Home Loan for Existing Customers

Best Home Loans for Existing Customers

You can find out which is the best housing loan and home loan interest rates for your requirements by comparing home loan schemes from different lenders. Details of housing loans for existing customers of leading banks are given below:

1. HDFC Bank Home Loan: HDFC Bank Home Loans can be availed by existing customers who can enjoy the following attractive features:Explore: HDFC Home Loan
   1. Technical and legal assistance to make the right property selection
   2. Doorstep service
   3. Special interest rate for women borrowers
2. State Bank of India Home Loan: SBI Home Loan allows existing customers to avail home loans with instant top-up loans. The home loan scheme has the following features:Explore: SBI Home Loan
   1. Avail interest subsidy under Pradhan Mantri Awas Yojana (PMAY) Credit Linked Subsidy Scheme (CLSS) if you meet the eligibility criteria
   2. Overdraft facility available
   3. Low interest rates
3. Axis Bank Home Loan: Axis Bank has a wide range of home loan schemes that cater to the different requirements of its existing customers. These home loan schemes have attractive features, some of which are as given below:Explore: Axis Home Loan
   1. Loans with reducing monthly instalments
   2. 12 Equated Monthly Instalments (EMIs) off on regular payment of EMIs at the end of the 4th, 8th, and 12th years
   3. Available for minimum combined family monthly income of Rs.8,000
4. PNB Housing Finance Limited Home Loan: PNB Housing Finance Limited Home Loan for existing customers can be used to purchase, construct, extend, or improve their homes as well as to buy a plot of land for residential purposes. The key highlights of the scheme are as given below:Explore: PNB Housing Loan
   1. Loan amount can be increased if costs escalate at any time during the project
   2. Online application that is quick and easy
   3. Up to 30 years repayment tenure
5. Indiabulls Housing Finance Limited Home Loans: Indiabulls Home Loans provide easy and quick online management of home loan accounts for existing customers along with other benefits such as:Explore: Indiabulls Housing Loan
   1. Instant home loan approval online
   2. Low interest rates
   3. Multiple options for repayment of the loan

Verdict

Having a good relationship with a bank or NBFC over a long period of time can pay off in the long term when it is time to apply for a home loan as you can get attractive interest rates, flexible repayment tenures, and other attractive features for being a loyal customer. This can make the process of applying, getting sanctioned, and getting your home loan disbursed in an easier and quicker manner.

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