A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Vadodara Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.80 - 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
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    Fees & Charges
    Good to Know
    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Fees & Charges
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    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.50% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
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    Vadodara Home Loan is Rated as "Great!" by 377 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Vadodara Home Loan

    Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state.It is the 20th largest city in India and the 3rd biggest city in Gujarat. Due to its rich cultural heritage, Vadodara is also popularly known as the “Sanskrit Nagar” or the “Kala Nagari”.Vadodara’s economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Vadodara Home Loan if you are

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    Vadodara Home Loan Minimum Age

    At least 21 years old

     Vadodara Home Loan Maximum Age

    Less than 65 years old

    Vadodara Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Vadodara Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vadodara Home Loan amount eligibility is based on these factors

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    02
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    Vadodara Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Vadodara Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Vadodara Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vadodara Home Loan amount by these steps

    01
    02
    03
    Vadodara Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Vadodara Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Vadodara Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Vadodara Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vadodara Home Loan Interest RatesUpdated on 24 Jan 2019

    Vadodara Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Vadodara Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have applied my home loan from bankbazaar.com for the first time and it was good. I came to know through online. The customer service and responsiveness was good. I have used the website which is user friendly. Overall it was good experience.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jan 08, 2019
    • HDFC Limited Home Loan
      "Very poor service"
      0.5 1.0/5 "Really Bad"
      I took my home loan from HDFC Ltd through online portal which am not satisfied. I have taken an insurance along the home loan, till the approval of loan they were good in service. After the disbursement the service is not at all good its like a government sector. The rate of interest is same like other banks. I will close the loan in very short span after my full disbursement.
      Was this review helpful? 1
      , vadodara
      Reviewed on Jan 08, 2019
    • ICICI Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my home loan with ICICI bank for long time, the tenure period they have given me up to 20 years, and the loan amount they have given me is sufficient, and the rate of interest they charged me was nominal, they have charged genuine rate of interest like how much they said they have charged me , and overall service is good.
      Was this review helpful? 4
      , vadodara
      Reviewed on Dec 12, 2018
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      I have been holding m home loan with HDFC LTD, there service is average, the loan amount they have given me was sufficient and the rate of interest they have charged me was nominal, and there processing fee they have charged me was bit high , and there overall service is not up to the mark.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 10, 2018
    • ICICI Bank Home Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      I have applied for ICICI home loan for a while, there customer service is not up to the mark, they have not properly explained me about any issue i have faced it this loan , and the rate of interest they have charged me was nominal,and the loan amount they have given me was sufficient, and the processing fee they have charged me was nominal, but there service is not up to the mark.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 10, 2018
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan through bank bazaar and the process was easy. I am using the site for one year, it was good and the response was on time. They are providing proper information to the customer. The mobile app is user friendly, I had checked my credit score.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 02, 2018
    • HDFC Limited Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was good with HDFC LTD. The rate of interest and charges are satisfactory. I have purchased a residential property. I have opted the loan for 20 years. The documents are submitted to the executive. The loan was disbursed on the committed time.
      Was this review helpful? 1
      , vadodara
      Reviewed on Dec 02, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      The customer service and response was pretty comfortable with bank bazaar. I had taken two wheeler insurance earlier and now I took a home loan. The experience was very good. I am using the website, the options are simple and user friendly.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 23, 2018
    • HDFC Limited Home Loan
      "Need to improve the service and reduce the processing charge"
      0.5 4.0/5 "Great!"
      I took a home loan through HDFC Ltd through online channel. The process was bit delayed and there was no proper updates where I need to followup many times. The interest rate is same as per the market price but the processing charges are high compared to other banks. I have purchased a residential property.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 23, 2018
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took a home loan through bank bazaar for the first time. I had a good experience, I have searched bank bazaar through Google search. The customer service and response was very good and the process was immediate. I have used the website for the login purpose and its user friendly.
      Was this review helpful? 1
      , vadodara
      Reviewed on Nov 23, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      It was fine with HDFC Ltd for the home loan process. The rate of interest and processing charges are okay. They have taken so much of the time for the approval and disbursement. The documentation process was too lengthy when compared to other banks. I have purchased commercial property.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 23, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My experience was very good with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and their response was on time. The website of bankbazaar is easy to access and is user friendly. Frequent calls should be avoided from bankbazaar.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 01, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with HDFC LTD and my experience was good, the loan amount was for Rs 32 lacs with nominal interest rate when compared to others. Customer service was good and they followed up on time 14 years.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 01, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 5 months, The services provided by bankbazaar is good when compared to others. Customer service was good and they responded on time. Mobile app is easy to use and is user friendly.
      Was this review helpful? 1
      , vadodara
      Reviewed on Nov 01, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The process was smooth with HDFC LTD home loan application, i requested the loan amount for Rs 25 lacs but they sanctioned for Rs 23.90 lacs with little high interest rate. Customer service was good with HDFC and they responded on time. The tenure period for this loan is 30 years.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 01, 2018
    • Central Bank of India Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with Central Bank of India and my experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good with this bank and they followed up on time.
      Was this review helpful? 2
      , vadodara
      Reviewed on Oct 08, 2018
    • Bank Bazaar Home Loan
      "regarding to web portal and customer service"
      0.5 5.0/5 "Blown Away!"
      yup, I experience this is one of the best services in India. because your service and response are very quickly for every viewer. Bank Bazar is so fast and proper platform for quickly obtain details about any type of loan. here available all indian banks.
      Was this review helpful? 1
      , vadodara
      Reviewed on Oct 08, 2018
    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience with HDFC LTD for home loan was good, the loan amount was for Rs 15 lacs with nominal interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is for 20 years.
      Was this review helpful? 2
      , vadodara
      Reviewed on Oct 02, 2018
    • ICICI Bank Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with ICICI bank and the experience was good, the loan amount was for Rs 13 lacs with less interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is 20 years.
      Was this review helpful? 3
      , vadodara
      Reviewed on Sep 25, 2018
    • LIC Housing Home Loan
      "LIC HOME LOAN"
      0.5 1.0/5 "Really Bad"
      Never take home loan from LIC... worst structure. be mindful before going for home loan at LIC. They will never decrease home loan rate even if it it will go down and they may increase it if RBI increase Repo rate. careful guys. you can get at better rates
      Was this review helpful? 8
      , vadodara
      Reviewed on Aug 11, 2018
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