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    YES Bank Home Loan Eligibility

    Yes Bank offers customers a wide range of home loan products at competitive interest rates with minimal documentation and quick processing. Read more for the current interest rates, hidden charges and documentation required before you apply.

    We found 1 YES Bank Home Loan Eligibility
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.35% - 10.50% Floating
    0.5% (Min. ₹ 10,000)
    -
    1-25 years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
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    Home Loan BYTES FROM OUR KITCHEN

    One of India’s largest private sector banks, Yes Bank has grown immensely in a short period. Yes Bank was founded in 2004 and is the only recipient of the Greenfield Bank licence in the last two years, which was awarded by the RBI. This Full Service Commercial Bank has its feet in Financial Markets, Corporate, Wealth Management, Business and Transaction Banking, Retail & SME Banking franchise, Corporate Finance and more through India. The headquarters of the bank is in Mumbai.

    Yes bank home loan eligibility for salaried individual

    As a salaried individual, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 58 years.

    One must have a minimum net income of Rs 3 Lacs per annum and must have been employed for a minimum of three years. Also, he/she should have been employed at the current organisation for at least 1 year.

    Yes bank home loan eligibility self employed professionals

    As a self-employed professional, the minimum age required to apply for a home loan is 25 years and the maximum age allowed as on the date of maturity of the loan is 65 years.

    Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the particular profession for at least 4 years in the case of Doctors/ CAs and at least 5 years in the case of other professions.

    Eligibility retail SME enterprises/ self employed businessmen

    As a Retail SME Enterprises/ Self Employed Businessmen, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 65 years.

    Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the same line of business for at least 5 years.

    FAQs:

    1. I am a salaried employee. What are the eligibility criteria required of me?

      As a salaried individual, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 58 years.

      One must have a minimum net income of Rs 3 Lacs per annum and must have been employed for a minimum of three years. Also, he/she should have been employed at the current organisation for at least 1 year.

    2. As a Self Employed Businessman, what are the eligibility criteria that I must fulfil?

      As a Retail SME Enterprises/ Self Employed Businessmen, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 65 years.

      Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the same line of business for at least 5 years.

    3. What are the eligibility criteria for a self-employed professional?

      As a self-employed professional, the minimum age required to apply for a home loan is 25 years and the maximum age allowed as on the date of maturity of the loan is 65 years.

      Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the particular profession for at least 4 years in the case of Doctors/ CAs and at least 5 years in the case of other professions.

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    YES Bank Home Loan eligibility Reviews

    • YES Bank Home Loan
      "Worst Service by Yes Bank - Strictly Avoid Yes bank"
      0.5 1.5/5 "Bad"
      I personally recommend not to take any loan service from Yes Bank. Their team believes in giving 'no reply' to customer. I am eligible for Interest Subsidy, but still not received it after 9 months. Bank is not helping in anyway and just making bluffs. Plz Avoid.
      Was this review helpful? 4
      , new delhi
      Reviewed on Sep 15, 2018
    • YES Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have done a home loan transfer from Yes Bank and it was a very good loan experience. The loan amount was for Rs 5.5 lakhs with the rate of interest of 8.55% which is nominal when compared to all other banks. The process was quite long and it took 1.5 months for the process to be completed. I pay an EMI of Rs 6866 and the processing fees they charged is Rs 5900. Customer service was good and they collected documents through door step. The tenure of the loan is 10 years.
      Was this review helpful? 4
      , rajkot
      Reviewed on Dec 28, 2017
    • YES Bank Home Loan
      "Great effective"
      0.5 4.0/5 "Great!"
      YES Bank approved 80% of loan on the property price, my principal amount was around Rs.40 lakhs for the tenure 25 years. Yes bank gave me balance transfer, part payment and preclosure option.I could check the loan transaction through netbanking.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 05, 2017
    • YES Bank Home Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I got the housing loan with the Yes bank before and the rate of interest was more. Foreclosure charges were nil with them and I have made foreclosure because of their interest rate. Good part was their processing charges, which was nil.
      Was this review helpful? 2
      , kolkata
      Reviewed on Apr 10, 2017
    • YES Bank Home Loan
      "Fast process"
      0.5 4.0/5 "Great!"
      It was a fast process with YES Bank for the home loan. The services was good. They collected my documents on time. The entire process was completed within ten days. The rate of interest was of 10.76%. The processing charges were around 2%. In short it was a good experience.
      Was this review helpful? 3
      , chennai
      Reviewed on Jun 13, 2016
    • YES Bank Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It was very prompt services from Yes Bank. The process was very fast for my home loan. I received the loan within 15 days. The response was quick. They offered a reasonable rate of interest. The processing charges was satisfactory from them when compared to other banks.
      Was this review helpful? 8
      , bangalore
      Reviewed on Sep 25, 2015
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