A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 2 ICICI Plot Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    ICICI Plot Loan is Rated as "Great!" by 2319 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    ICICI Plot Loan

    ICICI Plot Loan Overview:

    Under the umbrella of loan products, one of the most important loans to be offered after home loans are plot or land loans. These loans are quite similar to home loans in many aspects, but do have one core difference. While home loans are meant or financing the cost of construction or purchase of a new / existing house, a land / plot loan is taken to purchase a piece of land on which construction will be done thereupon.

    In India, where land is purchased dominantly for investment purposes, land loans are one of the massively popular loan products being offered by multiple banks. If you too are planning to purchase a piece of land for yourself, a land or plot loan is what you are looking for. Among the many leading banks in India which offer plot loans to customers, is, ICICI.

    Considering the rising cost of real estate, it is not often feasible to purchase land with the help of one’s own savings. This is where the ICICI Plot Loans come in. These land loans have been designed to help you financing the cost of a piece of land, which you wish to purchase for residential purposes. With favorable tenure and repayment terms, ICICI plot loans make a great choice to help you on your way to build your dream home.

    Features & Benefits of the ICICI Plot Loan:

    Given below are some of the salient features of the ICICI Plot Loans, which you may benefit from.

    • You may avail this loan to purchase a plot of land today, in order to construct a residential structure on it in the near future.
    • With the ICICI Plot Loan, you get a time period of two years, from the date of the first loan disbursement, to finish construction of property on the land in question.

    Eligibility:

    Following is the eligibility criteria required to avail an ICICI Plot Loan.

    • Applicant must be an Indian resident.
    • Applicants may be salaried or self-employed individuals.
    • This loan is also open to non-resident Indians (subject to terms and conditions).
    • You may avail this loan only to purchase land which is located within the city municipal limits of specified locations OR for land directly allotted by the concerned development authority (outside municipal limits).

