This plan provides for insurance benefits in the case of disabilities or even death that arises out of accidents.
Features & Benefits - Bajaj Allianz Premium Personal Guard:
|Entry Age||18 years to 65 years. Dependent children covered from 5 years to 21 years.|
|Eligibility||Indian Nationals only at Risk Level 1. Risk Level I: Administrative / managing functions, accountants, doctors, lawyers, architects, teachers and similar occupations.|
|Types||Four schemes with varying premium payments and sum insured. A – Sum insured Rs. 10 lakh. Base plan premium – Rs. 1,300*. B – Sum insured Rs. 15 lakh. Base plan premium – Rs. 2,100*. C – Sum insured Rs. 20 lakh. Base plan premium – Rs. 2,875*. D – Sum insured Rs. 25 lakh. Base plan premium – Rs. 3,650*. *Service tax extra|
|Sum Insured||Rs. 10 lakh to Rs. 25 lakh.|
|Features and advantages||
|Other benefits||Children’s Education Bonus Rs. 5,000 per child up to a maximum of 2, below the age of 19 or 10% of sum insured, whichever is lesser. Hospital Confinement Rs. 1,000 per day for a maximum of 30 days of hospitalization. Medical Expenses Up to 40% reimbursement of valid claim amount or medical bills, whichever is lesser. Transportation of mortal remains Transportation of remains to hospital, cremation ground or burial ground, limited to the lower of Rs. 5,000 or 2% of sum assured.|
|Medical examination criteria||Policyholders must get examined by Bajaj Allianz medical advisors upon request and must do so how many ever times necessary.|
|Exclusions for injuries as a result of:||
The world becomes a scary and uncertain place when people meet with accidents and injuries that render them unable to work and support their families. Disabilities sometimes mean termination of employment, which means suffocation of income which eventually leads to your family starving. Avoid all this with disability benefits from Bajaj Allianz Health Insurance - Premium Personal Guard, which has a claim settlement ratio of over 71%, ensuring that you and your family stay protected even in the worst of scenarios.
*Disclaimer: Please chose your policy wisely after careful consideration of all policy documents and literature therein. Diligent examination and scrutiny of terms and conditions, exclusions (if any) and conditions on premium payments is strongly advised. This article is purely informational and is not designed to influence your decision in any way.
Find cashless network hospitals nearby: BAJAJ Allianz Health Insurance Network Hospitals
Also Read: Best Health Insurance Plans of 2017
Also Read: How to File a Claim with Bajaj Allianz?
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GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.