• Bajaj Allianz Health Guard Family Floater Plan

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    The Health Guard Family Floater plan come with a host of benefits that range from pre and post hospitalisation cover to offering attractive discounts on OPD services.

    Features & Benefits - Bajaj Allianz Health Guard Family Floater:

    Entry Age 18 years to 65 years for spouse and parents. Children of the ages of 3 months to 25 years can also be covered under this policy
    Basis Family floater
    Policy Period 1 year with a grace period of 30 days
    Renewability Lifelong
    Medicals Up to the age of 45 years no medicals are needed. They are mandatory for policy holders above the age of 46 years
    Sum Insured The sum insured can range from Rs. 1.5 lakhs to Rs. 10 lakhs.
    Discount Holding a Bajaj Allianz policy can save you as much 30% on expenses related to OPD, pathology, radiology, wellness tests etc.
    Co-Payments
    • 10% co-payment will be applicable in case treatment is sought in a non-network hospital
    • 20% co-payment will be applicable in case the policy has been taken for the first time by someone above the age of 56 years
    Coverage
    • Cover can be taken for self, spouse, dependent children and parents (for whom a separate policy will be issued)
    • Pre-existing conditions will be covered after a waiting period of 4 years
    • For certain pre-existing conditions like surgery for skin ailments, endometriosis, cataract etc. the waiting period is 2 years
    • All hospital expenses will be covered under this policy
    • Pre-hospitalisation expenses incurred up to 60 days before hospitalisation will be covered
    • Expenses incurred up to 90 days after hospitalisation will also be covered under this policy
    • Ambulance charges of up to Rs. 1,000 per hospitalisation will be covered
    • It will also cover up to 130 day care procedures
    Benefits
    • At the end of every 4 claim-free years the policy will provide for a free medical check-up
    • Every claim-free year will add a cumulative bonus of 10% to the limit of indemnity
    • If the policy is issued then 100% of the pre-policy medical check-up expense will be reimbursed
    • It offers reimbursement of medical expenses if hospitalisation happens in a non-network hospital
    • Premiums paid towards this policy are eligible for tax benefits under section 80D
    • The premiums will not be increased in the years following claims
    • This health insurance policy also offers voluntary deductible options that can translate into discounts on premiums
    Exclusions
    • Cosmetic surgery unless it is necessitated by cancer, burns or any other injury
    • Dental treatments or surgery intentional injury to self which includes substance abuse like alcohol
    • Conditions arising as a result of HIV/AIDS
    • Hospitalisation for the purpose of diagnostic tests
    • Treatments that are non-allopathic, experimental or unproven

    Find cashless network hospitals nearby: BAJAJ Allianz Health Insurance Network Hospitals

    Other Health Insurance Plans from Bajaj Allianz

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Bajaj Allianz Health Guard Family Floater Plan Reviews

