A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Altum Credo Home Finance

    Altum Credo Home Finance Private Limited is a housing finance company with headquarters in Pune. The company aims to provide home loans and other relevant home loan products to those who wish to buy a home for themselves and more so to those who are looking to buy a home for the first time.
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    Important details of home loan provided by Altum Credo Home Finance Private Limited

    Loan amount Up to Rs.30 lakh
    Repayment tenure Up to 30 years
    Rate of interest 8% to 24%

    Compare: home loan Interest Rate for all Banks

    Altum Credo Home Finance Schemes

    The different types of home loan schemes you can avail under this are:

    • Home purchase loan
    • Hoe construction loan
    • Home extension loan
    • Joint home loan
    • Home loan balance transfer
    • Top up home loan
    Minimum loan amount Rs.3.5 lakh
    Maximum loan amount Rs.30 lakh
    Minimum repayment tenure 5 years
    Maximum repayment tenure 20 years

    1. Home improvement loan

    • Can be availed for the refurbishing of your home
    • Generally, a short term loan
    • Loans available at attractive rates and repayment tenure
    Minimum loan amount Rs.2 lakh
    Maximum loan amount Rs.5 lakh
    Minimum repayment tenure 3 years
    Maximum repayment tenure 5 years

    2. Home loan refinance

    • This type of loan can be availed for the construction of property, purchasing of a new home, or resale purchase
    • This scheme is available if the construction of the property or purchasing of home is done within 6 months of applying for the loan
    • Disbursement will be done in the name of the applicant/co-applicant
    • Scheme is available only for approved location
    • Scheme is not applicable for MSME and BT products
    Minimum loan amount Rs.2 lakh
    Maximum loan amount Rs.5 lakh
    Minimum repayment tenure 2 years
    Maximum repayment tenure 10 years

    3. Home loans for self construction

    • Can be availed by those who wish to construct their own home or employee a contractor for the construction of the house
    • The land should have been purchased from an independent owner
    • The plot should possess all the necessary clearance from the local town planning authority
    Minimum loan amount Rs.2 lakh
    Maximum loan amount Rs.5 lakh
    Minimum repayment tenure 5 years
    Maximum repayment tenure 15 years

    4. Balance transfer

    • You have the option of transferring your debit balance you owe to another lender from one credit card to another. The company offers this option to its customers
    Minimum loan amount Rs.5 lakh
    Maximum loan amount Rs.20 lakh
    Minimum repayment tenure 5 years
    Maximum repayment tenure 15 years

    5. MSME Loans

    • Can be availed by professionals to start their own MSME based business or raise capital to improve their existing business
    • The loan amount can be used for business needs such as purchase of fixed assets, machinery, equipment, procurement of stocks, etc.
    • A collateral will be required to be produced before you can avail the loan
    Minimum loan amount Rs.2 lakh
    Maximum loan amount Rs.5 lakh
    Minimum repayment tenure 2 years
    Maximum repayment tenure 5 years

    Get Free Quote: Check Home Loan Eligibility

    Altum Credo Home Finance EMI Calculator

    You can visit the official website of Altum Credo Home Private Finance Limited and avail the EMI calculator facility in order to determine the EMI you will pay depending on the loan amount availed by you, repayment tenure, and the rate of interest charged.

    You can enter different loan amount, repayment tenure, and rate of interest in order to determine the EMI you will be comfortable paying.

    Document Check List:

    Home Loan Document Required

    Altum Credo also has its presence on various social media platforms such as Facebook, Twitter, LinkedIn, and Google Plus. You can use these social media platforms to get in touch with a company representative and get your queries resolved.

      

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