You need health cover regardless of what you take two at a time - pills or stairs.
  • Health Programmes And Schemes

    Providing comprehensive medical cover to all its citizens has been the objective of the Karnataka government and in achieving this, it has garnered the reputation of being a pioneer in the delivery of public health service in the country. Even before the Central Government was able to conceptualise the establishment of primary health centres, the Karnataka government had established a good number of Primary Health Units. These units deliver comprehensive healthcare services comprising of Preventive, Curative, Promotive, and Rehabilitation health care to the residents of the state.

    The Health Department of Karnataka holds the belief that health is a valuable asset of every community and hence, it renders below services as part of its ‘Common Minimum Needs Programme’. These services are administered through a network of health and medical institutions to the people living in the state.

    Name of the service Schemes offering the service
    Curative Services Vajpayee Arogya Shree, Rajiv Arogya Bhagya, Jyothi Sanjeevini Scheme
    Reproductive and Child Health Services Janani Suraksha Yojana, Madilu, Prasuti Araike
    Child and Adolescent Health Services Shuchi, Rashtriya Bala Swasthya Karyakrama (RBSK)
    Immunisation Programme Indradhanush
    Prevention and Control of Communicable Diseases National Leprosy Control Programme, National Guinea Worm Eradication Programme, National AIDS Control Programme, National Programme for Control of Blindness, Revised National Tuberculosis Control Programme
    National Vector-borne Disease Control Programme National Anti-Malaria Programme, Anti-JE Programme, National Filaria Control, Dengue Control Programme
    Healthcare Support Services Prevention of Food Adulteration, Laboratory Services, Vital Statistics, Environmental Sanitation, Nutritional Services, Health Education Training and School Health Services
    Transport and ICT Services Mobile Health Units, Arogya Sahayavani-104, EMRI (Arogya Kavacha-108)
    Integrated Diseases Surveillance Programme -
    National Iodine Deficiency Disorder Control Programme -

    Benefits Offered by the State Government Schemes:

    All the above programmes and schemes offer varied healthcare benefits to the citizens of Karnataka. We’ve listed some of them below:

    Name of the scheme Features and Benefits
    Vajpayee Arogya Shree
    • Was designed with an intent to augment access to quality tertiary health care for Below Poverty Level (BPL) families including hospitalisation, therapy, and surgery.
    • Offers cover for critical illnesses, cardiovascular diseases, cancer treatment (chemotherapy, radiotherapy, etc.), neurological diseases, burns, renal diseases, neonatal treatments, and polytrauma cases.
    • Covers 5 members in a family up to a sum of Rs.1.5 lakh available on a floater basis.
    Rajiv Arogya Bhagya Scheme
    • Health insurance scheme for Above Poverty Line (APL) families for providing tertiary treatment accessible and affordable.
    • Offers cover for treatment in 7 super specialty categories of Cancer, Neurosurgery, Cardiology, Urology, Pediatric Surgery, Burns, and Polytrauma. Cover includes medicine costs and ICU charges.
    • Patients have to make a co-payment of 30% of the hospital package rates.
    Jyothi Sanjeevini Scheme
    • Scheme for employees of the state government started with an objective of providing tertiary medical treatment to the employees and their dependents.
    • Benefit package includes doctor consultation charges, ward charges, preoperative investigations, operation costs, medicine costs, etc.
    • Covers tertiary treatments in 7 categories of oncology, cardiology, neurology, genito-urinary surgery, pediatric surgery and neonatal surgery, burns, and polytrauma.
    Janani Suraksha Yojana
    • Introduced in 2005 with a goal of reducing maternal and infant mortality rates among economically-challenged women by encouraging institutional deliveries.
    • An amount of Rs.700 is offered for normal deliveries while women who undergo a cesarean delivery will be given a compensation of Rs.1,500.
    • The cover is available for up to 2 deliveries and the age of the women delivering a child should be above 19 years.
    Indradhanush
    • Launched with a mission to immunise kids against 7 diseases that can be prevented by vaccination - polio, diphtheria, whooping cough, tuberculosis, measles, tetanus, and hepatitis B.
    • The scheme was implemented in 2 phases. In the first phase, 201 districts were covered while in the second phase, 82 districts were covered.
    • The scheme has been launched in partnership with WHO, UNICEF and Rotary International.
    Rashtriya Bala Swasthya Karyakrama
    • Introduced with an objective of detecting and managing the 4 Ds - Defects of birth, deficiency conditions, diseases in children, and developmental delays including disabilities.
    • Children studying in 1st to 12th Std. in government and government-aided schools can avail the benefits of the scheme.
    • The scheme is a part of the National Health Mission and under this, 30 listed health conditions in children will be detected and treated in the early stages.

    Arogya Karnataka Programme:

    Apart from the schemes mentioned above, the government of Karnataka has launched a universal health insurance scheme for all its residents, in March 2018. The scheme is called as Arogya Karnataka and with this, Karnataka has become the first state in India to implement a scheme that offers universal health coverage (UHC). The scheme offers a cover of Rs.1.5 lakh per family per year and will benefit at least 1.43 crore households in Karnataka.

    The Arogya Karnataka scheme offers the below features:

    • All families falling under the BPL category can avail free treatment at empanelled hospitals. People in the APL category will have to pay 70% of the treatment costs while the rest will be borne by the state government.
    • For specified healthcare treatments, the government will offer a financial assistance of up to Rs.30,000 in a year for a family comprising of 5 members.
    • For tertiary treatments, the annual limit will be raised to Rs.1.5 lakh per year.
    • Primary Health Institutes (PHI) will deliver primary healthcare treatments while tertiary healthcare facilities can only be availed at designated hospitals. Beneficiaries can avail secondary treatment at private hospitals only if the necessary procedure is unavailable at the government hospitals.
    • Patients wishing to avail the benefits of the Arogya Karnataka scheme have to produce the UHC card issued by the Department of Health and Family Welfare.
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