Bankbazaar

Aditya Birla Group Activ Health Plan

The Group Activ Health plan is a variant of the group insurance products offered by the private insurance firm, Aditya Birla Health. With this unique offering, Aditya Birla Health maintains its commitment to promote the physical well-being of individuals apart from providing a financial cover for medical calamities. Irrespective of the plans, all policyholders can take advantage of a wellness coach who will provide guidance for achieving fitness goals. Aditya Birla Health places the health of its consumers at the heart of its health insurance products making it different from other health insurance providers.

As the name suggests, the Group Active Health plan is a group insurance health plan which means that it provides coverage for members of a group. A group can be members of a society, professionals in a common group, and employees working for the same company, etc. A group health insurance plan is mostly included in the compensation benefits offered to an employee on joining an organisation. Group health insurance policies are uniform in nature which means that the same benefits can be enjoyed by all the members of the group or employees. Most employers extend the coverage under a group health insurance plan to the family members of an employee. Group insurance plans can be highly beneficial for people who cannot afford individual health plans.

Advantages of a Group Health Insurance Plan:

  • There is no waiting period for a group health insurance plan, even for critical illnesses like diabetes, asthma, heart ailments, etc. and the insured individual is provided coverage from day one of enrolment.
  • Even maternity benefits are available to be reaped from day one of the enrolment.
  • The policyholder need not undergo any medical checkup or submit medical reports to be covered under the group insurance plan.
  • Under a group insurance plan, the status of an individual is not taken into account. This means that an individual who is prone to diseases can avail benefits of a health plan at affordable premium rates. Insurers usually charge high premium rates for high-risk individuals.
  • Buying an individual health insurance could become a costly affair for some and for those individuals, a group insurance health plan can come in handy when medical exigencies strike.
  • Group health insurance plans are crucial for safeguarding the health of members of a group.
  • Family members are also offered coverage under a group insurance health plan. This will reduce the financial burden of the policyholder because otherwise, he/she has to pay premiums for individual health policies.

Features and Benefits of Group Activ Health Plan:

As stated above, the Group Activ Health plan provides a comprehensive coverage for members of a group. It can be customised by the employer or the insurance provider to meet the needs of its group members. Below are the benefits and features offered by the plan:

  • Provides coverage for pre and post-hospitalisation expenses, ambulance charges, room rent, doctor’s fee, etc.
  • Expenses for daycare treatments are also covered under the plan.
  • Maternity-related expenses are offered cover from day one of enrolment under the Group Activ Health plan.
  • There is no waiting period for critical illnesses like hypertension, asthma, diabetes, heart ailments, etc.
  • For major critical illnesses, a second opinion of specialist medical practitioners are available through an online medium.
  • Settlement of claims will be provided through a cashless facility where the hospital bills will be directly settled by the insurance provider, in this case, Aditya Birla Health. The cashless facility can only be availed at network hospitals.
  • The documentation involved in enrolling in a Group Activ Health plan is simple and hassle-free.
  • Insurance coverage is provided for pre-existing illnesses as well.
  • There is an option of availing the benefits of a wellness coach who will guide policyholders towards a sustained healthy behaviour.
  • Different optional covers are available for policyholders as per their health needs.
  • Under the Group Activ Health plan, the policyholder is eligible for a free health checkup every year.
  • Domiciliary hospitalisation is also covered under the plan and includes attendant charges and medicine costs.
  • Like in most group health insurance plans, there is no need for the policyholder to take a medical checkup or produce medical reports.
  • Daily hospital cash allowance will be given in case the policyholder is admitted to a hospital and the amount can range from Rs.500 to Rs.5,000.
  • Choice of hospital rooms is also given to the policyholder.
  • Aditya Birla Health has a broad coverage of network hospitals to ensure high accessibility to hospitals.
  • Any premium paid towards the Group Activ Health plan is eligible for availing tax benefits under Section 80D of the Income Tax Act, 1961.

The Group Activ Health plan can be an ideal health insurance partner for both the buyer and the beneficiary which in the case of organisations are employers and employees, respectively.

