Future Generali Health Suraksha Family Plan

Future Generali offers Health Suraksha-Family plan which is a family floater plan is providing comprehensive health protection to you and your family members. The plan includes you and your entire family under one sum assured unlike that cover each member separately. The Future Generali Family Health Plan includes the cost involved in both pre and post hospitalization and offers maximum sum assured up to Rs. 10 lakhs. You can get cumulative bonus and enjoy many more benefits such as free health check-ups and tax benefits by opting for this health insurance plan.

Features and benefits of Future Generali Health Suraksha Family Plan:

Entry Age For Adults: Minimum age- 18 years Maximum age - 70 years. For Children: Minimum age - 3 months Maximum age – 25 years.
Basis It is a Family Floater.
Renewability The policy comes with the option of lifetime renewal for adults.
Special Features The policy comes with the following features:
  • A 30 day grace period from the date of expiry of the policy.
  • A free look period of 15 days.
  • Policy portability is available.
  • The policy can be purchased online.
  • Maximum policy term is 1 year.
Sum assured Minimum : Rs. 5 lakhs for entry age above the age of 55 years and Maximum: Rs. 10 lakhs for entry age up to 55 years.
Premium Premiums vary based on sum assured and of the life insured.
Policy coverage The policy covers the following conditions:
  • Cost incurred in pre and post hospitalization which include 60 days prior to hospitalization and 90 days post hospitalization.
  • It provides patient care expenses up Rs. 350 daily for patients above the age of 60 years.
  • It also includes the expenses caused to accompanying person. The policy offers up Rs. 500 per day.
  • The plan provides coverage for 130 day care procedures
  • It also includes ambulances charges up to 1500.
Benefits The policy comes with the following benefits :
  • Get free health check-ups at selected diagnostic centers after every 4 claim free years.
  • Quick turnaround time which is as low as 90 minutes for cashless claims. Reimbursement claim settlement is done within 14 days.
  • Quick and easy claim settlement procedures.
  • Enjoy cumulative bonus up to 10%.
  • Get tax benefits under Section 80D of the Indian Income Tax Act, 1961.
Bonus The policy offers cumulative bonus of 10% after each claim free year. To enjoy this bonus, you need to renew the policy continuously with Future Generali. The policy offers bonus maximum up to 50%.
Exclusions The policy does not cover the following medical conditions: Disease detected within 30 days from the commencement for the policy, expenses related to AIDS and joint replacement surgery, injuries caused by alcohol or drug related abuses, non-allopathic treatment expenses, congenital diseases,

***Please check the policy brochure before purchasing the policy. The above-mentioned information is indication only.

Other Health Insurance Plans from Future Generali:

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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