Deen Dayal Swasthya Seva Yojana

Eligibility Criteria of DDSSY 

To avail the benefits of DDSSY, you need to fulfill the following eligibility criteria: 

1. People who are residing in Goa for at least five years are eligible to apply for the scheme. 
2. The scheme provides health insurance coverage to the insured’s dependents including parents or in-laws, spouse, and unmarried children. 

1. State or Central Government employees who already have health insurance coverage from government cannot apply for this scheme. 

Documents Needed 

To apply for Deen Dayal Swasthya Seva Yojana, you need to submit the photocopies of the following documents: 

1. Aadhar Card 
2. Passport 

1. Driving license 
2. Voter ID card 
3. Ration card 
4. Marriage certificate for spouse 
5. Birth certificate of the dependent children 

1. Caste certificate issued by Director Tribal Welfare or Deputy Collector 
2. Disability certificate of the physically disabled person 

How to Apply for DDSSY? 

Given below are the steps to register for Deen Dayal Swasthya Seva Yojana: 

1. Visit the Official Website. 

1. Click on ‘Register’ button. 
2. Enter your ‘Email ID’ and ‘Mobile Number’. 
3. Click on ‘Generate One Time Password (OTP)’. 
4. You will receive an OTP on the given email ID and mobile number. 
5. Enter the OTP and sign in. 

1. Add all your details as the head of your family. 
2. Next, add the details of your family members. 
3. Now, add the documents showing that you are a resident of Goa for more than five years. 
4. Validate your Aadhar card as a residential proof. In case of minor, you can add the birth certificate. 
5. Next, click on ‘Proceed to Pay’. 

1. Once, you have made the payment, you will receive an acknowledgement number which you can use for tracking your application. 
2. You can download the DDSSY e-card from the portal only after the verification of your application. 
3. You can also collect DDSSY card from your nearest centre within 30 days of the application entry. 

List of Network Hospitals Under Deen Dayal Swasthya Seva Yojana 

Check the list of network hospitals under Deen Dayal Swasthya Seva Yojana: 

Benefits of Deen Daya Swasthya Seva Yojana 

The DDSSY scheme provides the following benefits to the insured and their family: 

1. Individuals covered under the scheme can avail cashless medical facilities in its network hospitals of Goa. 
2. DDSSY covers the facilities referred in the list of 447 procedures which may need hospitalization and adopts higher interest rates as subsumed from Central Government Health Scheme (CGHS), states, and institutes of national excellence. 
3. It also provides free Outpatient Department (OPD) and primary care facilities available in General Medical Council (GMC) and District Health Society (DHS). 
4. The insured and their families can receive coverage for the certain ailments like diabetes and hypertension. However, the coverage amount should not exceed Rs.15,000 annually. 

1. Apart from this, the scheme also provides coverage for cerebral palsy, multiple sclerosis, and epilepsy’s medicines. 
2. Individuals who need hospitalization for ayurvedic treatment or mental health issues should be treated only at government centres. 
3. Individuals who require high end diagnostic treatment need reference from doctor and the scheme offers coverage of a fixed amount as per GMC. 
4. Non beneficiaries need to pay 30% of the health package amount for the first year. This rate will keep on increasing from 60% to 100% in the second and third year. 

Features of DDSSY 

Given below are the key features of DDSSY: 

1. Policyholders having maximum of three members will get Rs.2.50 lakhs of health coverage per year. 
2. The scheme provides an annual coverage of Rs.4 lakhs to the families having four or more members. 
3. However, if the policyholders need more funds for the treatment than the specified amount, they can avail by paying higher premium. 
4. Insured and their family members can use the benefits of the health insurance scheme individually or collectively. 

1. The insurance company will provide only one insurance card to each family.