A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 2 ICICI Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Get Quote
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Get Quote
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria

    ICICI Home Loan is Rated as "Great!" by 2118 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Check your Eligibility!

    ICICI Bank offers online e-approvals for eligible home loan applicants on BankBazaar.com. Some of the benefits of applying for an ICICI home loan are: speedy approval with minimal documentation; doorstep service by a trained professional who can answer all your questions; attractive interest rates with minimal processing fees and no pre-closure fees. Read on for details about ICICI home loans such as how much you can borrow and the rate/fees you are eligible for.

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    You’re probably eligible for an ICICI Bank Home Loan if you are

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    ICICI Bank Home Loan Minimum Age

    At least 21 years old

    ICICI Bank Home Loan Maximum Age

    Less than 65 years old

    ICICI Bank Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    ICICI Bank Home Loan Minimum Income

    Earn more than the minimum
    income required

    Check if you’re eligible >>
     

    Your ICICI Bank Home Loan amount eligibility is based on these factors

    01
    02
    03
    ICICI Bank Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    ICICI Bank Home Loan Maximum Loan to property value

    Loan capped @ 80% of property value

    ICICI Bank Home Loan EMI

    EMIs of other loans lower
    your eligibility

    Check how much you can borrow >>
     

    Increase your eligible ICICI Bank Home Loan amount by these steps

    01
    02
    03
    ICICI Bank Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    ICICI Bank Home Loan Maximum Tenure

    Choose longer tenure loan up to 30 years

    ICICI Bank Home Loan Add parents as Co-applicant

    Alternatively add your parents

    Check eligible loan amount >>
     

    Documentation needed to apply for an ICICI Bank Home Loan

    • 1. Signed application form with photograph
    • 2. ID and residence proof
    • 3. Processing fee cheque
    • 4. Last 6 months bank statements
    • 5. Documentation for salaried applicants:
      • Last 3 months salary-slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Education qualification certificate & proof of business existence
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
    Apply now >>
     

    ICICI Bank Home Loan Interest RatesUpdated on 28 Jun 2017

    ICICI Bank Home Loan Details
    Interest Rate 8.40% to 8.85% for General Borrowers
    8.35% to 8.80% for Women Borrowers
    Processing Fees 0.50% of the loan amount or Rs.11500 whichever is minimum
    Loan Tenure 3 year to 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No Guarantor Required
    Search for loan >>
     

    ICICI Home Loan

    Building a house is a lot more than just making a huge investment, it is a very special experience. Be it planning the architecture to choosing the right apartment to designing its interiors; the joy and satisfaction of being a proud owner of your dream home is out of the world. But there is a flipside to every good thing. Similarly, acquiring a home can be is an extremely tedious, long and expensive process. The practical aspects of buying, constructing or renovating a house involves immense responsibility, impeccable research and thorough planning. For most of us, getting the right home loan scheme (which perfectly suits our needs) and repaying it with an interest can be a mammoth task, or maybe quite impossible. Though some people settle for a mortgage, it may not be the wisest option. In this scenario, the best thing to opt for is a comprehensive home loan plan. Most leading banks extend financial assistance to customers in the form of home loans, with the purpose of helping them to buy a house.

    Home Loan Offers

    ICICI Bank is one on of India’s largest private sector banks. It is an extremely popular bank as well and has wide loyal customer base of. It boasts of a wide network comprising 4050 branches 12,890 ATMs across India. ICICI Bank’s loyal customers swear by its swift service, supportive staff and brilliant home loan plans. The bank offers home loans which have been especially designed to suit every customer’s varied requirement. This thoughtful and innovative gesture by ICICI bank makes it really easy for customers to get the best deal.

    Home Loans from ICICI Bank:

    It is a really a very quick and easy process to get a home loan from ICICI Bank. With a higher eligibility, the bank also offers lower EMIs at affordable and attractive rates of interest. Keeping up evolving technology, ICICI bank has introduced a new system by which you can go through the application process Tablet and Smart phone. This ensures faster processing and quick disbursal of the loan.

