The Medisure Plus health insurance policy offered by L&T offers policyholders a wealth of benefits like insurance cover that can go as high as Rs. 25 lakhs. It can be taken as an individual or a family floater policy. It also offers discounts of up to Rs. 1,000 on regular check-ups and allows you to cover more relatives under one policy as compared to other insurers. It allows you to cover everyone from your nieces and nephews to your daughter/son-in-law and even your grandparents and your grandchildren.
Features & Benefits of L&T Medisure Plus:
|Entry Age||Adults between the ages of 18 years and 65 years can take this policy. If children are covered then they must be between the ages of 91 days and 23 years.|
|Basis||Individual or family floater health insurance|
|Policy Period||1 year or 2 years|
|Sum Insured||The sum insured can range from Rs. 2 lakhs to Rs. 25 lakhs|
|Medicals||Up to the age of 50 years medical tests will be carried out only if medical adversities exist. After the age of 50 years they may be mandatory.|
|Discount||10% discount on premiums if more than 2 member are covered|
|Co-Payments||Beyond the age of 80 years a co-pay of 10% will be applicable to every claim|
Find cashless network hospitals nearby: L&T Health Insurance Network Hospitals
Also Read: Best Health Insurance Plans
Also Read: How to File a Claim with L&T Health?
*Note - Larsen & Toubro Limited has divested its complete stake in L&T General Insurance Company Limited. HDFC ERGO General Insurance Company Limited has bought stakes in L&T on June 3, 2016 through a share Purchase Agreement.
Other Health Insurance Plans from L&T:
- L&T Health Medisure Prime Insurance
- L&T Health Insurance Medisure Classic
- L&T Health Medisure Super Top Up Insurance
- L&T Personal Accident Insurance
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.