Future Generali Corona Kavach Policy

As the name suggests, the Future Generali Corona Kavach Policy is a health insurance policy which provides cover for you and your family against the hospitalisation expenses owing to COVID-19. It is an affordable insurance policy which can be availed by an individual or for a family on floater basis.

Future Generali Corona Kavach Policy Features and Benefits

The features and benefits of the Future Generali Corona Kavach Policy can be listed up as follows:

  • You can avail a special family discount in the cases where two or more members are covered under the same policy and individual sum insured option
  • Avail the benefits of hospital to home care treatment up to the sum insured
  • Avail the benefit of choosing hospital daily cash
  • Avail the benefits of pre-hospitalisation cover, post hospitalisation cover, and home care treatment expenses
  • Coverage for medical expenses under the AYUSH treatment scheme

Future Generali Corona Kavach Policy Eligibility Criteria

Minimum age of entry For adults – 18 years For children – 1 day
Maximum age of entry For adults – 65 years For dependent children – 25 years
Policy tenure 105 days, 195 days, and 285 days
Type of coverage Individual and family floater
Maximum sum insured Up to Rs.5 lakh

Future Generali Corona Kavach Policy Coverage

The Future Generali Corona Kavach Policy covers the following:

  • AYUSH treatment expenses
  • Charges for ambulance service
  • Expenses in regard to Home Care Treatment
  • Pre-hospitalization expenses
  • Post-hospitalization expenses
  • Hospitalisation cover for COVID including ICU and ICCU expenses
  • Optional Cover: Hospital Daily Cash

What is not covered under the Future Generali Corona Kavach Policy?

The following are not covered under the Future Generali Corona Kavach Policy:

  • In case the diagnosis of COVID-19 takes place before the start date of the policy, any claim in that regard will not be covered
  • Admission for investigation and evaluation will not be covered
  • Vaccination and inoculation will not be covered
  • Day care treatment will not be covered
  • OPD treatment will not be covered
  • The expenses arising out of any treatment, supplies, and/or services which are unproven for the treatment will not be covered
  • Expenses in relation to COVID within the first 15 days of the policy commencement will not be covered
  • Any diagnosis or treatment which has been done outside the geographical boundaries of India and is not recognised by the Government of India will not be covered

How to buy the Future Generali Corona Kavach Policy?

In order to buy the Future Generali Corona Kavach Policy, you can follow any one of the methods mentioned below.

1) Helpline Numbers: You can get in touch with Future Generali through any one of the following helpline numbers – 1800 220 233, 1860 500 3333, and 022 6783 7800

2) Email: You can send an email to fgcare@futuregenerali.in

3) SMS Service: Type an SMS ‘PRODUCT’ and send the same to 92222 11100

After you have successfully enrolled for this, an executive from Future Generali will get in touch with you and help you with your insurance needs.

How to place a claim under the Future Generali Corona Kavach Policy

You can contact Future Generali directly through the helpline numbers 1800 220 233, 1860 500 3333, and 022 6783 7800 to place a claim for your insurance policy. Alternatively, you can place a claim online, submit your claim form at your branch office, or write an email to fgh@futuregenerali.in for the same. You can also send your documents and claim form at the following address:

Claims Department

Future Generali Health (FGH)

Future Generali India Insurance Co. Ltd.

Office No. 3, 3rd Floor, “A” Building, G - O – Square

S. No. 249 & 250, Aundh Hinjewadi Link Road, Wakad, Pune - 411 057.

Toll Free Number: 1800 103 8889

Toll Free Fax: 1800 103 9998

Email: fgh@futuregenerali.in

Future Generali has an in-house team for claim settlement processes. This team will look after your claim and settle the same within a period of 30 working days. You will be required to provide your mobile phone number and email ID on the claim form before submitting the same to make sure that you get regular updates in regard to the claim settlement.

Note: The details mentioned above are indicative. The policyholder might be required to provide certain details as per the requirement of the insurance provider.

Frequently Asked Questions (FAQs)

1) What are the contents of the membership pack that I will receive on purchasing the Future Generali Corona Kavach Policy?

A: The membership pack for the Future Generali Corona Kavach Policy contain the following:

  • A policy schedule
  • A receipt for the premium paid by you
  • Certificate of tax deduction under Section 80D (not applicable in the case of cash payments)
  • Health card for cashless transactions at network hospitals
  • Claim form
  • Complaint or feedback form
  • Grievance redressal details

2) How long does it take to get the membership pack for Future Generali Corona Kavach Policy?

A: The membership pack provided with the Future Generali Corona Kavach Policy is usually received within 12 to 15 working days from the date of purchase of the policy.

3) What is the minimum and maximum sum insured under the Future Generali Corona Kavach Policy?

A: The minimum sum insured under the Future Generali Corona Kavach Policy is Rs.50,000. The maximum sum insured is Rs.5 lakh.

4) What is the minimum and maximum policy term under the Future Generali Corona Kavach Policy?

A: Under the Future Generali Corona Kavach Policy, the minimum policy term is 105 days while the maximum is 285 days.

5) Can I place a claim under the Future Generali Corona Kavach Policy if I am under quarantine?

A: No, you will not be able to place a claim under the Future Generali Corona Kavach Policy if you are in quarantine. You will be able to place a claim only if you have been hospitalised for a period of 24 hours or more due to a positive diagnosis of COVID-19.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.