A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 2 ICICI Plot Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria

    ICICI Plot Loan is Rated as "Great!" by 2123 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    ICICI Plot Loan Overview:

    Under the umbrella of loan products, one of the most important loans to be offered after home loans are plot or land loans. These loans are quite similar to home loans in many aspects, but do have one core difference. While home loans are meant or financing the cost of construction or purchase of a new / existing house, a land / plot loan is taken to purchase a piece of land on which construction will be done thereupon.

    In India, where land is purchased dominantly for investment purposes, land loans are one of the massively popular loan products being offered by multiple banks. If you too are planning to purchase a piece of land for yourself, a land or plot loan is what you are looking for. Among the many leading banks in India which offer plot loans to customers, is, ICICI.

    Considering the rising cost of real estate, it is not often feasible to purchase land with the help of one’s own savings. This is where the ICICI Plot Loans come in. These land loans have been designed to help you financing the cost of a piece of land, which you wish to purchase for residential purposes. With favorable tenure and repayment terms, ICICI plot loans make a great choice to help you on your way to build your dream home.

    Home Loan Offers

    Features & Benefits of the ICICI Plot Loan:

    Given below are some of the salient features of the ICICI Plot Loans, which you may benefit from.

    • You may avail this loan to purchase a plot of land today, in order to construct a residential structure on it in the near future.
    • With the ICICI Plot Loan, you get a time period of two years, from the date of the first loan disbursement, to finish construction of property on the land in question.

    Eligibility:

    Following is the eligibility criteria required to avail an ICICI Plot Loan.

    • Applicant must be an Indian resident.
    • Applicants may be salaried or self-employed individuals.
    • This loan is also open to non-resident Indians (subject to terms and conditions).
    • You may avail this loan only to purchase land which is located within the city municipal limits of specified locations OR for land directly allotted by the concerned development authority (outside municipal limits).
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  • ICICI Plot Loan Reviews

