Star Health offers a number of insurance policies with various unique benefits and features. The Accident Care Individual by Star Health provides numerous unique benefits and features. These include cover for Temporary Disablement, Accidental death and Permanent Disability. The compensation offered for complete permanent disablement will be 150 percent of the insured sum. For dependent children, an educational grant is also provided. This health insurance plan also provides coverage for winter sports and extension for payment of medical expenses.
Features & Benefits of Star Health Accident Care Insurance: Plan:
Based on the policy benefits, sum insured and Group chosen, premium may vary. The below table illustrates the premium for a sum insured of Rs. 5,00,000. This premium will not include service tax.
All insured are classified into three groups for rating purposes. These are -
Group I - Individuals who work in administration related functions.
Group II - Individuals who are engaged in manual labour other than what is specified for Group III.
Group III - Individuals engaged in explosives industry, magazine or mine workers, electric supply, jockeys, athletes or other hazardous occupations.
|Coverage||Coverage is divided as follows - Table A - This aspect of the policy covers accidental death. Table B - This aspect of the policy covers permanent disablement in addition to accidental death. Table C - This aspect of the policy offers coverage for permanent disablement, accidental death and temporary complete disablement (compensation every week)|
|Policy Tenure||One year/Two years/Three years|
|Renewability||Under mutual consent, customers can renew their insurance. In case a claim for permanent total disability is admissible or admitted, the policy cannot be renewed for that policyholder.|
|Insured Sum||Based on income per month from gainful employment as determined by the company.|
The policy comes with a number of benefits and unique features such as -
Find cashless network hospitals nearby: Star Health Network Hospitals
Also Read: Best Health Insurance Plans
Also Read: How to File a Claim with Star Health?
Other Health Insurance Plans from Star Health Insurance:
- Star Care Health Insurance Plan
- Star Family Health Optima
- Star Medi Classic Insurance Policy
- Star Senior Citizen's Red Carpet
- Star Super Surplus
- Star Health Gain
- Star Criticare Plus
- Star Cardiac Care
- Star Unique Health Insurance Policy
- Star Wedding Gift Insurance
- Star Diabetes Safe Insurance Policy
- Star Family Delite Insurance Policy
- Star Health Insurance Netplus
- Star Micro Health Insurance Policy
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.