A "low interest" loan shouldn't mean you have very little interest in paying it back!
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  • Home Loan for Women Reviews

    • Bank Bazaar Home Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      It was a very good service from Bankbazaar , but I had a small issue in checking my credit profile so I was little disappointed with that ,other than everything was fine from Bankbazaar service ,even the customer service and the representatives were very helpful and responsible.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 22, 2017
    • Punjab National Bank Home Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      I can the service was very good from PNB ,representatives where also very good and helpful during the loan process . But I had some personal issues so that was the main reason for postponing my loan process .
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 22, 2017
    • Bank Bazaar Home Loan
      "Awesome apply"
      0.5 4.0/5 "Great!"
      Hi I am using Bank Bazaar for applying for the loan and it is very nice. However i would suggest that, they have to improve the page responsiveness a little bit more. Also it could be even more better if bank bazaar can provide the virtual assistant to improve the ease of the process.
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      , hyderabad
      Reviewed on Sep 22, 2017
    • Bank Bazaar Home Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      Using the services at Bankbazaar has been a good experience. There were no hassles and the response was good. The website is also satisfactory. There were no hassles in navigating through it and applying for the necessary bank. Overall good.
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      , navi mumbai
      Reviewed on Sep 22, 2017
    • Punjab National Bank Home Loan
      "Overall good"
      0.5 4.5/5 "Excellent!"
      PNB housing finance was overall good in the process for the home loan. The customer support was good, they contacted me on time and informed me the necessary details about the documentation. After which the process was quick and I got the disbursement as well as expected. The interest rate and charges were normal. It was around 8%.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 22, 2017
    • Bank Bazaar Home Loan
      "Convincing Services"
      0.5 4.5/5 "Excellent!"
      I am impressed with the fast and easy processing of application filing at your website. It is consumer friendly and interface is such a beautiful. You make applying home loan so easy. Thank you Bank bazar team. Your portal is super easy to use.
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      , new delhi
      Reviewed on Sep 22, 2017
    • ICICI Bank Home Loan
      "GOOD "
      0.5 5.0/5 "Blown Away!"
      I took the the home loan long back ago in the year 2005 . the experience i had with the ICICI Bank for the home loan was great . the bank gave me a rate of interest of 7.5% and also the processing fee was rupees 1625 the emi amount which i was paying is around rupees 5000 . it was a good after all .
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      , indore
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      It was a nice experience i had with BANK BAZAAR.COM .The customer service is also applicable . the one thing i have to say about is that , it took a while for bank bazaar to contact me and provide me all the information i wanted for . more over bank bazaar is doing a wonderful job in this field .
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      , indore
      Reviewed on Sep 21, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      It was kind of good service i received from the HDFC LTD on my home application . there was very less interaction made from the bank side, only once they called. The rate of interest HDFC was providing was too high something around 8.60% where as the other banks were giving me a rate of interest of 8.35% . so I changed my plans .
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      , indore
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      It was an ok ok experience which I had with bank bazaar.com . The over all service was very good which I had received from them . The response to my application was kind of slow, but I had a expectation that bankbazaar that they will be calling soon . After 2 to 3 days I had received a call from the Bank Bazaar's side . It was the the only thing which I am not happy about . Rest everything was really good .
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      , pune
      Reviewed on Sep 21, 2017
    • ICICI Bank Home Loan
      "Very bad"
      0.5 1.0/5 "Really Bad"
      It was real bad experience and service i had with ICICI BANK for the home loan application which I had applied for . The bank executive took all the documents required for the loan . The verification was also done from the bank side . the bank cancelled the application , as they said that I am working in a propriertor ship company it can not be approved from the banks side . At the time of collecting the documents only I told them the company is propritership company they said it would not be a problem .
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      , pune
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Good one"
      0.5 5.0/5 "Blown Away!"
      It was amazing experience i had with BANK BAZAAR . the team of bank bazaar is doing a great job by giving every option available in the market over the website i don't have to go out from bank to bank for the values and them need not compare it of my own . all that is done by the website only . it is also very user friendly to me as i think for the other customers also .
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      , new delhi
      Reviewed on Sep 21, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      It was well experience i had with AXIS BANK for the home loan i applied for .the customer service they have is really amazing really responsiveness from the Axis Bank side was in a proper way and they delivered all the information i required for my loan process . the loan got cancelled because the was not registered so the bank could not do anything for that .
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      , new delhi
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I was a wonderful experience i had with BANK BAZAAR . the website is so user friendly for the first . as a first time user it was easy for the to fill the required details asked and get the best options are there . I was able to compare and pick the best deal for me . The customer service provided by bankbazaar is very much appreciable.
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      , faridabad
      Reviewed on Sep 21, 2017
    • Punjab National Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      Kind of good experience i had with the PNB HOUSING FINANCE LIMITED was good . the service that they provided me with was good to . the customer representative contacted me in the correct time and delivered the information to me . i applied in SBI because they were giving me a good rate of interest and also the with a minimal fees and charges so i went through SBI .
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 21, 2017
    • ICICI Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      It was a great experience i had with ICICI bank for my home loan process . the service was also up-to the mark . They gave me a approval of loan amount of 22 lakhs . I was getting a rate of interest of 8.35% and though the bank was not charging any processing fee to me that was a wow part actually . I loved the process of the bank .
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      , surat
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Over all i had a amazing service and experience for the bank bazaar side . i got a good number of call flow from bank bazaar side tell me about the the information of the different banks option and customer executive me everything me in a detailed manner . The website was also very good and user friendly as a first time user i enjoyed the experience .
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      , surat
      Reviewed on Sep 21, 2017
    • HDFC Limited Home Loan
      "Very bad"
      0.5 1.0/5 "Really Bad"
      It was not at a good experience and neither a good service i received from the HDFC LTD for my home loan . I was waiting for the executive to call me but I never ever received a call from the bank side . When I called the bank they tell me that my application for the home loan process is cancelled and that was the worst service that I ever had.
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      , surat
      Reviewed on Sep 21, 2017
    • HDFC Limited Home Loan
      "IT WAS KIND OF GOOD "
      0.5 5.0/5 "Blown Away!"
      The experience and the services i had with HDFC LTD was all good as i applied for was kind of OK . the HDFC LTD contacted me in a better manner and gave all the information . the rate of interest was real high and also the processing fee from the other banks . i have some personal problem so only i postponed the plan .
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      , mumbai
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      It was a real good experience i had with BANK BAZAAR bazaar . I liked the process the website is really user friendly . here i had number of options in which i can compare with and choose the best option after comparing . It was real good customer service provided from bank bazaar side . also the customer service was up to the mark .
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
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    Home Loans for Women is Rated as "Great!" by 23720 Users

