A "low interest" loan shouldn't mean you have very little interest in paying it back!
A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 2 ICICI Plot Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    ICICI Plot Loan is Rated as "Great!" by 2379 Users
    Home Loan BYTES FROM OUR KITCHEN

    ICICI Plot Loan

    ICICI Plot Loan Overview:

    Under the umbrella of loan products, one of the most important loans to be offered after home loans are plot or land loans. These loans are quite similar to home loans in many aspects, but do have one core difference. While home loans are meant or financing the cost of construction or purchase of a new / existing house, a land / plot loan is taken to purchase a piece of land on which construction will be done thereupon.

    In India, where land is purchased dominantly for investment purposes, land loans are one of the massively popular loan products being offered by multiple banks. If you too are planning to purchase a piece of land for yourself, a land or plot loan is what you are looking for. Among the many leading banks in India which offer plot loans to customers, is, ICICI.

    Considering the rising cost of real estate, it is not often feasible to purchase land with the help of one’s own savings. This is where the ICICI Plot Loans come in. These land loans have been designed to help you financing the cost of a piece of land, which you wish to purchase for residential purposes. With favorable tenure and repayment terms, ICICI plot loans make a great choice to help you on your way to build your dream home.

    Features & Benefits of the ICICI Plot Loan:

    Given below are some of the salient features of the ICICI Plot Loans, which you may benefit from.

    • You may avail this loan to purchase a plot of land today, in order to construct a residential structure on it in the near future.
    • With the ICICI Plot Loan, you get a time period of two years, from the date of the first loan disbursement, to finish construction of property on the land in question.

    Eligibility:

    Following is the eligibility criteria required to avail an ICICI Plot Loan.

    • Applicant must be an Indian resident.
    • Applicants may be salaried or self-employed individuals.
    • This loan is also open to non-resident Indians (subject to terms and conditions).
    • You may avail this loan only to purchase land which is located within the city municipal limits of specified locations OR for land directly allotted by the concerned development authority (outside municipal limits).

