A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 2 ICICI Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria

    ICICI Home Loan is Rated as "Great!" by 2152 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    ICICI Bank offers online e-approvals for eligible home loan applicants on BankBazaar.com. Some of the benefits of applying for an ICICI home loan are: speedy approval with minimal documentation; doorstep service by a trained professional who can answer all your questions; attractive interest rates with minimal processing fees and no pre-closure fees. Read on for details about ICICI home loans such as how much you can borrow and the rate/fees you are eligible for.


     

    You’re probably eligible for an ICICI Bank Home Loan if you are

    01
    02
    03
    04
    ICICI Bank Home Loan Minimum Age

    At least 21 years old

     ICICI Bank Home Loan Maximum Age

    Less than 65 years old

    ICICI Bank Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    ICICI Bank Home Loan Minimum Income

    Earn more than the minimum
    income required


     

    Your ICICI Bank Home Loan amount eligibility is based on these factors

    01
    02
    03
    ICICI Bank Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    ICICI Bank Home Loan Maximum Loan to property value

    Loan capped @ 80% of property value

    ICICI Bank Home Loan EMI

    EMIs of other loans lower
    your eligibility


     

    Increase your eligible ICICI Bank Home Loan amount by these steps

    01
    02
    03
    ICICI Bank Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    ICICI Bank Home Loan Maximum Tenure

    Choose longer tenure loan up to 30 years

    ICICI Bank Home Loan Add parents as Co-applicant

    Alternatively add your parents


     

    Documentation needed to apply for an ICICI Bank Home Loan

    • 1. Signed application form with photograph
    • 2. ID and residence proof
    • 3. Processing fee cheque
    • 4. Last 6 months bank statements
    • 5. Documentation for salaried applicants:
      • Last 3 months salary-slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Education qualification certificate & proof of business existence
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

     

    ICICI Bank Home Loan Interest RatesUpdated on 24 Aug 2017

    ICICI Bank Home Loan Details
    Interest Rate 8.40% to 8.85% for General Borrowers
    8.35% to 8.80% for Women Borrowers
    Processing Fees 0.50% of the loan amount (Maximum Rs. 11,800)
    Loan Tenure 3 year to 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No Guarantor Required

     

    ICICI Bank Home Loan

    The practical aspects of buying, constructing or renovating a house involves immense responsibility, impeccable research and thorough planning. For most of us, getting the right home loan scheme (which perfectly suits our needs) and repaying it with an interest can be a mammoth task, or maybe quite impossible. Though some people settle for a mortgage, it may not be the wisest option. In this scenario, the best thing to opt for is a comprehensive home loan plan. Most leading banks extend financial assistance to customers in the form of home loans, with the purpose of helping them to buy a house.ICICI Bank is one on of India’s largest private sector banks.

    Some of the Best Features Provided By ICICI Bank Home Loan are as follows:

    • It is a really a very quick and easy process to get a home loan from ICICI Bank.
    • With a higher eligibility, the bank also offers lower EMIs at affordable and attractive rates of interest.
    • Keeping up evolving technology, ICICI bank has introduced a new system by which you can go through the application process Tablet and Smart phone. This ensures faster processing and quick disbursal of the loan.
    • You can avail home loan from ICICI to buy your dream house (of your choice), or from ICICI bank’s approved projects.
    • They also offers pre-approved home loans to selected customers, and existing customers get to enjoy reduced documentation process.

    Features and Benefits of ICICI Bank Housing Loan

    ICICI Home Loan
    • Affordable interest rates and both floating and fixed options
    • The home loan can be sanctioned before selecting the property
    • A really smooth simplified documentation process and even faster documentation process for existing customers
    • You get the freedom of enjoying a longer tenure with lower EMIs
    • The ‘Balance Transfer’ feature allows you to transfer your existing home loan availed from any other bank, to ICICI Bank. This is for you to enjoy long term savings.
    • With the Balance Transfer feature, you can enjoy up to additional top up loan amount. This can be up to 100% of the original home loan.
    • The bank’s home loan page provides unique online tools like Eligibility calculator and EMI calculator. With the eligibility calculator you can find the home loan amount you are eligible to avail for, and the EMI calculator calculates the monthly repayment amount towards the loan.
    • Selected customers can enjoy pre-approved home loans.
    • Up to 30 years of loan tenure available
    • Enjoy a fixed interest rate for the first 10 years, and thereafter a choice of fixed or floating interest rates.

