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  • L&T Finance Two Wheeler Loan

     4.0 / 5.0   by 49 users
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    L&T Finance Two Wheeler Loan:

    Larsen and Toubro (L&T) Finance is a wholly owned subsidiary of L&T Finance Holdings Limited. It was incorporated in 1994 as a Non-Banking Finance Company. One of the leading financial institutions in the country, L&T provides a wide range of innovative financial products and services, apart from financial solutions, to its customers which include trade, industry and agricultural sector. L&T Finance has steadily evolved as one of the leading financial institutions in the country and has been earning huge profits, as well.

    Two Wheeler Loan from L&T Finance:

    L&T Finance offers two wheeler loans especially tailor-made to suit your needs and provides financial assistance for you to buy a two wheeler, at affordable interest rates. Given the chaotic traffic conditions and rickety Indian roads, choosing to buy a two wheeler for your daily commute is a really smart choice. It is easy to maintain and use, affordable and time effective.

    Also Read: Two Wheeler Insurance.

    L&T Two Wheeler Loan Features and Benefits:

    • The loan needs to be taken for purchase of a two wheeler.
    • Easy documentation and quick disbursal of loan.
    • Flexible and attractive EMI options.
    • Up to 85% of on road price of the two wheeler can be financed.
    • Elite customers enjoy fast track processing.
    • Loan approval can be made in 6 hours. This is subject to certain conditions.
    • Facility of online application of the loan is available.
    • Transparent rates and no hidden charges.
    • Insurance cover is also offered at affordable rates.
    • Schemes loaded with innovative features to suit your needs.

    Perfect Personal Loan Deals for you

    L&T Finance Bike Loan Eligibility:

    • The applicant needs to have a stable source of income.
    • The applicant needs to have stability of residence. He needs to furnish the company with proof for the same.
    • The applicant needs to have stability of employment.
    Apply for Personal Loan

    Documentation for L&T Finance Two Wheeler Loan:

    • Passport size photograph of the applicant.
    • Proof of income of the applicant - salary slips, Form 16, bank statement, etc.
    • Valid ID proof issued by the government - PAN card, Driving License, passport, voter's identity card, etc.
    • Proof of residence/Address proof - telephone bill, electricity bill, ration card, passport, etc.

    L&T Bike Loan Frequently Asked Questions (FAQs)

    1. Am I allowed to sell my two wheeler before repaying the loan for the same?

      No, unless you have repaid the loan, you can't sell you vehicle. A NOC is required (from the financer) for you to sell your two wheeler.

    2. I want to avail a two wheeler loan from L&T, but I am an existing Family Credit Customer with the company?

      Yes, depending on your record of previous loan repayment, you can avail a two wheeler ‘loyalty' loan from the company.

    3. If I happen to make an excess payment, will I receive a refund of that amount through cheque?

      Please inform the L&T branch immediately, if you have made an excess payment, and that amount shall be duly refunded or adjusted once the claim has been verified within the stipulated time.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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    L&T Finance Two Wheeler Loan Reviews