    You can avail home loan from ICICI to buy your dream house (of your choice), or from ICICI bank’s approved projects. The also offers pre-approved home loans to selected customers, and existing customers get to enjoy reduced documentation process.

    Features and Benefits of ICICI Housing Loan:

    ICICI Home Loan
    • Affordable interest rates and both floating and fixed options
    • The home loan can be sanctioned before selecting the property
    • A really smooth simplified documentation process and even faster documentation process for existing customers
    • You get the freedom of enjoying a longer tenure with lower EMIs
    • The ‘Balance Transfer’ feature allows you to transfer your existing home loan availed from any other bank, to ICICI Bank. This is for you to enjoy long term savings.
    • With the Balance Transfer feature, you can enjoy up to additional top up loan amount. This can be up to 100% of the original home loan.
    • The bank’s home loan page provides unique online tools like Eligibility calculator and EMI calculator. With the eligibility calculator you can find the home loan amount you are eligible to avail for, and the EMI calculator calculates the monthly repayment amount towards the loan.
    • Selected customers can enjoy pre-approved home loans.
    • Up to 30 years of loan tenure available
    • Enjoy a fixed interest rate for the first 10 years, and thereafter a choice of fixed or floating interest rates

    ICICI Bank Home Loan Interest Rates:

    Before we get into the absolute numbers, it is essential to know how the interest rates are actually calculated. Like other home loans available from other banks in India, ICICI Bank home loans also offer an MLCR based interest rate calculation. It is essential to understand that the ICICI Bank floating rate home loan is benchmarked to I-MCLR-1Y. Effective Aug 01, 2016 I-MCLR-1Y is 9.10%. But the interest rates are calculated differently for different groups based on demographics which include:

    ICICI Home Loan Interest Rates for Women:

    Floating Rate of Interest
    Category Effective Interest Rate Rate
    30 Lakhs to Rs.75 Lakhs 8.65% I-MCLR-1Y+0.45%
    Rs.75 Lakhs – Rs.5 Crores 8.70% I-MCLR-1Y+0.50%
    Above Rs.5 Crores 8.80% I-MCLR-1Y +0.60%
    Fixed Interest Rate for tenure of 5 years and 10 years
    Up to 30 Lakhs 8.70% I-MCLR-1Y+0.50%
    Rs.30 Lakhs – Rs.5 Crores 8.80% I-MCLR-1Y +0.60%
    Above Rs.5 Crores 8.90% I-MCLR-1Y +0.70%
    Fixed Interest Rate (Full tenure)
    Up to 30 Lakhs 8.70%
    Rs.30 Lakhs – Rs.5 Crores 8.80%
    Above Rs.5 Crores 8.90%

    Note :

    • I-MCLR-1Y is 8.20% : Above mentioned floating rates are linked to One year MCLR (I-MCLR-1Y) benchmark rate.
    • The above interest rates are valid only for home loans where the woman borrower is the main applicant. She also has to be the owner or co-owner of the property for which the loan is being borrowed.

    ICICI Home Loan Interest Rates for Salaried Borrower:

    Floating Rate of Interest
    Category Effective Interest Rate Rate
    30 Lakhs to Rs.75 Lakhs 8.70% I-MCLR-1Y+0.50%
    Rs.75 Lakhs – Rs.5 Crores 8.75% I-MCLR-1Y+0.55%
    Above Rs.5 Crores 8.85% I-MCLR-1Y +0.65%
    Fixed Interest Rate for tenure of 2 years and 3 years
    Category Fixed Interest Rate for 24 months or 36 months Floating Rate pricing from the 25th month or the 37th month
    30 Lakhs to Rs.75 Lakhs 8.70% I-MCLR-1Y+0.50%
    Rs.75 Lakhs – Rs.5 Crores 8.75% I-MCLR-1Y+0.55%
    Above Rs.5 Crores 8.85% I-MCLR-1Y +0.65%
    Fixed Interest Rate for tenure of 5 years and 10 years
    Category Fixed Interest Rate for 60 months or 120 months Floating Rate pricing from the 61st month or the 121st month
    Up to 30 Lakhs 8.75% I-MCLR-1Y+0.50%
    Above 30 Lakhs 8.85% to 8.95% I-MCLR-1Y+(0.65% to 0.75%)
    Fixed Interest Rate (Full tenure)
    Category Effective Interest Rate
    Up to 30 Lakhs 9.75%
    Above 30 Lakhs 9.85% to 10.10%

