SBI Group Health Insurance Plan

18 years and above

Guaranteed renewal

Medical screening required for applicants above the age of 65 years.

Individual and Floater

Minimum sum assured is Rs 1 Lakh. Other options of sum assured include- Rs. 2 Lakhs Rs. 3 Lakhs Rs. 4 Lakhs Rs. 5 Lakhs

1. Ambulance charges offered for up to 1% of the sum insured. The maximum cap allowed is Rs.1,500.
2. Domiciliary hospitalisation charges as defined in the policy document provided, subject to 20% of the sum insured with a maximum cap Rs.20,000.
3. Co-payment on claims made in non-network hospitals with 10% on admissible claims.
4. Cashless facility available across Network Hospitals.
5. Coverage for select Day Care Surgery with less than 24 hours of hospitalisation for specific procedures like Chemotherapy, Dialysis, Radiotherapy, Dental Surgery (due to accident), Tonsillectomy, Eye Surgery, etc.
6. Room, boarding and nursing charges with 1% per day charged for non ICU and 2% per day for ICU.
7. Pre-existing diseases covered after 4 years

Zero sub-limits on room and ICU rent, doctor's fee, etc.

1. Cashless treatment offered at over 3000 network hospitals across India
2. Income Tax benefit offered under Section 80D under the Income Tax Act for premiums paid
3. Free health check-ups offered at the end of completion of 4 claim free years consecutively.
4. Pre hospitalisation covered from 30 days prior to hospitalisation
5. Post hospitalisation covered from 60 days after hospitalisation
6. 1 year waiting period for specified diseases
7. Guaranteed renewal