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  • L&T Finance Two Wheeler Loan

    L and T Finance Two Wheeler Loan
     4.0 / 5.0   by 40 users
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    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    L&T Finance Two Wheeler Loan:

    Larsen and Toubro (L&T) Finance is a wholly owned subsidiary of L&T Finance Holdings Limited. It was incorporated in 1994 as a Non-Banking Finance Company. One of the leading financial institutions in the country, L&T provides a wide range of innovative financial products and services, apart from financial solutions, to its customers which include trade, industry and agricultural sector. L&T Finance has steadily evolved as one of the leading financial institutions in the country and has been earning huge profits, as well.

    Two Wheeler Loan from L&T Finance:

    L&T Finance offers two wheeler loans especially tailor-made to suit your needs and provides financial assistance for you to buy a two wheeler, at affordable interest rates. Given the chaotic traffic conditions and rickety Indian roads, choosing to buy a two wheeler for your daily commute is a really smart choice. It is easy to maintain and use, affordable and time effective.

    Also Read: Two Wheeler Insurance.

    L&T Two Wheeler Loan Features and Benefits:

    • The loan needs to be taken for purchase of a two wheeler.
    • Easy documentation and quick disbursal of loan.
    • Flexible and attractive EMI options.
    • Up to 85% of on road price of the two wheeler can be financed.
    • Elite customers enjoy fast track processing.
    • Loan approval can be made in 6 hours. This is subject to certain conditions.
    • Facility of online application of the loan is available.
    • Transparent rates and no hidden charges.
    • Insurance cover is also offered at affordable rates.
    • Schemes loaded with innovative features to suit your needs.

    Perfect Personal Loan Deals for you

    L&T Finance Bike Loan Eligibility:

    • The applicant needs to have a stable source of income.
    • The applicant needs to have stability of residence. He needs to furnish the company with proof for the same.
    • The applicant needs to have stability of employment.

    Documentation for L&T Finance Two Wheeler Loan:

    • Passport size photograph of the applicant.
    • Proof of income of the applicant - salary slips, Form 16, bank statement, etc.
    • Valid ID proof issued by the government - PAN card, Driving License, passport, voter's identity card, etc.
    • Proof of residence/Address proof - telephone bill, electricity bill, ration card, passport, etc.

    L&T Bike Loan Frequently Asked Questions (FAQs)

    1. Am I allowed to sell my two wheeler before repaying the loan for the same?

      No, unless you have repaid the loan, you can't sell you vehicle. A NOC is required (from the financer) for you to sell your two wheeler.

    2. I want to avail a two wheeler loan from L&T, but I am an existing Family Credit Customer with the company?

      Yes, depending on your record of previous loan repayment, you can avail a two wheeler ‘loyalty' loan from the company.

    3. If I happen to make an excess payment, will I receive a refund of that amount through cheque?

      Please inform the L&T branch immediately, if you have made an excess payment, and that amount shall be duly refunded or adjusted once the claim has been verified within the stipulated time.

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    L&T Finance Two Wheeler Loan Reviews