    ICICI Home Loan Interest Rates for Self Employed Borrower:

    Floating Rate of Interest
    Category Effective Interest Rate Rate
    30 Lakhs to Rs.75 Lakhs 8.70% I-MCLR-1Y+0.50%
    Above Rs.75 Lakhs 8.75% to 8.85% I-MCLR-1Y + (0.50% to 0.65%)
    Fixed Interest Rate for tenure of 2 years and 3 years
    Category Fixed Interest Rate for 24 months or 36 months Floating Rate pricing from the 25th month or the 37th month
    30 Lakhs to Rs.75 Lakhs 8.70% I-MCLR-1Y+0.50%
    Above Rs.75 Lakhs 8.75% to 8.85% I-MCLR-1Y + (0.50% to 0.65%)
    Fixed Interest Rate for tenure of 5 years and 10 years
    Category Fixed Interest Rate for 60 months or 120 months Floating Rate pricing from the 61st month or the 121st month
    Up to 30 Lakhs 8.75% I-MCLR-1Y+0.55%
    Above 30 Lakhs 8.85% to 8.95% I-MCLR-1Y+(0.65% to 0.75%)
    Fixed Interest Rate (Full tenure)
    Category Effective Interest Rate
    Up to 30 Lakhs 9.75%
    Above 30 Lakhs 9.85% to 10.10%

    Special pricing for Home Loans up to ? 30 lakhs

    Floating Interest Rate

    Category (8.15%) I-MCLR-6M (8.20%) I-MCLR-1Y
    Salaried Borrower Loan Amount up to 30 Lakhs
    Women (8.35%) I-MCLR-6M + 0.20% (8.35%) I-MCLR-1Y + 0.15%
    Others (8.40%) I-MCLR-6M + 0.25% (8.40%) I-MCLR-1Y + 0.20%
    Self Employed Borrower Loan Amount up to 30 Lakhs
    Women (8.50%) I-MCLR-6M + 0.35% (8.50%) I-MCLR-1Y + 0.30%
    Others (8.55%) I-MCLR-6M + 0.40% (8.55%) I-MCLR-1Y+ 0.35%

    Fixed rate for 24 months or 36 months - (8.20%) I-MCLR-1Y

    Category Fixed rate for 24 or 36 months Floating rate pricing from 3rd & 4th year onwards
    Salaried Borrower Loan Amount up to 30 Lakhs
    Women 8.35% I-MCLR-1Y + 0.15%
    Others 8.40% I-MCLR-1Y + 0.20%
    Self Employed Borrower Loan Amount up to 30 Lakhs
    Women 8.50% I-MCLR-1Y + 0.30%
    Others 8.55% I-MCLR-1Y + 0.35%

    ICICI Bank Home Loan Calculator:

    ICICI Bank offers unique and dynamic tools like EMI calculator and Eligibility calculator to help customers with choosing the right home loan. With the use of the eligibility calculator you can find the home loan amount you are eligible to avail for, by entering certain basic details/parameters, and the EMI calculator calculates the monthly repayment amount you need to make towards the loan. For this you need to enter basic details like the loan tenure and loan amount. Make use of these tools to get the best deal.

    ICICI Home Loan Balance Transfer:

    ICICI bank gives the privilege of lowering the EMI burden to its customers, and allows them to make savings by transferring their current home loan scheme from any other Bank to ICICI bank. The balance transfer feature is very innovative and a very thoughtful gesture on the bank’s part.

    ICICI Home loan FAQ:

    1. I have opted for the floating interest rate option on my ICICI bank home loan. If there is a change in the rate, will it affect me? If so, then how?

