Home Loans in Varanasi

Home loans in Varanasi have interest rates in the range of 7.50% to 11.50% p.a. with processing fees of up to 0.50% of the loan amount. Providers in the city offer eligible individuals repayment tenures of up to 30 years. The maximum loan amount can be Rs.30 lakh or without an upper limit.

Home Loan Interest Rate in Varanasi

Interest Rates

7.50% to 11.50% p.a.

Processing fee

Up to 0.50% of loan amount

Maximum Loan Amount

Amounts exceeding Rs.75 lakh

Maximum Tenure

Up to 30 years

Compare: Home Loan Interest Rate

Best Home Loan Providers in Varanasi

Home Loan Providers

Branch Location

Axis Bank

  C 19/134, MB,Ground & 1st Floor,Shastri Nagar,Sigra,Varanasi-221002  

Bandhan Bank

  K-47/1, Bisheshwarganj,Katuapura,Varanasi-221001  

HDFC Bank

  C 7/39BMaidagin Road,Varanasi-221001  

IndusInd Bank

  IndusInd Bank Ltd,Ground Floor, D-37/37,Baradev,Ward Dashashwamedh,Kanhaiya Chitra Mandir,Godowliya,Varanasi-221001  

Karur Vysya Bank

  H N0. D35/223, D40/56,Jangambari,Varanasi-221001  

Kotak Mahindra Bank

  D37/27,Spice KCM Complex,Baradev Gadaulia,Varanasi  

Eligibility and Documents Required

Purpose

Eligibility

Documents Required

Age

18 years to 75 years

Voter ID, passport, PAN card, driving license

Residency

Resident of India

Driving license, voter ID, PAN card, passport

Employment

Self-employed or salaried

Employee ID

Income

Salaried – Starting at Rs.10,000 p.m.Self-employed – Starting at Rs.1.8 lakh p.a.  

For salaried:

  1. Last 3 months salary slips
  2. Latest Form 16 and IT returns
  3. Last 6 months bank statements

For self-employed:

  1. Bank statements of up to 12 months prior
  2. Income tax returns of the previous 3 years
  3. Profit & loss accounts with balance sheet of the previous 3 years

If you want to build or purchase your dream home in Varanasi, whether it is an apartment or a house, you can now make it a reality with the help of home loans with affordable interest rates. The leading banks in the city, listed above, offer several attractive features and benefits to eligible individuals for a smooth and hassle-free home loan application process.

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