  • Page 1 of 2 1 2
    • L&T Finance Two Wheeler Loan
      "Fair"
      L&T FINANCE LIMITED
      0.5 3.0/5 "Satisfactory"
      Currently, I am having the two wheeler loan with the L&T finance limited and the loan amount got credited within an hour of time. They have provided around 80% of cost of the vehicle as loan and the processing charges were nil with them. They did not provide the ECS option for me till now.
      Was this review helpful? 0
      , siliguri
      Reviewed on May 23, 2017
    • L&T Finance Two Wheeler Loan
      "Excellent service"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      It was totally a hassle free experience with L&T on my bike loan I did get a good assistance and they contacted me at the right time. They were very polite in their service and really good they were completely in touch with me throughout the process Initially I tried applying in India bulls but they rejected my application but same documents I submitted in L&T they approved it,
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 09, 2017
    • L&T Finance Two Wheeler Loan
      "Service is good "
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      I had a two wheeler loan with L&T finance for about 3 years ago, and I have finished it. I made the payments through ECS mode, it was easy process to pay the payments. The EMI amount will be auto debited on time through my salaried account.The loan got disbursed with in 2 days, because it was a secured loan. The rate of interest is nominal with L&T. I am happy with the over all service.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 03, 2017
    • L&T Finance Two Wheeler Loan
      "Interest rate has to be reduced for the bike loan "
      L&T FINANCE LIMITED
      0.5 3.0/5 "Satisfactory"
      L&T offered me comparatively high interest rate of 14.5% on two wheeler loan, process was good they have taken only five days to disburse the amount to the dealer. I have taken Honda bike before two years worth Rs.77,597, I just made down payment of Rs.27,000 remaining I converted into an EMI with L&T, I have successfully closed bike so they have me personal loan.
      Was this review helpful? 3
      , thrissur
      Reviewed on Mar 29, 2017
    • L&T Finance Two Wheeler Loan
      "Better than any other two wheeler finance company"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      I got the two wheeler loan from L&T finance and I had completed it before three months of time. Interest rate offered was around 9.5% and the loan amount got disbursed on the same day itself. Customer service and the documentation procedures were very simple and quick. I got my NOC papers by post within a span of 2 days from the loan closure date, I had got my NOC letter. Interest rate offered was a moderate one.
      Was this review helpful? 5
      , guwahati
      Reviewed on Feb 15, 2017
    • L&T Finance Two Wheeler Loan
      "Good process"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      L&T finance bike loan process got delay, Because I took some time to get my selected color of Activa bike. So they almost one month to disbursed the amount. My Bike value was Rs.55,000 but I paid the down payment of Rs.12,000. Remaining converted into an EMI, Now my loan got completed.
      Was this review helpful? 7
      , pondicherry
      Reviewed on Feb 06, 2017
    • L&T Finance Two Wheeler Loan
      "customer friendly"
      L&T FINANCE LIMITED
      0.5 4.5/5 "Excellent!"
      Nice , processing done soon, all the executive much customer friendly and good interaction. Please maintain this and which will give you more customer . I also felt that RI is normal not much when compared to others. I had taken a two wheeler loan from them and the process was very professional and I liked the way they handled the whole thing.
      Was this review helpful? 4
      , chennai
      Reviewed on Nov 06, 2016
    • L&T Finance Two Wheeler Loan
      "Very good services"
      L&T FINANCE LIMITED
      0.5 4.0/5 "Great!"
      It was a simple and quick process with L&T finance limited. I had taken a two wheeler loan from them and the process was very professional and I liked the way they handled the whole thing. The rate of interest and processing charges was normal to me as long as the services has been good.
      Was this review helpful? 3
      , chennai
      Reviewed on Nov 02, 2016
    • L&T Finance Two Wheeler Loan
      "Good for all"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      It is from the L&T finance limited I took my two wheeler loan. I took it few years before and have finished paying half of the EMI. I like the way in which their staffs are still coordinating with me. I took an Honda Activa 120 model bike with this loan.
      Was this review helpful? 4
      , chennai
      Reviewed on Jun 24, 2016
    • L&T Finance Two Wheeler Loan
      "Not good for new customers"
      L&T FINANCE LIMITED
      0.5 3.0/5 "Satisfactory"
