SBI Corona Kavach Policy for Covid-19

What is not Covered under SBI Corona Kavach Policy?

1. Any expenses incurred before the diagnosis of the disease. Any other expenses which is not related to the current diagnosis will not be covered.
2. If you get your treatment in a place outside the geographical limits of India.
3. Any claim related to Covid-19 where it has been diagnosed before the commencement of the policy.
4. If you get your testing done at a center not recognised by the Government of India. The same will not be recognised under the policy.
5. The policy will cease to exist if you travel to a country placed under travel restriction by the Indian Government.
6. Rest cure, respite care, and rehabilitation.

How to Buy SBI General Insurance Corona Kavach Policy?

1. Click on the link https://www.sbigeneral.in/portal/covid-kavach.
2. You will find the 'Buy Now' button on the page. Click on it.
3. Enter your gender, date of birth, and the number of people you wish to insure under the policy.
4. Click on 'Go'.
5. Provide your name, mobile number, and email ID.
6. Click on the box where you agree to all the terms and conditions.
7. A One-Time Password (OTP) will be sent to your registered mobile number. Enter the OTP.
8. Click on 'Continue'.
9. Follow the instructions as given. A representative from the insurance company will get in touch with you to aid you with the application process.

You can visit the nearest branch of SBI General Insurance to apply for this insurance policy. A representative from the insurance company will help you further with the application process.

Procedure for Claims

1. It is recommended to get yourself treated in one of the network providers.
2. Fill the cashless request form available with the network provider and send it to the insurance company for evaluation.
3. The insurer will verify the form and if satisfied with the information provided by you, will issue a pre-authorisation letter to the hospital.
4. At the time of discharge, you will have to verify and sign all the discharge papers for inadmissible and non-medical expenses.

1. All the relevant documents by the hospital will be then sent to the insurance company. The insurer will cover all the hospital bills. If you have already paid the amount out of your own pocket and sent the bill to the insurance company, the amount will be reimbursed by them.