You need health cover regardless of what you take two at a time - pills or stairs.

Health Insurance in Kolkata

One can choose from several health insurance plans in Kolkata to handle their medical treatment expenses. Some of the top insurance companies include Religare Health Insurance, ICICI Lombard, TTK Health Insurance, etc.

Having a health insurance policy enables you have medical care whenever you need it. With health insurance policies, you don’t have to worry about your medical cost. They provide comprehensive protection against all your major medical expenses at any time. Given the unpredictability of life, it is always better to secure you and your family’s future by buying health insurance policies. These policies enables you to enjoy cashless hospitalization, consultations, nursing, medical check-ups and many more benefits. You can buy these policies by paying a particular amount of money to your insurance provider.

Need of Health Insurance in Kolkata:

Kolkata, being one of the busiest commercial hubs in India, is witnessing a considerable growth of health complications in the recent time. Almost 30 % people in Kolkata are overweight. Apart from obesity, asthma, diabetes, thyroid, lung cancer and the tropical diseases like malaria, dengue - these some of the other health problems that affect the lives of people in Kolkata. Tropical diseases like malaria, dengue are also very common in Kolkata. The city records the highest number of lung cancer cases worldwide. So, the demand for health insurance companies in Kolkata goes up in order to bear the extremely high medical cost. Many popular insurance companies like Bharti AXA General Insurance Company, National Insurance Company, and ICICI Lombard General Insurance have a central presence in Kolkata, providing health insurance for the young adults and the senior citizens.

Best Health Insurance Companies in Kolkata:

  1. Bajaj Allianz General Insurance: This insurance company has a good hospital network in Kolkata including hospitals like Columbia Asia, Ruby General Hospital, Desun Hospital, etc. It has three branches in Kolkata.
  2. Religare Health Insurance: It has tie up with hospitals like Columbia Asia Hospital, Ruby General Hospital and Desun Hospital in Kolkata. The insurance company has two branches in Kolkata.
  3. Reliance general Insurance: Its network hospitals include over 4000 hospitals across the country including Columbia Asia Hospital, Ruby General Hospital in Kolkata. It has three branches in Kolkata.
  4. Apollo Munich Health Insurance: It is accepted in hospitals like Columbia Asia, Apollo Gleneagles Hospital, and Ruby General Hospital in Kolkata. It has two branches in Kolkata.
  5. Future Generali India Insurance: The Company has tie up with hospitals like Columbia Asia Hospital and Desun Hospital in Kolkata. It has one branch in Kolkata.
  6. ICICI Lombard General Insurance: Columbia Asia Hospital, Desun Hospital, Ruby General Hospital are some of the hospitals in Kolkata which accept this insurance. ICICI Lombard General Insurance has three branches in Kolkata.
  7. Star Health Insurance: It has one branch in Kolkata having tie up with some of the leading hospitals in Kolkata such as Desun Hospital, Columbia Asia Hospital etc.
  8. HDFC Ergo Health Insurance: It is associated with 117 hospitals in Kolkata. Its network hospitals are Columbia Asia Hospital, AMRI hospital, Ruby General Hospital, Apollo Gleneagles Hospital, Fortis Hospitals Limited etc. This insurer has two branches in Kolkata.
  9. Max Bupa Health insurance: It has one branch in Kolkata. The company has tie up with hospitals like Columbia Asia, Desun Hospital, Ruby General Hospital, etc.
  10. TTK Health Insurance: It is accepted in hospitals like Disha Eye Hospital & Research Centre, Ruby General Hospital, Desun Hospital, Apollo Gleneagles Hospital and BM Birla Heart Research Centre etc. It has one branch in Kolkata.