    ICICI Bank Home Loan Interest Rates

    Before we get into the absolute numbers, it is essential to know how the interest rates are actually calculated. Like other home loans available from other banks in India, ICICI Bank home loans also offer an MLCR based interest rate calculation. It is essential to understand that the ICICI Bank floating rate home loan is benchmarked to I-MCLR-1Y. Effective Aug 01, 2016 I-MCLR-1Y is 9.10%. But the interest rates are calculated differently for different groups based on demographics which include:

    ICICI Home Loan Interest Rates for Women:

    Floating Rate of Interest
    Category Effective Interest Rate Rate
    30 Lakhs to Rs.75 Lakhs 8.65% I-MCLR-1Y+0.45%
    Rs.75 Lakhs – Rs.5 Crores 8.70% I-MCLR-1Y+0.50%
    Above Rs.5 Crores 8.80% I-MCLR-1Y +0.60%
    Fixed Interest Rate for tenure of 5 years and 10 years
    Up to 30 Lakhs 8.70% I-MCLR-1Y+0.50%
    Rs.30 Lakhs – Rs.5 Crores 8.80% I-MCLR-1Y +0.60%
    Above Rs.5 Crores 8.90% I-MCLR-1Y +0.70%
    Fixed Interest Rate (Full tenure)
    Up to 30 Lakhs 8.70%
    Rs.30 Lakhs – Rs.5 Crores 8.80%
    Above Rs.5 Crores 8.90%

    Note :

    • I-MCLR-1Y is 8.20% : Above mentioned floating rates are linked to One year MCLR (I-MCLR-1Y) benchmark rate.
    • The above interest rates are valid only for home loans where the woman borrower is the main applicant. She also has to be the owner or co-owner of the property for which the loan is being borrowed.

    ICICI Home Loan Interest Rates for Salaried Borrower:

    Floating Rate of Interest
    Category Effective Interest Rate Rate
    30 Lakhs to Rs.75 Lakhs 8.70% I-MCLR-1Y+0.50%
    Rs.75 Lakhs – Rs.5 Crores 8.75% I-MCLR-1Y+0.55%
    Above Rs.5 Crores 8.85% I-MCLR-1Y +0.65%
    Fixed Interest Rate for tenure of 2 years and 3 years
    Category Fixed Interest Rate for 24 months or 36 months Floating Rate pricing from the 25th month or the 37th month
    30 Lakhs to Rs.75 Lakhs 8.70% I-MCLR-1Y+0.50%
    Rs.75 Lakhs – Rs.5 Crores 8.75% I-MCLR-1Y+0.55%
    Above Rs.5 Crores 8.85% I-MCLR-1Y +0.65%
    Fixed Interest Rate for tenure of 5 years and 10 years
    Category Fixed Interest Rate for 60 months or 120 months Floating Rate pricing from the 61st month or the 121st month
    Up to 30 Lakhs 8.75% I-MCLR-1Y+0.50%
    Above 30 Lakhs 8.85% to 8.95% I-MCLR-1Y+(0.65% to 0.75%)
    Fixed Interest Rate (Full tenure)
    Category Effective Interest Rate
    Up to 30 Lakhs 9.75%
    Above 30 Lakhs 9.85% to 10.10%

    ICICI Home Loan Interest Rates for Self Employed Borrower:

    Floating Rate of Interest
    Category Effective Interest Rate Rate
    30 Lakhs to Rs.75 Lakhs 8.70% I-MCLR-1Y+0.50%
    Above Rs.75 Lakhs 8.75% to 8.85% I-MCLR-1Y + (0.50% to 0.65%)
    Fixed Interest Rate for tenure of 2 years and 3 years
    Category Fixed Interest Rate for 24 months or 36 months Floating Rate pricing from the 25th month or the 37th month
    30 Lakhs to Rs.75 Lakhs 8.70% I-MCLR-1Y+0.50%
    Above Rs.75 Lakhs 8.75% to 8.85% I-MCLR-1Y + (0.50% to 0.65%)
    Fixed Interest Rate for tenure of 5 years and 10 years
    Category Fixed Interest Rate for 60 months or 120 months Floating Rate pricing from the 61st month or the 121st month
    Up to 30 Lakhs 8.75% I-MCLR-1Y+0.55%
    Above 30 Lakhs 8.85% to 8.95% I-MCLR-1Y+(0.65% to 0.75%)
    Fixed Interest Rate (Full tenure)
    Category Effective Interest Rate
    Up to 30 Lakhs 9.75%
    Above 30 Lakhs 9.85% to 10.10%

    Special pricing for Home Loans up to 30 lakhs

    Floating Interest Rate

    Category (8.15%) I-MCLR-6M (8.20%) I-MCLR-1Y
    Salaried Borrower Loan Amount up to 30 Lakhs
    Women (8.35%) I-MCLR-6M + 0.20% (8.35%) I-MCLR-1Y + 0.15%
    Others (8.40%) I-MCLR-6M + 0.25% (8.40%) I-MCLR-1Y + 0.20%
    Self Employed Borrower Loan Amount up to 30 Lakhs
    Women (8.50%) I-MCLR-6M + 0.35% (8.50%) I-MCLR-1Y + 0.30%
    Others (8.55%) I-MCLR-6M + 0.40% (8.55%) I-MCLR-1Y+ 0.35%

    Fixed rate for 24 months or 36 months - (8.20%) I-MCLR-1Y

    Category Fixed rate for 24 or 36 months Floating rate pricing from 3rd & 4th year onwards
    Salaried Borrower Loan Amount up to 30 Lakhs
    Women 8.35% I-MCLR-1Y + 0.15%
    Others 8.40% I-MCLR-1Y + 0.20%
    Self Employed Borrower Loan Amount up to 30 Lakhs
    Women 8.50% I-MCLR-1Y + 0.30%
    Others 8.55% I-MCLR-1Y + 0.35%

    ICICI Bank Home Loan EMI Calculator

    ICICI Bank offers unique and dynamic tools like EMI calculator and Eligibility calculator to help customers with choosing the right home loan. With the use of the eligibility calculator you can find the home loan amount you are eligible to avail for, by entering certain basic details/parameters, and the EMI calculator calculates the monthly repayment amount you need to make towards the loan. For this you need to enter basic details like the loan tenure and loan amount. Make use of these tools to get the best deal.

    ICICI Home Loan Balance Transfer

    ICICI bank gives the privilege of lowering the EMI burden to its customers, and allows them to make savings by transferring their current home loan scheme from any other Bank to ICICI bank. The balance transfer feature is very innovative and a very thoughtful gesture on the bank’s part.

    FAQs On ICICI Home loan

    1. I have opted for the floating interest rate option on my ICICI bank home loan. If there is a change in the rate, will it affect me? If so, then how?

      This depends on what your home loan is linked to. If your loan is linked to FRR and PLR your rate of interest will reduce by 0.05%. This will happen due to the change in the FRR/PLR on June 26, 2015. Please note that this change will also correspondingly have an impact upon your EMI or loan tenor.

    2. I am a home loan customer with an Initial /Renewable fixed rate of interest. What happens when the fixed rate tenure expires?

      As per the fixed rate home loan, the loan is fixed for a stipulated period of time. The same would have been intimidated to you in the loan sanction letter. After the fixed rate period is over, your interest category of the loan would convert to floating rate. The applicable floating rate is decided based on a certain factor. This is the benchmark rate which is prevailing during the completion of fixed rate period.

    3. Do I have the freedom to choose the category of interest rate (fixed or floating) on my ICICI bank home loan?

      With ICICI bank home loans, borrowers can enjoy fixed interest rate for the first 10 years, and thereafter avail a choice of fixed or floating interest rates. The rate of interest varies according to certain factors like the loan amount, category of borrower, period of the loan and fixed or floating rate of interest.

