• Bajaj Allianz Tax Gain Health Insurance Plan

     0.0 / 5.0   by 0 users
    Used this product? Write a review >>

    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Bajaj Allianz now gives you the unique opportunity to save tax and gain OPD benefits at the same time with the introduction of the Tax Gain plan. This unique product is a Family floater health policy which covers both hospitalization expenses and outpatient (OPD) expenses under one policy. What’s more, it will help you to manage your tax efficiently as well.

    Features & Benefits of Bajaj Allianz Tax Gain Plan:

    Eligibility
    • 56 years -75 years for Senior citizens plan Tax Gain 19999 Renewable up to 75 years.
    • 18 years – 55 years for Tax Gain 4999, Tax Gain 9999 & Tax Gain 14999 Renewable up to 55 years.
    • No medical test required for those under 45 years of age.
    Coverage
    • Both hospitalization expenses and outpatient (OPD) expenses covered under one policy.
    • Cashless facility can be availed at over 5000 hospitals across the country.
    • Ambulance charges up to Rs. 1000/- will be covered in this scheme.
    • Day care procedures for 130 days will be covered (subject to terms and conditions).
    • The same policy can be continued until the individual becomes 75 years old.
    • If you decide to take treatment in non-network hospital, 10% co-payment of the admissible claim amount applicable. Co-payment will be waived on payment of additional premium.
    • No restrictions of waiting periods to claim under Out-Patient expenses
    • At the end of each four (Hospitalization) claim free policy periods, you can avail free Health check-up. The tests done in this benefit will be as specified in the schedule. Only one insured member can benefit from this.
    • The premium slabs stays the same from 18 years - 55 years and 56 - 75 years.
    • This scheme covers treatment under OPD section and dental procedures.
    • OPD Section covers cost of dentures, Spectacles and crutches.
    • No hassles of going through a TPA to make claims as it will be in house claims.
    Exclusions For outpatient claims:
    • If diagnostic tests are conducted without the treating doctor’s referral, the expense for it will not be covered in this policy.
    • Health check-up cost.
    • Cost of spectacles will not be covered until the policy has finished one complete year and has been renewed. Also, only up to 25% of the cost will be covered.
    • Cost of dentures and hearing aids will not be covered until the policy has finished two complete years and has been renewed. Also, only up to 25% of the cost will be covered.
    For hospitalization claims:
    • If a disease is contracted within the first 30 days of the policy inception, the treatment will not be covered in the policy.
    • If a disease/ illness is pre-existing for a period of 4 years, the treatment will not be covered.
    Common for both Outpatient & Inpatient claims:
    • AIDS-related expenses.
    • Aesthetic and Cosmetic treatments.
    • Pregnancy & childbirth related expenses
    • Use of intoxicating alcohol and drugs.
    • Non allopathic treatment
    Additional Benefits After every four claim free policy periods, policyholder can avail Free Health Check-up at designated Bajaj Allianz Empanelled Health Insurance Diagnostic centres.
    Tax Benefit Avail Tax benefits under section 80 D of Income Tax Act.

    Plans and Premium Chart:

      Flat premium 4999 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs.
    Hospitalization cover - Floater Sum Insured 1 lac OPD Benefits Self 3100 2900 2500 1600
    PLAN-B Tax Gain9999 Flat premium 9999 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs.
    Hospitalization cover - Floater Sum Insured 2lacs OPD Benefits Self 6500 6000 5000 3000
    OPD benefits Self + spouse 5200 4800 3500 1000
    PLAN-C Tax Gain 14999 1 ) C- 1 Flat premium 14999 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs.
    Hospitalization cover - Floater Sum Insured 2 lacs OPD Benefits Self 9500 9000 8500 7500
    OPD benefits Self + spouse 9000 8500 7000 4500
    2 ) C-2 Flat premium 14999 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs.
    Hospitalization cover - Floater Sum Insured 3 lacs OPD Benefits Self 9000 8500 7500 6000
    OPD benefits Self + spouse 8000 7500 5500 2500
    PLAN- D-FOR SENIOR CITIZENS - Tax Gain 19999 Flat premium 19999 56-60 yrs 61-65 yrs 65-70 yrs 71-75 yrs
    Hospitalization cover-Floater Sum Insured 1 lac OPD Benefits Self 13000 12500 12000 11000
    OPD benefits Self + spouse 11000 10000 9500 8000

    Find cashless network hospitals nearby: BAJAJ Allianz Health Insurance Network Hospitals

    Find cashless network hospitals nearby: BAJAJ Allianz Health Insurance Network Hospitals

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Bajaj Allianz Tax Gain Health Insurance Plan Reviews