      This depends on what your home loan is linked to. If your loan is linked to FRR and PLR your rate of interest will reduce by 0.05%. This will happen due to the change in the FRR/PLR on June 26, 2015. Please note that this change will also correspondingly have an impact upon your EMI or loan tenor.

    2. I am a home loan customer with an Initial /Renewable fixed rate of interest. What happens when the fixed rate tenure expires?

      As per the fixed rate home loan, the loan is fixed for a stipulated period of time. The same would have been intimidated to you in the loan sanction letter. After the fixed rate period is over, your interest category of the loan would convert to floating rate. The applicable floating rate is decided based on a certain factor. This is the benchmark rate which is prevailing during the completion of fixed rate period.

    3. Do I have the freedom to choose the category of interest rate (fixed or floating) on my ICICI bank home loan?

      With ICICI bank home loans, borrowers can enjoy fixed interest rate for the first 10 years, and thereafter avail a choice of fixed or floating interest rates. The rate of interest varies according to certain factors like the loan amount, category of borrower, period of the loan and fixed or floating rate of interest.

    4. Is there any special concession on the home loan interest rates offered by ICICI bank, for women borrowers?

      Yes, for women borrowers the starting rate of interest from home loan is from 8.35% to 8.80%. The woman borrower needs to be the main applicant of the loan, or a co-owner in the financed property to avail the following rates of interest-

      • The floating rate of interest ranges from 8.65% to 8.80%.
      • The fixed rate of interest (for 5 years, 10 years) ranges from 8.70% to 8.90%
      • The full tenor fixed interest rate ranges from 9.70% to 10.05%

    5. If I want to close my home loan, are there any charges on prepaying the loan?

      If the home loan is availed on floating rate of interest, then there are no charges for this. If the loan has been availed on fixed rate of interest, then you need to pay 2% (plus applicable taxes) on the outstanding principal.

    News About ICICI Bank Home Loan

    • ICICI to offer home loans at the rate of 8.40%

      The leading private sector lender ICICI bank has reduced the interest rates by 30 bps for home loans below 30 lakhs. The company in a statement announced that salaried women can avail home loans at the rate of 8.35% and others can get it for 8.40%. As per the bank reports, lower income groups can avail low interest rates and credit linked subsidy under the housing scheme of government, Pradhan Mantri Awas Yojna. The bank also said that they are moving in line with the developmental vision of government to provide housing for all.

      18th May 2017

    • ICICI cuts interest rates on home loans

      ICICI Bank, which is among the top three Indian banks for housing finance has announced a cut in its interest rates by 45 basis points, bring the interest rate down from 9.1% p.a. to 8.65% p.a. The bank has also reduced its Marginal Cost of Lending Rate (MCLR) by 70 basis points, bring it down from 8.9% to 8.2%. Following the reduction in interest rates, the bank is presently providing home loans at 0.05% higher than SBI (8.6%), which is currently the best rate in the market. This reduction in interest rates comes in light of the surge in deposits due to the demonetization of the Rs.500 and Rs.1,000 currency notes, bringing down the cost of funds.

      21st January 2017

    • ICICI launches Home Overdraft Facility

      ICICI has launched a new credit facility for its salaried customers who currently have a home loan with the bank. The new facility is called the Home Overdraft facility. This will allow salaried customers to avail loans of up to Rs.1 crore for personal needs in the form of overdraft. The minimum loan on the Home Overdraft facility is Rs.5 lakh and the maximum amount will be Rs.1 crore. Customers can avail a minimum of 10% of the total amount as a term loan and a maximum of 90% of the total amount as an overdraft, the term loan will have an equated monthly instalments (EMI).

