A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Vijayawada

    Home loan in Vijayawada can be availed by eligible individuals at attractive interest rates. Public and private sector banks operating in the city offer the loans at an interest that ranges between 7.50% p.a. and 11.50% p.a. The processing fee is nominal, and the loan can be repaid within a period of 30 years.

    Home Loan Interest Rate in Vijayawada

    Interest Rates 7.50% p.a. to 11.50% p.a.
    Processing fee 0.50% of the loan amount
    Maximum Loan Amount Depends on the income and repayment capacity of the applicant
    Maximum Tenure 30 years

    Compare: Home Loan Interest Rate

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    We found 35 Vijayawada Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% Floating
    ₹3,000 - ₹5,000 One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 8.30% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.00% Fixed
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    10.20% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    8.85% - 16.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.70% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% Fixed
    ₹2,500 One time fee
    Rs.1L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.80% Floating
    0.50%(Max ₹7,500) One time fee
    Up to Rs.15Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know

    Best Home Loan Providers in Vijayawada

    Home Loan Providers Branch Location
    State Bank of India Chuttugunta, Eluru Road, Vijayawada,
    Andhra Pradesh
    HDFC Bank Door No. 27/19/42, Ground Floor,
    Durgaiah Street, Besant Road, Vijayawada,
    Andhra Pradesh
    Federal Bank Door No. 29-7-50, Ramakrishna Towers,
    Prakasam Road, Suryaraopet,
    Vijayawada, Andhra Pradesh
    IndusInd Bank 40-1-55, BVR Square, M.G. Road,
    Near Benz Circle, Vijayawada,
    Andhra Pradesh
    Kotak Mahindra Bank No. 9-76-18, K.T. Road,
    S.K.P.V.V. Hindu High School Compound, Vijayawada,
    Andhra Pradesh
    Axis Bank 101 to 106, CSI, Dhanwada Anantham Complex,
    Prakasam Road, Suryarao Pet,
    Vijayawada, Andhra Pradesh
    PNB Housing Finance Limited Door No. 39-2-2, RK Plaza,
    1st Floor, Beside Anjaneya Jewellers,
    Masjid street, Labbipet, Vijayawada,
    Andhra Pradesh

    Eligibility and Documents

      Eligibility Documents Required
    Age Between 18 and 75 years
    • Voter ID
    • Driver’s license
    • Passport
    Residency Indian Resident
    • Telephone bill
    • Electricity bill
    • Aadhaar card.
    Employment Salaried and Self-employed
    • Employee ID
    Income
    • Salaried – Rs.10,000 per month onwards
    • Self –employed – Income of Rs.1.8 lakh p.a.
    Salaried
    • Salary slips for the last three months
    • Bank statements for the last six months
    • IT returns
    Self-employed
    • IT returns for the last three years
    • Bank statement for the last one year
    • Profit and loss account with balance sheet for the last three years

    Note: The documents listed above are indicative. Contact the bank for the complete list of documents.

    Planning a buy or construct your home in Vijayawada? If yes, you can approach any of the banks listed above to get the loan at affordable interest rates and kickstart the process of owning your dream home.

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    Vijayawada Home Loan Reviews

