A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading

    We found 2 HDFC Home Loan Balance Transfer

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.70% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria

    HDFC Home Loan Balance Transfer is Rated as "Great!" by 4861 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    HDFC Home Loan Transfer Overview:

    Caught up in a home loan that is demanding high monthly instalments and burning up your savings? You can avail higher loan amount and also substantially save on interests by transferring your existing home loan to HDFC. HDFC Home Loan Transfer will aid you in saving more by lowering your EMI and interest rates.

    HDFC Bank was established in 1994 and since then, has been a trailblazer in the Indian financial market. HDFC has a nationwide footprint and offers services like deposits, loans, insurance, investment and trading for corporates, NRIs, Indians and SMEs. HDFC home loan comes with a lot of features that benefit the borrower and is one of the most sought-after products in the home loan front. If you have made the mistake of selecting a wrong home loan product, you can rectify it now by switching to HDFC Home Loans.

    Home Loan Offers

    Features and Benefits of HDFC Home Loan Transfer:

    • Top-Up Loan

      Customers transferring the outstanding home loan from another bank to HDFC are offered an additional loan amount of up to Rs.35 lakhs.

    • Transparency

      No hidden charges, nominal processing fees and transparent process will guarantee you a hassle-free experience when you are transferring your loan.

    • Competitive Interest Rates

      HDFC offers you attractive interest rates which will ensure that the loan is made more affordable.

    • Tailor-made Repayment Options

      HDFC offers exclusively designed repayment options to suit the requirements and needs of every customer.

    • Accessibility

      The loan can be availed anywhere across India which is made possible through HDFC Bank’s integrated branch network.

    • Special Offers

      The bank offers home loans for customers working in the Indian Army in association with AGIF.

    Documents Required for HDFC Bank Balance Transfer Home Loan:

    The following documents are required for HDFC home loan transfer.

    • Copy of all property documents including Own Contribution proof
    • Latest outstanding balance letter from the existing loan provider on their letterhead
    • A letter by the existing lender on their letterhead quoting the list of property documents that is held by them.
    • Identity proof and proof of address

    Do enquire with HDFC about the complete list of documents to be presented before applying for home loan transfer.

    Interest Rates:

    The interest rates for HDFC home loan varies from 9.95% to 10.40% depending on the loan slabs and the type of home loan scheme selected by the applicant. Home loan plans with fixed and floating interest rates are offered to provide flexibility to the customers. They can also opt to switch from floating rate scheme to fixed rate scheme and vice-versa by providing a nominal fee.

     Loading your search... Loading your search...
  • HDFC Home Loan Balance Transfer Reviews

