SBI Critical Illness Health Insurance Plan

Adults

Between 18 years to 65 years

Policy Period

1 year or 3 years

Renewability

Only 1 critical illness can be covered in the lifetime of the insured.

Medical Screening

Applicable for applicants above the age of 45 years. Accepted applicants will receive 50% of the medical costs incurred.

Sum Assured

Minimum- Rs. 2 Lakh Maximum- Rs. 50 Lakh Maximum cap of Rs.15 Lakh for first time applicants above the age of 60 years. Non-earning insured will be granted 50% of the sum insured up to a maximum cap of Rs. 10 Lakhs on the basis of the income of the proposer.

Coverage

1. Kidney Failure (End Stage Renal Failure)
2. Primary Pulmonary Arterial Hypertension
3. Multiple Sclerosis
4. Major Organ Transplant
5. Coronary artery bypass grafts (with surgery to divide the breastbone)
6. Aorta Graft Surgery
7. Heart Valve Surgery
8. Stroke
9. Myocardial Infarction (First Heart Attack)
10. Coma
11. Total Blindness
12. Paralysis

Benefits

1. This plan coverage against 13 most critical illnesses.
2. Free look period of 15 days.
3. Premiums paid towards this plan is exempt from Income Tax under Section 80D of the Income Tax Act.