    4. Is there any special concession on the home loan interest rates offered by ICICI bank, for women borrowers?

      Yes, for women borrowers the starting rate of interest from home loan is from 8.35% to 8.80%. The woman borrower needs to be the main applicant of the loan, or a co-owner in the financed property to avail the following rates of interest-

      • The floating rate of interest ranges from 8.65% to 8.80%.
      • The fixed rate of interest (for 5 years, 10 years) ranges from 8.70% to 8.90%
      • The full tenor fixed interest rate ranges from 9.70% to 10.05%
    5. If I want to close my home loan, are there any charges on prepaying the loan?

      If the home loan is availed on floating rate of interest, then there are no charges for this. If the loan has been availed on fixed rate of interest, then you need to pay 2% (plus applicable taxes) on the outstanding principal.

    News About ICICI Bank Home Loan

    • ICICI to offer home loans at the rate of 8.40%

      The leading private sector lender ICICI bank has reduced the interest rates by 30 bps for home loans below 30 lakhs. The company in a statement announced that salaried women can avail home loans at the rate of 8.35% and others can get it for 8.40%. As per the bank reports, lower income groups can avail low interest rates and credit linked subsidy under the housing scheme of government, Pradhan Mantri Awas Yojna. The bank also said that they are moving in line with the developmental vision of government to provide housing for all.

      18th May 2017

    • ICICI cuts interest rates on home loans

      ICICI Bank, which is among the top three Indian banks for housing finance has announced a cut in its interest rates by 45 basis points, bring the interest rate down from 9.1% p.a. to 8.65% p.a. The bank has also reduced its Marginal Cost of Lending Rate (MCLR) by 70 basis points, bring it down from 8.9% to 8.2%. Following the reduction in interest rates, the bank is presently providing home loans at 0.05% higher than SBI (8.6%), which is currently the best rate in the market. This reduction in interest rates comes in light of the surge in deposits due to the demonetization of the Rs.500 and Rs.1,000 currency notes, bringing down the cost of funds.

      21st January 2017

    • ICICI launches Home Overdraft Facility

      ICICI has launched a new credit facility for its salaried customers who currently have a home loan with the bank. The new facility is called the Home Overdraft facility. This will allow salaried customers to avail loans of up to Rs.1 crore for personal needs in the form of overdraft. The minimum loan on the Home Overdraft facility is Rs.5 lakh and the maximum amount will be Rs.1 crore. Customers can avail a minimum of 10% of the total amount as a term loan and a maximum of 90% of the total amount as an overdraft, the term loan will have an equated monthly instalments (EMI).

      14th November 2016

       
    • ICICI Bank Slashes its Marginal Cost of Lending Rates by 5 Basis Points

      Only a few hours after the Reserve Bank of India reduced their Repo Rates by 25 basis points bringing it down to 6.25%, ICICI Bank has also slashed its MCLR Rates by 5 Basis Points. The reduced rate will be act with effect from 1st October 2016. While the lending rate for one month and three months tenors are identical at 8.85%, the lending rate for a duration of 1 year stands at 9.05%

      The MCLR Regime was introduced this fiscal year on 1st April 2016 and is effective for all new loans and advances. Even the new floating rate loans will be linked to MCLR.

      4th October 2016

       
    • ICICI Bank Cuts MCLR by 5bps

      ICICI Bank has brought down Marginal Cost of Funds-Based Lending Rate (MCLR) by 5 basis points.

      The overnight MCLR has been brought down to 8.9 percent from 8.95 percent in the previous month, while the 1-year MCLR is pegged at 9.1 percent from 9.15 percent.

      This monthly revision in MCLR is in line with the Reserve Bank of India’s policy, which allows customers to get better rates as the RBI repo rates go down.

      4th August 2016

       
    • ICICI Considering Stake Dilution in Home Finance Division

      The Reserve Bank of India recently told banks to give out home loans themselves rather than doing so through a wholly-owned subsidiary. The central bank has asked new banks seeking licence to transfer any home finance activity through a subsidiary to the bank before applying.

      This has led to ICICI Bank mulling either selling part of the stakes in ICICI Home Finance or merging it with the bank. Can Fin Homes, Cent Bank Home and PNB Housing Finance are some of the bank-backed housing finance companies that have already diluted their ownership.

