Axis Bank's Empower Home Loan offers assured reductions in rate when you maintain a consistent track record of repaying your loan. Loan amounts range from Rs.10 lakh to Rs.1.5 crore with affordable interest rates and repayment tenures extending up to 15 years.
Self -employed resident customers who are non-professionals or professionals are eligible for this loan.
Along with the duly filled application form and PAN card, you would need the following documents:
Identity proof: Aadhaar card/passport/driving licence/GOI issued photo ID/government employee ID/photo ID
Date of birth proof: PAN card/Aadhaar card with DOB/SSC marksheet/passport/birth certificate/driving licence
Address proof: Voter ID/driving licence/Aadhaar card/property tax receipt/gas bill/landline telephone bill/electricity bill/GOI issued photo ID/government employee ID
Signature proof: PAN card/banker's verification/passport/notarised affidavit with address proof and ID
Income proof:
NRI salaried individuals:
Indian resident salaried individuals:
Self-employed individuals:
Note: All documents submitted should be self-attested by the borrower.
The processing fee charges are subject to a minimum of Rs.10,000, up to 1% of the loan amount.
No, this feature is no available for this loan scheme.
The MCLR reset frequency is half-yearly for home loans.
No, under the NRI category, only salaried individuals are eligible for this loan.
As ascertained by the bank, the maximum loan you can get is lower of 65% of the property's market value or the documented property cost.
Credit Card:
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Personal Loan:
Home Loan:
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