• Aditya Birla Group Activ Health Plan

     4.0 / 5.0   by 4784 users
    Used this product? Write a review >>

    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    The Group Activ Health plan is a variant of the group insurance products offered by the private insurance firm, Aditya Birla Health. With this unique offering, Aditya Birla Health maintains its commitment to promote the physical well-being of individuals apart from providing a financial cover for medical calamities. Irrespective of the plans, all policyholders can take advantage of a wellness coach who will provide guidance for achieving fitness goals. Aditya Birla Health places the health of its consumers at the heart of its health insurance products making it different from other health insurance providers.

    As the name suggests, the Group Active Health plan is a group insurance health plan which means that it provides coverage for members of a group. A group can be members of a society, professionals in a common group, and employees working for the same company, etc. A group health insurance plan is mostly included in the compensation benefits offered to an employee on joining an organisation. Group health insurance policies are uniform in nature which means that the same benefits can be enjoyed by all the members of the group or employees. Most employers extend the coverage under a group health insurance plan to the family members of an employee. Group insurance plans can be highly beneficial for people who cannot afford individual health plans.

    Advantages of a Group Health Insurance Plan:

    • There is no waiting period for a group health insurance plan, even for critical illnesses like diabetes, asthma, heart ailments, etc. and the insured individual is provided coverage from day one of enrolment.
    • Even maternity benefits are available to be reaped from day one of the enrolment.
    • The policyholder need not undergo any medical checkup or submit medical reports to be covered under the group insurance plan.
    • Under a group insurance plan, the status of an individual is not taken into account. This means that an individual who is prone to diseases can avail benefits of a health plan at affordable premium rates. Insurers usually charge high premium rates for high-risk individuals.
    • Buying an individual health insurance could become a costly affair for some and for those individuals, a group insurance health plan can come in handy when medical exigencies strike.
    • Group health insurance plans are crucial for safeguarding the health of members of a group.
    • Family members are also offered coverage under a group insurance health plan. This will reduce the financial burden of the policyholder because otherwise, he/she has to pay premiums for individual health policies.

    Features and Benefits of Group Activ Health Plan:

    As stated above, the Group Activ Health plan provides a comprehensive coverage for members of a group. It can be customised by the employer or the insurance provider to meet the needs of its group members. Below are the benefits and features offered by the plan:

    • Provides coverage for pre and post-hospitalisation expenses, ambulance charges, room rent, doctor’s fee, etc.
    • Expenses for daycare treatments are also covered under the plan.
    • Maternity-related expenses are offered cover from day one of enrolment under the Group Activ Health plan.
    • There is no waiting period for critical illnesses like hypertension, asthma, diabetes, heart ailments, etc.
    • For major critical illnesses, a second opinion of specialist medical practitioners are available through an online medium.
    • Settlement of claims will be provided through a cashless facility where the hospital bills will be directly settled by the insurance provider, in this case, Aditya Birla Health. The cashless facility can only be availed at network hospitals.
    • The documentation involved in enrolling in a Group Activ Health plan is simple and hassle-free.
    • Insurance coverage is provided for pre-existing illnesses as well.
    • There is an option of availing the benefits of a wellness coach who will guide policyholders towards a sustained healthy behaviour.
    • Different optional covers are available for policyholders as per their health needs.
    • Under the Group Activ Health plan, the policyholder is eligible for a free health checkup every year.
    • Domiciliary hospitalisation is also covered under the plan and includes attendant charges and medicine costs.
    • Like in most group health insurance plans, there is no need for the policyholder to take a medical checkup or produce medical reports.
    • Daily hospital cash allowance will be given in case the policyholder is admitted to a hospital and the amount can range from Rs.500 to Rs.5,000.
    • Choice of hospital rooms is also given to the policyholder.
    • Aditya Birla Health has a broad coverage of network hospitals to ensure high accessibility to hospitals.
    • Any premium paid towards the Group Activ Health plan is eligible for availing tax benefits under Section 80D of the Income Tax Act, 1961.

    The Group Activ Health plan can be an ideal health insurance partner for both the buyer and the beneficiary which in the case of organisations are employers and employees, respectively.

