Apollo Munich Health Insurance Company offers Energy - a health insurance plan for individuals with diabetes. The plan is a part of Apollo Munich's wellness management program for individuals with type 2 diabetes accompanied by impaired fasting glucose (IFG), impaired glucose tolerance (IGT) and hypertension.
Apollo Munich Energy: Key Highlights
- Offers coverage on individual sum insured.
- Get coverage from the age of 18 years to 65 years.
- Premium at renewal may change based on your age and change in tax rates.
- Get policy tenure is 1 year.
- The plan offers two options - Gold & Silver. Gold includes the cost of wellness test whereas Silver excludes the cost of wellness test.
- The plan offers lifelong renewability. However, renewal premiums are subject to change with approval from the Insurance Regulatory and Development Authority (IRDA) of India. Any change in benefits or premium will be intimated to policyholder minimum 3 months before.
- Offers a 30 day grace period for renewing the policy.
- Offers 'Stay Healthy Package' which includes your online health assessment, E- storage facilities to store your medical reports, customized diet & exercise plan from medical experts, and attractive offers & discounts on health products and services etc.
- Get 1 year waiting period on every continuous renewal of your policy.