A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Vijayawada Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.65% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Vijayawada Home Loan Reviews

    • Sundaram BNP Paribas Home Finance Limited Home Loan
      "Not at all Happy with Sundaram BNP Paribas Finance Services "
      0.5 1.0/5 "Really Bad"
      Dont go for Sundaram BNP Paribas Finance for your Home Loan, They might offer you interesting Rate of Interest initially but once loan taken, they wont reduce ROI according to Market rates. 3 Years back approx I took Home Loan from them, Now as we all know ROI interest reduced to 8.6% in the Market. When I reached them regarding this, they said for existing customers we will reduce to 8.9% and for new customers we will offer 8.6%. I sent dissatisfaction mail to their customervoice ID, they never reply me back and after 6 days, they reached me on Phone and said, Loan interest rate cannot be reduced to 8.6% (we can only offer 8.9%). They even suggested me transfer your loan to other bank if you want. Plz guys stay away from Sundaram BNP Paribas Finance. Dont fall for initial benefits and documentation process. You will feel bad after came in.... Now I dont have a choice other than to go for 8.9% interest rate. .
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 17, 2017
    • Syndicate Bank Home Loan
      "Good one"
      0.5 4.0/5 "Great!"
      I got the home loan with the Syndicate bank and the interest rate was around 9.7% as fixed one but as of now , I have requested them to reduce the interest rate, also they are going to make it reduce. The loan amount got disbursed to my account within a week of time.
      Was this review helpful? 3
      , vijayawada
      Reviewed on Mar 21, 2017
    • Union Bank of India Home Loan
      "VERY GOOD"
      0.5 4.0/5 "Great!"
      They are very good in the service provided related to the home loan process related to the Union Bank of India They require very simple documents and the process was convenient also. I got the loan on timely basis and they were able to assist the customer in a good manner. Loan amount is for ten laks and I have completed 4 years now with EMI of 12700 rest six years to go.
      Was this review helpful? 3
      , vijayawada
      Reviewed on Mar 19, 2017
    • State Bank of Hyderabad Home Loan
      "Its Execellent"
      0.5 4.0/5 "Great!"
      I am very much happy with SBH, I have taken the home loan before four years. I didn't face any hassle with ECS part its getting debited automatically from my account. I almost contacted five banks for the home loan but SBH responded well on time and done the disbursement.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Mar 13, 2017
    • Bank Bazaar Customer Support
      "Average"
      0.5 3.0/5 "Satisfactory"
      After I registered my details at Bankbazaar, the response was there and they informed me about the details. But though I update my details and profile, I get the same bank options. It would be better if there more banks listed to choose from and the details on the site should match with the details of the banks.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jan 10, 2017
    • Sundaram BNP Paribas Home Finance Limited Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      Sundaram BNP Paribas Home Finance Limited has not been beneficial to me as there was site limitations from them. The response was there and they informed me the details as well. The rate of interest and charges was okay on the average side. But they are not recommendable from my end for a home loan.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jan 10, 2017
    • ICICI Bank Home Loan
      "HAppy customer of ICICI"
      0.5 5.0/5 "Blown Away!"
      I am more than happy to take a housing loan from ICICI. The total term of the housing loan is 20 years, out of which I had completed 6 months. Most surprisingly, I am left with hardly 10k and the rest has been paid off successfully as ICICI allows its customers to make a partial and a lumpsum payment and I paid it off without paying any additional charge for the same.
      Was this review helpful? 2
      , vijayawada
      Reviewed on Sep 12, 2016
    • State Bank of Hyderabad Home Loan
      "Responded quickly "
      0.5 5.0/5 "Blown Away!"
      Currently I have my home loan running with State Bank of Hyderabad and this was taken before 6 years. I would term my experience aS awesome, as the loan was processed too quick. I applied for it in the morning and got it by the evening. The interest rate offered was 9.25% and they did not charge me any processing fee as well which was excellent.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 09, 2016
    • LIC Housing Home Loan
      "satisfied "
      0.5 5.0/5 "Blown Away!"
      It is with the LIC housing finance I have taken a home loan. I have approached the organization as they were of government sector. They gave me the interest rate that is of the market range. I got the amount I required. The loan got disbursed only after 15 days.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 06, 2016
    • Bank Bazaar Customer Support
      "Informative site..."
      0.5 4.0/5 "Great!"
      I had a good experience with Bankbazaar.com. Such a good site which is very informative. I got all the details from them. I have no issues with their service. Response was immediate. Frequently I am getting calls from them. Overall I am happy with them.
      Was this review helpful? 1
      , vijayawada
      Reviewed on Dec 07, 2015
    • Axis Bank Home Loan
      "Fine.."
      0.5 1.0/5 "Really Bad"
      AXIS bank offered me an Home loan. I have submitted all the documents from my end. But to cibile issue they did not provided the loan. I did not get the proper response from them. Service provided by them was good. Their charges are comparatively higher side.
      Was this review helpful? 1
      , vijayawada
      Reviewed on Dec 07, 2015
    • Bank Bazaar Customer Support
      "Quick response"
      0.5 5.0/5 "Blown Away!"
