A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Karnataka Bank Home Loan Customer Care

    Toll-Free Number 18004251444

    Karnataka Bank Customer Care IVR Manual

    Below are the steps to get information on Karnataka Bank home loans through the IVR system:

    Call the toll-free number 1800-425-1444, and you’ll get the below options or messages on the IVR:

    1. Once the call is placed, you will hear ‘Good afternoon! Welcome to Karnataka Bank’.

    2. You’ll be asked to select your preferred language. 1 for Kannada, 2 for Hindi and 3 for English.

    3. Upon selecting your preferred language, the following options will be provided:

    • To block or unblock your debit card, dial 1.
    • To generate/reset your debit card pin, dial 2.
    • For debit card related services, dial 3.
    • For account-related services, dial 4.
    • Choose 4.
    • To speak to a phone banking officer, dial 9.

    4. Once you’ve dialled 9, your call will be forwarded to a phone banking officer.

    Other Ways to Contact Karnataka Bank Officials

    For any comments/suggestions/feedback you can:

    • Email: Send an email to info@ktkbank.com.
    • Mobile Banking: You can contact the bank’s customer care support through these mobile applications for queries on home loans.
    • Social Media: The bank is present in various social media platforms such as Facebook, Twitter, YouTube and Instagram. Karnataka Bank uses these platforms to announce the latest information on its banking services and products.
    • Online: You can also contact their Customer Service Cell for any queries related to home loans through https://karnatakabank.com/ogr/upload/.
    • Post: You can use the conventional method of writing to them through the post. Below is their office address: Chief Manager, Karnataka Bank Ltd., Customer Service & Grievance Redressal Cell, Head office, Mahaveera Circle, Kankanady, MANGALURU - 575 002, Karnataka State.

    Points to Remember

    • Phone banking services are available 24/7.
    • Registration is not required to avail phone banking services.

    Karnataka Bank Grievance Redressal

    If there are reasons when you feel that the services offered by the bank are not up to your expectations and your complaints/enquiry/grievances have not been addressed to your satisfaction, below is the grievances redressal process:

    Step 1: You are requested to reach out to the Branch Head for the redressal of your complaints/grievances/enquiry. You can find more details of the respective branch through https://kb.realigner.com/.

    Step 2: If you’re not satisfied with the response of the Branch Head, you have the choice to reach out to the bank’s Regional Office. Below are the branch details of the bank for your reference.

    Region Phone Number Email ID
    Bengaluru Tel: 080-22955800 bangalore.ro@ktkbank.com
    Mangaluru Tel: 0824-2229826 mangalore.ro@ktkbank.com
    Mysuru Tel: 0821-2343062 mysore.ro@ktkbank.com
    Udupi Tel: 0820-2523333 udupi.ro@ktkbank.com
    Tumakuru Tel: 0816-2279038 tumakuru.ro@ktkbank.com
    Hubbali Tel: 0836-2354946 hubli.ro@ktkbank.com
    Shivamogga Tel: 08182-227001 shimoga.ro@ktkbank.com
    New Delhi Tel: 011-25718160 del.ro@ktkbank.com
    Hyderabad Tel: 040-23732072 hyderabad.ro@ktkbank.com
    Kolkata Tel: 033-22268581 kolkata.ro@ktkbank.com
    Mumbai Tel: 022-26572804 mumbai.ro@ktkbank.com
    Chennai Tel: 044-23453220 chennai.ro@ktkbank.com

    Step 3: If you’re not satisfied with the reply by the respective Regional Office, you are required to reach out to the bank’s head office.

    • The address of the head office is: Chief Manager, Karnataka Bank Ltd., Customer Service & Grievance Redressal Cell, Head office, Mahaveera Circle, Kankanady, MANGALURU - 575 002, Karnataka State.
    • If you are not satisfied with the response from the head office, you can reach out to the Banking Ombudsman if your enquiry/complaints/grievances are not resolved within a month.
    • Below is the name and address of Karnataka Bank’s Principal Nodal Officers/Nodal Officers for different regions under the Banking Ombudsman Scheme 2006:
    Nodal Officer's Name Phone Number Email ID
    Shri Raja B S Principal Nodal Officer [for Karnataka State] 080-22955800 9481974233 080-22245034 bangalore.ro@ktkbank.com
    Shri Nagaraja Aithal Nodal Officer 0836-2354946 9449595464 0836-2350109 hubli.ro@ktkbank.com
    Shri Chandrashekar B Nodal Officer 0824-2229825 9980585661 0824-2229829 mangalore.ro@ktkbank.com
    Shri Jagadeesh K S Nodal Officer 0821-2417570 9449595536 0821-2545639 mysore.ro@ktkbank.com
    Shri Hayavadana Upadhyaya Nodal Officer 08182-227001 96430-07475 08182-227002 shimoga.ro@ktkbank.com
    Shri Nagaraja Upadhyaya B Nodal Officer 0816-2279058 9449595504 tumakuru.ro@ktkbank.com
    Smt Gopalkrishna Samaga Nodal Officer 0820-2524533 8291708969 udupi.ro@ktkbank.com
    Shri Nagendra Rao T Principal Nodal Officer 011-25718160 9731641655 011-25726096 del.ro@ktkbank.com
    Shri Madhava V P Principal Nodal Officer 044-23453221 9945988288 044-23453224 chennai.ro@ktkbank.com
    Shri Satheesha Shetty Principal Nodal Officer 022-26572742 9810733877 022-26572819 mumbai.ro@ktkbank.com
    Shri Anil E Moras Principal Nodal Officer 040-23732076 8008143162 040-23732074 hyderabad.ro@ktkbank.com
    Shri Mahesh Shetty Principal Nodal Officer 033-22268581 8054944880 033-22268588 kolkata.ro@ktkbank.com
    Shri Kamalesh Patel, Principal Nodal Officer 079 -29702793 9599400455 ahmedabad.ro@ktkbank.com
    Shri Basavaraj Desalli Nodal Officer 08472 -227441 9448282831 kalaburagi.ro@ktkbank.com

    Customer FAQ’s

    1. What are the services I can access through Karnataka Bank’s IVRS facility?

      The below services are available through the bank’s IVRS facility:

      • To generate/reset new pin for your debit card.
      • To block/unblock your card.
      • To access your account information.
      • Talk to a phone banking officer for any queries related to the bank’s banking products.
    2. Can I find out the status of my enquiry/grievance/feedback?

      Yes, you can visit the bank’s customer service cell through their online facility - https://karnatakabank.com/ogr/upload/.


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