A "low interest" loan shouldn't mean you have very little interest in paying it back!
Existing customers of banks and Non-Banking Financial Companies (NBFCs) who have a savings account, current account, fixed deposit account, or other types of investments with the financial institution, can avail home loans with several benefits ranging from lower interest rates on housing loan to flexible repayment tenures.
The features and benefits of housing loans for existing customers are as given below:
| Home Loan for Existing Customers | Best for |
| HDFC Home Loan | Door Step Service |
| SBI Home Loan | Instant top up home loan |
| Axis Home Loan | Low income |
| PNB Home Loan | Flexible loan amount |
| Indiabulls Home Loan | Multiple Repayment |
You can find out which is the best housing loan and home loan interest rates for your requirements by comparing home loan schemes from different lenders. Details of housing loans for existing customers of leading banks are given below:
HDFC Bank Home Loans can be availed by existing customers who can enjoy the following attractive features:
Explore: HDFC Home Loan
SBI Home Loan allows existing customers to avail home loans with instant top-up loans. The home loan scheme has the following features:
Explore: SBI Home Loan
Axis Bank has a wide range of home loan schemes that cater to the different requirements of its existing customers. These home loan schemes have attractive features, some of which are as given below:
Explore: Axis Home Loan
PNB Housing Finance Limited Home Loan for existing customers can be used to purchase, construct, extend, or improve their homes as well as to buy a plot of land for residential purposes. The key highlights of the scheme are as given below:
Explore: PNB Housing Loan
Indiabulls Home Loans provide easy and quick online management of home loan accounts for existing customers along with other benefits such as:
Explore: Indiabulls Housing Loan
Having a good relationship with a bank or NBFC over a long period of time can pay off in the long term when it is time to apply for a home loan as you can get attractive interest rates, flexible repayment tenures, and other attractive features for being a loyal customer. This can make the process of applying, getting sanctioned, and getting your home loan disbursed in an easier and quicker manner.
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