A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • SBI Home Loan Vs BoB Home Loan

    Compare State Bank of India (SBI) versus Bank of Baroda (BoB) home loan interest rate and other charges so that you can find out which is the best home loan for you. Your dream of owning your own home can now become a reality faster and in a more affordable way by understanding the interest rates and other attractive features of the loans offered by these two leading banks.

    Compare SBI Home Loan Vs BoB Home Loan

    The different rates, charges, and features of SBI home loan vs BoB home loan are given below:

    Compare SBI Home Loan Bank of Baroda Home Loan
    Interest Rate 6.95% p.a. onwards 7.00% p.a. onwards
    Processing Fees 0.40% of loan amount + GST
    Minimum: Rs.10,000 + GST
    Maximum: Rs.40,000 + GST
    Contact the bank
    MCLR (1 year) 7.00% 7.50%
    Retail Lending Rate EBR: 6.65% BRLLR: 7.00%
    Loan Amount Contact the bank Contact the bank
    Loan Tenure 30 years 30 years
    Lowest EMI Rs.662 Rs.665
    Eligibility Resident Indian
    Between 18 to 70 years of age
    Resident Indians and NRIs
    Prepayment Charges Nil Nil
    Penal Interest Rates 2% p.a. Contact the bank

    Which Bank Offers the Lowest Home Loan Interest Rate – State Bank of India Vs Bank of Baroda?

    Both State Bank of India (SBI) and Bank of Baroda (BoB) are banks that offer a wide range of home loans that cater to different requirements with interest rates being affordable and varying according to different categories. SBI offers interest rate concessions for women borrowers of 05 basis points. BoB’s interest rate is linked to the Baroda Repo Linked Lending Rate (BRLLR) to which the risk rating of the applicant is also added. This can result in varying interest rates for different individuals depending on which loan scheme is being applied for. The quantum of finance applied for will also have a bearing on the final interest rate.


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