A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Varanasi

    Home loans in Varanasi have interest rates in the range of 7.50% to 11.50% p.a. with processing fees of up to 0.50% of the loan amount. Providers in the city offer eligible individuals repayment tenures of up to 30 years. The maximum loan amount can be Rs.30 lakh or without an upper limit.

    Home Loan Interest Rate in Varanasi

    Interest Rates 7.50% to 11.50% p.a.
    Processing fee Up to 0.50% of loan amount
    Maximum Loan Amount Amounts exceeding Rs.75 lakh
    Maximum Tenure Up to 30 years

    Compare: Home Loan Interest Rate

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    We found 37 Varanasi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.35% - 9.18% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 9.50% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 11.75%
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.80% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50%(Min ₹10,000) One time fee
    Rs.1Cr - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 7.15% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Varanasi

    Home Loan Providers Branch Location
    Axis Bank C 19/134, MB,
    Ground & 1st Floor,
    Shastri Nagar,
    Sigra,
    Varanasi-221002
    Bandhan Bank K-47/1, Bisheshwarganj,
    Katuapura,
    Varanasi-221001
    HDFC Bank C 7/39B
    Maidagin Road,
    Varanasi-221001
    ICICI Bank Luxa Road,
    Ishwar Towers,
    Gadowlia,
    Varanasi-221001
    IndusInd Bank IndusInd Bank Ltd,
    Ground Floor, D-37/37,
    Baradev,
    Ward Dashashwamedh,
    Kanhaiya Chitra Mandir,
    Godowliya,
    Varanasi-221001
    Karur Vysya Bank H N0. D35/223, D40/56,
    Jangambari,
    Varanasi-221001
    Kotak Mahindra Bank D37/27,
    Spice KCM Complex,
    Baradev Gadaulia,
    Varanasi

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years Voter ID, passport, PAN card, driving license
    Residency Resident of India Driving license, voter ID, PAN card, passport
    Employment Self-employed or salaried Employee ID
    Income Salaried – Starting at Rs.10,000 p.m.
    Self-employed – Starting at Rs.1.8 lakh p.a.
    For salaried:
    • Last 3 months salary slips
    • Latest Form 16 and IT returns
    • Last 6 months bank statements
    For self-employed:
    • Bank statements of up to 12 months prior
    • Income tax returns of the previous 3 years
    • Profit & loss accounts with balance sheet of the previous 3 years

    If you want to build or purchase your dream home in Varanasi, whether it is an apartment or a house, you can now make it a reality with the help of home loans with affordable interest rates. The leading banks in the city, listed above, offer several attractive features and benefits to eligible individuals for a smooth and hassle-free home loan application process.

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    Varanasi Home Loan Reviews

    • Punjab National Bank Home Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the home loan from PNB Housing Finance, my loan application was closed because the property deal was not done. When it comes to customer service, it was good and they responded on time, there was no issue from the bank side. The rate of interest is bit high when compared to other banks.
      Was this review helpful? 0
      , varanasi
      Reviewed on Nov 22, 2017
    • Punjab National Bank
      Punjab National Bank Home Loan
      "Approchable for home loan"
      0.5 4.0/5 "Great!"
      I have requested for a home loan with PNB HOUSING FINANCE LIMITED. But later i changed my plan of taking the home loan.In future if i am planning to take the home loan then i will definitely consider PNB HOUSING FINANCE LIMITED . They gave good response.
      Was this review helpful? 0
      , varanasi
      Reviewed on Nov 11, 2017
    • Punjab National Bank Home Loan
      "Awesome experience"
      0.5 4.0/5 "Great!"
      I had a fabolous experience with PNB Housing Finance Limited. Rate of Interest of 8.50 % is pretty decent, even though it's a little higher than the markets. I have already recommended this service for my friend. The application process took very little time.
      Was this review helpful? 0
      , varanasi
      Reviewed on Oct 17, 2017
    • ICICI Bank Home Loan
      "Need Transparency in the process"
      0.5 3.0/5 "Satisfactory"
      I have got the ICICI bank home loan around 12 years ago. The executive has promised that they will offer the loan with flat interest rate but in documents I found it was a floating interest rate. ICICI need to stick on their promises. The rate of interest is nominal at present. ICICI can still increase the loan amount. I am satisfied with the ICICI bank service.
      Was this review helpful? 1
      , varanasi
      Reviewed on Jun 27, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      PNB Housing Finance LTD service is always good based on the Home loan.They are require lesser documents to complete the loan process.The rates applied are 8.8% processing fee was 7000 rupees EMI is 18k and documents where collected by the executive.Verification was also very simple.
      Was this review helpful? 0
      , varanasi
      Reviewed on Apr 18, 2017
    • HDFC Limited Home Loan
      "Fantastic...."
      0.5 5.0/5 "Blown Away!"
      Wonderful from my point of view. Work is very fast and nothing been hidden from their end regarding the home loan. HDFC Limited was regular and the people are very cooperative with the customer. As per the market standards they are offering home loan interest rate.
      Was this review helpful? 1
      , varanasi
      Reviewed on Mar 09, 2016
    • Punjab National Bank Home Loan
      "Satisfied...."
      0.5 2.0/5 "Expected more"
      My home loan was not approved by the PNB Housing finance due to some technical reasons and bit concerned about that. Response time from their end was too high while the loan process and rest is fine. Rate of interest is fine and no problem on that.
      Was this review helpful? 0
      , varanasi
      Reviewed on Mar 09, 2016
    • Punjab National Bank Home Loan
      "Not happy..."
      0.5 1.0/5 "Really Bad"
      PNB housing finance limited told me that they cannot process the home loan for me because there is no near by branch in my location. This is not the valid reason for not processing the loan. Actual value of my home is high but I just asked only for 25lakhs and that too they cannot process. I am not satisfied and will not recommend.
      Was this review helpful? 2
      , varanasi
      Reviewed on Sep 28, 2015
    • Punjab National Bank Home Loan
      "Average service "
      0.5 3.0/5 "Satisfactory"
      I am not happy with the service provided by PNB housing finance based on the Home loan.They have not mentioned the set of rules applied for the loan.They are providing loan to major cities only and I am not satisfied with the service.The interest rate applied was around 9.11% for the loan.The interest rate applied was excellent.
      Was this review helpful? 1
      , varanasi
      Reviewed on Sep 26, 2015
    • Punjab National Bank Home Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      PNB Housing finance limited said they do not have the facility for a file investigation where I live. So they would not be able to process my home loan. They need to understand that the value of my property is more than the loan I am going to take. And they are taking my property papers and giving me a loan. I am not satisfied with the services of them. The rate of interest and processing charges was okay for me.
      Was this review helpful? 0
      , varanasi
      Reviewed on Sep 01, 2015
    • Corporation Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Before five years i took a housing loan from cooperation bank the disbursement took long time process for 3 months. I submitted the required documents of the process and the documentation was completed within 1 day.Interest rate offered was 10.5% with zero processing fees. I have a very good relationship with the employees of the bank and also recommended many people for the loan.
      Was this review helpful? 2
      , varanasi
      Reviewed on Jun 09, 2015
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