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GE Money Two Wheeler Loan


Two wheelers have always been viewed as an essential component of Indian lifestyle. Many of us grew up with an ambition to ride a two-wheeler someday! By offering easy transportation at affordable cost, two-wheeler vehicles has liberalized many of us from the tedious public transport systems. But, with the rising costs, it has become rather difficult to purchase a two wheeler. In such cases, a two wheeler loan can come to your rescue.

GE Money Two Wheeler loan comes packed with an array of benefits like attractive interest rates, accommodating tenure options and hassle-free loan process. WIth a wide footprint of branches across India to cater to your loan requests, GE Money Two Wheeler loan will help you fulfil your dreams of owning a motobike.

Features and Benefits of GE Money Two Wheeler Loan:

The features and benefits described below makes GE Money Two Wheeler loans one of the most preferred loan products in the financial market.

  • Hassle Free Loan Process:

With instant loan approvals and loans on credit cards, you need not waste time waiting for the approval. Also, a transparent two-wheeler loan processing at GE Money will guarantee a peace of mind.

  • Easy Application:

With over 700 channel partners across India, you can visit your dealer, select your favorite two-wheeler and apply for a two-wheeler loan. Applying for GE Money motorbike loan is as easy as this!

  • Affordable Interest Rates:

GE Money two wheeler loan interest rates is one of the highlights of loan features. With affordable interest rates, you need not think twice before you apply for GE Money loan.

  • Flexible Repayment Tenure:

Customers can choose a comfortable tenure in the range of 8 months to 36 months to repay the loan.

Documentation for GE Money Bike Loan:

Generally, the documents required for two-wheeler loan processing will be based on the applicant’s nature of employment and source of income. Keep the following documents handy to speed up the processing.

  • Completely filled application form with signatures and photographs
  • ID proof
  • Address Proof
  • Income Proof - salary slips and income tax return statements

GE Money 2 Wheeler Loan Fees and Charges:

Loan Processing Charges As applicable
Interest Statement Rs.500
PDC Swap Charges Rs.500
Duplicate NOC Statement Rs.750
Statement of Accounts Rs.250
Documents Retrieval Rs.500
Foreclosure Letter Rs.250
Cheque Bounce Charges Rs.500 to Rs.700 depending on the EMI number
Penal Fee 2.5% per month on outstanding amount, EMI plus the bounce charges


  1. How long does it take for GE Money to approve my two-wheeler loan?

    GE Money two-wheeler loans is approved in as less as 10 minutes. Also, you can present your credit card to get instant approval. In any case, your loan will be approved in less than 24 hours.

  2. Can I foreclose my GE Money two-wheeler loan?

    Yes, you can payback the loan amount before the stipulated tenure. However, a nominal foreclosure penalty will be levied.

  3. What are the prepayment charges?

    For periods up to 6 months on books, prepayment is not allowed. For two-wheeler loans with periods more than 6 months, 5% of the POS or Rs.500 whichever is higher, will be levied as prepayment penalty.

  4. Will I be offered insurance coverage?

    Yes, refer the table below for more details.

    Insurance Charges 3.54% of instalment amount
    Personal Accident Cover Rs.5 lakhs
    Credit Shield Maximum Loan outstanding of Rs.1 lakh
  5. What is the minimum tenure for GE Two Wheeler loan?

    Borrowers can choose a minimum tenure of 8 months up to 36 months to repay the loan.

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