SBI Hospital Daily Cash Insurance Plan

Medical expenses usually pose as a stressor during an illness and added to the medical cost, there are also daily cash expenses related to hospitalisation due to illness or injury. Traditional health insurance plans may not cover all the expenses related to illness or injury. Hence, SBI General Health Insurance offers customers with a that provides the insured with a fixed benefit for each day of hospitalisation. This SBI Hospital Daily Cash plan offers the insured with the added protection and provision for additional expenses which are not usually covered under health insurance policies such as travelling, food, etc.

Variants

4 options to choose from with respect to daily benefit amount, as follows-

  • Rs.500
  • Rs.1,000
  • Rs.1,500
  • Rs.2,000

Key features of SBI Hospital Daily Cash Insurance:

Entry Age
Adults Between 18 years to 65 years
Children 3 months onwards, if parents are covered under the plan
Renewability Can be renewed throughout the lifetime of insured
Medical Screening Medical screening may be required based on-
  • Medical history
  • Sum insured
  • If age of applicant is above 45 years
Sum Assured Varies depending on the injury or illness.
Coverage Two coverage options available, namely-
  • Maximum coverage of 30 days and
  • Maximum coverage of 60 days.
The following are covered under both plan options-
  • Hospitalisation benefit provided for hospitalisation for each completed and continuous period of 24 hours
  • ICU hospitalisation benefits of double amount of regular hospital benefit provided for each completed and continuous period of 24 hours in the intensive care unit.
  • Hospitalisation due to accidental bodily injury receives double amount of regular hospital benefit provided for each completed and continuous period of 24 hours due to the accidental injury.
  • Hospitalisation for 10 consecutive days receives thrice the amount of regular hospitalisation or Rs. 5,000 whichever is lesser.
Benefits
  • Daily cash benefit up to Rs.2,000 for each day of hospitalisation
  • Daily cash benefit up to Rs.4,000 for each day of ICU hospitalisation
  • Daily cash benefit up to Rs.4,000 for each day of accidental hospitalisation
  • Fixed sum of up to Rs.5,000 for convalescence expenses
  • 15 days of free look period offered starting from first day of the policy.

Disclaimer- Please read the terms, conditions and exclusions mentioned in the policy document carefully

Also Read: How to File a Claim with SBI Health?

Other Health Insurance Plans from SBI Health Insurance:

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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