Documents Required for Home Loan HDFC

List of Common HDFC Home Loan Required Documents

1. Advance Processing Cheque - A cancelled cheque for validation of bank account
2. Bank Statement - Past 6 months' bank statement
3. Complete loan application form with one passport size photograph
4. Income Proof - salary slip, bank statement and Form 16
5. Investment Proof - LIC, mutual funds, property document etc.
6. Job Continuity Proof - Appointment letter at employment and validation letter from HR
7. Photo Identity Proof - Passport/ Driving License/ Voter ID/ PAN
8. Property Documents - Sale deed, Katha, transfer of ownership
9. Residence Address Proof - License/ Registered Rent Agreement/ Utility Bill
10. Residence Ownership Proof - Sale deed or rental agreement
11. Financial Documents -
    1. For Salaried Individual: 3 month salary slip, Form 16 and bank statement.
    2. For Self-Employed Individual: IT returns for last 2 years along with computation of income tax for past 2 years certified by a Chartered accountant.
    3. For Self-Employed Non- Professionals: IT returns for last 3 years along with computation of income tax for past 2 years certified by a Chartered accountant.

HDFC Home Loan Documents Required for Salaried Employees

1. Address Proof: Residential Address- Leave and License/ Registered Rent Agreement/ Utility Bill (up to 3 months old), Passport
2. Identity Proof: Passport/ Driving License/ Voter ID/ PAN
3. Bank loan application form to be filled in with passport sized photographs affixed
4. 3 month pay slip
5. Income Proof Documents
6. Form 16 for the past two years
7. Copy of Income Tax PAN
8. 6 months bank statement that shows salary from the employer and any EMI paid for outstanding debit.

HDFC Home Loan Documents Required for Self Employed Individuals

1. Bank Statement - Past 1 year bank statement
2. Business Existence Proof - 3 years old Saral Copy, the Company Registration license, Shop Establishment Act
3. Income Proof - Latest 3 years Income Tax Returns including Computation of Income, Profit & Loss Account, Audit Report, Balance Sheet, etc.,
4. Office Address Proof - Property Documents, Utility Bill
5. Office Ownership Proof - Property Documents, Utility Bill, Maintenance Bill
6. Photo Identity Proof - Passport/ Driving License/ Voter ID/ PAN
7. Residence Address Proof - License/ Registered Rent Agreement/ Utility Bill
8. 1 passport size colour photograph

HDFC Home Loan Documents Required for Agriculturists

1. Proof of Identity and Residence: Valid Passport / Voter ID card / Valid Driving License / Aadhaar Card
2. Proof of Income: Last 6 months' bank statement / Copies of title documents of agricultural land showing land holding / Copies of title documents of agricultural land showing crops being cultivated
3. Other Documents -
   1. Statement of the loans availed over the past two years, if any
   2. Bank statements of the past six months showing repayment of any current loans
   3. Proof of own contribution
   4. Passport sized photographs of all applicants or co-applicants affixed on the application form and signed across
   5. Cheque for processing fee favouring the bank

Business Existence Proof - 3 years old Saral Copy,the Company Registration license, Shop Establishment.

A good credit score can help you secure lower interest rates on loans and credit cards.

Get Free Credit Score