The Smart Cash Plan offered by Royal Sundaram is a health insurance plan, designed specially to cover your expenses incurred in medical treatment. This is a daily cash benefit plan that includes your expenses incurred in food, transportation and patient's attendance and many such out of pocket expenses. The policyholder can include children, spouse, parents, dependents and self under this plan. Any individual who has complemented 91 days can be enrolled under this plan. The Royal Sundaram Smart Cash Plan has 3 variants which include - Smart Cash Sliver, Smart Cash Gold and Smart Cash Platinum. The plan comes with a host of attractive feature and benefits. Even, you can get your family members’ flight tickets reimbursed when they visit India out of emergency.
Key features & Benefits of Royal Sundaram Smart Cash Plan:
|Exit age||Not applicable.|
|Basis||Individual. It is a daily cash benefit plan.|
|Renewability||The policy offers lifelong renewability.|
|Special Features||The plan comes with the following features:
|Medical test||Required provided you are 60 years old or above.|
|Premium||Silver- Rs. 500 (Minimum) Rs. 3000 (Maximum) Gold – Rs. 3000(Minimum) Rs.5,000 (Maximum) Sliver – Rs.5,000 (Minimum) Rs. 10,000 (Maximum) These rates are subject to change from time to time.|
|Sum assured||Rs. 10 lakhs for Smart Cash Sliver. Rs. 15 lakhs for Smart Cash Gold Rs. 25 lakhs for Smart Cash Platinum.|
|Policy coverage||The Smart Cash Plan provides cover for:
|Benefits||The policy comes with the following benefits:
Smart Cash Benefits
|Free-look period||15 days.|
|Discount/Bonus||The health insurance policy provides a discount of 10% on your total premium paid, provided you have insured 3 or more family members under the same plan. On purchasing the policy for 2 years you can avail a discount of 10% and 12.5% when you purchase it for 3 years.|
|Grace period||30 days.|
|Exclusions||The policy excludes the following conditions:
***Please read the policy brochure and understand the terms and conditions before purchasing it. The above mentioned information is indicative only.
Also Read: How to File a Claim with Royal Sundaram?
Other Health Insurance Plans from Royal Sundaram:
- Royal Sundaram Family Good Health Plan
- Royal Sundaram Lifeline 'Classic' Health Insurance Plan
- Royal Sundaram Lifeline 'Supreme' Health Insurance Plan
- Royal Sundaram Lifeline 'Elite' Health Insurance Plan
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.