A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 1 YES Bank Home Loan eligibility

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.35% - 10.50% Floating
    0.5% (Min. ₹ 10,000)
    -
    1-25 years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria

    YES Bank Home Loan eligibility is Rated as "Pretty good" by 3 Users

    Fees & Charges

    Promised Interest Rate

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    Home Loan BYTES FROM OUR KITCHEN

    About Yes Bank:

    One of India’s largest private sector banks, Yes Bank has grown immensely in a short period. Yes Bank was founded in 2004 and is the only recipient of the Greenfield Bank licence in the last two years, which was awarded by the RBI. This Full Service Commercial Bank has its feet in Financial Markets, Corporate, Wealth Management, Business and Transaction Banking, Retail & SME Banking franchise, Corporate Finance and more through India. The headquarters of the bank is in Mumbai.

    Home Loan Offers

    Yes Bank Home Loan Eligibility for salaried individual:

    As a salaried individual, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 58 years.

    One must have a minimum net income of Rs 3 Lacs per annum and must have been employed for a minimum of three years. Also, he/she should have been employed at the current organisation for at least 1 year.

    Yes Bank Home Loan Eligibility Self Employed Professionals:

    As a self-employed professional, the minimum age required to apply for a home loan is 25 years and the maximum age allowed as on the date of maturity of the loan is 65 years.

    Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the particular profession for at least 4 years in the case of Doctors/ CAs and at least 5 years in the case of other professions.

    Eligibility Retail SME Enterprises/ Self Employed Businessmen:

    As a Retail SME Enterprises/ Self Employed Businessmen, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 65 years.

    Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the same line of business for at least 5 years.

    Further Reading: Check Home Loan Eligibility .

    FAQs:

    1. I am a salaried employee. What are the eligibility criteria required of me?

      As a salaried individual, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 58 years.

      One must have a minimum net income of Rs 3 Lacs per annum and must have been employed for a minimum of three years. Also, he/she should have been employed at the current organisation for at least 1 year.

    2. As a Self Employed Businessman, what are the eligibility criteria that I must fulfil?

      As a Retail SME Enterprises/ Self Employed Businessmen, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 65 years.

      Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the same line of business for at least 5 years.

    3. What are the eligibility criteria for a self-employed professional?

      As a self-employed professional, the minimum age required to apply for a home loan is 25 years and the maximum age allowed as on the date of maturity of the loan is 65 years.

      Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the particular profession for at least 4 years in the case of Doctors/ CAs and at least 5 years in the case of other professions.

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  • YES Bank Home Loan eligibility Reviews

    • YES Bank Home Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I got the housing loan with the Yes bank before and the rate of interest was more. Foreclosure charges were nil with them and I have made foreclosure because of their interest rate. Good part was their processing charges, which was nil.
      Was this review helpful? 2
      , kolkata
      Reviewed on Apr 10, 2017
    • YES Bank Home Loan
      "Fast process"
      0.5 4.0/5 "Great!"
      It was a fast process with YES Bank for the home loan. The services was good. They collected my documents on time. The entire process was completed within ten days. The rate of interest was of 10.76%. The processing charges were around 2%. In short it was a good experience.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 13, 2016
    • YES Bank Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It was very prompt services from Yes Bank. The process was very fast for my home loan. I received the loan within 15 days. The response was quick. They offered a reasonable rate of interest. The processing charges was satisfactory from them when compared to other banks.
      Was this review helpful? 7
      , bangalore
      Reviewed on Sep 25, 2015
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