      14th November 2016

       
    • ICICI Bank Slashes its Marginal Cost of Lending Rates by 5 Basis Points

      Only a few hours after the Reserve Bank of India reduced their Repo Rates by 25 basis points bringing it down to 6.25%, ICICI Bank has also slashed its MCLR Rates by 5 Basis Points. The reduced rate will be act with effect from 1st October 2016. While the lending rate for one month and three months tenors are identical at 8.85%, the lending rate for a duration of 1 year stands at 9.05%

      The MCLR Regime was introduced this fiscal year on 1st April 2016 and is effective for all new loans and advances. Even the new floating rate loans will be linked to MCLR.

      4th October 2016

       
    • ICICI Bank Cuts MCLR by 5bps

      ICICI Bank has brought down Marginal Cost of Funds-Based Lending Rate (MCLR) by 5 basis points.

      The overnight MCLR has been brought down to 8.9 percent from 8.95 percent in the previous month, while the 1-year MCLR is pegged at 9.1 percent from 9.15 percent.

      This monthly revision in MCLR is in line with the Reserve Bank of India’s policy, which allows customers to get better rates as the RBI repo rates go down.

      4th August 2016

       
    • ICICI Considering Stake Dilution in Home Finance Division

      The Reserve Bank of India recently told banks to give out home loans themselves rather than doing so through a wholly-owned subsidiary. The central bank has asked new banks seeking licence to transfer any home finance activity through a subsidiary to the bank before applying.

      This has led to ICICI Bank mulling either selling part of the stakes in ICICI Home Finance or merging it with the bank. Can Fin Homes, Cent Bank Home and PNB Housing Finance are some of the bank-backed housing finance companies that have already diluted their ownership.

      Banks are not allowed to give loans below their benchmark Base Rate. Housing Finance Companies, however, can lend below their prime lending rate. Banks are also subject to stringent guidelines on outsourcing and employing agents.

      20th July 2016

       
    • 0.05% Drop in ICICI Bank Lending Rates

      Followed by a fall in MCLR rates of SBI and HDFC, ICICI Bank dropped its rate by 0.05%. The overnight MCLR rate for new borrowers was set at 8.95% and the one-year MCLR with regard to home loans were cut down to 9.15%. According to the information on ICICI Bank’s website, there also seems to have been changes in the MCLR rates for the tenures of one-month, three-months and six-months.

      RBI’s introduction of the MCLR system was aimed at swift policy transmission by lenders and banks were asked to review the rates every month. There has been a 0.30% fall in the overnight MCLR rates of banks after use of the new system of calculation.

      9th June 2016

       
    • ICICI home loan cheaper than SBI home loan

      State Bank of India or SBI offers home loans at a rate of interest of 9.45% but customers might actually opt for ICICI home loan over SBI home loans as the latter offers loans at the rate of 9.4%. However HDFC is nowhere close to the competition as it is charging a whopping 9.55% to 10.05% for its home loans. But it will take some time for RBI’s monetary transmission to be achieved completely. RBI released guidelines for computing MCLR in December last year and has instructed banks to implement it as the benchmark for lending instead of base rates. This move was launched to ensure the rate of lending is sensitive to policy rates.

      28th April 2016

       
    • ICICI Bank Launches Subsidy Home Loan Under Pradhan Mantri Awas Yojana

      In a noble effort to help the weaker sections of the society build homes, ICICI, the country’s largest private lender, recently launched a home loan subsidy scheme under the 'Pradhan Mantri Awas Yojana'. This home loan scheme is targeted at the weaker sections of the society who can now avail this loan at significantly lower EMIs, as compared to the prevailing market rate, to build brick and mortar houses.

      To bring this home loan scheme to customers, ICICI Bank partnered with the National Housing Bank (NHB) and will provide this scheme to all eligible applicants at a subsidized interest rate of 6.5% per year on a maximum amount of Rs 6 lakh or the loan amount (whichever is higher), for a maximum time duration of 15 years. The loan amount provided will be decided after evaluation of the repayment capacity of the borrower and may also be stretched over a period of 30 years.

