A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Vadodara Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
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    Fees & Charges
    Good to Know
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80%- 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.95% - 9.15% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
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    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 8.95% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.50% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state.It is the 20th largest city in India and the 3rd biggest city in Gujarat. Due to its rich cultural heritage, Vadodara is also popularly known as the “Sanskrit Nagar” or the “Kala Nagari”.Vadodara’s economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Vadodara Home Loan if you are

    01
    02
    03
    04
    Vadodara Home Loan Minimum Age

    At least 21 years old

     Vadodara Home Loan Maximum Age

    Less than 65 years old

    Vadodara Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Vadodara Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vadodara Home Loan amount eligibility is based on these factors

    01
    02
    03
    Vadodara Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Vadodara Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Vadodara Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vadodara Home Loan amount by these steps

    01
    02
    03
    Vadodara Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Vadodara Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Vadodara Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Vadodara Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vadodara Home Loan Interest RatesUpdated on 19 Jun 2019

    Vadodara Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Vadodara Home Loan Reviews

    • HDFC Limited Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The experience was good and i am using the loan from last 2.5 years. The documentation process was simple and fast process to get the loan. The processing fee was there with this loan which was 5K approximately. The loan amount was good which was 5L. The rate of interest was nominal with this loan.
      Was this review helpful? 3
      , vadodara
      Reviewed on Jun 08, 2019
    • SBI
      SBI Home Loan
      "Documentation process should be easy "
      0.5 5.0/5 "Blown Away!"
      Taken my home loan from SBI. While I'm applying the home loan they have given me a very good offers. If i have an anything extra some amount and if we are saving in SBI savings account, they will reduce the interest rate which is SBI Max Gain plan which is only for the home loan customer. They have taken 4 days to sanctioned the loan and the documentation process was fine. I have sent the documents through online.
      Was this review helpful? 2
      , vadodara
      Reviewed on May 28, 2019
    • Allahabad Bank Home Loan
      "Customer friendly with low interest charges & great service"
      0.5 5.0/5 "Blown Away!"
      I have home loan with Allahabad bank, the process was customer friendly. They sanctioned the loan amount within 10 days, the rate of interest is nominal as compared to other banks. I took the loan amount of Rs.25 lakhs for the duration of 15 years.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 25, 2019
    • HDFC Limited Home Loan
      "Good home loan service"
      0.5 5.0/5 "Blown Away!"
      Taken my home loan from HDFC ltd. Bought my loan 10 years back. I had a salary account with them, hence i have selected this bank. I have bought the loan amount of Rs. 5.50 lakhs. I am paying the EMI amount of Rs. 6800. I have selected the tenure period of 20 years. I have paid the processing fee of Rs. 6000.
      Was this review helpful? 1
      , vadodara
      Reviewed on May 22, 2019
    • SBI Home Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      My home loan is running with SBI, the interest rate is very low but they gave me longer duration. I took the amount Rs.17 lakhs for duration of 20 years, the process fee was nominal around Rs.10,000 including insurance fee. The documentation are very simple, bank staff gave me nice response as well.
      Was this review helpful? 1
      , vadodara
      Reviewed on May 16, 2019
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been holding housing loan with HDFC LTD from long time, i am not much satisfied with their service it was quite average, the loan amount they have given me was very less i want to apply again for loan to match as per my requirement, the rate of interest previously was good, but now they have charged me high, and when the rate of interest is high they use to update me via message, but when rate of interest is low they do not update that, like if the rate of interest is less for that they use to charge it, even to reduce the rate of interest many formalities were there .
      Was this review helpful? 0
      , vadodara
      Reviewed on May 14, 2019
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have been using Bank Bazaar services for last one year, Am very much happy with the service even the documentation process is simple. The mobile app is handy to use. The executive contacts me on time and they are providing proper response. Sometimes I do check my credit score.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 02, 2019
    • HDFC Limited Home Loan