  • Page 1 of 15 1 2 3 4 5
    • Bajaj Allianz Health Insurance
      "Good Health Insurance policy"
      0.5 5.0/5 "Blown Away!"
      So far i have never claim the health insurance. I can claim upto 7 lakhs. I have taken this insurance policy for me and dependent. The employer take care of the premium amount. I have never contact the customer care. Almost most of the hospital has been covered in this health insurance
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 14, 2018
    • Bajaj Allianz Health Insurance
      "Best"
      0.5 5.0/5 "Blown Away!"
      I am having the health insurance policy with the Bajaj allianz general insurance company. I would like to say that the coverage value is around three lakh Rupees. Cashless treatment is applicable there, so I have not faced any such claims with them as such.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a health insurance policy with Bajaj allianz from last 2 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 6000 has to be paid for this insurance and it is covered up to Rs 3 lakhs./
      Was this review helpful? 0
      , mumbai
      Reviewed on May 31, 2018
    • Bajaj Allianz Health Insurance
      "Average Policy"
      0.5 4.0/5 "Great!"
      My company provided me a Bajaj health insurance. They offered me a claim amount of Rs. 1.5 lakhs. I can avail this policy for my family. I can use this insurance for medical emergency. I have never any claim experience. My company pay according the corporate premium amount.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 29, 2018
    • Bajaj Allianz Health Insurance
      "Not satisfied with the response from Bajaj"
      0.5 2.0/5 "Expected more"
      For the corporate requirement we have taken health insurance from BAJAJ ALLIANZ GENERAL INSURANCE and the service was not up to the mark. if we want to remove the employee name from the policy then will be not quiet easy and if we contacted them the response will be not much friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2018
    • Bajaj Allianz Health Insurance
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've a health insurance policy which is provided by my employer. The company pays a premium of 1500 Per year. I never had any claim experience with the policy and I am not aware about a core details of this policy.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy from the Bajaj Allianz. I don't have any claim experience I pay a premium of 800 per month for annual coverage of 9 lacs which is very good. I never had any issues with the policy and its features and I make the premium payments online.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance form the Bajaj Allianz . I pay a premium of 3000 annum, for a coverage of 3 lacs. I had a claim experience with the policy where they paid 95% for a cash less treatment. Everything was done from the hospital. The whole process was quick and hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • Bajaj Allianz Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my health insured with Bajaj Allianz from last 9 months, i am happy with the coverage value of this insurance policy. I do not have claim experience so far with this insurance. I pay a premium of Rs 750 every month and the coverage value is Rs 2 lakhs.
      Was this review helpful? 0
      , indore
      Reviewed on May 16, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. This policy can cover up to Rs 5 lakhs. I do not have claim experience so far with this insurance and i pay a premium of Rs 13000 for this insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 02, 2018
    • Bajaj Allianz Health Insurance
      "Excellent health insurance policy"
      0.5 5.0/5 "Blown Away!"
      Got the health insurance policy from the BAJAJ ALLIANZ GENERAL INSURANCE company around 20 days ago. They have provided me a medical card in which i have very good benefits in it. This policy covers 4members in my family and it has the coverage up to 10lakhs, I have paid Rs,10,000 to get this policy and it is valid only fora year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 02, 2018
    • Bajaj Allianz Health Insurance
      "Good policy for health"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance with BAJAJ ALLIANZ GENERAL INSURANCE and the premium i am paying was 13600 annually. The provide cashless facility and the claim experience was good. The have cashless facility almost 99% of coverage done through the insurance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 21, 2018
    • Bajaj Allianz Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I am having the BAJAJ ALLIANZ health insurance policy around a year ago. The customer support service is good with the BAJAJ ALLIANZ GENERAL INSURANCE company. I need to pay the premium amount of Rs,13,000 every year once. This policy covers 3 members in my family. This policy has the medical coverage of Rs,3,00,000 which can be used be all three members.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • Bajaj Allianz Health Insurance
      "Good health insurance policy"
      0.5 3.0/5 "Satisfactory"
      I have got the health insurance policy from the bajaj and this policy covers only one member which is myself actually it is a self policy . I pay the premium amount in every month on month . I pay Rs,15000 to this policy. This policy has the medical coverage up to 5lakhs and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • Bajaj Allianz Health Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I have taken the health insurance from BAJAJ ALLIANZ GENERAL INSURANCE. The premium amount is 835 for 18 months. I have to renew the policy after 18 months. Its a 2 lakhs policy. I have not done any claim with Bajaj. They provide cashless facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2018
    • Bajaj Allianz Health Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Bajaj Health Insurance service is good. The payment is payed through online which was a smooth process. The benefits is for the whole family,but still I have not claimed any service from Bajaj Health Insurance service. It was totally a good experience with Bajaj Health Insurance service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2018
    • Bajaj Allianz Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a health insurance with Bajaj Allianz from last 5 years and it is a good insurance policy to use. I am not aware of the premium amount as the company pays it. I do not have claim experience so far and i have not taken any cashless treatment. I have a coverage of Rs 4-5 lakhs which is satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 20, 2018
    • Bajaj Allianz Health Insurance
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      I took my health insurance with Bajaj Allianz. The cashless treatment is good. The policy coverage was good, they offering 10L. I never contacted the customer support. I don't have any claim experience. I am paying 13K yearly which will be debited automatically from my account.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 07, 2018
    • Bajaj Allianz Health Insurance
      "Wonderful"
      0.5 4.0/5 "Great!"
      I am having the health insurance policy with the Bajaj allianz general insurance company. Coverage value is for the full family and the response is good. I have faced some claims with them and it went in the fine manner.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2018
    • Bajaj Allianz Health Insurance
      "Best insurance policy"
      0.5 5.0/5 "Blown Away!"
      I have taken Health insurance with Bajaj allianz,the premium amount is not paid my me as its offered by the company.The policy coverage is six lakhs including the family members.This is covered mediclaim as well as health insurance.The policy was taken two years back and no claim experience.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
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