    • ICICI Bank Home Loan
      "Very Pathetic experience with ICICI HOME LOAN Department"
      0.5 0.5/5 "Unacceptable"
      I had a very Pathetic experience with ICICI HOME LOAN Department as their employees not aware of process to be followed for home loan. They did not consider House Government Proofs. They have their own list according to which all property documents should be arranged. No Responsible employee in Kaushambi Ghaziabad branch. ICICI should take care of this. Same property has been loaned from SBI bank and PNBHFL was also ready to provide loan on same property. Very Bad Service from Kaushambi Ghaziabad Team. Take care if you approach this branch.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 19, 2017
    • ICICI Bank Home Loan
      "ICICI bank great service"
      0.5 3.0/5 "Satisfactory"
      I really appreciate ICICI bank for there service. There is not following normal bank hours and there are very flexible to customer timing. Instant loan approval is amazing idea through online and able to submit document through online is great
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 10, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was from ICICI Bank and the services from them was excellent. It was a good experience and very much satisfactory. They offered me a decent interest rate 9.25% processing charges was also nominal. In all it was a nice and the after loan is also smooth.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jul 09, 2017
    • ICICI Bank Home Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      To begin with, I received a call from ICICI bank regarding my home loan application but the bank has asked me to submit ITR for the current financial year which I was not holding. Hence I got the dropped plan also the response was on time and I had applied for a loan amount of ten lakhs rupees.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 03, 2017
    • ICICI Bank Home Loan
      "Very Good service"
      0.5 4.0/5 "Great!"
      I got a home loan experience with ICICI bank. I got home loan since in 2004 and I have closed it in 2010. The rate of interest was nominal with ICICI bank. There was fore closure charges which was nominal with ICICI bank. The customer service and the response was good with ICICI bank.
      Was this review helpful? 0
      , madurai
      Reviewed on Jun 29, 2017
    • ICICI Bank Home Loan
      "Need Transparency in the process"
      0.5 3.0/5 "Satisfactory"
      I have got the ICICI bank home loan around 12 years ago. The executive has promised that they will offer the loan with flat interest rate but in documents I found it was a floating interest rate. ICICI need to stick on their promises. The rate of interest is nominal at present. ICICI can still increase the loan amount. I am satisfied with the ICICI bank service.
      Was this review helpful? 1
      , varanasi
      Reviewed on Jun 27, 2017
    • ICICI Bank Home Loan
      "Wonderful "
      0.5 4.0/5 "Great!"
      I got the home loan with the ICICI bank and the interest rate is around 8.35%, also the service aspects are good. I had chosen them because the ICICI bank have strong bond with the builder, so the builder recommends me to deal with the ICICI bank. Response was fine with the ICICI bank and they have delayed the disbursement up to the month of November.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 22, 2017
    • ICICI Bank Home Loan
      "Recommendable Bank"
      0.5 5.0/5 "Blown Away!"
      During the year of 2014, I availed housing loan from ICICI bank. Interest rate is 10.30% now they had reduced it to 9.35%. They disbursed the loan according to my convenience. ICICI is a recommendable bank for the housing loan because they used to send executive and on behalf of the customer they will complete all the formalities. Really they are helpful but the drawback is the interest rate will be 1% higher than the government sector banks.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
    • ICICI Bank Home Loan
      "Good bank has flexible loan process"
      0.5 5.0/5 "Blown Away!"
      ICICI loan process is very much flexible. I felt ICICI is much better than HDFC Ltd. I could check the loan transaction through netbanking, Interest rate is also quite normal, and it is quite similar to other banks. I had taken the loan amount of Rs.32 lakhs this is for a tenure of 20 years. I am completely fine with the loan process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Rate of interest is around 11.49 % for the home loan with ICICI bank . I am having this loan from the last eight years of time tenur. Customer service is also a good one with them and the processing charges were very normal with them and its a balance transfer loan from DHCL and that was also smooth process and the EMI is 20k.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am happy with ICICI bank in terms of the housing loan. Recently I had taken this loan from ICICI bank. The loan process was good and there was no issues with the bank during the loan process. The rate of interest was 8.65% which is nominal and all things went good and the tenured is for 25 years and EMI is around 42k loan got disbursed with in 20 days of time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2017
    • ICICI Bank Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am an existing customer of ICICI, I got the home loan interest rate around 9.75% it is bit high compared to other competitor. The processing fee was also high they have taken more than Rs.7000 from the disbursement, but loan process was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 16, 2017
    • ICICI Bank Home Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank was excellent in the home loan process. They were very flexible and helpful to me. I got the loan on time also all the documents were also collected on time as they have committed and I also got a good deal on the interest rate and processing charges too.
      Was this review helpful? 2
      , pune
      Reviewed on Jun 16, 2017
    • ICICI Bank Home Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I had been using ICICI Bank services for the home loan and I do not find the portal very convenient for this product. I need to visit the bank for every small thing. If I need a statement, I need to walk up to the branch. The only reason I did not switch over to another bank was because of the huge process. But if this inconvenient service continues I would surely think of moving ahead.
      Was this review helpful? 0
      , delhi
      Reviewed on Jun 15, 2017
    • ICICI Bank Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      Whenever rate of interest is reducing ICICI wont give that benefit, still now they didn't give any information related to the reversed interest rate. ICICI should give transparent information to the customer. But loan process was good they have sanctioned 75% of loan on the property value, my disbursement done quickly.
      Was this review helpful? 0
      , faridabad
      Reviewed on Jun 14, 2017
    • ICICI Bank Home Loan
      "Response part should be faster"
      0.5 3.0/5 "Satisfactory"
      I applied for the home loan same time with a different institute . ICICI delayed a lot, meanwhile I got a response from Can fin home limited, they had done fast process when it comes to home loan. But ICICI interest rate is good, they offered me 8.65% of interest but Can fin house limited provided around 8.95% as the interest.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 14, 2017
    • ICICI Bank Home Loan
      "Supportive Service"
      0.5 4.0/5 "Great!"
      I am happy with ICICI bank in terms of the housing loan. Recently I had taken this loan from ICICI bank. The loan process was good and there was no issues with the bank during the loan process. The rate of interest was 8.65% which is nominal and all things went good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Need improvement in customer service"
      0.5 2.0/5 "Expected more"
      The ICICI executives didn't gave any kind of response in concern to my home loan application. They gave a call and told that they need to check my eligibility, but after that I didn't got any response from ICICI bank. I would like to suggest the ICICI to give proper response to the customers, because I am waiting for the product status for last 1 month. The rate of interest is nominal with ICICI bank.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      ICICI bank doesn't had any kind of communication in concern to my home loan application. There was no call back made by ICICI executive . ICICI haven't even gave a call to explain the product. ICICI was not at all coordinating in regards to my home loan application. The rate of interest is nominal with ICICI bank. I would say it was below average service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      ICICI offered 8.4% of interest rate for the housing loan. I approached ICICI bank through agency, so they had done with the work instead of me. I received all the services through the agent. Documentation part been over and everything has been submitted to the builder. 80% of the work is over. Things are going good for the home loan. Because of the agency I have done this much of the work so I will give the best rating only for them.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 13, 2017
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