A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Pune

    Home loans in Pune are available at interest rates ranging between 6.85% p.a. and 9.85% p.a. The loan providers offer a number of housing loan products which are accompanied with the benefits of nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan. 

    Home Loan Interest Rate in Pune 

     
    Interest Rates 6.85% p.a. to 9.85% p.a.
    Processing fee As per the terms and conditions of the bank
    Maximum Loan Amount As per the terms and conditions of the bank and the eligibility of the applicant
    Maximum Tenure Up to 30 years (differs from bank to bank)

    Compare: Home Loan Interest rate

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    We found 37 Pune Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.35% - 9.18% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 9.50% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 11.75%
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.80% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50%(Min ₹10,000) One time fee
    Rs.1Cr - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 7.15% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Pune

    Home Loan Providers Branch Location
    State Bank of India (SBI)
    State Bank of India (SBI), No. 1, CTS No. 1187/64, Kamayani Towers,
    Plot No. 547, Bhamburda, Near Bal Gandharva Chowk,
    Pune, Maharashtra, Pin – 411 005
    Bank of Baroda
    Bank of Baroda, S R No. 42, 2 2, Rd, Sanjay Gandhi Society,
    Apartsomnath Nagar, Nirman Rutugandh, Wadgaon Sheri,
    Pune, Maharashtra, Pin – 411 014
    HDFC Bank
    HDFC Bank, 2418, K P Housing SOC General Thimmaiya Road, East Street, Camp,
    Pune, Maharashtra, Pin – 411 001
    ICICI Bank
    ICICI Bank, Farena Corporate Park,
    Unit No. 3, ground Floor, Magarpatta,
    Pune, Maharashtra, Pin – 411 013
    IDFC FIRST Bank
    IDFC FIRST Bank, 3rd Floor,
    Amar Avinash Corporate City, Bund Garden Road,
    Pune, Maharashtra, Pin – 411 001
    PNB Housing Finance Ltd.
    PNB HFL, 560, 5th Floor, Marvel Vista,
    S. No. 599A = 598 + 593A, Sahaney Sujan Park, Lullanagar,
    Pune, Maharashtra, Pin – 411 040
    Federal Bank
    Federal Bank, Ground Floor, Supreme Square,
    D P Road, Parihar Chowk, Aundh,
    Pune, Maharashtra, Pin – 411 007

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years (differs from bank to bank) PAN card, voter ID, passport, or driving license
    Residency Resident of India PAN card, voter ID, passport, or driving license
    Employment Self-employed or salaried Employee ID
    Income Salaried – From Rs.10,000 p.m.
    Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)
    For salaried:
    • Last 3 month's salary slip
    • Last 6 month's bank statements
    • Last 2 year's Form 16 and IT returns
    For self-employed:
    • Previous 3 year's income tax returns
    • Previous 3 year's profit & loss accounts with balance sheet
    • Last 12 month's bank statements

    Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.

    Building your dream house in the city of Pune is no longer just a dream. With a plethora of housing loans being offered by a host of loan providers in Pune, you can now easily avail one to build your dream house. You can also visit BankBazaar.com to find out the best deals as per your eligibility and make the most out of it. To compare and apply, visit the official website at www.bankbazaar.com.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Pune Home Loan Reviews