  • Page 1 of 3 1 2 3
    • L&T Finance Two Wheeler Loan
      "Good service"
      L&T FINANCE LIMITED
      0.5 4.0/5 "Great!"
      I had applied for the Two wheeler loan with L&T Finance, my loan application was approved and the requested amount was disbursed. The loan amount was for Rs 30000 and the rate of interest was way high when compared to others in the market. The customer service was good and the process was very smooth.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 13, 2017
    • L&T Finance Two Wheeler Loan
      "GOOD SERVICE"
      L&T FINANCE LIMITED
      0.5 4.0/5 "Great!"
      It was a simple and quick process with L&T finance limited. I had taken a two wheeler loan from them and the process was very professional and I liked the way they handled the whole thing. The rate of interest and processing charges was normal to me as long as the services has been good.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • L&T Finance Two Wheeler Loan
      "excellent service"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      I had a two wheeler loan for my hero mastero bike with LNT two wheeler loan. This was taken through the direct bank this was taken through the dealer and the dealer has got tie up with the bank. The process would get completed within 2 days. Initially I paid around 8k.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 15, 2017
    • L&T Finance Two Wheeler Loan
      "Its very good"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      In L & T Finance, I done a low documentation procedure and they done fast process, I took the bike loan of Rs. 40,000 to purchase Activa for the tenure of two year, I have paid all the dues, just two EMI are pending. They offered me the loan with good interest rate.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • L&T Finance Two Wheeler Loan
      "EXCELLENT"
      L&T FINANCE LIMITED
      0.5 4.0/5 "Great!"
      Services are good with Larsen and turbo a in availing bike loan is good enough and the main reason approaching this is rate of interest. Initially this was named as Family credit, customer service team is quite ok and overall I like the service from them
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 29, 2017
    • L&T Finance Two Wheeler Loan
      "Average Service"
      L&T FINANCE LIMITED
      0.5 3.0/5 "Satisfactory"
      I would say it was a OK OK experience with the L&T FINANCE for the two wheeler i applied for . The customer service has to me improved by the L&T side . The response was not up to the mark i received . The rate of interest was good they providing . They also took extra fee with me .
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Sep 28, 2017
    • L&T Finance Two Wheeler Loan
      "Customer should be considered as a customer."
      L&T FINANCE LIMITED
      0.5 3.0/5 "Satisfactory"
      I had two wheeler loan with L & T, their interest rate is bit high than other banks, the loan process was done on time that's my only concern about the interest rate. I purchased pulsar 2 bike worth Rs. 1.10 lakh, I paid some downloaded remaining amount got converted into EMI.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 08, 2017
    • L&T Finance Two Wheeler Loan
      "Excellent"
      L&T FINANCE LIMITED
      0.5 4.0/5 "Great!"
      Services are good with Larsen and turbo a in availing bike loan is good enough and the main reason approaching this is rate of interest. Initially this was named as Family credit, customer service team is quite ok and overall I like the service from them
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 06, 2017
    • L&T Finance Two Wheeler Loan
      "Average"
      L&T FINANCE LIMITED
      0.5 2.0/5 "Expected more"
      I have taken bike loan from larsen and turbo and I had a very very bad experience drought them the bike loan amount was 80000 rupees i had done the down payment of 30000 rupees and the rate of interest was very high compared to others and the processing fee was around 3k for 3 years tenured and I got the bike after 15 days of time now this loan is closed they have still no given me the NOC if asked they are saying to come and collect in front,
      Was this review helpful? 2
      , bangalore
      Reviewed on Jun 03, 2017
    • L&T Finance Two Wheeler Loan
      "Fair"
      L&T FINANCE LIMITED
      0.5 3.0/5 "Satisfactory"
      Currently, I am having the two wheeler loan with the L&T finance limited and the loan amount got credited within an hour of time. They have provided around 80% of cost of the vehicle as loan and the processing charges were nil with them. They did not provide the ECS option for me till now.
      Was this review helpful? 0
      , siliguri
      Reviewed on May 23, 2017
    • L&T Finance Two Wheeler Loan
      "Excellent service"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      It was totally a hassle free experience with L&T on my bike loan I did get a good assistance and they contacted me at the right time. They were very polite in their service and really good they were completely in touch with me throughout the process Initially I tried applying in India bulls but they rejected my application but same documents I submitted in L&T they approved it,
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 09, 2017
    • L&T Finance Two Wheeler Loan
      "Service is good "
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      I had a two wheeler loan with L&T finance for about 3 years ago, and I have finished it. I made the payments through ECS mode, it was easy process to pay the payments. The EMI amount will be auto debited on time through my salaried account.The loan got disbursed with in 2 days, because it was a secured loan. The rate of interest is nominal with L&T. I am happy with the over all service.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 03, 2017
    • L&T Finance Two Wheeler Loan
      "Interest rate has to be reduced for the bike loan "
      L&T FINANCE LIMITED
      0.5 3.0/5 "Satisfactory"
      L&T offered me comparatively high interest rate of 14.5% on two wheeler loan, process was good they have taken only five days to disburse the amount to the dealer. I have taken Honda bike before two years worth Rs.77,597, I just made down payment of Rs.27,000 remaining I converted into an EMI with L&T, I have successfully closed bike so they have me personal loan.
      Was this review helpful? 3
      , thrissur
      Reviewed on Mar 29, 2017
    • L&T Finance Two Wheeler Loan
      "Better than any other two wheeler finance company"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      I got the two wheeler loan from L&T finance and I had completed it before three months of time. Interest rate offered was around 9.5% and the loan amount got disbursed on the same day itself. Customer service and the documentation procedures were very simple and quick. I got my NOC papers by post within a span of 2 days from the loan closure date, I had got my NOC letter. Interest rate offered was a moderate one.
      Was this review helpful? 5
      , guwahati
      Reviewed on Feb 15, 2017
    • L&T Finance Two Wheeler Loan
      "Good process"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      L&T finance bike loan process got delay, Because I took some time to get my selected color of Activa bike. So they almost one month to disbursed the amount. My Bike value was Rs.55,000 but I paid the down payment of Rs.12,000. Remaining converted into an EMI, Now my loan got completed.
      Was this review helpful? 7
      , pondicherry
      Reviewed on Feb 06, 2017
    • L&T Finance Two Wheeler Loan
      "customer friendly"
      L&T FINANCE LIMITED
      0.5 4.5/5 "Excellent!"
      Nice , processing done soon, all the executive much customer friendly and good interaction. Please maintain this and which will give you more customer . I also felt that RI is normal not much when compared to others. I had taken a two wheeler loan from them and the process was very professional and I liked the way they handled the whole thing.
      Was this review helpful? 4
      , chennai
      Reviewed on Nov 06, 2016
    • L&T Finance Two Wheeler Loan
      "Very good services"
      L&T FINANCE LIMITED
      0.5 4.0/5 "Great!"
      It was a simple and quick process with L&T finance limited. I had taken a two wheeler loan from them and the process was very professional and I liked the way they handled the whole thing. The rate of interest and processing charges was normal to me as long as the services has been good.
      Was this review helpful? 3
      , chennai
      Reviewed on Nov 02, 2016
    • L&T Finance Two Wheeler Loan
      "Good for all"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      It is from the L&T finance limited I took my two wheeler loan. I took it few years before and have finished paying half of the EMI. I like the way in which their staffs are still coordinating with me. I took an Honda Activa 120 model bike with this loan.
      Was this review helpful? 4
      , chennai
      Reviewed on Jun 24, 2016
    • L&T Finance Two Wheeler Loan
      "Not good for new customers"
      L&T FINANCE LIMITED
      0.5 3.0/5 "Satisfactory"
      Simple task, also its very easy to take loan from LNT finance ltd. . But getting the NOC is very difficult because they took one year to give the documents. They don't have online portal where we can check the loan track,it would be good if they implement the online facility.
      Was this review helpful? 9
      , kolkata
      Reviewed on May 20, 2016
    • L&T Finance Two Wheeler Loan
      "Good but interest rate is high "
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      Within three days i got he vehicle with the help of L&T finance two wheeler loan. Interest rate charged was 12% and there was zero processing fee. The paper works were very simple. The paid 20% as the down payment for the vehicle value and the rest 80% was approved by the company.
      Was this review helpful? 3
      , bangalore
      Reviewed on Apr 13, 2016
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