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

Health Insurance in Kolkata Reviews

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  • Reliance General Health Insurance
    "On time approval with reliance"
    0.5 4.0/5 "Great!"
    For my spouse operation I used the health policy, I approached them for the claim through hospital. I submitted the form and they send the papers to the Reliance insurance company. I got the cash less treatment, but I paid some amount which was not covered. But they gave me the on time approval.
    Was this review helpful? 0
    , kolkata
    Reviewed on Jan 11, 2019
  • Star Health Health Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance policy a long time back and the services which they had provided so far has been good. Most of the hospitals has been covered in my locality and their customer support has been helpful. The premium amount is not too high and the payment method is also very easy.
    Was this review helpful? 1
    , kolkata
    Reviewed on Dec 20, 2018
  • Oriental Insurance Health Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I have been using my health insurance with Oriental bank insurance, i took mediclaim with this institution, they have tie up with many hospital and they have shared me those hospital location, and this insurance company is not dealing directly, they have agent involve with me and those agent are not good, like for 1,00,000 claim i get that 80% easy but for 20% i am struggling lot.
    Was this review helpful? 0
    , kolkata
    Reviewed on Dec 19, 2018
  • Apollo Munich Health Insurance
    "Good one to go with"
    0.5 4.0/5 "Great!"
    My health insurance policy was taken from Apollo Munich. There has been gap in the documentations. The documentation process was quite hectic. I have submitted the documents twice. Total coverage of the policy is 5 years and the entire family has been covered by this policy. I pay the premium amount of Rs. 9000.
    Was this review helpful? 0
    , kolkata
    Reviewed on Dec 15, 2018
  • Apollo Munich Health Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I am having a health insurance policy with Apollo Munich from last 3 years, i am not aware of the premium amount as my company pays it. There was no claim experience so far with this insurance policy. This policy has a coverage value of Rs 5 lacs.
    Was this review helpful? 0
    , kolkata
    Reviewed on Dec 11, 2018
  • review Health Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    The reason for taking the health insurance with the IFFCO TOKIO GENERAL INSURANCE is for tax benefits. The premium i pay 25k for this policy which gives the medical coverage is nominal. I have no claim with this policy and i am using it from last 10 years.
    Was this review helpful? 0
    , kolkata
    Reviewed on Dec 07, 2018
  • Future Generali Health Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I have a health insurance with Future Generali Insurance from long time, i am not aware of the premium amount as it is to get auto debited on yearly bases and I do not have any claim experience but in terms for the features it is a good policy to have. It has been a very good experience with the Future Generali.
    Was this review helpful? 0
    , kolkata
    Reviewed on Nov 18, 2018
  • Religare Health Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a health insurance policy with Religare from last 1 year, i am not aware of the premium amount for this insurance. I have not claimed anything so far from this insurance policy. I have a coverage value of Rs 3 lacs for this insurance.
    Was this review helpful? 0
    , kolkata
    Reviewed on Nov 01, 2018
  • Apollo Munich Health Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I have taken my health insurance from apollo munich . it had been just 2-3 months only i have been applied this insurance. i am satisfied with the premium which they charge me . they mail me all benefits and use to update me on mail.even customer support team is very good.
    Was this review helpful? 2
    , kolkata
    Reviewed on Oct 15, 2018
  • Bajaj Allianz Health Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a health insurance policy with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 7000 has to be paid for this insurance and it is covered up to Rs 4 lakhs.
    Was this review helpful? 0
    , kolkata
    Reviewed on Aug 09, 2018
  • Max Bupa Health Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my health insured with MAX BUPA from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. It is an individual policy with good coverage value. I pay a premium of Rs 6000 for this insurance policy.
    Was this review helpful? 1
    , kolkata
    Reviewed on Aug 07, 2018
  • National Insurance Health Insurance
    "Good Service"
    0.5 4.5/5 "Excellent!"
    I've a health insurance policy with the National Insurance. When my Father had an operation, the claim experience was good. It was bit difficult to send the documents but they processed the claim with out any hassle. I am paying a premium 15000, its for me and my parents. I have claimed almost 2 lacs for the treatment of my father.
    Was this review helpful? 0
    , kolkata
    Reviewed on Jul 26, 2018
  • Cigna TTK Health Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I've a health Insurance policy from the Cigna TTK insurance company. I am paying a premium of 15 000 yearly, This policy is for the entire family, me, Wife and children. I do not have claim experience. The features are good for the premium I pay. So far it has been a good experience with the policy.
    Was this review helpful? 2
    , kolkata
    Reviewed on Jul 26, 2018
  • National Insurance Health Insurance
    "Good banking service"
    0.5 4.0/5 "Great!"
    I have my health insured with National insurance from last 5 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 10000-12000 has to be paid every year and the coverage value is Rs 3 lakhs.
    Was this review helpful? 0
    , kolkata
    Reviewed on Jun 25, 2018
  • Reliance General Health Insurance
    "Hopeless Service"
    0.5 0.5/5 "Unacceptable"
    They are a joke to the insurance sector. They will never give you any claim and even if you write to them, they will never bother to reply. I took a policy medical from Reliance and trust me during the time of claim they did not pass it when we inquired they did not reply. Thief company
    Was this review helpful? 3
    , kolkata
    Reviewed on Jun 21, 2018
  • Universal Sompo Health Insurance
    "Average"
    0.5 3.0/5 "Satisfactory"
    I have a health insurance policy taken from Universal Sompo, it was the best deal I came across when I was looking for the policy, the premium amount that I paid was quite reasonable and not too high, the sum assured amount was also good. I never got chance to take the services of this policy I have no claim experience from them so far.
    Was this review helpful? 1
    , kolkata
    Reviewed on Jun 14, 2018
  • Universal Sompo Health Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I've a health insurance policy with the Universal Sompo . I pay a premium of 10000 Per year, the coverage is good and I never had any claim experience with the policy overall it is a useful health insurance policy to have.
    Was this review helpful? 0
    , kolkata
    Reviewed on Jun 09, 2018
  • Royal Sundaram Health Insurance
    "Good Service"
    0.5 2.0/5 "Expected more"
    I've a health insurance policy with the Royal Sundaram. I pay a premium of 3700. I do not have any claim experience with the policy after 5 months usage. Their services are good and they offered me an annual coverage of 3 lakhs with the policy. As of now I did not experience anything negative.
    Was this review helpful? 0
    , kolkata
    Reviewed on Jun 05, 2018
  • Star Health Health Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I've a health insurance policy with the Star Health. I pay a premium of 7000 per year. I do not have any claim experience with the policy. I'll have to wait and see how they respond to my claim requests in the future. As of now this too early to evaluate their services.
    Was this review helpful? 0
    , kolkata
    Reviewed on May 29, 2018
  • National Insurance Health Insurance
    "Good medical policy"
    0.5 5.0/5 "Blown Away!"
    I have the medicare health insurance policy from the NATIONAL INSURANCE for the past 7years. The customer support service and the response is good from the national . This policy covers 3member in my family. This policy ha the medical coverage up to Rs,2,00,000 per year. I can claim up to Rs,6000 per year per head,
    Was this review helpful? 0
    , kolkata
    Reviewed on May 21, 2018
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