Royal Sundaram Lifeline 'Supreme' Health Insurance Plan

Minimum age - 91 days for dependent children and 18 years for proposer or adults Maximum age - 25 years for dependent children and lifetime entry age for adults.

Individual or Family Floater

Self, spouse and up to 4 dependent children Separate floater plan can be taken for parents or other dependents

Option of 1 year, 2 years as well as 3 years

Lifetime renewability

Premium payable on renewal based on the age at the time of renewal

30 days from the date of expiry to renew the policy

Minimum sum insured - Rs 5 lakhs Maximum sum insured - Rs 50 lakhs

Inpatient care covered up to Sum InsuredPre And Post Hospitalisation Expenses for 60 to 90 days covered up to Sum InsuredAll Day Care Procedures covered up to Sum InsuredAmbulance Cover up to Rs 5,000Organ Donor Expenses covered up to Sum Insured

Discount of 7.5% if the policyholder opts for a 2 year tenure12% if the policyholder opts for a 3 year tenure

Domiciliary Hospitalisation covered up to Sum InsuredNo-Claim Bonus - 20% of Base Sum Insured up to a maximum of 100%Income Tax Saving on Premium Paid Under Section 80D of the IT ActReload of Sum Insured up to Base Sum InsuredEmergency Domestic Evacuation covered up to Rs 1 lakhAfter purchasing the policy, the policyholder can cancel and return the policy during the free look-in period of 15 days

Ayush Treatment - Covered up to Sum Insured in Government Hospitals and up to Rs 30,000 in other hospitalsVaccination in case of animal bite covered up to Rs 5,000

Health Check-up once a yearPreventive Healthcare & Wellness option availableSecond Opinion for 11 specified Critical Illness - Available once during the policy year

Top-up plan on Annual Aggregate Basis - Deductible of Rs 1 lakh, 2 lakh, 3 lakh, 4 lakh, 5 lakh and 10 lakhs Hospital Cash (For 30 days in case of hospitalisation beyond 2 Days) - Rs 2,000 per day

The policy does not cover addictive conditions and disordersCataract, knee/hip replacement, chronic renal failure etc are not covered under this policyDiseases contracted by the insured person within first 30 days after the commencement of policy are excluded from claimsPre-existing medical conditions as mentioned in the policy and declared by the insured at the time of purchasing policy will be covered only after 36 months of uninterrupted policy coverageCritical Illness that are contracted by the insured person within first 90 days after the commencement of policy will not be considered for claimsThe policy does not offer cover for dental and oral treatmentAncillary hospital charges as well as cosmetic surgery are not coveredAIDS is not covered under the policyX-Ray or Laboratory charges are not coveredThe policy does not cover conflicts and disastersTreatment received outside India is not covered under this plan