      Banks are not allowed to give loans below their benchmark Base Rate. Housing Finance Companies, however, can lend below their prime lending rate. Banks are also subject to stringent guidelines on outsourcing and employing agents.

      20th July 2016

       
    • 0.05% Drop in ICICI Bank Lending Rates

      Followed by a fall in MCLR rates of SBI and HDFC, ICICI Bank dropped its rate by 0.05%. The overnight MCLR rate for new borrowers was set at 8.95% and the one-year MCLR with regard to home loans were cut down to 9.15%. According to the information on ICICI Bank’s website, there also seems to have been changes in the MCLR rates for the tenures of one-month, three-months and six-months.

      RBI’s introduction of the MCLR system was aimed at swift policy transmission by lenders and banks were asked to review the rates every month. There has been a 0.30% fall in the overnight MCLR rates of banks after use of the new system of calculation.

      9th June 2016

       
    • ICICI home loan cheaper than SBI home loan

      State Bank of India or SBI offers home loans at a rate of interest of 9.45% but customers might actually opt for ICICI home loan over SBI home loans as the latter offers loans at the rate of 9.4%. However HDFC is nowhere close to the competition as it is charging a whopping 9.55% to 10.05% for its home loans. But it will take some time for RBI’s monetary transmission to be achieved completely. RBI released guidelines for computing MCLR in December last year and has instructed banks to implement it as the benchmark for lending instead of base rates. This move was launched to ensure the rate of lending is sensitive to policy rates.

      28th April 2016

       
    • ICICI Bank Launches Subsidy Home Loan Under Pradhan Mantri Awas Yojana

      In a noble effort to help the weaker sections of the society build homes, ICICI, the country’s largest private lender, recently launched a home loan subsidy scheme under the 'Pradhan Mantri Awas Yojana'. This home loan scheme is targeted at the weaker sections of the society who can now avail this loan at significantly lower EMIs, as compared to the prevailing market rate, to build brick and mortar houses.

      To bring this home loan scheme to customers, ICICI Bank partnered with the National Housing Bank (NHB) and will provide this scheme to all eligible applicants at a subsidized interest rate of 6.5% per year on a maximum amount of Rs 6 lakh or the loan amount (whichever is higher), for a maximum time duration of 15 years. The loan amount provided will be decided after evaluation of the repayment capacity of the borrower and may also be stretched over a period of 30 years.

      4th April 2016

       
    • Express Home Loans by ICICI Bank

      ICICI Bank Ltd has introduced a brand new home loan plan called Express Home Loan with the USP of extremely quick approval. The bank claims that the approval process can be completed in less than 8 working hours. Its possible for customers submit the duly filled application forms, know-your-customer (KYC) as well as other required documents online. The entire process can be completed without even stepping foot into one of the branches, not even for the approval. This service is not restricted to customers of ICICI, but is open to all salaried individuals.

      14th March 2016

       
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  • ICICI Bank Home Loan Reviews