      4th April 2016

       
    • Express Home Loans by ICICI Bank

      ICICI Bank Ltd has introduced a brand new home loan plan called Express Home Loan with the USP of extremely quick approval. The bank claims that the approval process can be completed in less than 8 working hours. Its possible for customers submit the duly filled application forms, know-your-customer (KYC) as well as other required documents online. The entire process can be completed without even stepping foot into one of the branches, not even for the approval. This service is not restricted to customers of ICICI, but is open to all salaried individuals.

      14th March 2016

       

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    • ICICI Bank Home Loan Reviews

    Write a Review
    • ICICI Bank Home Loan
      "Wonderful "
      0.5 4.0/5 "Great!"
      I got the home loan with the ICICI bank and the interest rate is around 8.35%, also the service aspects are good. I had chosen them because the ICICI bank have strong bond with the builder, so the builder recommends me to deal with the ICICI bank. Response was fine with the ICICI bank and they have delayed the disbursement up to the month of November.
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      , nagpur
      Reviewed on Jun 22, 2017
    • ICICI Bank Home Loan
      "Recommendable Bank"
      0.5 5.0/5 "Blown Away!"
      During the year of 2014, I availed housing loan from ICICI bank. Interest rate is 10.30% now they had reduced it to 9.35%. They disbursed the loan according to my convenience. ICICI is a recommendable bank for the housing loan because they used to send executive and on behalf of the customer they will complete all the formalities. Really they are helpful but the drawback is the interest rate will be 1% higher than the government sector banks.
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      , hyderabad
      Reviewed on Jun 20, 2017
    • ICICI Bank Home Loan
      "Good bank has flexible loan process"
      0.5 5.0/5 "Blown Away!"
      ICICI loan process is very much flexible. I felt ICICI is much better than HDFC Ltd. I could check the loan transaction through netbanking, Interest rate is also quite normal, and it is quite similar to other banks. I had taken the loan amount of Rs.32 lakhs this is for a tenure of 20 years. I am completely fine with the loan process.
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      , bangalore
      Reviewed on Jun 20, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Rate of interest is around 11.49 % for the home loan with ICICI bank . I am having this loan from the last eight years of time tenur. Customer service is also a good one with them and the processing charges were very normal with them and its a balance transfer loan from DHCL and that was also smooth process and the EMI is 20k.
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      , hyderabad
      Reviewed on Jun 18, 2017
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am happy with ICICI bank in terms of the housing loan. Recently I had taken this loan from ICICI bank. The loan process was good and there was no issues with the bank during the loan process. The rate of interest was 8.65% which is nominal and all things went good and the tenured is for 25 years and EMI is around 42k loan got disbursed with in 20 days of time.
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      , hyderabad
      Reviewed on Jun 18, 2017
    • ICICI Bank Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am an existing customer of ICICI, I got the home loan interest rate around 9.75% it is bit high compared to other competitor. The processing fee was also high they have taken more than Rs.7000 from the disbursement, but loan process was good.
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      , chennai
      Reviewed on Jun 16, 2017
    • ICICI Bank Home Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank was excellent in the home loan process. They were very flexible and helpful to me. I got the loan on time also all the documents were also collected on time as they have committed and I also got a good deal on the interest rate and processing charges too.
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      , pune
      Reviewed on Jun 16, 2017
    • ICICI Bank Home Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I had been using ICICI Bank services for the home loan and I do not find the portal very convenient for this product. I need to visit the bank for every small thing. If I need a statement, I need to walk up to the branch. The only reason I did not switch over to another bank was because of the huge process. But if this inconvenient service continues I would surely think of moving ahead.
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      , delhi
      Reviewed on Jun 15, 2017
    • ICICI Bank Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      Whenever rate of interest is reducing ICICI wont give that benefit, still now they didn't give any information related to the reversed interest rate. ICICI should give transparent information to the customer. But loan process was good they have sanctioned 75% of loan on the property value, my disbursement done quickly.
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      , faridabad
      Reviewed on Jun 14, 2017
    • ICICI Bank Home Loan
      "Response part should be faster"
      0.5 3.0/5 "Satisfactory"
      I applied for the home loan same time with a different institute . ICICI delayed a lot, meanwhile I got a response from Can fin home limited, they had done fast process when it comes to home loan. But ICICI interest rate is good, they offered me 8.65% of interest but Can fin house limited provided around 8.95% as the interest.