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    Home Loan BYTES FROM OUR KITCHEN

    Home Loans for Women

    “Nupur Verma is single mother living in Delhi. She works as head nurse at AIMS and is qualified for a home loan as per the bank eligibility norms. But she was asked to bring an earning co-applicant. Since she doesn’t have any family except her mother and child who are dependent on her, this was impossible.”

    This is not an isolated incident. Gender discrimination and gender inequality is not a something that is limited to far-flung villages in UP or Bihar. It is ironic that in a nation that boasts of the most powerful female political entity, some self-made female multi-billionaires, and many prolific women CEOs in international business map, gender inequality that is to say women have always had a raw deal.

    Studies show that this lopsidedness may have actually brought down the country's fiscal growth by nearly 4 percent per year over the last decade. This is why women form the biggest minority group in India. This is why women have access to ‘privileges’ like reservation and subsidized schemes and policies. Banking is just another field where such lopsided trends have to be smoothed down. In a similar fashion, many bankers and financiers offer low-interest home loans for women.

    Home Loan For Women

    Roadblocks to jump over when a woman apply for home loan:

    • Even in the 21st century, there is an alarming disparity between the pay a man gets and a woman gets for the same job. And banks and financiers disburse loans only to those with consistent and steady job.
    • Single women, widows and single mothers find it all the more difficult in spite of high paying jobs though there is a noticeable paradigm shift. But our country has a long way to go before these biases and grievances stay put in history books.
    • Chances of women leaving work after marriage and post-pregnancy are not implausible. Home loan lenders supposedly defer or deny housing loan applications when a borrower is carrying and might take maternity leave in the near future.
    • Condescending and impatient attitude towards intangible struggles of women with an excess of abbreviations and jargon is another factor that works against them even in these times. They may end up with an OK home loan rather than the best.
    • Most banks follow an in-house credit check and as per their data analytics in which it is observed that the default rate among single women is marginally higher than other groups.
    • The belief that women cannot procure well-paying jobs and those who do will find it impossible to remain employed. But what sheds light on the hypocrisy is that rarely do they ask an employed male applicant for a co-applicant or a guarantor.

    What has changed for women in the last decade?

    • The law is on the right side as it clearly states that banks and financiers cannot turn down an otherwise eligible applicant. They cannot tell her to come back later simply because she is a woman, pregnant or single or due to any attitudinal cause.
    • Home loan interest rates in India have never lingered this close to historic lows in the recent past what with latest RBI regulations and intervention from the government on the subject.
    • Many banks like State Bank of India and HDFC have introduced special home loan options for women. SBI’s Her Ghar scheme is a noteworthy effort. HDFC too offers subsidized housing loan schemes for women.
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