCE CORPORATION LTD Home Loan
      "Looking for better offer"
      0.5 2.0/5 "Expected more"
      I purchased residential house from the builder, my property belong gram panchayat, Religare housing finance only providing loan for this approval. They have fulfilled my needs, whatever amount I have applied it got sanctioned but interest rate was high and they have taken nearly two months to complete the process.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 15, 2017
    • ICICI Bank Home Loan
      "Good one"
      0.5 3.0/5 "Satisfactory"
      Overall it was a very good experience with ICICI Bank but the bank did not respond well. I only once i got a call from the bank and after that no one ever contacted me. Also the information was not delivered to me properly.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 14, 2017
    • ICICI Bank Home Loan
      "Good one"
      0.5 3.0/5 "Satisfactory"
      Overall it was a very good experience with ICICI Bank but the bank did not respond well. I only once i got a call from the bank and after that no one ever contacted me. Also the information was not delivered to me properly. i had a personal problem that's the reason i didn't take the loan , but i am thinking for apply for the loan again by next month .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 14, 2017
    Common Loader Icon
    Pune Home Loan is Rated as "Great!" by 2196 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Pune Home Loan

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Pune Home Loan if you are

    01
    02
    03
    04
    Pune Home Loan Minimum Age

    At least 21 years old

     Pune Home Loan Maximum Age

    Less than 65 years old

    Pune Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Pune Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Home Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Pune Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Pune Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Home Loan amount by these steps

    01
    02
    03
    Pune Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Pune Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Pune Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Pune Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Home Loan Interest RatesUpdated on 24 Sep 2017

    Pune Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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