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      , ghaziabad
      Reviewed on Jun 14, 2017
    • ICICI Bank Home Loan
      "Supportive Service"
      0.5 4.0/5 "Great!"
      I am happy with ICICI bank in terms of the housing loan. Recently I had taken this loan from ICICI bank. The loan process was good and there was no issues with the bank during the loan process. The rate of interest was 8.65% which is nominal and all things went good.
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      , new delhi
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Need improvement in customer service"
      0.5 2.0/5 "Expected more"
      The ICICI executives didn't gave any kind of response in concern to my home loan application. They gave a call and told that they need to check my eligibility, but after that I didn't got any response from ICICI bank. I would like to suggest the ICICI to give proper response to the customers, because I am waiting for the product status for last 1 month. The rate of interest is nominal with ICICI bank.
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      , chennai
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      ICICI bank doesn't had any kind of communication in concern to my home loan application. There was no call back made by ICICI executive . ICICI haven't even gave a call to explain the product. ICICI was not at all coordinating in regards to my home loan application. The rate of interest is nominal with ICICI bank. I would say it was below average service.
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      , new delhi
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      ICICI offered 8.4% of interest rate for the housing loan. I approached ICICI bank through agency, so they had done with the work instead of me. I received all the services through the agent. Documentation part been over and everything has been submitted to the builder. 80% of the work is over. Things are going good for the home loan. Because of the agency I have done this much of the work so I will give the best rating only for them.
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      , ahmedabad
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Good services"
      0.5 4.0/5 "Great!"
      I had closed the home loan with ICICI bank and the interest rate was around 9%. The loan amount got disbursed to my account within a month of time and the response is good. They have provided around 30% of cost of home as loan, which I really I was in need.
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      , new delhi
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Helpful service within promised time"
      0.5 4.0/5 "Great!"
      The ICICI bank gave very good information with respect to their charges and got the split for what they are charged in concern to my home loan. One of my friend suggested me to get the home loan with ICICI bank. Within 10 days I got the loan amount. I am happy with the loan amount. The rate of interest is nominal with ICICI bank, when compared with others. I would certainly say that I am very much satisfied with their service.
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      , pune
      Reviewed on Jun 12, 2017
    • ICICI Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The service was not very prompt with ICICI bank in concern to my home loan, that reason I have given a average rating to their customer support. I try reaching the ICICI executives couple of times and after 4th and 5 th time It connected . We can't easily connect with the ICICI executives and reaching ICICI customer service is very difficult. The executives are very low on the product knowledge , it would be great if they can train on the product knowledge The rate of interest is nominal with the ICICI bank.
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      , gurgaon
      Reviewed on Jun 12, 2017
    • ICICI Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      ICICI bank is where I hold my salary account with and they had offer me a home loan. I got loan of 31 lakhs . Normally this home loan EMI gets deducted from my salary account. And there was some of the charges like 750 and 5750 and with in two weeks the loan got disbursed and over all it was a good service.
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      , bangalore
      Reviewed on Jun 12, 2017
    • ICICI Bank Home Loan
      "Be flexible in ROI"
      0.5 3.5/5 "Pretty good"
      The process to get my home loan from ICICI Bank was not troublesome. The documentation was easy and the disbursement happened on time as well. But the bank does not reduce the interest rate when RBI drops the rates. I had taken a floating interest rate, the bank is on time to increase it but not decrease it.
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      , vadodara
      Reviewed on Jun 10, 2017
    • ICICI Bank Home Loan
      "Convenient Process"
      0.5 5.0/5 "Blown Away!"
      My friend is working with ICICI, I am approaching them for the home loan through him. I had submitted all the documents like KYC , IT Return etc. Once I when I get the approval letter then I should submit the property documents. They ready to sanction 100% of loan, I might be getting verification call today or tomorrow.
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      , kanchipuram
      Reviewed on Jun 07, 2017
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