  • Page 1 of 15 1 2 3 4 5
    • Bajaj Allianz Health Insurance
      "Good Health Insurance policy"
      0.5 5.0/5 "Blown Away!"
      So far i have never claim the health insurance. I can claim upto 7 lakhs. I have taken this insurance policy for me and dependent. The employer take care of the premium amount. I have never contact the customer care. Almost most of the hospital has been covered in this health insurance
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 14, 2018
    • Bajaj Allianz Health Insurance
      "Best"
      0.5 5.0/5 "Blown Away!"
      I am having the health insurance policy with the Bajaj allianz general insurance company. I would like to say that the coverage value is around three lakh Rupees. Cashless treatment is applicable there, so I have not faced any such claims with them as such.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a health insurance policy with Bajaj allianz from last 2 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 6000 has to be paid for this insurance and it is covered up to Rs 3 lakhs./
      Was this review helpful? 0
      , mumbai
      Reviewed on May 31, 2018
    • Bajaj Allianz Health Insurance
      "Average Policy"
      0.5 4.0/5 "Great!"
      My company provided me a Bajaj health insurance. They offered me a claim amount of Rs. 1.5 lakhs. I can avail this policy for my family. I can use this insurance for medical emergency. I have never any claim experience. My company pay according the corporate premium amount.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 29, 2018
    • Bajaj Allianz Health Insurance
      "Not satisfied with the response from Bajaj"
      0.5 2.0/5 "Expected more"
      For the corporate requirement we have taken health insurance from BAJAJ ALLIANZ GENERAL INSURANCE and the service was not up to the mark. if we want to remove the employee name from the policy then will be not quiet easy and if we contacted them the response will be not much friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2018
    • Bajaj Allianz Health Insurance
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've a health insurance policy which is provided by my employer. The company pays a premium of 1500 Per year. I never had any claim experience with the policy and I am not aware about a core details of this policy.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy from the Bajaj Allianz. I don't have any claim experience I pay a premium of 800 per month for annual coverage of 9 lacs which is very good. I never had any issues with the policy and its features and I make the premium payments online.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance form the Bajaj Allianz . I pay a premium of 3000 annum, for a coverage of 3 lacs. I had a claim experience with the policy where they paid 95% for a cash less treatment. Everything was done from the hospital. The whole process was quick and hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my health insured with Bajaj Allianz from last 9 months, i am happy with the coverage value of this insurance policy. I do not have claim experience so far with this insurance. I pay a premium of Rs 750 every month and the coverage value is Rs 2 lakhs.
      Was this review helpful? 0
      , indore
      Reviewed on May 16, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. This policy can cover up to Rs 5 lakhs. I do not have claim experience so far with this insurance and i pay a premium of Rs 13000 for this insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 02, 2018
    • Bajaj Allianz Health Insurance
      "Excellent health insurance policy"
      0.5 5.0/5 "Blown Away!"
      Got the health insurance policy from the BAJAJ ALLIANZ GENERAL INSURANCE company around 20 days ago. They have provided me a medical card in which i have very good benefits in it. This policy covers 4members in my family and it has the coverage up to 10lakhs, I have paid Rs,10,000 to get this policy and it is valid only fora year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 02, 2018
    • Bajaj Allianz Health Insurance
      "Good policy for health"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance with BAJAJ ALLIANZ GENERAL INSURANCE and the premium i am paying was 13600 annually. The provide cashless facility and the claim experience was good. The have cashless facility almost 99% of coverage done through the insurance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 21, 2018
    • Bajaj Allianz Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I am having the BAJAJ ALLIANZ health insurance policy around a year ago. The customer support service is good with the BAJAJ ALLIANZ GENERAL INSURANCE company. I need to pay the premium amount of Rs,13,000 every year once. This policy covers 3 members in my family. This policy has the medical coverage of Rs,3,00,000 which can be used be all three members.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • Bajaj Allianz Health Insurance
      "Good health insurance policy"
      0.5 3.0/5 "Satisfactory"
      I have got the health insurance policy from the bajaj and this policy covers only one member which is myself actually it is a self policy . I pay the premium amount in every month on month . I pay Rs,15000 to this policy. This policy has the medical coverage up to 5lakhs and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • Bajaj Allianz Health Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I have taken the health insurance from BAJAJ ALLIANZ GENERAL INSURANCE. The premium amount is 835 for 18 months. I have to renew the policy after 18 months. Its a 2 lakhs policy. I have not done any claim with Bajaj. They provide cashless facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2018
    • Bajaj Allianz Health Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Bajaj Health Insurance service is good. The payment is payed through online which was a smooth process. The benefits is for the whole family,but still I have not claimed any service from Bajaj Health Insurance service. It was totally a good experience with Bajaj Health Insurance service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a health insurance with Bajaj Allianz from last 5 years and it is a good insurance policy to use. I am not aware of the premium amount as the company pays it. I do not have claim experience so far and i have not taken any cashless treatment. I have a coverage of Rs 4-5 lakhs which is satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 20, 2018
    • Bajaj Allianz Health Insurance
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      I took my health insurance with Bajaj Allianz. The cashless treatment is good. The policy coverage was good, they offering 10L. I never contacted the customer support. I don't have any claim experience. I am paying 13K yearly which will be debited automatically from my account.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 07, 2018
    • Bajaj Allianz Health Insurance
      "Wonderful"
      0.5 4.0/5 "Great!"
      I am having the health insurance policy with the Bajaj allianz general insurance company. Coverage value is for the full family and the response is good. I have faced some claims with them and it went in the fine manner.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2018
    • Bajaj Allianz Health Insurance
      "Best insurance policy"
      0.5 5.0/5 "Blown Away!"
      I have taken Health insurance with Bajaj allianz,the premium amount is not paid my me as its offered by the company.The policy coverage is six lakhs including the family members.This is covered mediclaim as well as health insurance.The policy was taken two years back and no claim experience.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    Common Loader Icon
    Page 1 of 15 1 2 3 4 5
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.