    • DHFL
      "Need to decrease interest charges"
      0.5 5.0/5 "Blown Away!"
      From DHFL I have taken a home loan almost more than a year. One of my cousin's friend working there he recommend to apply for a home loan. The process was smooth and sanctioned a loan within 6 days with sufficient amount of 20 years. The rate of interest was high.
      Was this review helpful? 14
      , vijayawada
      Reviewed on Oct 05, 2019
    • Sundaram BNP Paribas Home Finance Limited
      Sundaram BNP Paribas Home Finance Limited
      "They are doing good job"
      0.5 1.0/5 "Really Bad"
      Response is good in their Sundaram customer care and they were good in dealing with the customer and every moment they are updating the details as well. Since they will be providing the loan with the minimum land of 100 sqyards since my land is 48 sqyards they have rejected the loan. As per the lower interest rate i have chosen them.
      Was this review helpful? 1
      , vijayawada
      Reviewed on Jul 04, 2019
    • review
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my housing loan with GIC housing finances. The loan amount which they have given me was sufficient, and they have charged me rate of interest up to 9.3% it is nominal, the rate of interest was fixed, and they processing fee they have charged me was nominal, still this loan is running.
      Was this review helpful? 2
      , vijayawada
      Reviewed on Feb 11, 2019
    • HDFC Limited
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Recently I applied home loan in HDFC ltd, the interest rate not yet confirmed just now I processed the application. Anyway the documentation process was completed, is easy to approach , they collected basic KYC papers like Address proof, pan number, three months pay slip and property documents.
      Was this review helpful? 2
      , vijayawada
      Reviewed on Dec 07, 2018
    • SBI
      "Average service"
      0.5 2.0/5 "Expected more"
      I have applied for Home Loan with Sbi but the required loan was not approved and they haven't approved the home loan application because of the higher loan amount . They took too much of time to disburse the loan and they will not give response on time.
      Was this review helpful? 9
      , vijayawada
      Reviewed on Dec 26, 2017
    • review
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I took this home loan in 2017 october it was a good experience with CANFIN HOMES . The Customer service was good from the CANFIN side . The amount got disbursed to me in 48 hours of time . CANFIN gave me a full approval of rupees 23 Lakh . The Rate of interest was 8.45% they charged me and the processing fee was 22.5K they charged . CANFIN gave me a option of pre closure and a part payment option there on the loan amount .
      Was this review helpful? 8
      , vijayawada
      Reviewed on Dec 22, 2017
    • Punjab National Bank
      "GOOD"
      0.5 4.0/5 "Great!"
      I would say it was a good experience over all with PNB Housing Finance . The bank executive they were not on time for picking up the documents , the bank process was bit of a delay one everything was going very slow . I told them to collect the documents from the home they did not collect that . They called me many time and tried contacting me . From the customer service side i would say it was a good one proper follow ups were done on time to time .
      Was this review helpful? 2
      , vijayawada
      Reviewed on Dec 22, 2017
    • Sundaram BNP Paribas Home Finance Limited
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I didn't got the home loan with Sundaram BNP paribas Home finance limited because there was lack of property so that was the reason they told they cannot proceed with my home finance loan. The customer support was good with Sundaram finance limited. The rate of interest is nominal here. The documentation process was not done, they inquired about my property and told which is not doable.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 05, 2017
    • Sundaram BNP Paribas Home Finance Limited
      "Not at all Happy with Sundaram BNP Paribas Finance Services "
      0.5 1.0/5 "Really Bad"
      Dont go for Sundaram BNP Paribas Finance for your Home Loan, They might offer you interesting Rate of Interest initially but once loan taken, they wont reduce ROI according to Market rates. 3 Years back approx I took Home Loan from them, Now as we all know ROI interest reduced to 8.6% in the Market. When I reached them regarding this, they said for existing customers we will reduce to 8.9% and for new customers we will offer 8.6%. I sent dissatisfaction mail to their customervoice ID, they never reply me back and after 6 days, they reached me on Phone and said, Loan interest rate cannot be reduced to 8.6% (we can only offer 8.9%). They even suggested me transfer your loan to other bank if you want. Plz guys stay away from Sundaram BNP Paribas Finance. Dont fall for initial benefits and documentation process. You will feel bad after came in.... Now I dont have a choice other than to go for 8.9% interest rate. .