    ICICI Plot Loan Reviews

    • ICICI Bank Home Loan
      "They should be transparent in their process"
      0.5 4.0/5 "Great!"
      Everything is good in ICICI , expect the charges. They told they were not charging me extra, but they have 7000 to 8000 rupees from the disbursement as a processing fee. I have taken home loan of Rs. 22 lakhs for the tenure of 30 years but they have foreclosure option without any charges can close the loan.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 21, 2017
    • ICICI Bank Home Loan
      "BETTER SERVICE"
      0.5 5.0/5 "Blown Away!"
      Its been only a month I took a home loan from the ICICI BANK and customer service was actually great from their side as they gave me a rate of interest of 835% and processing fee charged as rs 3200 and also I got a full approval of the amount was given to me . It was a good experience I can say for this process .
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 21, 2017
    • ICICI Bank Home Loan
      "Best banking "
      0.5 3.0/5 "Satisfactory"
      I had requested for personal loan for an mount of 2.5 lakhs with an interest rate of 11.9%,rate of interest is nominal as compared to other banks in the market.Had a telephonic verification they shared the status as not eligible at last very disappointing service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • ICICI Bank Home Loan
      "Great responsiveness"
      0.5 5.0/5 "Blown Away!"
      I had applied for home loan form ICICI bank for amount of 30 lakhs at the interest of 8.35% its similar to other banks don't feel its low as compared to other banks.they took almost 2-3 months to complete the process they should speed up the work.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • ICICI Bank Home Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      I am having the home loan with the ICICI bank and the interest rate is around 8%, which is maximum one. Customer service is good one with the ICICI bank for the home loan. Response is good one with the ICICI bank and I have not faced any difficulties with them.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 17, 2017
    • ICICI Bank Home Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the home loan from ICICI, I had a very bad experience with ICICI bank in regards to the home loan. The customer service is not good, lot of information was misguided and the processing fees was way high. They also forced me to take the insurance which i did not opt for. The process took 2 months to complete and then it was approved. When it comes to interest rate, it is satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • ICICI Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The Home loan service is good with ICICI bank. They have disbursed my loan amount within 15days of time. The customer support was good with ICICI bank, they gave prompt response in regards to my home loan. The rate of interest and the processing fee is nominal wit ICICI bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • ICICI Bank Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      In 2004 I have taken home loan to purchase a property. I have finalized a row house worth Rs. 4.5 lakhs in Ahmedabad, ICICI sanctioned same 100% of loan with less documentation procedure. Still loan my home loan is live without any hassles my EMI is going on.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 16, 2017
    • ICICI Bank Home Loan
      "Need to be quick "
      0.5 3.0/5 "Satisfactory"
      My home loan was taken from ICICI bank. The service was good, They took one month for the disbursement which I am not happy. The proper information was not given me, some procedural delay happened on the documentation process. ROI was satisifed and they charge 8.35%. The preclosure and part payment option is average.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • ICICI Bank Home Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      Though I am an existing customer of ICICI bank and I have tried out many products from them. I also applied for a home loan and they have not bothered to even respond to my application. It was not a satisfactory experience at all. The bank is not going to be recommendable too.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 16, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have applied home loan to 2 different banks but India bulls has approved my home loan, so that was the reason I haven't got the home loan from ICICI bank. The rate of interest is the same when compared with others. I am satisfied with the service.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 15, 2017
    • ICICI Bank Home Loan
      "Not bad"
      0.5 3.0/5 "Satisfactory"
      I have approached ICICI bank for my home loan . The loan amount was 48 lakhs and the customer service and responses was up to the mark but I have cancelled the application because the rate of interest was 8.5% which is bit high comparing to others banks and the reviews were not good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 14, 2017
    • ICICI Bank Home Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      I did not take the home loan from ICICI Bank because I changed the plans. Else I was okay with the process and the services. They were responsive and there were no hassles. The interest rate and charges was normal and overall it was a good experience.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 14, 2017
    • ICICI Bank Home Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      ICICI Bank contacted me pretty late for the home loan. They were not in time and I had follow up with them to get details. I was finally not provided with the loan as the property I chose was not in the city limits. No information on the interest rate and charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • ICICI Bank Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I applied a home loan with ICICI Bank. Later I decided to close this home loan application with ICICI Bank because I have decided to hold in getting the home loan as I have postponed the plan as of now just for 2 months. They offered me the loan with 8.7% as rate of interest and there was no processing fees.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • ICICI Bank Home Loan
      "Good Responsive bank"
      0.5 4.0/5 "Great!"
      ICICI sanctioned the loan amount of Rs. 30 lakhs for the independent house it was approved by Government. Based on the property construction they were disbursed the amount one by one shot. They gave 25% of loan with nominal interest rate as per the competitive.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • ICICI Bank Home Loan
      "Professional services"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is better and professional in the home loan process. When compered to LIC housing finance. They are better off on the interest rates and they reduce the rate when ever the rate fluctuates. The customer services are also good and easy to connect with.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 12, 2017
    • ICICI Bank Home Loan
      "Very Bad and Unprofessional "
      0.5 1.0/5 "Really Bad"
      I had applied for a home loan with ICICI and i would definitely want to say that it was a very bad experience with them from the initial stage right through the process every step was an inconvenience with them. They were nothing close to being professional right from the customer service to the Branch Manager and were trying to force a sanction of a higher loan amount to me when i had requested for a lower amount. It was a hindrance to run behind people with the confusion that they were causing . If Zero was an option i would give them a zero as they do not deserve one.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 12, 2017
    • ICICI Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I had applied for a home loan with ICICI but decided not to proceed with the application as i had put my decision with the property on hold. I would however like to say that my experience with ICICI during the initial stages have been good as i had no issues with the service and response that i received from them.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 12, 2017
    • ICICI Bank Home Loan
      "Nominal and flexible interest rates. "
      0.5 4.0/5 "Great!"
      I had applied for a loan with ICICI but did not proceed with the application as i had postponed the decision with the property. i would like to say that the experience with them during the initial stages of the loan process was good as i got a good response from them with all the information i required.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 12, 2017
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