Bharti AXA Smart Individual Personal Accident Plan

Minimum age: 3 months

Maximum age: 55 years

• Medical expenses for treatment of everyday injury as an in-patient or out-patient
• Accidental death
• Hospitalisation cost
• Permanent total and partial disablement
• Transportation of mortal remains
• Funeral expenses
• Education grant
• World-wide cover
• Terrorism cover
• Temporary total disablement
• Double indemnity for death or permanent total disablement while travelling in public transport

• Smart PA Basic-
• Smart PA Standard without medical- Temporary Total Disablement Benefit, Legal expenses reimbursement
• Smart PA Standard- Accidental Medical Expenses reimbursement,Temporary Total Disablement Benefit
• Smart PA Gold- Legal expenses reimbursement,Temporary Total Disablement Benefit,Funeral Expenses reimbursement

• Accidental death benefit
• Permanent total disability
• No documentation
• No medical tests
• Covers the whole family

• High compensation of 125% of the sum insured in case of permanent total disability.
• Children’s education bonus in case of death or total permanent disability.
• Cumulative bonus at 5%per claim free year to a maximum of 50%

• Non Accident Cases are not entertained in this plan
• Death or disablement caused by, contributed to or aggravated or prolonged by child birth or from pregnancy or in consequence of pregnancy or childbirth.
• Compensation under more than one of the foregoing clauses in the respect of same period of disablement except the add-on covers.