      Simple task, also its very easy to take loan from LNT finance ltd. . But getting the NOC is very difficult because they took one year to give the documents. They don't have online portal where we can check the loan track,it would be good if they implement the online facility.
      Was this review helpful? 8
      , kolkata
      Reviewed on May 20, 2016
    • L&T Finance Two Wheeler Loan
      "Good but interest rate is high "
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      Within three days i got he vehicle with the help of L&T finance two wheeler loan. Interest rate charged was 12% and there was zero processing fee. The paper works were very simple. The paid 20% as the down payment for the vehicle value and the rest 80% was approved by the company.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 13, 2016
    • L&T Finance Two Wheeler Loan
      "Needs improvement"
      L&T FINANCE LIMITED
      0.5 2.0/5 "Expected more"
      The response of L&T finance ltd is not good and they do not care for the customer. But the process of the two wheeler loan was quick after completing the loan the noc documents are not send on time we have to visit the branch many times.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Mar 16, 2016
    • L&T Finance Two Wheeler Loan
      "Satisfactory"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      L&T Finance Limited has been very good in their services. The response is good. They completed my two wheeler loan process quickly. The rate of interest was good. The processing charges was good too. It was not very high. It was reasonable.
      Was this review helpful? 1
      , mysore
      Reviewed on Feb 24, 2016
    • L&T Finance Two Wheeler Loan
      "Delayed process!"
      L&T FINANCE LIMITED
      0.5 5.0/5 "Blown Away!"
      The agent who collected documents for the loan process left the job by not submitting the documents. Then I visited the L&T finance office nearby to complete the two wheeler loan process. As there was a delay in documentation, it took around 25 days for the loan amount to be disbursed.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Feb 02, 2016
    • L&T Finance Two Wheeler Loan
      "Great!!!"
      L&T FINANCE LIMITED
      0.5 4.0/5 "Great!"
      After submitting the documents with L & T Finance my two wheeler loan was disbursed within one hour . Rate of interest charged was 11% and they charged the processing fee was nominal. Paper work was high compared to L & T. I went to them though showroom dealer.
      Was this review helpful? 3
      , new delhi
      Reviewed on Feb 01, 2016
    • L&T Finance Two Wheeler Loan
      "Easy loans!"
      L&T FINANCE LIMITED
      0.5 4.0/5 "Great!"
      L&T Finance helped me in approving the two wheeler loan at the right time. On submitting the required documents as per the bank norms, they made a verification at my door steps. The executives are very supportive and the loan was disbursed within a weekâ??s time.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 31, 2015
    • L&T Finance Two Wheeler Loan
      "Poor services!"
      L&T FINANCE LIMITED
      0.5 1.0/5 "Really Bad"
      I took my two wheeler loan from L&T Finance. I am really dissatisfied with the services. The monthly installment is not deducted, not even a single time. Every month, the executive is coming to my place to collect the documents. I would suggest them to make the ECS option in proper way, so that it will be easy for me to have a good loan track.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 16, 2015
    • L&T Finance Two Wheeler Loan
      "Very good"
      L&T FINANCE LIMITED
      0.5 3.0/5 "Satisfactory"
      Within five working day the two wheeler loan was disbursement from L& T finance. Interest rate is nearly 11% and without any processing fee. Simple documentation process. I took the loan through showroom dealer as he was my friend so he suggested the best.
      Was this review helpful? 2
      , mumbai
      Reviewed on Nov 28, 2015
    • L&T Finance Two Wheeler Loan
      "Good response"
      L&T FINANCE LIMITED
      0.5 4.0/5 "Great!"
      LNT Finance two wheeler loan is good. Response was good when it comes to ECS payment there was a delay. Adding up to that interest rate was a bit high . I did not look out for any other options. I was holding this two wheeler loan for a period of one year and it has been closed now . I have got the charged removed and it is registered in my name.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 28, 2015
    • L&T Finance Two Wheeler Loan
      "not happy with the service "
      L&T FINANCE LIMITED
      0.5 1.0/5 "Really Bad"
      I had very bad experience with L&T Finance during the two Wheeler loan . They collected all the documents required for the process and they got the sign for the ecs . First month they took the amount through ecs and later for 3 months they did not take the money and then i went to the company to clear the procedure which was very difficult. Because of which credit score is reduced . They dont even give proper response is not given.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 28, 2015
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