A "low interest" loan shouldn't mean you have very little interest in paying it back!
  •  Loading your search... Loading your search...
  • Home Loan for Women Reviews

    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bank bazaar provides me a good services from their end and the representatives of bankbazaar are very helpful in giving the information. It is really easy to get regular followup calls from the executives of bankbazaar which was very helpful for me and it was a good experience with them,
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • Bank Bazaar Customer Support
      "One stop solution for all financial needs"
      0.5 4.5/5 "Excellent!"
      Initially I got response from Bank Bazaar, they have forwarded my home loan request to PNB housing, but one of bank executive was not responded, again they have shared some contact number of the bank, then my deal got closed. Bank Bazaar website is very informative, even a common man can also understand.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 21, 2017
    • Punjab National Bank Home Loan
      "They should be transparent in their process"
      0.5 3.5/5 "Pretty good"
      I was not happy with PNB Housing because they were not communicated clearly about the term and condition. I want my tenure to be lesser, but they disclosed about the period after the disbursement, Process was also not streamlined properly, I gave lot of calls to check the status. Other than that everything else is good.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 21, 2017
    • Bank Bazaar Customer Support
      "SATISFACTORY"
      0.5 4.0/5 "Great!"
      It was instant response from bank bazaar. When I have connected with bankbazaar they gave fast response. Customer service is really supporting their customers well and they were giving timely response to connect with the bank I am completely satisfied with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • Bank Bazaar Customer Support
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      It was instant response from bank bazaar. When I have connected with bank bazaar they gave fast response. Customer service is really supporting their customers well and they were giving timely response to connect with the bank I am completely satisfied with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • ICICI Bank Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I got the home loan with the ICICI Bank.They are providing the good rate of interest and its 8.5% and the tenure is for 10 years of time,the processing charges is rupees 2000. The EMI is around 38700 and the loan got disbursed after one month of time because the Builder was not registered with ICICI.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken from the axis bank was very helpful for me and the rate of interest provided by axis bank was low which I am very much comfortable with and even the services rendered by axis bank was helpful . Lastly even their documentation part was very easy.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 21, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Fair enough! Bank bazaar provides a good service and the representatives of bankbazaar were very helpful in giving the right information. It is really easy to get regular followup calls from the executives of bankbazaar which was very helpful for me and to summarize it was great dealing with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • LIC Housing Home Loan
      "Prompt service"
      0.5 4.0/5 "Great!"
      The service was very prompt from LIC housing finance. They have disbursed my housing loan within a week time. The rate of interest is high when compared with others but it is average as per the market rate, as of now there is no advantage with the LIC housing loan. I would say there is no conflict with LIC housing loan , it is so far so good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      It was a nice experience with bankbazaar I got an immediate response from them after applying for a loan.. Whatever information I need I was able to get from bank bazaar.The user interface of the site is good were I was able to get all the required information. I am totally satisfied with the service and response provide by them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 21, 2017
    • Punjab National Bank Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good experience with PNB housing finance related to the home loan process.They are good and liberal in the entire activity.They require the documents which is required based on legal activities.They have worked under the customer interactions on the other services related to the loan I have received the full amount and the total tenure is 20 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 21, 2017
    • Bank Bazaar Customer Support
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It is completely good experience for me to apply online for loan..the process was easy . Website is very easy to navigate and I found all the information at one place without any hassles customer service works really good instant response followup calls everything was really good and this was my first experience of applying for the loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • SBI Home Loan
      "VERY POOR"
      0.5 2.5/5 "Just OK"
      My home loan is from SBI Bank. After the documents were collected. The process took around two months. The executive was not very knowledgeable about the documentation part. They collected documents so many times And every time I checked with them they said it was under progress. The executive who was assigned to my collection was not aware of anything, he said no need of paying any processing fee, later after everything is done when I went to the bank they are asking me to pay the processing fee of 11000 rupees,
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • Aditya Birla Housing Finance Limited Home Loan
      "amazing service"
      0.5 4.0/5 "Great!"
      Its been a while using bankbazaar to do my financial business. It has been a very satisfying and rewarding experience in terms of time, response and the products being offered. The same is acknowledged and well appreciated. Thanks a million
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • LIC Housing Home Loan
      "Much Convenient"
      0.5 5.0/5 "Blown Away!"
      I have home loan with LIC. It had been six months when I availed the loan. The interest rate is between 8.5 to 8.6%. LIC used to provide the loan with low interest rate. But the processing time is more. They had taken thirty days in order to complete the entire loan process. I did not find any issues with LIC for my loan process.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 21, 2017
    • Bank Bazaar Customer Support
      "Good service"
      0.5 3.5/5 "Pretty good"
      Bankbazaar.com is good portal to connect with the bankers also I am with Bankbazaar from the last two months of time. I would like to say that the online portal of the Bankbazaar.com is very much easy to use also I am okay with Bankbazaar.com..
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 21, 2017
    • Punjab National Bank Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Experience was a kind of okay with the PNB housing finance limited. Customer service is really good and the response is really good one with them for the home loan, which I have applied, also they are always there to serve the customers and they are very much helpful in resolving customer queries.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 21, 2017
    • HDFC Limited Home Loan
      "Fantastic"
      0.5 4.0/5 "Great!"
      I am having the housing loan with the HDFC Limited and the response is good one. Customer service is also a good one with them. Within fifteen days of time, they have disbursed the loan amount to my account, also am really happy with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • Bank Bazaar Customer Support
      "BB home loan application review"
      0.5 5.0/5 "Blown Away!"
      BB home loan application is very quick and easy! I have used the mobile app, but still it is very much easy the interface has got the perfect options available at each steps. This my second time, which I had applied for the loan through BB.I loved the experience too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I had received an immediate response from bankbazaar on my home loan application Also it has a lot of financial information and useful to apply for the financial requirements.The website is very easy to navigate and there are no issues with bankbazaar till date.I had received regular calls and proper service from them for my loan application too.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 20, 2017
    Common Loader Icon

