A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 43 Vadodara Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.65% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
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  • Vadodara Home Loan Reviews

    • Bank Bazaar Customer Support
      "Moderate Service"
      0.5 3.5/5 "Pretty good"
      The services are good with Bankbazaar. I approached bankbazaar for the home loan. I submitted the loan application online. The web portal is quite good to handle and it is very informative. The customer service and response are moderate...
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
    • Punjab National Bank Home Loan
      "Nice Experience"
      0.5 4.5/5 "Excellent!"
      Definitely I had received a good response from PNB Housing Finance Ltd for the home loan. The rate of interest is quite good. Initially I faced some issues during the process but the executive handled the situation and overall it was nice experience with PNB for home loan.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
    • Axis Bank Home Loan
      "Overall good and high on charges"
      0.5 4.0/5 "Great!"
      I earlier had my home loan with Axis Bank and the process was good and on time. The customer services was also communicative at the right time. The only reason I moved my loan to another bank, because Axis was not ready to lower the rate of interest when the rates dropped. The rate offered after demonetisation was around 9%.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This is my first time at Bankbazaar and it was a excellent experience. The team helped me to find the right bank as I was confused to choose a bank because of the rate of interest. I got support and also got a good deal because of Bankbazaar support.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
    • ICICI Bank Home Loan
      "Good experience & efficient process"
      0.5 4.5/5 "Excellent!"
      The experience was good and the guys from ICICI bank was friendly and everything was on time. I got a rate of interest of 8.7% and there were normal charges, like a balance transfer fee as I was shifting this home loan from another bank and the other charges. It was normal and acceptable.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
    • Bank Bazaar Customer Support
      "Overall a good experience"
      0.5 4.0/5 "Great!"
      It was overall a good experience with Bankbazaar.com and the customer services are good and the team did not delay in reaching out to me. The website is also designed well and it is simple so any one can navigate through it without any inconvenience.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 05, 2017
    • Punjab National Bank Home Loan
      "Team leads need to be more proactive"
      0.5 4.0/5 "Great!"
      It is a average experience with PNB housing finance, when they contacted me from the bank they sent their executive and that guy who was taking care of my file quit the job. They have a problem with the manpower. So there was a delay till the next executive took over. I got the home loan within 15 to 20 days. The processing fees was of 5750 and the rate of interest was of 8.5% which will be on a fixed basis for one year.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 05, 2017
    • Bank Bazaar Customer Support
      "Average"
      0.5 3.0/5 "Satisfactory"
      The services are good from Bankbazaar, the customer services are good and they responded well too. It would have been better if the there were follow up calls as well. The website is nice and easy to follow and the details on the site is useful.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 05, 2017
    • HDFC Limited Home Loan
      "Need to be more proactive"
      0.5 3.0/5 "Satisfactory"
      It was overall a good experience with HDFC Ltd and I got the home loan in a month. It was a delay and it would have been better if the team was more proactive. The rate of interest was of 8.5% on a floating and the processing charges were also very much average too. The after loan services were good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 05, 2017
    • HDFC Limited Home Loan
      "Good deal"
      0.5 5.0/5 "Blown Away!"
      HDFC LTD has been really good in their services and process. I had taken my home loan from them and the documentation were very much normal. The disbursement of funds were done on time and the after loan services are also good. I got a good deal on the interest rate and charges.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jul 24, 2017
    • Bank Bazaar Customer Support
      "Finance on phone Just click and tensions free"
      0.5 4.5/5 "Excellent!"
      It's very easy to contact any bank for any reqirement and also the information about best schemes were also provided. It's also shown our eligiblity. I also got a credit card before 4 2month and now also applied for a home loan Thank all for your response and the Team of Bank Bazar Best Bank service provider of India.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jul 22, 2017
    • Bank Bazaar Customer Support
      "Its Nice service"
      0.5 5.0/5 "Blown Away!"
      I got satisfactory service from Bank Bazaar, they helping the people to connect with the bank without any hassles. When I reach them for the home loan, they helped on the loan process. I came to know Bank Bazaar through Internet and advertisement then I found right financial website.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 13, 2017
    • HDFC Limited Home Loan
      "Very Good"
      0.5 4.5/5 "Excellent!"
      I approached HDFC LTD directly to take home loan, what ever amount I requested, they sanctioned fulfilled my requirements. when I taken approached them for the loan, at the interest rate was low, now they providing the interest rate around 10% and it was on the higher side.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 13, 2017
    • Bank Bazaar Customer Support
      "Its a good website"
      0.5 4.0/5 "Great!"
      I liked Bank Bazaar customer service very much, I got customer satisfactory service from Bank Bazaar end. Whatever queries I had, they helped me to resolve it. I am getting prompt service from bankbazaar and the website is also good to check all the financial information.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 13, 2017
    • HDFC Limited Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      Currently I am relocating to other place hence I dropped the plan right now to take home loan. I will be planning to take home loan after six months. HDFC Ltd service was good, I am fine with their interest rate and processing charges for the home loan.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 13, 2017
    • ICICI Bank Home Loan
      "Be flexible in ROI"
      0.5 3.5/5 "Pretty good"
      The process to get my home loan from ICICI Bank was not troublesome. The documentation was easy and the disbursement happened on time as well. But the bank does not reduce the interest rate when RBI drops the rates. I had taken a floating interest rate, the bank is on time to increase it but not decrease it.
      Was this review helpful? 1
      , vadodara
      Reviewed on Jun 10, 2017
    • HDFC Limited Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      HDFC limited rate of interest was around 10.15% for the home loan and now ist 9% and their customer service was good one with them, I would like to say that everything went well with them .I had taken this loan during the year 2012 Services are good one with the HDFC limited and tenure was for 12 years.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 05, 2017
    • Corporation Bank Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I had taken housing loan from Corporation bank. The loan amount was 4.75 lakhs. Interest rate was 11.9%. But then I am not happy with corporation bank because their rules are regulations are heavy. They have to improve their customer service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 03, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      After I applied for a loan with bankbazaar I got an immediate call from their end. The executives even coordinated with the bank and helped me on the loan process. But I had not taken loan from bank bazaar I took it from my friend but really appreciated the way they responded it was indeed really good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 03, 2017
    • HDFC Limited Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      There is regular follow up from hdfc ltd for my home application They kept giving me a timely feedback and nothing was hidden from me. The rate of interest was8.55% floating processing charges was nominal and the EMI is 9000k for 20 years. Overall a nice experience on my home loan.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 03, 2017
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    Vadodara Home Loan is Rated as "Great!" by 282 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state.It is the 20th largest city in India and the 3rd biggest city in Gujarat. Due to its rich cultural heritage, Vadodara is also popularly known as the “Sanskrit Nagar” or the “Kala Nagari”.Vadodara’s economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Vadodara Home Loan if you are

    01
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    03
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    Vadodara Home Loan Minimum Age

    At least 21 years old

     Vadodara Home Loan Maximum Age

    Less than 65 years old

    Vadodara Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Vadodara Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vadodara Home Loan amount eligibility is based on these factors

    01
    02
    03
    Vadodara Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Vadodara Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Vadodara Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vadodara Home Loan amount by these steps

    01
    02
    03
    Vadodara Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Vadodara Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Vadodara Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Vadodara Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vadodara Home Loan Interest RatesUpdated on 16 Aug 2017

    Vadodara Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

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