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  • HDFC ERGO Health Suraksha Gold Plan

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    HDFC ERGO is a private sector insurance company in India which offers insurance in personal, travel, health insurance, motor and home sectors. HDFC ERGO Health Suraksha Gold is an economical health insurance plan that provides in-patient treatment cost, pre and post hospitalisation expenses and other major health expenses. The highlight of this plan is that there are no sub-limits on the room rent, hospital charges, diseases and the doctor’s fee.

    Features & Benefits - HDFC ERGO Health Suraksha Gold:

    Entry age No limit
    Renewal Life long renewability
    Policy term 1-2 years
    Type of plan
    • Individual
    • Family floater
    • Day care procedures
    • Pre hospitalisation charges
    • Post hospitalisation charges
    • Domiciliary treatment
    • Organ donor
    • In-patient treatment costs
    • Hospital room rent
    • Doctor fee
    • Emergency ambulance
    Key features
    • Optimized health insurance plan at affordable cost
    • No limit for age entry
    • Life long renewability
    • Cashless service at 4800+ hospitals
    • Hassle free claim procedure
    • Limited documentation
    • E opinion provided upon diagnosis of critical illness
    • Ayush cover available without any sub limit
    • Maternity benefit available after a waiting period of 4 years along with new born baby cover
    • Cumulative bonus- 5% of the Basic Sum Insured every claim free year subject to a maximum of 50% of the basic sum insured.
    • Health check up at the end of continuous four claim free years
    • Tax benefits
    Tax benefits Tax benefits under section 80D of the Income Tax Act
    • 10% discount for 2 year tenure of the policy
    • Family discount of 10% if 2 or more family members are covered under the plan on Individual Sum Insured basis
    • Pre-existing conditions will not be covered for first 48 months
    • Abuse of intoxicant or hallucinogenic substance like drugs and alcohol
    • Pregnancy, dental and external aids and appliances unless covered under specific Plans
    • Terrorist activities, radioactivity or war
    • Any treatment within first 30 days of cover except any accidental injury
    • Mental disorder or insanity
    • Cosmetic surgery and weight control treatment
    • AIDS/HIV
    • Self inflicted injury
    • Preventive care and vaccination

    Read terms, conditions and exclusions mentioned in the policy document.

    Find cashless network hospitals nearby: HDFC ERGO Cashless Network Hospitals

    Other Health Insurance Plans from HDFC ERGO Health Insurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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