A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • DCB Bank Home Loan

    DCB Bank offers home loan interest rates starts from 8.25% (EBLR). DCB home finance ranging from Rs.10 lakh to Rs.5 crore. You can get loans with both fixed and floating rates based on your requirement and convenience. The loans are available for both salaried and self-employed individuals. The applicable processing fee is 2% of the loan amount subject to a minimum of Rs.5,000.


    DCB Home Loan Schems and Offers

    • Maximum DCB home loan amount up to Rs.5 crore
    • Flexibility of choosing home loan between fixed and floating rates
    • Attractive insurance plan available with reasonable premium to cover loan amount.
    • External Benchmark Linked Rate (EBLR): 9.59%

    Compare: Home Loan Interest Rate all Banks

    DCB Home Loan EMI Calculator

    Your home loan EMI (equated monthly instalment) depends on multiple factors, including the loan amount, tenure, interest rate, and processing. To manage your finances in a better way, it’s always recommended to calculate your EMI beforehand.

    Use BankBazaar Home Loan EMI Calculator to calculate your monthly instalments. The entire process is simple and hassle-free. All you need to do is enter the relevant details pertaining to your home loan and hit “calculate”. You will be able to check your instalment amount followed by an amortization table giving you a complete breakdown of your repayment schedule. 

    DBC Bank Home Loan Eligibility Criteria

    Age 23 years to 65 years
    Type of Employment Salaried or Self-Employed
    Nationality Resident Indians

    Documents Required

    For salaried

    • Passport size coloured photo
    • Identity proof
    • Address proof
    • Age proof
    • Latest 6 months’ bank statements
    • Last 3 months’ salary slips
    • Form 16

    For self-employed

    • Passport size coloured photo
    • Identity proof
    • Address proof
    • Age proof
    • Last 1 year’s bank statement for all business accounts
    • Last 3 years’ Income Tax Returns with computation of income
    • Last 2 GST returns (if applicable)

    For sole-proprietary firms

    • Registration certificate
    • Certificate or licence issued by the municipal authorities
    • Sales and income tax returns
    • CST/VAT/GST certificate

    For partnership firms

    • Copy of partnership deed
    • Registration certificate
    • Identification information

    For companies

    • Incorporation certificate
    • MOA
    • AOA

    Easy application process and quick loan disbursal turnaround time are some of the major highlights of DCB Bank Home Loan. Sign up for the scheme and get loans of up to Rs.5 crore.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    DCB Bank Home Loan Reviews

    • DCB Bank
      "Not good loan services"
      0.5 3.0/5 "Satisfactory"
      My home loan was taken from Development Credit Bank. They are not doing follow up with the customer and they don't respond even though i have called to the customer care. I have availed Pradhan Mantiri Yojana scheme hence from bank side they need to send the required documents to the Government and they haven't provide the photocopy of the documents to the customer and when i asked the documents copy, they charged me Rs. 800. They asked me to take a insurance from ICICI Lombard but they have not provided the insurance copy to the customer. When i call to the call centre, they asked me to visit the branch. They have given me a interest rate of 11.5%. Overall, they need to improve the service.
      Was this review helpful? 18
      , ahmedabad
      Reviewed on Mar 02, 2020
    • DCB Bank
      DCB Bank
      "Average Service"
      0.5 2.0/5 "Expected more"
      I have taken home loan directly through Development credit Bank.This loan is still active on my account .The rate of interest and the processing fee was very high that was the issue.I have submitted the required documents through the agent .I have taken this loan to buy plot.
      Was this review helpful? 8
      , kolkata
      Reviewed on Feb 09, 2020
    • DCB Bank
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I took Home loan from Development credit bank . The documentation and approval took around few days . The rate of interest is high with 12.5% which i have asked them to reduce to 10.5% and provided tenure period of 15 years. They processing fees is 2 % which is quiet high . Overall am not satisfied with their service .
      Was this review helpful? 10
      , thane
      Reviewed on Jul 02, 2018
    • DCB Bank
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken Home loan from DCB and the loan experience was good, the loan amount was for Rs 8.60 lakhs with the rate of interest of 11% flat which was a little higher when compared to other banks. The process was good and i received my loan amount within 10-15 days. Customer service was good and they collected all the documents from me on time. The tenure of the loan is 15 years and it was a good service that I received from DCB.
      Was this review helpful? 5
      , ahmedabad
      Reviewed on Jan 12, 2018
    • DCB Bank
      "DCB has offered the best rate"
      0.5 4.5/5 "Excellent!"
      DCB has offered the best rate of interest for the housing loan. it is very nice they had asked for a very few documents. Interest rate offered by DCB is 8.75% and processing fee charged by them is low including all the miscellaneous charges . They had offered this housing loan within a span of 30 days.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Jan 05, 2017
    • DCB Bank
      "Convenient Bank"
      0.5 5.0/5 "Blown Away!"
      I had submitted my property documents, Sales deed, EC , Patta and other documents to get housing loan from DCB bank it was a good experience. They done very good documentation process and they disbursed the amount within 8 to 10 days. Rate of interest was 10.5% it was nominal, Though my apartment was gram panchayat approval charges were good.
      Was this review helpful? 4
      , mumbai
      Reviewed on Dec 10, 2016
    • DCB Bank
      "Fast approval "
      0.5 5.0/5 "Blown Away!"
      I have taken home loan from DCB bank. They disburse the loan in one month with 14% interest rate without any processing fee. The executive came to the place to collect the documents and after that the verification is done fast.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Jan 19, 2016
    • DCB Bank
      "Satisfied with Service"
      0.5 3.5/5 "Pretty good"
      It was great experience with DCB (Development Credit Bank) documentation was very simple they came and collected all the documents their was regular feedback, interest rate was 16% it was bit high but the process was quick, i have no suggestion it is pretty good, charges was reasonable within 15 days i got loan approved on 16th day amount got credited in my account.
      Was this review helpful? 10
      , chennai
      Reviewed on Sep 06, 2014
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