      "Good & Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The interest rate is nominal for the home loan even the processing fee is okay on HDFC LTD. They have provided a immediate service and the executive came for document collection. The loan tenure is 23 years. The loan amount was sufficient and its helpful to purchase residential property.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 02, 2019
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had a good experience with Bank Bazaar and am much satisfied. I have used the mobile application for home loan and it went good. The procedure was easy to apply for a loan and their executive contacted me on time and provided a proper information.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 30, 2019
    • HDFC Limited Home Loan
      "Need to reduce the interest rate and processing fee"
      0.5 5.0/5 "Blown Away!"
      I got my home loan from HDFC LTD through online channel. The services are fine, they have charged me interest rate of 8.99% but its slightly high compared to SBI and other Bank which was around 8.35% which they need to consider. The processing fee is 6K for the loan amount of 10L. The loan duration is 15 years.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 30, 2019
    • HDFC Limited Home Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      My HDFC Limited housing loan verification is very simpler because I have salary account with the HDFC. They just asked two guarantor. I took the loan amount of Rs.5.5 lakhs for the duration of 20 years, I almost paid for 10 years. The interest rate is nominal its floating based on RBI guidelines however its varies.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 24, 2019
    • LIC Housing Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      LIC HOUSING FINANCE has also offered me a home loan. The process was quick and I got the loan on time. The rate of interest is and there were processing charges as well both are very nominal compare to others in the market . The tenure period is 10 year and it is sufficient .
      Was this review helpful? 1
      , vadodara
      Reviewed on Apr 21, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The documentation process was easy and quick and HDFC LIMITED have given the good loan amount which was satisfactory. The rate of interest was nominal and it is floating, duration is for 2-3 years for repaying the loan, it has been closed before nearly 10 years.
      Was this review helpful? 2
      , vadodara
      Reviewed on Apr 16, 2019
    • Bank Bazaar Home Loan
      "GOOD PORTAL"
      0.5 4.0/5 "Great!"
      It is the first time experience with the Bankbazaar.com as i am using it through both the website as well as the mobile application as both are easy to apply for the loan and it is comfortable to access. The customer service is good and responsive.
      Was this review helpful? 1
      , vadodara
      Reviewed on Mar 28, 2019
    • HDFC Limited Home Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      The documentation process was simple with the housing loan where i have applied it through the HDFC LIMITED and i got the loan within 1.5 months. The loan amount they have offered was satisfactory and the rate of interest was floating which was nominal.
      Was this review helpful? 2
      , vadodara
      Reviewed on Mar 28, 2019
    • Bank Bazaar Home Loan
      "CONVENIENT PORTAL TO USE"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com i am using it since from last few years and i had a good experience. I am using it through the mobile application as the application is easy and convenient to access added on that the application is user friendly to access. The customer service is good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 25, 2019
    • HDFC Limited Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The documentation process was simple and easy to get the housing loan with the HDFC LIMITED. I got the loan within 3 months with this bank the loan amount was good and the rate of interest was 8.9% which is a flotation and the duration is fro 15 years.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 25, 2019
    • Bank Bazaar Home Loan
      "Loan and insurance"
      0.5 5.0/5 "Blown Away!"
      It's a good platform for any type of loan and insurance thanks for sharing details about all bank who gives minimum rate of interest also I like and love for bank bazaar so it's helpfull information for everyone so easily check loan and insurance
      Was this review helpful? 2
      , vadodara
      Reviewed on Mar 17, 2019
    • Syndicate Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience is so good for syndicate bank personal loan I take three lack fifteen thousand;for ten years tenure but I want to close withing two ya three years and rate of interest is nominal I am satisfied loan amount ; Customer service provide is good and response at a time . I am happy with syndicate bank .
      Was this review helpful? 3
      , vadodara
      Reviewed on Mar 13, 2019
    • Axis Bank Home Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My experience was not good with home loan from AXIS bank, the loan amount was sufficient but the rate of interest was nominal when compared to other banks. Customer support is not up to the mark with this bank and tenure period is 15 years.
      Was this review helpful? 7
      , vadodara
      Reviewed on Feb 28, 2019
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