A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 45 Vadodara Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.75% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.85% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Vadodara Home Loan Reviews

    • Bank Bazaar Customer Support
      "Its Nice service"
      0.5 5.0/5 "Blown Away!"
      I got satisfactory service from Bank Bazaar, they helping the people to connect with the bank without any hassles. When I reach them for the home loan, they helped on the loan process. I came to know Bank Bazaar through Internet and advertisement then I found right financial website.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 13, 2017
    • HDFC Limited Home Loan
      "Very Good"
      0.5 4.5/5 "Excellent!"
      I approached HDFC LTD directly to take home loan, what ever amount I requested, they sanctioned fulfilled my requirements. when I taken approached them for the loan, at the interest rate was low, now they providing the interest rate around 10% and it was on the higher side.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 13, 2017
    • Bank Bazaar Customer Support
      "Its a good website"
      0.5 4.0/5 "Great!"
      I liked Bank Bazaar customer service very much, I got customer satisfactory service from Bank Bazaar end. Whatever queries I had, they helped me to resolve it. I am getting prompt service from bankbazaar and the website is also good to check all the financial information.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 13, 2017
    • HDFC Limited Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      Currently I am relocating to other place hence I dropped the plan right now to take home loan. I will be planning to take home loan after six months. HDFC Ltd service was good, I am fine with their interest rate and processing charges for the home loan.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Be flexible in ROI"
      0.5 3.5/5 "Pretty good"
      The process to get my home loan from ICICI Bank was not troublesome. The documentation was easy and the disbursement happened on time as well. But the bank does not reduce the interest rate when RBI drops the rates. I had taken a floating interest rate, the bank is on time to increase it but not decrease it.
      Was this review helpful? 1
      , vadodara
      Reviewed on Jun 10, 2017
    • HDFC Limited Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      HDFC limited rate of interest was around 10.15% for the home loan and now ist 9% and their customer service was good one with them, I would like to say that everything went well with them .I had taken this loan during the year 2012 Services are good one with the HDFC limited and tenure was for 12 years.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 05, 2017
    • Corporation Bank Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I had taken housing loan from Corporation bank. The loan amount was 4.75 lakhs. Interest rate was 11.9%. But then I am not happy with corporation bank because their rules are regulations are heavy. They have to improve their customer service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 03, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      After I applied for a loan with bankbazaar I got an immediate call from their end. The executives even coordinated with the bank and helped me on the loan process. But I had not taken loan from bank bazaar I took it from my friend but really appreciated the way they responded it was indeed really good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 03, 2017
    • HDFC Limited Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      There is regular follow up from hdfc ltd for my home application They kept giving me a timely feedback and nothing was hidden from me. The rate of interest was8.55% floating processing charges was nominal and the EMI is 9000k for 20 years. Overall a nice experience on my home loan.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 03, 2017
    • LIC Housing Home Loan
      "Excellent"
      0.5 3.0/5 "Satisfactory"
      I am quite happy that my home loan has been approved by LIC of India and It was pretty hassle pretty hassle free, documentation part was really bad after submitting all the documents they are calling every 15 to 20 days and saying please provide this documents that documents and all. Processing time was around 2.5 months but I had to take loan so only I am ok & satisfied with the services offered by LIC. Rate of interest is 9% & documentation charges where 4000 rupees.
      Was this review helpful? 3
      , vadodara
      Reviewed on May 25, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar delivered fast service for my loan application. I got quick response from them and they promptly followed my application and provided a good service. Even they assigned my application to the bank without any delay. Overall service is good.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 15, 2017
    • HDFC Limited Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I preferred HDFC Ltd for my home loan and the process went good with the help of the bank executives. I received a very good response from them. They are very responsive towards my application. Moreover I am satisfied with the rate of interest quoted by HDFC Ltd.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 15, 2017
    • Bank Bazaar Customer Support
      "Wonderful to have services from Bankbazaar.com"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is fine and they have contacted me again to get the confirmation regarding the approval of the loan. Response with the Bankbazaar.com is fantastic one and according to my perspective they have done up the work in the good way.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 26, 2017
    • Axis Bank Home Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Axis bank have provided me the best rate of interest with less processing charges, also they have offered me around 8.5% for my home loan, which is floating. Response was good one with the Axis bank and their executive have helped me in every way regarding the total process.
      Was this review helpful? 1
      , vadodara
      Reviewed on Apr 26, 2017
    • Oriental Bank of Commerce Home Loan
      "No Response"
      0.5 2.0/5 "Expected more"
      I did not receive proper response from Oriental bank of Commerce on my home loan application. I called them for two to three times but I am not satisfied with their service, hence I just switched over to DHFL where I got enough response, even the loan amount been disbursed as well.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 17, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar executives contacted me immediately when I submitted my application with them. Also I received a good support from them . Bankbazaar had done their job well they are very prompt in forwarding my application to the bank. Their website is easy to navigate and it contains full of financial information.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 17, 2017
    • Punjab National Bank Home Loan
      "AVERAGE"
      0.5 3.5/5 "Pretty good"
      The home loan which I availed from Punjab National bank was okay. They responded to my application on time. The loan was processed in a time span of 4 to 5 days total loan amount I have opted for 30.8 lakhs and the rate of interest was 8.5%. The processing charges were around 5000 Rupees. The only challange here is that, I was not ready to take insurance but they have forced me to take it and I have not received my documents as well till date.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 17, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar helped me a lot to process my home loan. When I submitted my application with them, they promptly followed up and they suggested the bank according to my requirements. I had received regular followups and information from bankbazaar on my loan application.
      Was this review helpful? 1
      , vadodara
      Reviewed on Apr 13, 2017
    • Axis Bank Home Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      I approached Axis bank for my home loan through online source. They were very responsive on my home loan application. Interest rate is good and satisfactory. But I would like to point out something on their customer service which is, they suppose to disburse the loan on 10th of Mar'17 but I received it on 14th of Mar'17, there was a dealy of 4 days . So I just raised a request to waive off interest rate for 4 days but they waived off for 3 days. Other than that, it is a better service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 13, 2017
    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar has got the excellent service along with the customer support and responsiveness. Totally I had availed two products through bank bazaar which is personal loan and home loan. I had also recommended bank bazaar to my friends. I like bank bazaar portal very much and bank bazaar portal is easy to use and customer friendly.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 11, 2017
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    Vadodara Home Loan is Rated as "Great!" by 271 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state.It is the 20th largest city in India and the 3rd biggest city in Gujarat. Due to its rich cultural heritage, Vadodara is also popularly known as the “Sanskrit Nagar” or the “Kala Nagari”.Vadodara’s economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Vadodara Home Loan if you are

    01
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    03
    04
    Vadodara Home Loan Minimum Age

    At least 21 years old

     Vadodara Home Loan Maximum Age

    Less than 65 years old

    Vadodara Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Vadodara Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vadodara Home Loan amount eligibility is based on these factors

    01
    02
    03
    Vadodara Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Vadodara Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Vadodara Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vadodara Home Loan amount by these steps

    01
    02
    03
    Vadodara Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Vadodara Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Vadodara Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Vadodara Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vadodara Home Loan Interest RatesUpdated on 26 Jun 2017

    Vadodara Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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