A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    YES Bank Home Loan eligibility

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.25% - 10.75% Floating
    Up to ₹11,500
    5L - 500L
    1-25 years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    Home Loan BYTES FROM OUR KITCHEN

    About Yes Bank:

    One of India’s largest private sector banks, Yes Bank has grown immensely in a short period. Yes Bank was founded in 2004 and is the only recipient of the Greenfield Bank licence in the last two years, which was awarded by the RBI. This Full Service Commercial Bank has its feet in Financial Markets, Corporate, Wealth Management, Business and Transaction Banking, Retail & SME Banking franchise, Corporate Finance and more through India. The headquarters of the bank is in Mumbai.

    Yes Bank Home Loan Eligibility for salaried individual:

    As a salaried individual, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 58 years.

    One must have a minimum net income of Rs 3 Lacs per annum and must have been employed for a minimum of three years. Also, he/she should have been employed at the current organisation for at least 1 year.

    Yes Bank Home Loan Eligibility Self Employed Professionals:

    As a self-employed professional, the minimum age required to apply for a home loan is 25 years and the maximum age allowed as on the date of maturity of the loan is 65 years.

    Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the particular profession for at least 4 years in the case of Doctors/ CAs and at least 5 years in the case of other professions.

    Eligibility Retail SME Enterprises/ Self Employed Businessmen:

    As a Retail SME Enterprises/ Self Employed Businessmen, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 65 years.

    Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the same line of business for at least 5 years.

    FAQs:

    1. I am a salaried employee. What are the eligibility criteria required of me?

      As a salaried individual, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 58 years.

      One must have a minimum net income of Rs 3 Lacs per annum and must have been employed for a minimum of three years. Also, he/she should have been employed at the current organisation for at least 1 year.

    2. As a Self Employed Businessman, what are the eligibility criteria that I must fulfil?

      As a Retail SME Enterprises/ Self Employed Businessmen, the minimum age required to apply for a home loan is 25 years and the maximum age as on the date of maturity of the loan is 65 years.

      Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the same line of business for at least 5 years.

    3. What are the eligibility criteria for a self-employed professional?

      As a self-employed professional, the minimum age required to apply for a home loan is 25 years and the maximum age allowed as on the date of maturity of the loan is 65 years.

      Applicants must be earning a minimum of 4 lacs per annum as cash profit for the last two fiscal years. He/ she should have been in the particular profession for at least 4 years in the case of Doctors/ CAs and at least 5 years in the case of other professions.

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