    ICICI Plot Loan Reviews

    • ICICI Bank Home Loan
      "Normal service"
      0.5 4.0/5 "Great!"
      I had taken a home loan from ICICI BanK during the year 2005. The rate of interest was high. That home loan was completed during the year of 2015. It was very hard to reach the customer support and the process was lengthy too. On the same lines, even the processing is also little bit high compared to other bankers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 13, 2018
    • ICICI Bank Home Loan
      "Very Reasonable Interest Rate"
      0.5 5.0/5 "Blown Away!"
      My uncle had this Loan and eventually I continued with the same. They gave me an interest rate of 8% odd, which I feel is quite good. The overall experience with them was pretty good. It was an alright experience with them throughout and trustworthy too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 06, 2018
    • ICICI Bank Home Loan
      "Good One"
      0.5 4.0/5 "Great!"
      I actually postponed the plan for now and cancelled the application from my side . The Customer service was good from the bank side , the bank executive came to meet me also but i did not take it further so it got cancelled . Altogether, it was a good experience.
      Was this review helpful? 3
      , jaipur
      Reviewed on Dec 27, 2017
    • ICICI Bank Home Loan
      "Home loan with ICICI"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from ICICI bank. The approved loan amount was 16 lakhs 25 thousand. The rate of interest was 8.35%. The monthly EMI is 13955 which i have to pay for 20 years. The documentation process is good and comfortable. There was no process fee which is charged by ICICI bank.
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 27, 2017
    • ICICI Bank Home Loan
      "Pretty good"
      0.5 3.5/5 "Pretty good"
      The customer service was good from the ICICI BANK side for the home loan i took . The bank gave me a full approval on the amount i asked for . From the bank side Process was on time . We delayed from our side . The money got disbursed in 10 working days . The Rate of interest when the bank told me was 8.6% and then it went a bit high like 8.76% and then they came down at 8.7% . The Processing fee was there of 5K in month of april . The bank gave me a Pre closure option told with no charges and also part payment option is also there .
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 15, 2017
    • ICICI Bank Home Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have my home loan with ICICI bank 1 year back . The loan amount was 15,50,000. The rate of interest was 8.35% which was very less so I am satisfied with it . They have provided door step service for collecting documents. The processing fee was 0.25% which was satisfactory .
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Dec 14, 2017
    • ICICI Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank is giving me the reward points for the EMI which I pay for the Home loan. The customer support is good with the ICICI bank. The interest rate is getting reduced automatically whenever it getting down in the floating . I have got the home loan around 6 years ago,. I got the required loan amount.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 11, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taken home loan with ICICI bank and it was a good loan experience, the loan amount was for Rs 36 lakhs with the rate of interest of 8.65% which is nominal when compared to other banks. The tenure of this loan is 20 years. Customer service was good, they provided door step service to collect the documents. The process was quite long and it took 1 month for the loan amount to get disbursed.
      Was this review helpful? 3
      , thane
      Reviewed on Dec 09, 2017
    • ICICI Bank Home Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      The home loan service is not up to the mark with the ICICI bank . The additional charges are very high with the ICICI bank. The customer support and the response is not up to the mark with the ICICI bank. The transparency is not seen in the home loan process with ICICI bank.
      Was this review helpful? 3
      , chennai
      Reviewed on Dec 05, 2017
    • ICICI Bank Home Loan
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      I had taken home loan with ICICI bank last year. The process was very simple and as per my needs they did quick disbursement. The customer service and response was very good. The rate of interest was satisfactory when compared to other banks I have noticed that they are charging higher charges.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Dec 04, 2017
    • ICICI Bank Home Loan
      "OK OK EXPERIENCE"
      0.5 3.0/5 "Satisfactory"
      It was a ok ok experience with ICICI Bank for the home loan i took from them . The bank gave me a rate of interest was 8.4% and the bank gave me a Full approval on the amount i asked for . The money got Disbursed form the bank in a months time . The Processing fee they charged was 5K . The bank gave Pre closure option with no charges it was a thing i don't like .
      Was this review helpful? 2
      , chennai
      Reviewed on Dec 02, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with ICICI bank when they offered me it. I have started this existing home loan by 2 years back. The total tenure is 12 years and the loan amount is 20 lakhs which got disbursed immediately. They had only less documentation. The rate of interest which they offered is between 8% to 9% and no processing fees was there.
      Was this review helpful? 2
      , noida
      Reviewed on Dec 02, 2017
    • ICICI Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken with ICICI bank 3 years back. They provided a good service. The documentation process is simple. It was a faster process compared to other bankers. The payment option is convenient. The customer service and response was average. The rate of interest was 9.35%.
      Was this review helpful? 2
      , pune
      Reviewed on Nov 30, 2017
    • ICICI Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am having the home loan with the ICICI bank and the interest rate is around 9.5%. I would like to say that the customer service is good one with the ICICI bank for the home loan. Initial down payment is lesser one with the ICICI bank.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 30, 2017
    • ICICI Bank Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      ICICI home loan service was good ,the documentation part was very simple they collected from my door step and the interest rate they offered me was fine compared to others in the market but the staffs of icici was little slow. So it was a average experience that I had with ICICI Bank with regards to the home loan process.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Nov 30, 2017
    • ICICI Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The home loan service was prompt with ICICI bank. The customer support was very helpful in regards to my home loan application, they have disbursed the loan amount within 20days of time. The required loan amount has not given, they have approved 90% of loan amount .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 29, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a home loan with ICICI bank. Later I closed down my application because I have postponed the plan as of now. ICICI bank staffs approached me immediately after my application was passed to the ICICI bank. They offered me the loan with 8.35% as rate of interest.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 24, 2017
    • ICICI Bank Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      My home loan experience with ICICI bank was good, the loan amount was for Rs 16 lakhs with the rate of interest of 8.4% which is nominal when compared to other banks. The process was quite long, it took 15 days for the loan amount to get approved. Documents were collected door step from the executive. Customer service was good and they responded on time.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • ICICI Bank Home Loan
      "Good experience with ICICI"
      0.5 4.0/5 "Great!"
      I have taken a home loan with ICICI bank. The approved loan amount was 17 lakhs. First the given rate of interest was high. Later they have reduced to 8.7%. The monthly EMI is 21500 with a tenure of 10 years. There was no processing fee with my home loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • ICICI Bank Home Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      First I applied for a home loan with HDFC bank but I close that loan application with HDFC bank because I got a better offer with ICICI bank where I have an existing loan with them so I choose them instead of HDFC bank. ICICI bank was also so quick in processing the loan just like 5 minutes only. They offered me the loan with 8.5% as rate of interest.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 21, 2017
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