 4.5 / 5.0   by 6394 users
Used this product? Write a review >>

Cashless Treatment

Policy Coverage

Customer Service

Medical Coverage

Claim Experience

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Group Activ Health Plan Reviews

Page 1 of 50 1 2 3 4 5
  • Religare Health Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have taken a health insurance mediclaim policy from RELIGARE HEALTH. The coverage value I think its 3lakhs and i am paying premium on approximate of Rs. 13k-14k. This is a group policy they provided 2 policies one is group and other one individual. This is life long policy it covers all type of illness. Dental they wont cover in this policy and still there is a no claim.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 06, 2019
  • United India
    United India Health Insurance
    "Very Good Policy"
    0.5 5.0/5 "Blown Away!"
    I have a health insurance from united India which is provided by my employer. I will recommend this medical insurance to all because the service was good and the claim disbursement time is very less within 25 days we are getting the claim amount. They processed the claim very fast and they are giving upto 80% coverage for my parents, myself, spouse and children the claim coverage up to 100%.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 06, 2019
  • Star Health Health Insurance
    "Best policy"
    0.5 3.0/5 "Satisfactory"
    I have taken a mediclaim policy from STAR HEALTH and this is a company policy. I am paying premium annually Rs. 14,000.This policy covers all type of critical illness and i went for claims 2 to 3 times its a cashless. They cover all network hospital and this is family floater policy.
    Was this review helpful? 0
    , hospet
    Reviewed on Dec 05, 2019
  • ICICI Lombard Health Insurance
    "Good service"
    0.5 5.0/5 "Blown Away!"
    I have taken medi claim from ICICI LOMBARD GENERAL INSURANCE. The coverage value was Rs. 5,00,000 and I am paying premium Rs. 5000. This policy covers all type of critical illness day care treatment. This is a cash less policy last year I had done claim of 2L. This insurance covers all network hospitals and this is a group policy.
    Was this review helpful? 0
    , vijayawada
    Reviewed on Dec 05, 2019
  • SBI General Health Insurance
    "Average Policy"
    0.5 3.0/5 "Satisfactory"
    I have taken a health insurance from SBI General because from Government side, I can claim the amount if I apply for reimbursement. I have paid the premium amount of Rs. 1000 on every year. They have not explained me about the coverage amount.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 05, 2019
  • Bajaj Allianz Health Insurance
    "Good"
    0.5 3.0/5 "Satisfactory"
    My employer has given me a health insurance policy from BAJAJ ALLIANZ on 5 years before. The coverage amount of 5L. On yearly basis they will renew my policy. The premium amount of 10K use to pay. It covers particular hospitals and with multi specialty. There is cashless treatment as well. It covers my whole family.
    Was this review helpful? 0
    , medak
    Reviewed on Dec 04, 2019
  • review Health Insurance
    "Safety Policy"
    0.5 4.0/5 "Great!"
    Taken my health insurance from Birla Sun life. They approached me through call, when i accepted the same, they have given me a health insurance for my entire family with the coverage value of Rs. 3 lakhs. I have been paying the premium amount of Rs. 960 every month. In this policy, pre-existing disease has been covered.
    Was this review helpful? 0
    , dindigul
    Reviewed on Dec 03, 2019
  • Royal Sundaram Health Insurance
    "Good"
    0.5 4.0/5 "Great!"
    I have taken a health insurance policy from ROYAL SUNDARAM.This is an individual policy and the coverage was Rs. 5,00,000. Annual premium i am paying Rs. 2000. This insurance covers all type of critical illness and still there is a no claim. Every year i am getting reminder call but i am not getting call to include my family members.
    Was this review helpful? 2
    , coimbatore
    Reviewed on Nov 29, 2019
  • review Health Insurance
    "Best mediclaim"
    0.5 5.0/5 "Blown Away!"
    I have taken a health insurance policy from ADITYA BIRLA HEALTH INSURANCE. This is a group policy and the coverage was Rs. 2,00,000. I am paying yearly premium around Rs. 3500 and this policy covers all type of critical illness, some disease will not cover need to be get cover.This policy covers all network hospitals.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Nov 29, 2019
  • Oriental Insurance Health Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have taken a health insurance from ORIENTAL INSURANCE. The coverage value was Rs. 5,00,000 and the premium i am paying Rs. 25,000. This is a group policy which covers all type of critical illness and also i am enjoying TAX benefits. I went for claim full amount i got reimburse and they have issued health ID card for claim it's very useful more over they cover all net work hospitals.