      My opinion about bankbazaar is good. It provides excellent service. I am getting quick response from the customer support. I am getting follow up from them every minute, I have been a customer of bankbazaar for 3 months. Webpage is good and it is easy to access . I normally access the site once in a month.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Nov 30, 2015
    • Axis Bank Home Loan
      "My feedback"
      0.5 5.0/5 "Blown Away!"
      My feedback is excellent due to personal reason I have cancelled my request. Customer service offered by Axis bank was good. Response was excellent. It w ould be great if they provide quick response to the customer. They have to focus more on customer serive. Important information has to be provided like interest rate , processing fee and how many days they take to offer the loan has to be informed in the first go
      Was this review helpful? 0
      , vijayawada
      Reviewed on Nov 30, 2015
    • Bank Bazaar Customer Support
      "Quick resposne "
      0.5 5.0/5 "Blown Away!"
      I was searching about the Interest rate details in the online which are offered by different banks and I came to know about the website called Bankbazaar.I have received immediate call from them after filling the application details in the site.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Nov 28, 2015
    • Axis Bank Home Loan
      "Delay response "
      0.5 4.0/5 "Great!"
      There was little delay in the response from axis bank for the home loan application. Interest rate offered was 9.65% compared to other bank it was similar rate but the processing fee was high. Due to my lack of documentation only i was not able to avail the loan.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Nov 28, 2015
    • Bank of India Home Loan
      "Bank of India"
      0.5 3.0/5 "Satisfactory"
      Bank of India has provided the home loan with the interest rate of approximately 9-10%. They charged insurance and processing fee. They took two months of the disbursement as i delayed from my side to submit the documents. Partial payment and pre closure option are available.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 27, 2015
    • Bank Bazaar Customer Support
      "Good site"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar website is good . They are calling me on a regular basis. I was happy with the customer service offered by them. They were very much polite and cordial and they are customer friendly. I got to know about bankbazaar through INTERNET. The web interface is easy to access and I have not explored the site much,
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 26, 2015
    • Bank Bazaar Customer Support
      "Good channel for banking services!"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar website is good and that is a right way of loans getting approved. I got to know about bankbazaar through website advertisements. It is a good channel for all banking services. Everything is good with them and the response was quick enough with them.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 25, 2015
    • Axis Bank Home Loan
      "Cross check with the applicants can be done!"
      0.5 2.0/5 "Expected more"
      There was a mis communication with the executive and his higher official. My home loan application with Axis bank got closed due to this. The executive response was not much good with them. It would be better if the higher officials have a cross check with the applicants directly, before closing the application.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 25, 2015
    • ICICI Bank Home Loan
      "Priority can be given for existing customers!"
      0.5 3.0/5 "Satisfactory"
      I took my home loan with ICICI bank in 2006. They collected lot of documents for the loan process. The processing time is quick and they disbursed the loan amount in 10 days. Since I got a better interest rate with a nationalized bank, I transferred the existing home loan to that bank. They are not giving priority for existing customers. It would be better if they give importance to senior customers.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 01, 2015
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    Vijayawada Home Loan is Rated as "Great!" by 39 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Vijayawada is a commercial city in the Krishna district of Andhra Pradesh, and the third largest after Hyderabad and Visakhapatnam. The city is also popularly known by its historic name Bezawada.It is one of the busiest railway junctions in India and the second biggest bus terminus in Asia. This City is the commercial capital of the State and is politically active, socially dominant, and agriculturally rich and is an industrial transportation hub.The GDP of Vijayawada for 2008 was estimated at INR 5526 crores, INR 18,000 (US $3 billion) crore in 2010. The GDP is projected to grow to (US $17 billion) INR 1, 02, 000 crore by the year 2025.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Vijayawada Home Loan if you are

    01
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    Vijayawada Home Loan Minimum Age

    At least 21 years old

     Vijayawada Home Loan Maximum Age

    Less than 65 years old

    Vijayawada Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Vijayawada Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vijayawada Home Loan amount eligibility is based on these factors

    01
    02
    03
    Vijayawada Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Vijayawada Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Vijayawada Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vijayawada Home Loan amount by these steps

    01
    02
    03
    Vijayawada Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Vijayawada Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Vijayawada Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Vijayawada Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vijayawada Home Loan Interest RatesUpdated on 17 Aug 2017

    Vijayawada Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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