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 17, 2017
    • Syndicate Bank
      "Good one"
      0.5 4.0/5 "Great!"
      I got the home loan with the Syndicate bank and the interest rate was around 9.7% as fixed one but as of now , I have requested them to reduce the interest rate, also they are going to make it reduce. The loan amount got disbursed to my account within a week of time.
      Was this review helpful? 3
      , vijayawada
      Reviewed on Mar 21, 2017
    • Union Bank of India
      "VERY GOOD"
      0.5 4.0/5 "Great!"
      They are very good in the service provided related to the home loan process related to the Union Bank of India They require very simple documents and the process was convenient also. I got the loan on timely basis and they were able to assist the customer in a good manner. Loan amount is for ten laks and I have completed 4 years now with EMI of 12700 rest six years to go.
      Was this review helpful? 4
      , vijayawada
      Reviewed on Mar 19, 2017
    • State Bank of Hyderabad
      "Its Execellent"
      0.5 4.0/5 "Great!"
      I am very much happy with SBH, I have taken the home loan before four years. I didn't face any hassle with ECS part its getting debited automatically from my account. I almost contacted five banks for the home loan but SBH responded well on time and done the disbursement.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Mar 13, 2017
    • Sundaram BNP Paribas Home Finance Limited
      "Average"
      0.5 4.0/5 "Great!"
      Sundaram BNP Paribas Home Finance Limited has not been beneficial to me as there was site limitations from them. The response was there and they informed me the details as well. The rate of interest and charges was okay on the average side. But they are not recommendable from my end for a home loan.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jan 10, 2017
    • State Bank of Hyderabad
      "Responded quickly "
      0.5 5.0/5 "Blown Away!"
      Currently I have my home loan running with State Bank of Hyderabad and this was taken before 6 years. I would term my experience aS awesome, as the loan was processed too quick. I applied for it in the morning and got it by the evening. The interest rate offered was 9.25% and they did not charge me any processing fee as well which was excellent.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 09, 2016
    • LIC Housing
      "satisfied "
      0.5 5.0/5 "Blown Away!"
      It is with the LIC housing finance I have taken a home loan. I have approached the organization as they were of government sector. They gave me the interest rate that is of the market range. I got the amount I required. The loan got disbursed only after 15 days.
      Was this review helpful? 1
      , vijayawada
      Reviewed on Apr 06, 2016
    • Axis Bank
      "Fine.."
      0.5 1.0/5 "Really Bad"
      AXIS bank offered me an Home loan. I have submitted all the documents from my end. But to cibile issue they did not provided the loan. I did not get the proper response from them. Service provided by them was good. Their charges are comparatively higher side.
      Was this review helpful? 1
      , vijayawada
      Reviewed on Dec 07, 2015
    • Axis Bank
      "My feedback"
      0.5 5.0/5 "Blown Away!"
      My feedback is excellent due to personal reason I have cancelled my request. Customer service offered by Axis bank was good. Response was excellent. It w ould be great if they provide quick response to the customer. They have to focus more on customer serive. Important information has to be provided like interest rate , processing fee and how many days they take to offer the loan has to be informed in the first go
      Was this review helpful? 0
      , vijayawada
      Reviewed on Nov 30, 2015
    • Axis Bank
      "Delay response "
      0.5 4.0/5 "Great!"
      There was little delay in the response from axis bank for the home loan application. Interest rate offered was 9.65% compared to other bank it was similar rate but the processing fee was high. Due to my lack of documentation only i was not able to avail the loan.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Nov 28, 2015
    • Bank of India
      "Bank of India"
      0.5 3.0/5 "Satisfactory"
      Bank of India has provided the home loan with the interest rate of approximately 9-10%. They charged insurance and processing fee. They took two months of the disbursement as i delayed from my side to submit the documents. Partial payment and pre closure option are available.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 27, 2015
    • Axis Bank
      "Cross check with the applicants can be done!"
      0.5 2.0/5 "Expected more"
      There was a mis communication with the executive and his higher official. My home loan application with Axis bank got closed due to this. The executive response was not much good with them. It would be better if the higher officials have a cross check with the applicants directly, before closing the application.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 25, 2015
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