    Was this review helpful? 0
    , rajahmundry
    Reviewed on Nov 28, 2019
  • Star Health Health Insurance
    "Average"
    0.5 4.5/5 "Excellent!"
    I have taken a health insurance policy from STAR HEALTH and i am using this policy almost 12 years. This is a group insurance which covers my family also and the coverage value was Rs. 7,50,000. I am paying premium for this policy around Rs.35,000. Still now there is a no claim and also this policy covers all type of critical illness.
    Was this review helpful? 0
    , mumbai
    Reviewed on Nov 28, 2019
  • ICICI Lombard Health Insurance
    "Best policy"
    0.5 4.0/5 "Great!"
    I have taken a health insurance from ICICI LOMBARD. The policy coverage value was Rs. 3,00,000 and annually i am paying premium of Rs. 9000. This is a individual policy covers individually for me and my family members. Since there is a no claim and also it covers all type of critical illness.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Nov 27, 2019
  • Star Health Health Insurance
    "Safety policy for family"
    0.5 5.0/5 "Blown Away!"
    Last 3 years, i have been renewing the policy with Star health insurance. I have chosen this insurance because of the quick response and they have a very good network hospital list. In most of the hospitals, they accepting cashless facility with this company. My entire family has been covered in this policy.
    Was this review helpful? 0
    , tirupur
    Reviewed on Nov 26, 2019
  • Star Health Health Insurance
    "Best health policy"
    0.5 5.0/5 "Blown Away!"
    I have taken a health insurance policy from STAR HEALTH and the coverage value was Rs. 7,00,000 This is a family policy which covers all my family members and this is a life long policy. Annual premium I am paying Rs. 15000 and also getting tax benefits.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Nov 25, 2019
  • Religare Health Insurance
    "Quite costly but good policy"
    0.5 4.0/5 "Great!"
    I have a health insurance from Religare. I haven't get any experience to claim on that. The policy has lots of benefits like it has a cashless tie up with lots of hospitals and the re-imbursement process also quite comfortable so that i got the policy from Religare. They are sending reminder messages before the policy get expired.
    Was this review helpful? 1
    , mumbai
    Reviewed on Nov 25, 2019
  • Royal Sundaram Health Insurance
    "Better Policy for insurance"
    0.5 3.0/5 "Satisfactory"
    My health insurance policy was taken from Royal Sundaram. This insurance policy i got 3 months before hence i didn't claim anything till now. I have paid the premium amount of Rs. 600 which covers only for myself. When i get my SBI credit card, they have a tie up with Royal Sundaram hence i got this. This policy would be helpful in the emergency case.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Nov 25, 2019
  • Bajaj Allianz Health Insurance
    "Better Policy"
    0.5 4.0/5 "Great!"
    I have not claimed for the Bajaj Allianz health policy till date once i claim only i come to know about the features. I'm with the Bajaj company for many years so only I purchased this insurance. Yearly I pay the premium amount of Rs. 10000 approximately. This policy covers for myself and my wife. According to the policy, they are saying its cover for 10L.
    Was this review helpful? 0
    , navi mumbai
    Reviewed on Nov 25, 2019
  • New India Health Insurance
    "Best policy"
    0.5 4.0/5 "Great!"
    I have taken a health insurance from NEW INDIA ASSURANCE and the coverage was Rs.2,00,000 or Rs.3,00,000 . This is a individual policy and my friend recommended. I am paying monthly EMI of Rs.4,500. This policy covers all type of critical illness and also still there is a no claim. Customer service was good.
    Was this review helpful? 0
    , chennai
    Reviewed on Nov 24, 2019
  • review Health Insurance
    "Best mediclaim"
    0.5 5.0/5 "Blown Away!"
    I have taken a mediclaim policy from IFFCO TOKIO. The loan amount was Rs. 2,00,000 and I am paying monthly Rs. 2000 or Rs. 3000.This is a individual policy and also cover all type of critical illness but if any surgery that alone I have some waiting period.
    Was this review helpful? 0
    , salem
    Reviewed on Nov 24, 2019
  • HDFC Ergo Health Insurance
    "Best Insurance policy"
    0.5 4.0/5 "Great!"
    With HDFC, i have a good relationship for past 15 years. For 5 years ago, i have taken the health insurance policy from HDFC Ergo. Since i do not have any claim experience, i have received no claim bonus every year. I have been paying the premium amount of Rs. 25000 for the entire family for the coverage value of Rs. 4 lakhs.
    Was this review helpful? 0
    , chennai
    Reviewed on Nov 22, 2019
Common Loader Icon
Page 1 of 50 1 2 3 4 5
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.