A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Visakhapatnam Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Visakhapatnam Home Loan is Rated as "Great!" by 98 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Visakhapatnam Home Loan

    Visakhapatnam, also known as “Vizag”, is a port city on the southeast coast of India in the state of Andhra Pradesh. It is often called "The Jewel of the East Coast" and the "City of Destiny". The city is home for various state owned heavy industries and a steel plants. Apart from accommodating various international information technologies and banking firms, the city is a hub for iron ore and other minerals which are exported to China and other countries. The fishing and real estate industry has seen a tremendous growth.The city has a population of over 1 million, is the second largest city in the state of Andhra Pradesh and the third largest city on the east coast of India. Visakhapatnam has been recognised as a Global City of the Future by McKinsey Quarterly.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Visakhapatnam Home Loan if you are

    01
    02
    03
    04
    Visakhapatnam Home Loan Minimum Age

    At least 21 years old

     Visakhapatnam Home Loan Maximum Age

    Less than 65 years old

    Visakhapatnam Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Visakhapatnam Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Visakhapatnam Home Loan amount eligibility is based on these factors

    01
    02
    03
    Visakhapatnam Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Visakhapatnam Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Visakhapatnam Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Visakhapatnam Home Loan amount by these steps

    01
    02
    03
    Visakhapatnam Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Visakhapatnam Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Visakhapatnam Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Visakhapatnam Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Visakhapatnam Home Loan Interest RatesUpdated on 13 Dec 2017

    Visakhapatnam Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Visakhapatnam Home Loan Reviews

    • Bank Bazaar Home Loan
      "Recommedable"
      0.5 4.0/5 "Great!"
      Bankbazaar is more comfortable. The website is more comfortable. They gave me good response at the time of my application. The comparison with the bank is effective and its is very much recommendable.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Nov 24, 2017
    • Punjab National Bank Home Loan
      "Change of plan"
      0.5 4.0/5 "Great!"
      Due to the change of plan i have not gone with PNB HOUSING FINANCE LIMITED for the home loan. The executive gave me god response and can be considerable in future for home loan. Other than that i dont have any other issue with PNB HOUSING FINANCE LIMITED.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Nov 24, 2017
    • Indiabulls Home Loan
      "Not good"
      0.5 0.5/5 "Unacceptable"
      I did not take the home loan from IndiaBulls is because what ever I was expecting was not fulfilled. I did not get the rate of interest and the loan amount as needed. The response was also not on time and not clear as well. It has not been a good deal overall.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Nov 01, 2017
    • Bank Bazaar Home Loan
      "Great experience"
      0.5 5.0/5 "Blown Away!"
      I had a great experience with Bankbazaar. For an application of Home Loan, I got quite a few offers. They kept calling me up with different offers and explained me the advantages of each of them. I felt this kind of experience is something that was not really possible before.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 31, 2017
    • Punjab National Bank Home Loan
      "They didn't give it"
      0.5 3.0/5 "Satisfactory"
      I applied for a Home Loan with Punjab National Banking Housing Finance few days back. The overall experience they put forth was good, but I felt a little let down when I was not given the loan. They informed me that I won't be getting the loan for that particular place.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 31, 2017
    • Bank of Baroda Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a very time process with the Bank of Baroda for the Loan against property. They completed the loan process on time and also offered a good rate of interest and processing fee. The services are very smooth and there was no struggle to get the loan.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 16, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      As soon as my friend logged in for me at Bankbazaar, there were calls from many banks and they were offering me the loan I needed. The process was quick and instant. The services and response was also quick from them in giving me details as well.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 16, 2017
    • SBI Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I expected the rate of interest and charges to be lesser of SBI but I found it the same as the private banks. The process took a month and half as there was a delay from the lawyer. Once the papers work was done, the bank completed the loan in a week for the home loan.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 16, 2017
    • Bank Bazaar Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      It was a very good service from Bankbazaar ,I use to get regular followups from the Bankbazaar representatives regarding my loan process also the Bankbazaar website is user friendly ,so overall service is excellent from Bankbazaar. No issue till now.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 07, 2017
    • Punjab National Bank Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      Service is very good from PNB for my home loan service . Even the representatives and customer service is very helpful and responsible ,overall I can say it was a very good service from PNB for my home loan service. No issue till now from PNB housing .
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 07, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      The customer service provided by bank bazaar side . Within a day I received call from the bank bazaar side . The website is real good only thing was there are so many questions asked on the website . If bank bazaar can reduce those it will be more of happier experience . The was no communication made between bank bazaar to the bank side for checking the application are on process or not .
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 04, 2017
    • ICICI Bank Home Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      I never received call from ICICI Bank side for the home loan process I applied for .Customer service , I am not at all happy with it . Processing was something around rupees 8,000 . The ICICI was giving a lesser rate of interest of about 8.35% . Over all I am very sad with the experience with ICICI bank .
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 04, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Whatever I apply in bank bazaar Immediately I get calls from bank bazaar, their response is very good and I am really interested in bank bazaar services. The website of bank bazaar is easy to use and user friendly. The customer service gives very good response to the customers. Bank bazaar creates better awareness and a good opportunity for the people to get financial products.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Sep 11, 2017
    • ICICI Bank Home Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      The Home loan application has been filled by my brother and I got prompt response from the HDFC bank executives , at present I am planning to drop the home loan plan as my credit score is low, I would like to get a credit card and want to raise my credit score, then after few days I might opt for this home loan.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Sep 11, 2017
    • DHFL Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have availed a home loan with DHFL around 6 months ago. This loan has the tenure of 20 years. The fore closure and the part payments options are available. They took around 2 months to disburse my loan amount. The rate of interest is high when compared with others. I planning to transfer this home loan to some other bank.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 31, 2017
    • Bank Bazaar Home Loan
      "One stop solution for all financial needs"
      0.5 4.5/5 "Excellent!"
      Initially I got response from Bank Bazaar, they have forwarded my home loan request to PNB housing, but one of bank executive was not responded, again they have shared some contact number of the bank, then my deal got closed. Bank Bazaar website is very informative, even a common man can also understand.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 21, 2017
    • Punjab National Bank Home Loan
      "They should be transparent in their process"
      0.5 3.5/5 "Pretty good"
      I was not happy with PNB Housing because they were not communicated clearly about the term and condition. I want my tenure to be lesser, but they disclosed about the period after the disbursement, Process was also not streamlined properly, I gave lot of calls to check the status. Other than that everything else is good.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 21, 2017
    • LIC Housing Home Loan
      "Low responsibility "
      0.5 3.0/5 "Satisfactory"
      From LIC, I had taken RS 23 lakhs as a home loan with a fixed rate 11.25%, LIC service initially was good and then they responded like GOVT staffs not like a corporate staff, the response from LIC staff was not good.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 18, 2017
    • HDFC Limited Home Loan
      "Quick Process"
      0.5 5.0/5 "Blown Away!"
      People from HDFC ltd visited my premises and collected the documents for the home loan. Even they had completed and sanctioned the loan in a week time. Their services are really good and I had received good response from them during the loan process.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 05, 2017
    • Kotak Home Loan
      "Disappointed Service"
      0.5 1.0/5 "Really Bad"
      Kotak Mahindra service was very bad, Earlier I had taken home loan with ING Vysya but after Kotak Mahindra took over that bank. Everything got changed I had requested them to do foreclosure but they did not respond. Then I went to the main branch and I got approval after two months of my request from Visakhapatnam branch. They asked me to do NEFT or RTGS. While I was doing the transaction it didn't accept to do huge amount. Finally I went to the branch and closed the loan and I got NOC after a month's time.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Apr 26, 2017
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