    • ICICI Bank Home Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I did not go ahead with the ICICI bank for the home loan because of my personal reason. The response and other things were really good. Customer service was not fine one. Response was also not really a good one with the ICICI bank for the home loan, which I had applied.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 22, 2017
    • ICICI Bank Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I got the home loan with the ICICI Bank.They are providing the good rate of interest and its 8.5% and the tenure is for 10 years of time,the processing charges is rupees 2000. The EMI is around 38700 and the loan got disbursed after one month of time because the Builder was not registered with ICICI.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • ICICI Bank Home Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      ICICI loan process is very much flexible. I felt ICICI is much better I could check the loan transaction through netbanking, Interest rate is also quite normal, and it is quite similar to other banks as it is 8.4% the rate of intrest i told them to reduce it but they have not done that. I have received the full amount which I require also the processing fee they have charged around is 13000. I am completely fine with the loan process.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 20, 2017
    • ICICI Bank Home Loan
      "Dream Home seen through ICICI"
      0.5 5.0/5 "Blown Away!"
      Buying a home is a dream for us, it came true by ICICI, I have purchased Independent villa from builder, they got tie up with ICICI, bank gave me door step service with the loan amount 85 to 90% on property and also ICICI offered me 8.5% of interest its good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 19, 2017
    • ICICI Bank Home Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied Home loan with ICICI bank. They are fast in their process, they fixed an appointment to collect the documents after that they told the required documents were missing so that was the reason I haven't proceed with ICICI bank. The rate of interest is low when compared with others banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • ICICI Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      As per the market, ICICI gave me best interest rate for the home loan, initially I don't want insurance but they took the amount from the disbursed and they return the money back. I took the home loan of Rs. 32 lakhs for the tenure of 15 years. I am really satisfied with their service
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 12, 2017
    • ICICI Bank Home Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      Since the land was a freehold land I could proceed for the home loan with ICICI Bank. The customer services and response was on time and the overall experience is good too. There were no hassles with the bank as they have done their job on time and it was proper.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a home loan from ICICI Bank and I would suggest that for the corporate employees there should be a provision of waiving off the processing charges. The bank was high on the interest rate and processing charges when compared to other banks.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Excellent process"
      0.5 5.0/5 "Blown Away!"
      The experience was excellent from ICICI Bank and the response and process was on time. The services during the process was good and supportive. The rate of interest was of 8.5% and the processing charges was of 5K. I am happy with the whole experience.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am having salary account with the ICICI bank and am using it from the last ten to eleven years of time. I really have not faced problems during the time of demonetization. Response and other things are really good one. Online banking services are good one with them.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      The experience was good one with the ICICI bank and everything was fine for my home loan. The loan amount got disbursed after twenty days of time. I would like to say that the response was really fine one with them. I haven't found any issues with them.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Great "
      0.5 4.0/5 "Great!"
      Experience was good one with the ICICI bank for the home loan,which I have applied. Response was good and the process was quick one. Customer service and other things were really good one with them. Turn around time could be get updated.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Satisfied"
      0.5 2.0/5 "Expected more"
      My experience was a kind of okay one for me with the ICICI bank for the home loan. The loan amount got disbursed after forty five days of time, also the experience was kind of okay with the ICICI bank. There are no suggestion to the ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Good. Can do better on charges"
      0.5 5.0/5 "Blown Away!"
      My home loan is from ICICI Bank and the process was smooth and on time as well. They offered proper customer services and the response is also good. The rate of interest was a bit higher than SBI. There were hidden charges in the processing charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Experience is okay for me with the ICICI bank for the home loan, which I have got. They dont have specific follow up system with the customers and they need to work on it. Rest of the things with the ICICI bank is really fine.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 10, 2017
    • ICICI Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I was not eligible to get the home loan with the ICICI bank, so I dint go ahead with them. I got the call from the ICICI bank in a week of time. Response was good one with them till now. In future, I would like to go ahead with them after I have closed the personal loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 09, 2017
    • ICICI Bank Home Loan
      "Good experience & efficient process"
      0.5 4.5/5 "Excellent!"
      The experience was good and the guys from ICICI bank was friendly and everything was on time. I got a rate of interest of 8.7% and there were normal charges, like a balance transfer fee as I was shifting this home loan from another bank and the other charges. It was normal and acceptable.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
    • ICICI Bank Home Loan
      "Nice Experience "
      0.5 5.0/5 "Blown Away!"
      The experience at ICICI Bank has been good for the home loan. The customer services was good and the whole experience was on time and the disbursement was as promised as well. The rate of interest was of 8.4% and the processing charges was of 1200.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 08, 2017
    • ICICI Bank Home Loan
      "Highly customer friendly"
      0.5 5.0/5 "Blown Away!"
      ICICI interest rate is bit high because other competitors are giving lesser than this, but their loan process was flexible and also they have done the process within the time. They didn't take any processing fee from the disbursement that is best part. I requested the loan amount of Rs.72 lakhs, the same amount got disbursed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 07, 2017
    • ICICI Bank Home Loan
      "Need to improve after service sales"
      0.5 5.0/5 "Blown Away!"
      Former part was very good, customer service was really good, at a latter stage after the disbursement it was not good. Initially I was confirmed stating that I can place any service request at my home branch later they confirmed that such services are not available and asked me to visit Sector 63 branch which I had to do. In simple terms post servicing was not good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 07, 2017
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