    • ICICI Bank Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have taken home loan directly through ICICI Bank.I have taken this loan for house construction purpose.The rate of interest and the processing fee was less .This loan was sanctioned immediately and paying the premium on EMI basis .Everything was smooth and there was continuous callback and follow up from bank end.
      Was this review helpful? 3
      , pune
      Reviewed on Feb 10, 2020
    • Indiabulls
      Indiabulls Home Loan
      "Fraudsters"
      0.5 0.5/5 "Unacceptable"
      Fraud bank. They increased the interest rate to 13% without notifying me. Even they removed that from their website. When I asked them my current interest rate, then I came to know that it's 13% So initiated BT immediately (It took long for BT in my case). They lost all my belief in them.
      Was this review helpful? 13
      , pune
      Reviewed on Feb 09, 2020
    • Aavas Financiers Limited Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken home loan through Aavas Financiers Limited in the year of 2018.The rate of interest and the processing fee was very high and have processed due to my requirements.The rate of interest was 11% and the loan amount was sanctioned on appropriate time .
      Was this review helpful? 7
      , pune
      Reviewed on Dec 26, 2019
    • SBI Home Loan
      "Easy loan"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from SBI and the loan amount was Rs. 30 lakh. The rate of interest was 8.15% and i am paying EMI of Rs. 25k. Customer service was good. I received this loan instantly and i applied this loan through online channel.There is no pre closure charges.
      Was this review helpful? 12
      , pune
      Reviewed on Dec 09, 2019
    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken Home loan directly through HDFC Ltd.The rate of interest and the processing fee was nominal .The loan amount got on time and there was no difficulties .This loan is still active and paying the premium through EMI basis without any hassle got this loan .I am completely satisfied with the service .
      Was this review helpful? 1
      , pune
      Reviewed on Dec 05, 2019
    • HDFC Limited Home Loan
      "DO Not applly HDFC Home loan"
      0.5 0.5/5 "Unacceptable"
      There are lots of cheaters in HDFC home loan and Credit department, They all are just wasting time, never confirmed status of any query, I have a bad experience with HDFC, As salesperson I m eligible for home loan, and interest rate is 8.25. after applying 20 days later they confirmed me to u are not eligible for loan due to ur Company is in LLP firm. They asking for the company balance sheet. also he told me to ur interest rate will be 8.55. How can is it possible. before applying salesperson called me more than 20 times but after apply I called him more than 50 times but he never receives my call. many time I message him to meet me but no luck.
      Was this review helpful? 14
      , pune
      Reviewed on Nov 21, 2019
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I applied for the HDFC limited home loan through bank executive and the loan got disbursed with in one week. The required document are more. The approved loan amount is 17 lakhs for 25 years of tenure with rate of interest. of 8.90%. Processing fee is Rs.7000.
      Was this review helpful? 5
      , pune
      Reviewed on Oct 31, 2019
    • review Home Loan
      "Don't think to take loan from Tata Capital "
      0.5 0.5/5 "Unacceptable"
      Worst experience from a Brand like Tata Capital. At the time of taking loan they experienced hassle but for releasing the cheque, customer cried and extending the date to handover. I had taken a HL from Tata Capital while foreclosing after one year gives very very worst experience. I had applied for forecloser letter Tata Capital told me that it should obtained only after 15 working day in which Saturday Sunday and any other holiday not been consider. Very very harassment. On 15th day Back office called me and asked that they should reduce the ROI if I continue with Tata which is totally disgusting that they already charged me ROI @9.35 which is higher ever than Nationalised bank. Even after submitting forecloser cheque tata is just prolonging the date to close which is very badly eating my hard earned money. Very very bad and worst experience about Tata Capital Plz plz plz don't go for Tata
      Was this review helpful? 1
      , pune
      Reviewed on Oct 11, 2019
    • Muthoot Homefin Home Loan
      "Loan process should be faster"
      0.5 4.0/5 "Great!"
      While taking the home loan in Muthoot homefin limited, the field executive visited to my place to pick up the papers but finally they have taken 1.5 month to approve the loan. The process got delay it should be more faster, I availed the loan amount Rs.10.30 lakhs for the duration of 15 years, the interest rate is 10.50% for per annum its nominal for me.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 01, 2019
    • Axis Bank Home Loan
      "Not satisfactory"
      0.5 3.0/5 "Satisfactory"
      My builder has a tied up with Axis Bank so my home loan was processed with this bank but am not satified. The mobile application is not good and I could not get much details about my loan payments even I need to visit the branch for certain things which is time taking. I am planning to do balance transfer. The interest rate is increasing for every 6months. The processing fee is applicable.
      Was this review helpful? 7
      , pune
      Reviewed on Jul 30, 2019
    • Indiabulls Home Loan
      "BETTER"
      0.5 3.0/5 "Satisfactory"
      I have been using the home loan with the INDIABULLS since from last 10 years, the documentation process was easy and simple added on that the rate of interest was 10% with the loan. The customer support is good and also i have faced no issues with the institute.
      Was this review helpful? 2
      , pune
      Reviewed on Jul 29, 2019
    • Standard Chartered Bank Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      I have been using the STANDARD CHARTERED BANK home loan since from last 10 years. The documentation process was simple and also it was quick and i got the loan amount which is sufficient, the rate of interest was 9% with the loan. The duration for repaying was good.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 29, 2019
    • HDFC Limited Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan in HDFC bank on 3 months before which was applied directly to bank. Since I am account holder the process was smooth and sanctioned on time. The loan amount is sufficient for the tenure of 18 years. The rate of interest and processing fee are nominal.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 26, 2019
    • Bajaj Finserv Home Loan
      "Wow experience"
      0.5 5.0/5 "Blown Away!"
      Bajaj is charging little bit more on the interest rate part but they are providing excellent service which am very much satisfied. Also they have provided me a EMI card without any cost. The documentation process is easier and very much helpful. There was processing fee for home loan. The loan duration is 15 years.
      Was this review helpful? 2
      , pune
      Reviewed on Jul 23, 2019
    • Dena Bank Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken Home loan through Dena Bank since builder referred this Bank .I have got all the required details about the loan process ,I have applied for the loan amount of 15 lakh for the tenure of 15 years ,The rate of interest and the processing fee was quite nominal ,Still the loan is active and the agent gave all the information about the card process .
      Was this review helpful? 2
      , pune
      Reviewed on Jul 20, 2019
    • DHFL Home Loan
      "Service is not up to the mark"
      0.5 1.0/5 "Really Bad"
      I came to know about the DHFL loan i went direct to the office and collected form and applied for it. I wish to say that their service is not up to the mark. They just want the client to apply and want to achieve their target and they keep on changing their rate of interest was application was submitted.
      Was this review helpful? 2
      , pune
      Reviewed on Jul 19, 2019
    • Axis Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I was offered with Axis bank Housing Finance Loan with the nominal rate of interest of 8.5% . I have applied for 16 lakh but they offered me up to 20 lakh which makes me more satisfy. There documentation was done very smooth and staff were very responsive all went good.
      Was this review helpful? 3
      , pune
      Reviewed on Jul 19, 2019
    • HDFC Limited Home Loan
      "NOT SATISFIED"
      0.5 3.0/5 "Satisfactory"
      I am trying to migrate the loan to another bank because of PMAY is pending, i am using the loan more than 1.5 years, the loan amount given was 40.5L, the rate of interest was higher 8.35% to 9.10%. The duration for repaying the loan was 30years.
      Was this review helpful? 37
      , pune
      Reviewed on Jul 13, 2019
    • Bank of India Home Loan
      "Excellent Experience"
      0.5 5.0/5 "Blown Away!"
      I took the housing loan, they gave me 4% of simple interest per annum but its only for the staff. There is no charges application for the housing loan disbursement, I took the loan for the duration of 25 years, they do have balance transfer, part payment and foreclosure without any charges.
      Was this review helpful? 2
      , pune
      Reviewed on Jul 09, 2019
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with HDFC BANK .The customer support team has also been helpful as well. I use to pay EMI on time . The tenure period is fine .My experience was good . I got the loan without any delay or hassles. The processing fee is also good .The customer services and response is good. I also got the loan on time.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 09, 2019
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