    Group Activ Health Plan Reviews

  • Page 1 of 50 1 2 3 4 5
    • Max Bupa Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my health insured with Max Bupa health insurance from last 4 years, i have a coverage value of Rs 30 lakhs for this insurance policy. My claim experience was very good and i claimed 100% of the billed amount. I have also taken the cashless treatment from this insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 26, 2018
    • Apollo Munich Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a company provided health insurance with Apollo Munich from last 6 years, i have not claimed anything so far with this insurance policy. I am not aware of the premium amount as my company pays it. I have a coverage value of Rs 3 lakhs for this insurance.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 26, 2018
    • Royal Sundaram Health Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I have a health insurance policy with Royal sundaram from last 1 month, the coverage value of this insurance policy is 3 lakhs. I am not aware of the premium amount as my company pays it. I do not have claim experience so far with this insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 26, 2018
    • United India Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my health insured with United India Insurance from last 2 years, my claim experience was very good with this insurance policy. They covered 90% of the billed amount and i am satisfied with the coverage value of Rs 3 lakhs. I am not aware of premium as my company pays it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 26, 2018
    • HDFC Ergo Health Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have a health insurance policy with HDFC ERGO from last 5 years, a premium of Rs 10000 has to be paid every year for this insurance policy. My claim experience was good with this insurance. I have a coverage value of Rs 3 lakhs for this health insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 25, 2018
    • National Insurance Health Insurance
      "Health insurance with National insurance"
      0.5 3.0/5 "Satisfactory"
      I hold a Corporate health insurance from National insurance. The policy coverage will be for 3 lakhs rupees. This policy have the coverage for my family as well. There is no claim experience till now. They do have cashless and reimbursement facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 25, 2018
    • review Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my health insured with IFFCO TOKYO from last 1 year, i am happy with the coverage value of this insurance policy. I do not have claim experience so far with this insurance company. My premium amount gets auto deducted from the salary account. I have a coverage of Rs 5 lakhs for this insurance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 25, 2018
    • ICICI Lombard Health Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I have my health insured with ICICI lombard from last 2 years, the coverage value of this insurance policy is very less which is Rs 1 lakh. I am not aware of the premium amount as my company pays it. I do not have claim experience so far with this insurance policy.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 24, 2018
    • Star Health Health Insurance
      "Health insurance with STAR"
      0.5 3.0/5 "Satisfactory"
      I have taken health insurance from STAR HEALTH & ALLIED INSURANCE. and the premium amount is 2500 for 2.5 lakhs of policy coverage.They dont provide any cashless faculty but provide reimbursement. There is no claim experience till now. Its an individual policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2018
    • Religare Health Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Religare Health Insurance service is good. The payments are through Ecs. The offers of Religare covers the top hospitals,it was very much helpful for me. The benefits is for the whole family. It was an good experience with Religare Health Insurance service.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 23, 2018
    • Bajaj Allianz Health Insurance
      "Good policy for health"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance with BAJAJ ALLIANZ GENERAL INSURANCE and the premium i am paying was 13600 annually. The provide cashless facility and the claim experience was good. The have cashless facility almost 99% of coverage done through the insurance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 21, 2018
    • Star Health Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a health insurance with Star health from last 2 years, i pay an insurance premium of Rs 11000 every year. I get a good coverage value of Rs 5 lakhs for this health insurance policy. I have not claimed anything so far with this insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • Apollo Munich Health Insurance
      "best experience"
      0.5 3.0/5 "Satisfactory"
      I had taken a Health insurance policy from the top most private sector insurance company APOLLO MUNICH. Most of all benefits are covered under one policy, so no need to top up my insurance plan. I had received my health card and my policy document by mail. They have a good network with a best corporate hospitals.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • Religare Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my health insured with Religare health 4 months back, i am happy with the coverage value of this insurance policy. A premium of Rs 8000 has to be paid every year for this health insurance. I do not have claim experience so far with this insurance and they cover Rs 5 lakhs for this insurance.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 20, 2018
    • Max Bupa Health Insurance
      "very good policy"
      0.5 5.0/5 "Blown Away!"
      I had taken a Health insurance policy from the top most private sector insurance company MAX BUPA. Most of all benefits are covered under one policy, so no need to top up my insurance plan. I had received my health card and my policy document by mail. They have a good network with a best corporate hospitals.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2018
    • Religare Health Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      From RELIGARE Health i have taken the health insurance. They provide cashless facility. There is no claim experience with them. There is health check up available on the insurance policy. Its an individual policy.The customer service and response is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2018
    • Bajaj Allianz Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I am having the BAJAJ ALLIANZ health insurance policy around a year ago. The customer support service is good with the BAJAJ ALLIANZ GENERAL INSURANCE company. I need to pay the premium amount of Rs,13,000 every year once. This policy covers 3 members in my family. This policy has the medical coverage of Rs,3,00,000 which can be used be all three members.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • United India Health Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I have a health insurance policy with United India Insurance from last 5-6 years, my claim experience was not up to the mark as they covered only 40% of the billed amount. I have a coverage value of Rs 3 lakhs and i pay a premium of Rs 3200 for this insurance.
      Was this review helpful? 0
      , surat
      Reviewed on Apr 19, 2018
    • HDFC Ergo Health Insurance
      "best policy"
      0.5 4.0/5 "Great!"
      I had taken a health insurance policy from the public sector insurance company HDFC ERGO GENERAL INSURANCE. My annual premium amount is reasonable by comparing with other premiums. I did not received my policy document by mail and hard copy too. I contacted the customer care to courier my health card to my registered communication address.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • Apollo Munich Health Insurance
      "extra ordinary experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a health insurance policy from the top most private sector insurance company APOLLO MUNICH. They couriered my health card to my registered communication address. They have a good network with corporate hospitals. I had a good positive claim experience and i claimed nearly 95% of billed amount.extra ordinary experience
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 18, 2018
    Common Loader Icon
    Page 1 of 50 1 2 3 4 5
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.