A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 45 Pune Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.75% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.85% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Pune Home Loan Reviews

    • Bank Bazaar Customer Support
      "Immediate response"
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com have contacted me within five to ten minutes of time, also the response is very prompt. They have forwarded the information to the bankers on immediate basis. Customer service is good and the website is easy to access.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Better "
      0.5 4.0/5 "Great!"
      HDFC limited have contacted me after sometime from the time of inquiry for the home loan. Rate of interest was around 8.5%, which was bit huge one for me , also I am okay with that. Customer service and other things were good only.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      There was no issues with HDFC ltd for the housing loan. I had taken this loan for the interest rate of 9.30%. The loan process went good and there was no hassles with HDFC ltd. Customer service is quite good and they supported well throughout the loan process.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • SBI Home Loan
      "Low interest rate"
      0.5 5.0/5 "Blown Away!"
      I got the home loan with the State bank of India and the interest rate is around 8.75%. The loan amount got disbursed to my account within fifteen days of time. Services are very good one with them. Documentation process is very nominal , also I got it through one of the agent.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 19, 2017
    • Bank Bazaar Customer Support
      "Very novel and innovative platform"
      0.5 5.0/5 "Blown Away!"
      Smart , quick and novel platform to meet various financial needs at ease. Useful to evaluate different products at your leisure time. Truly, money saved is money earned. Highly recommended for public to explore financial products at ease.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 18, 2017
    • ICICI Bank Home Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank was excellent in the home loan process. They were very flexible and helpful to me. I got the loan on time also all the documents were also collected on time as they have committed and I also got a good deal on the interest rate and processing charges too.
      Was this review helpful? 2
      , pune
      Reviewed on Jun 16, 2017
    • Bank Bazaar Customer Support
      "Good. Can do better"
      0.5 3.0/5 "Satisfactory"
      I appreciate the initial response from Bankbazaar and the process was also up to the mark. It started off well and my information was processed to the banks. It would be better if they are more proactive to with the follow up calls and make sure the bank executive collects the documents from the customer as promised.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 16, 2017
    • Punjab National Bank Home Loan
      "Need improvement in services"
      0.5 2.0/5 "Expected more"
      Though, I explained my requirement in detail, even the executive of PNB housing finance also explained the details of all the documents which was required by them . After that he did not come back to collect the papers and I waited there for one and half week. As it was a matter of an emergency , I took home loan from another bank.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 16, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 5.0/5 "Blown Away!"
      The website of Bankbazaar is excellent as I found it very convenient to register my details. It was a very user friendly portal and I am happy with the experience overall. The customer services and response was good and on time. In all it was a hassle free process.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • HDFC Limited Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I did not go ahead with the home loan with HDFC Ltd because I was in need of a loan amount of 16 to 17 Lakhs. But they were offering me 12 to 13 lakhs. So I cancelled my application. They were also huge on the rate of interest and processing charges. Average overall.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • HDFC Limited Home Loan
      "Details are clear"
      0.5 5.0/5 "Blown Away!"
      I had applied for the HDFC Ltd for the home loan and as a customer I am very happy with the way they are process this loan. They had explained every bit of the information in detail before I even submitted my paper work. The interest rate and charges are very much reasonable too.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • Bank Bazaar Customer Support
      "Provide more clarity in details"
      0.5 3.0/5 "Satisfactory"
      I like Bank Bazaar, I am fine with the website. It would be better if there is more clarity, when they communicate with the customer about the credit score so there is no last minute confusion and disappointment, when my application reaches the bank.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • Axis Bank Home Loan
      "They should be transparent"
      0.5 1.0/5 "Really Bad"
      I am not happy with AXIS service because there was no response from their end, They didn't call or message me, Till now I am not aware why my home loan got rejected the application. Finally I checked my credit score at the time, I could see AXIS have inquired my credit score I hope based on that they have closed. Whatever it may be AXIS should give transparent information.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • Bank Bazaar Customer Support
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      As soon as I registered my details at Bankbazaar, the services which I got was really great, because they were on time and more over they were professional in providing the details to me. I also did not have any hassles upon submitting the information on the portal.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • Punjab National Bank Home Loan
      "Provide clairty in details"
      0.5 2.0/5 "Expected more"
      After me applying for a home loan with PNB housing finance. I got a proper response, but as a customer I needed clarification before I went ahead with the paper work. I needed clarity on the interest rate and charges and also about the co-applicant. But the team was insisting that I submit my documents and then they would inform me the details. So I cancelled my application. I was initially informed a interest rate of 8.35% and later another executive informed me 8.5%.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • Bank Bazaar Customer Support
      "Userfriendly and financial website"
      0.5 5.0/5 "Blown Away!"
      I wanted to know the SBI home loan process, Bank Bazaar helped me a lot on it. My friend had refereed the Bank Bazaar website to check the home loan process and to the check the eligibility of loan. As he told I got satisfactory service from Bank Bazaar.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • SBI Home Loan
      "Its Better"
      0.5 4.0/5 "Great!"
      I was postponed the decision to take home loan right now, I am planning to take it after two or three months later with same SBI bank. They ready to sanction 85% of loan on the property, It is very sufficient. I don't face any issues with them. I am happy about their service.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • Bank Bazaar Customer Support
      "Good financial advisor"
      0.5 5.0/5 "Blown Away!"
      Actually when I applied for home loan at Bank Bazaar, I got a call immediately from Bank Bazaar end, that was the best part, I like it very much. I am using the website through mobile browser its easy to navigate the information and it is up to the mark.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 13, 2017
    • Punjab National Bank Home Loan
      "Its Excellent "
      0.5 4.0/5 "Great!"
      I postponed the plan to purchase a property right now, because I was looking for the gated community property with amenities. Hence I dropped the plan now, but PNB housing coordinated well, their service is good they contacted me well on the home loan process.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 13, 2017
    • HDFC Limited Home Loan
      "Loan process should be flexible"
      0.5 3.0/5 "Satisfactory"
      My first home loan was HDFC Ltd, it was closed before three months. I took that home loan before six years. At the time they sanctioned Rs.22 lakhs but disbursed only Rs.18 lakhs. Finally I increased my EMI and decreased my tenure and my loan got closed.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 13, 2017
    Common Loader Icon

    Pune Home Loan is Rated as "Great!" by 2105 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Pune Home Loan if you are

    01
    02
    03
    04
    Pune Home Loan Minimum Age

    At least 21 years old

     Pune Home Loan Maximum Age

    Less than 65 years old

    Pune Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Pune Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Home Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Pune Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Pune Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Home Loan amount by these steps

    01
    02
    03
    Pune Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Pune Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Pune Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Pune Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Home Loan Interest RatesUpdated on 26 Jun 2017

    Pune Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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