    Home Loans for Women is Rated as "Great!" by 22942 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Introduction:

    “Nupur Verma is single mother living in Delhi. She works as head nurse at AIMS and is qualified for a home loan as per the bank eligibility norms. But she was asked to bring an earning co-applicant. Since she doesn’t have any family except her mother and child who are dependent on her, this was impossible.”

    This is not an isolated incident. Gender discrimination and gender inequality is not a something that is limited to far-flung villages in UP or Bihar. It is ironic that in a nation that boasts of the most powerful female political entity, some self-made female multi-billionaires, and many prolific women CEOs in international business map, gender inequality that is to say women have always had a raw deal.

    Studies show that this lopsidedness may have actually brought down the country's fiscal growth by nearly 4 percent per year over the last decade. This is why women form the biggest minority group in India. This is why women have access to ‘privileges’ like reservation and subsidized schemes and policies. Banking is just another field where such lopsided trends have to be smoothed down. In a similar fashion, many bankers and financiers offer low-interest home loans for women.

    Home Loan For Women

    Roadblocks to jump over when a woman apply for home loan:

    • Even in the 21st century, there is an alarming disparity between the pay a man gets and a woman gets for the same job. And banks and financiers disburse loans only to those with consistent and steady job.
    • Single women, widows and single mothers find it all the more difficult in spite of high paying jobs though there is a noticeable paradigm shift. But our country has a long way to go before these biases and grievances stay put in history books.
    • Chances of women leaving work after marriage and post-pregnancy are not implausible. Home loan lenders supposedly defer or deny housing loan applications when a borrower is carrying and might take maternity leave in the near future.
    • Condescending and impatient attitude towards intangible struggles of women with an excess of abbreviations and jargon is another factor that works against them even in these times. They may end up with an OK home loan rather than the best.
    • Most banks follow an in-house credit check and as per their data analytics in which it is observed that the default rate among single women is marginally higher than other groups.
    • The belief that women cannot procure well-paying jobs and those who do will find it impossible to remain employed. But what sheds light on the hypocrisy is that rarely do they ask an employed male applicant for a co-applicant or a guarantor.

    What has changed for women in the last decade?

    • The law is on the right side as it clearly states that banks and financiers cannot turn down an otherwise eligible applicant. They cannot tell her to come back later simply because she is a woman, pregnant or single or due to any attitudinal cause.
    • Home loan interest rates in India have never lingered this close to historic lows in the recent past what with latest RBI regulations and intervention from the government on the subject.
    • Many banks like State Bank of India and HDFC have introduced special home loan options for women. SBI’s Her Ghar scheme is a noteworthy effort. HDFC too offers subsidized housing loan schemes for women.
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.