Star Novel Coronavirus Health Insurance Policy

Some of the advantages of availing this insurance policy are: 

1. There is no need of a third-party administrator. All the claims are settled by the insurance company and the coverage amount is directly paid to the insured 
2. Faster and hassle-free claim settlement 
3. Cashless facility available 

Eligibility Criteria

Given below is the eligibility criteria you will have to fulfil in order to avail this health insurance policy: 

1. The minimum and maximum age of eligibility is 18 years and 65 years respectively 
2. Children aged between 3 months and 25 years can be provided coverage along with any one of the parents under the policy 
3. Policy will be issued on individual sum insured basis only 
4. One person can avail only one policy from the insurance company

Features of Star Novel Coronavirus (nCOV) (COVID-19) Insurance Policy 

Given below are the features of Star Novel Coronavirus (nCOV) (COVID-19) Insurance Policy: 

Other benefits of Star Novel Coronavirus (nCOV) (COVID-19) Insurance Policy

Some of the benefits of Star Novel Coronavirus (nCOV) (COVID-19) Insurance Policy are given below: 

Claim procedure 

The person who has filed a claim will have to submit all the necessary documents within 15 days of the notification of the claim. The documents you will have to submit are given below: 

1. The claim form duly filled and signed 
2. The diagnostic test clearly mentioning the patient tested positive for Covid-19 
3. Copy of Aadhaar Card or any government issued document 

Exclusions 

Given below are the list of exclusions that is the situations under which the company will not be liable to make any payments under the policy: 

1. If there is no in-patient hospitalisation regardless of whether the patient has been quarantined or not 
2. The company will not provide any coverage to the patient for any illness or disease except Coronavirus 
3. Any claim made with respect to the disease contracted or manifested is prior to the commencement date of the policy or the waiting period 

Hence, if you doubt that you may have contracted the disease or is likely to do so, then it is recommended you avail this policy. This policy will also cover you if you have traveled abroad and is likely to be tested positive for Coronavirus. You can visit the official website of Star Health Insurance to know more about the policy and apply for it.