A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Vadodara Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.50% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Vadodara Home Loan Reviews

    • Punjab National Bank Home Loan
      "Be consistent in the details"
      0.5 1.0/5 "Really Bad"
      PNB housing finance was not a good one for me, though they were okay in the process. They have charged me 100% of the processing fees when I was supposed t be charged only 50%. I had to pay more than 11k. They need to be consistent in the whole process.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 23, 2017
    • Vijaya Bank Home Loan
      "not good"
      0.5 2.0/5 "Expected more"
      It was a real bad experience i had with VIJAYA BANK .i took loan on 2016 last year and they provided me the rate of interest of 9.56% and they gave me processing fee of 0.5% i was really unhappy with this . as i was in a urgency and did not had any other option i took the loan . really the customer is also very bad .
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Good one"
      0.5 3.5/5 "Pretty good"
      With BANK BAZAAR it was a good experience i had . bank bazaar is doing a wonderful job of gathering all the data required to the customer in terms of any thing . bank bazaar gets everything in a one place so the customer need not run around for comparing one bank with other i can do it sitting at home also u can compare and choose the right information.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 21, 2017
    • Punjab National Bank Home Loan
      "Good one"
      0.5 4.0/5 "Great!"
      IT was a good experience i had with the PNB HOUSING FINANCE LIMITED for my home loan process .That PNB housing finance was good with the customer service end and everything information was delivered to me in a proper way . the PNB housing finance was giving me a rate of interest of 8.65% and also the processing fee was quite a high then the other bank . after that i changed my plan so didn't opt for the loan .
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 21, 2017
    • ICICI Bank Home Loan
      "Bad"
      0.5 1.0/5 "Really Bad"
      Customer service was real bad i received call from the ICICI BANK for my home loan process .As i was out of station of i told them to text me that information and the required docs what all r required for the loan . Neither i received any text nor any call from their side . When i called back on the same number some other representative received the call and said me that he will make him call me back and then the call came after a month . So i am not happy with the service provided from HDFC BANK FOR THE HOME LOAN .
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 21, 2017
    • Bank Bazaar Home Loan
      "Great response and providing true information "
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is a awesome website for consumer. they are providing true information and rate of interest. Consumer can getting more and more responses from banks. Thank you so much for making this website. Great Website..................
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 20, 2017
    • Dena Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Service is good from DENA bank ,representatives and customer service was also helpful during my loan process. I have also suggested by buiders as they have a very fast process .Even the rate of intrest rate was also fine and I am very much comfortable with that.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 05, 2017
    • Bank Bazaar Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Good service from Bankbazaar ,I use to get regular followup calls from Bankbazaar always .Representatives were always cooperative and helpful during my loan process which helped me a lot. To conclude I would say bankbazaar is too great in providing service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 05, 2017
    • HDFC Limited Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Intrest rate was high ,my builders suggested me other bank as they need immediate cash to process .HDFC process was little slow for approval ,by that time my loan was approved from other banker which is suggested by my buider .But overall service was good .
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 05, 2017
    • ICICI Bank Home Loan
      "Quick Service"
      0.5 5.0/5 "Blown Away!"
      ICICI has offered me a home loan around a year ago. They have disbursed my loan within 15 days of time after the documentation process. The rate o interest is nominal when compared with others. The fore closure and the part payment options are available with the ICICI bank home loan.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 29, 2017
    • Bank Bazaar Home Loan
      "Fantastic"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is good one and they have contacted me for the financial inquiry, which I have made and everything went in fine way. Service aspects are also good one with the Bankbazaar.com. I dont have any issues with them till now.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 26, 2017
    • ICICI Bank Home Loan
      "Better "
      0.5 5.0/5 "Blown Away!"
      My advisor have told that there are some other bankers whom are really better than ICICI bank for the home loan. Customer service is better one with the ICICI bank. I would like to say that the response is also good one with the ICICI bank.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 26, 2017
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good experience from Bankbazaar.com they helped me to get the loan through with HDFC ltd and I had received an immediate response from bankbazaar on my home loan application they have co ordinated very well with me.I would like to say that the response is very good with the Bankbazaar.com also this is my first experience that I had with bankbazaar.com.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 22, 2017
    • HDFC Limited Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My home loan is from HDFC Ltd and the process for it was done as how I needed it. I got the funds on time and it was a smooth process for me. There were no much of difficulties faced. The rate of interest and charges were nominal like around Rate of interest thy have offered me is 8.5%. The after loan services has also been convenient.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 22, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      Bankbazaar.com is good portal to connect with the bankers also I am with Bankbazaar from the last two months of time. I would like to say that the online portal of the Bankbazaar.com is very much easy to use also I am okay with Bankbazaar.com..
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 21, 2017
    • Punjab National Bank Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Experience was a kind of okay with the PNB housing finance limited. Customer service is really good and the response is really good one with them for the home loan, which I have applied, also they are always there to serve the customers and they are very much helpful in resolving customer queries.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 21, 2017
    • Bank Bazaar Home Loan
      "Moderate Service"
      0.5 3.5/5 "Pretty good"
      The services are good with Bankbazaar. I approached bankbazaar for the home loan. I submitted the loan application online. The web portal is quite good to handle and it is very informative. The customer service and response are moderate...
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
    • Punjab National Bank Home Loan
      "Nice Experience"
      0.5 4.5/5 "Excellent!"
      Definitely I had received a good response from PNB Housing Finance Ltd for the home loan. The rate of interest is quite good. Initially I faced some issues during the process but the executive handled the situation and overall it was nice experience with PNB for home loan.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
    • Axis Bank Home Loan
      "Overall good and high on charges"
      0.5 4.0/5 "Great!"
      I earlier had my home loan with Axis Bank and the process was good and on time. The customer services was also communicative at the right time. The only reason I moved my loan to another bank, because Axis was not ready to lower the rate of interest when the rates dropped. The rate offered after demonetisation was around 9%.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
    • Bank Bazaar Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This is my first time at Bankbazaar and it was a excellent experience. The team helped me to find the right bank as I was confused to choose a bank because of the rate of interest. I got support and also got a good deal because of Bankbazaar support.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
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    Vadodara Home Loan is Rated as "Great!" by 298 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Vadodara Home Loan

    Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state.It is the 20th largest city in India and the 3rd biggest city in Gujarat. Due to its rich cultural heritage, Vadodara is also popularly known as the “Sanskrit Nagar” or the “Kala Nagari”.Vadodara’s economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Vadodara Home Loan if you are

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    Vadodara Home Loan Minimum Age

    At least 21 years old

     Vadodara Home Loan Maximum Age

    Less than 65 years old

    Vadodara Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Vadodara Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vadodara Home Loan amount eligibility is based on these factors

    01
    02
    03
    Vadodara Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Vadodara Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Vadodara Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vadodara Home Loan amount by these steps

    01
    02
    03
    Vadodara Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Vadodara Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Vadodara Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Vadodara Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vadodara Home Loan Interest RatesUpdated on 24 Sep 2017

    Vadodara Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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