    • HDFC Limited Home Loan
      "Better "
      0.5 4.0/5 "Great!"
      HDFC limited have contacted me after sometime from the time of inquiry for the home loan. Rate of interest was around 8.5%, which was bit huge one for me , also I am okay with that. Customer service and other things were good only.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Service to be get improved"
      0.5 1.0/5 "Really Bad"
      Nobody have contacted me from the HDFC limited for the home loan, which I have inquired. Rate of interest was around 8.6%, also I am okay with them. In future, I would like to go ahead with them in future and I request them to contact the customer as soon as possible.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      I did not taken the home loan with the HDFC limited because I have already arranged the funds from my end. Customer service is very good one and the response is also good one. The rate of interest was around 8.5% with the HDFC limited, also I am comfort with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Best"
      0.5 4.0/5 "Great!"
      Within twenty days of time, I have got the home loan with the HDFC limited and the response and other things with the HDFC limited was good one, also the customer service too. Rate of interest was around 8.5%, which was not okay for me , also they have told post documentation process , rate of interest would not get changed.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Better "
      0.5 4.0/5 "Great!"
      I got the home loan with the HDFC limited and the interest rate is around 8.35%, also the loan amount got sanctioned in twenty five days of time. Customer service is good and the processing charged was around 0.5% of the total capital amount, also I am very much happy with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I got the home loan with the HDFC limited and the interest rate was around 8.4%, also the loan amount got disbursed within a week of time. Service aspects and everything is fine one for me. They have provided around 80% of the cost of home as loan. Documentation process were nominal one with the HDFC limited.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      There was no issues with HDFC ltd for the housing loan. I had taken this loan for the interest rate of 9.30%. The loan process went good and there was no hassles with HDFC ltd. Customer service is quite good and they supported well throughout the loan process.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • HDFC Limited Home Loan
      "Its Average"
      0.5 3.0/5 "Satisfactory"
      My first home loan was taken from HDFC Ltd, second loan with ICICI. But I felt ICICI is better than HDFC ltd, because HDFC ltd is not clear when it comes to loan transaction, I cant see the pending principle amount through netbanking properly. I took the amount of 11 lakhs and this is for a tenure of 15 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2017
    • HDFC Limited Home Loan
      "Good Process"
      0.5 4.0/5 "Great!"
      Twelve years back I had taken the housing loan from HDFC finance limited. And the current interest rate is 9.25% and I am asking them to reduce it to 8.5%. Customer service and responsiveness are good with HDFC Ltd. They done with the process without any hassles.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 19, 2017
    • HDFC Limited Home Loan
      "Average "
      0.5 3.0/5 "Satisfactory"
      I have not taken the home loan with the HDFC limited because I have arranged through some other sources. Services are fine with them and the rate of interest was around 8.35%. Rate of interest and the processing charges were happy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 16, 2017
    • HDFC Limited Home Loan
      "Unprofessional services"
      0.5 1.0/5 "Really Bad"
      I have taken a home loan from HDFC Ltd and I am not happy with the customer services. They are not professional in communicating to the customer and they do not know how to behave at the bank as well. The interest rate and processing charges is normal.
      Was this review helpful? 1
      , thane
      Reviewed on Jun 16, 2017
    • HDFC Limited Home Loan
      "Happy Service"
      0.5 5.0/5 "Blown Away!"
      A year ago, I had taken a home loan from HDFC Ltd. They quoted an interest rate of 8.60%. The loan process was very simple and there were no challenges for the loan. They had done with the process in a proper way and I am quite happy with HDFC Ltd...
      Was this review helpful? 0
      , ranchi
      Reviewed on Jun 16, 2017
    • HDFC Limited Home Loan
      "Good in response"
      0.5 3.0/5 "Satisfactory"
      Due to my personal reasons I have postponed my plan for the home loan at HDFC LTD. The team responded to me on time and given me proper information. There were calls in between the process as well. The rate of interest and processing charges was normal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 15, 2017
    • HDFC Limited Home Loan
      "Good deal on ROI. Can do better in services"
      0.5 4.0/5 "Great!"
      I have taken my home loan from HDFC Ltd. The overall experience was good. But when I walked in to their office for a one to one discussion. The meeting did no take place at the promised time instead I had to wait for two hours. The interest rate was a good deal. I got a rate of 8.35% an the processing charges was nominal too.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 15, 2017
    • HDFC Limited Home Loan
      "Quick response"
      0.5 4.5/5 "Excellent!"
      I did not go ahead with HDFC Ltd for the home loan because I got a similar deal from my existing bank and I did not want the hassle of documentation. The services from this institution was good, they were on time and the rate they offered was also reasonable. It was of 8.5%.
      Was this review helpful? 0
      , delhi
      Reviewed on Jun 15, 2017
    • HDFC Limited Home Loan
      "Nice service"
      0.5 5.0/5 "Blown Away!"
      HDFC ltd is good for my housing loan. I am much happy with them because of the loan I had received. I do not remember the rate of interest but which is very nominal when compared with other banks. The way of customer approach and response is good with HDFC ltd.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 14, 2017
    • HDFC Limited Home Loan
      "They should provide prompt response to the customer"
      0.5 1.0/5 "Really Bad"
      No body have called me from Hdfc ltd for the home loan, at the I have approached PNB but that deal also cancelled because of interest rate. HDFC Ltd should consider each and every customer as prime customer and they should give response to their request.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 14, 2017
    • HDFC Limited Home Loan
      "Its Average"
      0.5 2.0/5 "Expected more"
      HDFC ltd did not approve my home loan because I am going to finalize ready to occupy apartment, they were asking guarantor. Hence I added my father as co applicant he has agricultural land but they not giving loan for agricultural land. I have taken home loan from Chaitanya godavari grameena bank it associated with Andhra bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 14, 2017
    • HDFC Limited Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I did not go ahead with the home loan with HDFC Ltd because I was in need of a loan amount of 16 to 17 Lakhs. But they were offering me 12 to 13 lakhs. So I cancelled my application. They were also huge on the rate of interest and processing charges. Average overall.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • HDFC Limited Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      My property is not JDA approved (Jaipur development authority) , hence Hdfc ltd have rejected my home loan application. But other financial institutes have approved my loan, HDFC response was not proper they have called during the initial stage, I told it was not approved by JDA, finally they have closed the loan application.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 14, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.