You need health cover regardless of what you take two at a time - pills or stairs.
  • Royal Sundaram Lifeline 'Supreme' Health Insurance Plan

    Royal Sundaram Health Insurance

    Royal Sundaram offers customers an array of affordable Lifeline Health Insurance Plans that cover the health insurance needs of the policyholder and his family.

    The Royal Sundaram Lifeline Supreme plan is a comprehensive health insurance plan that is suited for customers looking to insure themselves as well as their family at an affordable price. The plan is best suited for clients looking for a policy that offers substantial health cover as well as additional health care benefits that cover treatment of critical illness and severe health conditions.

    Features and Benefits of Royal Sundaram Lifeline Supreme:

    Listed below are the features and benefits of Royal Sundaram Lifeline Supreme

    Eligibility age

    Minimum age - 91 days for dependent children and 18 years for proposer or adults

    Maximum age - 25 years for dependent children and lifetime entry age for adults.

    Policy Type

    Individual or Family Floater

    Family Coverage

    Self, spouse and up to 4 dependent children

    Separate floater plan can be taken for parents or other dependents

    Policy term

    Option of 1 year, 2 years as well as 3 years

    Renewability

    Lifetime renewability

    Renewal Premium

    Premium payable on renewal based on the age at the time of renewal

    Grace Period for Renewal

    30 days from the date of expiry to renew the policy

    Sum Insured

    Minimum sum insured - Rs 5 lakhs

    Maximum sum insured - Rs 50 lakhs

    Cover offered

    • Inpatient care covered up to Sum Insured

    • Pre And Post Hospitalisation Expenses for 60 to 90 days covered up to Sum Insured

    • All Day Care Procedures covered up to Sum Insured

    • Ambulance Cover up to Rs 5,000

    • Organ Donor Expenses covered up to Sum Insured

    Discount

    • Discount of 7.5% if the policyholder opts for a 2 year tenure

    • 12% if the policyholder opts for a 3 year tenure

    Benefits

    Listed below are the benefits of Royal Sundaram Lifeline Supreme

    • Domiciliary Hospitalisation covered up to Sum Insured

    • No-Claim Bonus - 20% of Base Sum Insured up to a maximum of 100%

    • Income Tax Saving on Premium Paid Under Section 80D of the IT Act

    • Reload of Sum Insured up to Base Sum Insured

    • Emergency Domestic Evacuation covered up to Rs 1 lakh

    • After purchasing the policy, the policyholder can cancel and return the policy during the free look-in period of 15 days

    Added Benefits

    • Ayush Treatment - Covered up to Sum Insured in Government Hospitals and up to Rs 30,000 in other hospitals

    • Vaccination in case of animal bite covered up to Rs 5,000

    Health and Wellness Benefits

    • Health Check-up once a year

    • Preventive Healthcare & Wellness option available

    • Second Opinion for 11 specified Critical Illness - Available once during the policy year

    Customer Level Options

    Top-up plan on Annual Aggregate Basis - Deductible of Rs

    1 lakh, 2 lakh, 3 lakh, 4 lakh, 5 lakh and 10 lakhs

    Hospital Cash (For 30 days in case of hospitalisation

    beyond 2 Days) - Rs 2,000 per day

    Exclusions

    Listed below are some of the exclusions that are not covered by the Royal Sundaram Lifeline Supreme plan.

    • The policy does not cover addictive conditions and disorders

    • Cataract, knee/hip replacement, chronic renal failure etc are not covered under this policy

    • Diseases contracted by the insured person within first 30 days after the commencement of policy are excluded from claims

    • Pre-existing medical conditions as mentioned in the policy and declared by the insured at the time of purchasing policy will be covered only after 36 months of uninterrupted policy coverage

    • Critical Illness that are contracted by the insured person within first 90 days after the commencement of policy will not be considered for claims

    • The policy does not offer cover for dental and oral treatment

    • Ancillary hospital charges as well as cosmetic surgery are not covered

    • AIDS is not covered under the policy

    • X-Ray or Laboratory charges are not covered

    • The policy does not cover conflicts and disasters

    • Treatment received outside India is not covered under this plan

    Other Health Insurance Plans from Royal Sundaram:

  • reTH65gcmBgCJ7k - pingdom check string.
  • reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.