A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Vadodara Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Vadodara Home Loan is Rated as "Great!" by 340 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Vadodara Home Loan

    Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state.It is the 20th largest city in India and the 3rd biggest city in Gujarat. Due to its rich cultural heritage, Vadodara is also popularly known as the “Sanskrit Nagar” or the “Kala Nagari”.Vadodara’s economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Vadodara Home Loan if you are

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    03
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    Vadodara Home Loan Minimum Age

    At least 21 years old

     Vadodara Home Loan Maximum Age

    Less than 65 years old

    Vadodara Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Vadodara Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vadodara Home Loan amount eligibility is based on these factors

    01
    02
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    Vadodara Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Vadodara Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Vadodara Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vadodara Home Loan amount by these steps

    01
    02
    03
    Vadodara Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Vadodara Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Vadodara Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Vadodara Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vadodara Home Loan Interest RatesUpdated on 13 Dec 2017

    Vadodara Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Vadodara Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I am using the bank bazaar website nearly about 4 to 5 months. It was a great experience. The customer service and response is good. I had a proper followups. The online website is easy to access and very simple. The speed and accuracy is also good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 22, 2017
    • Punjab National Bank Home Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      The loan experience was almost great with PNB Housing Finance Ltd. They have offered me 48L as a home loan. The response was proper. They provided a doorstep service for documentation. ROI was 8.7% and I am happy with the interest rate. There is no pre closure charges. They have sanctioned the loan on time.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar provides good services on financial products when compared to all other banking websites. It was overall a good experience with bankbazaaar. I know bankbazaar.com from last 3 years. The customer service was good and their response was prompt. I use both mobile app and website, it is easy to use and the website is well maintained.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 15, 2017
    • Axis Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from Axis bank, my loan application was closed as i have the home loan from other bank. When it comes to customer service, it was good and they responded on time and there was no delay in response, all the information was given correctly. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 15, 2017
    • Bank of Baroda Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from Bank of Baroda and the bank is excellent in the customer services. They inform me the details clearly and then proceed ahead for the loan. The interest rate and processing charges are also reasonable and the after loan services are good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 08, 2017
    • HDFC Limited Home Loan
      "HDFC Home Loan is recommendable"
      0.5 5.0/5 "Blown Away!"
      HDFC LTD becomes more trustworthy once they do the things they promise. I was promised that I would get the loan within 20 days, but, I got the loan within couple of weeks which was so impressive. Their communication part is very good, and Rate of Interest of 8.65% is pretty decent and it is according to the market standards. I have already recommended this institution to couple of my collegues.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 29, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      From the date I applied for my loan through Bankbazaar.com it was very awesome experience I had with Bankbazaar.com . I applied through Bankbazaar.com website which contains lot of information regarding all the financial services it was a excellent experience I had with Bankbazaar.com.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 25, 2017
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I have taken a home loan through HDFC ltd the service from HDFC ltd was excellent ,customer service is good and the important part in HDFC ltd service is the rate of interest they offered was really great compare to others in the market and the documents have been collected by their staff from my door step ,I am happy with the service of HDFC ltd for my home loan service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 25, 2017
    • Bank Bazaar Home Loan
      "Very good service"
      0.5 3.0/5 "Satisfactory"
      The bank bazaar helped me to choose the best partner bank in regards to my home loan application. The customer support is prompt with bank bazaar and they gave immediate to my home loan . I use the bank bazaar website which is easy to use and customer friendly.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 24, 2017
    • HDFC Limited Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I got the home loan with HDFC limited , they have disbursed my loan within 15days of time. The customer support was very good with HDFC limited. The rate of interest which was offered is 8.35% which is nominal with HDFC limited, when compared with others.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 24, 2017
    • Bank Bazaar Home Loan
      "Easy for any query and no waiting"
      0.5 4.5/5 "Excellent!"
      I am afraid of going to bank standing in queue and getting my query solved. Bankbazaar process is very easy and convenient through bank bazaar. This is my 3rd experience for the loan and buing new credit card. wow, kudos thank you team bank bazar. keep it up ..will surely use this services for everytime. trustable fair and easy to compare with different banks
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com people are doing good job, Bank Bazaar gave me prompt response for Home loan. They have contacted me next day of my loan request. Bank Bazaar suggested multiple option and helped to compare various interest rate in the market,and the customer service kept following up with me.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 15, 2017
    • HDFC Limited Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken my home loan from HDFC LTD housing loan for the tenure of 20 years.The customer service team are very much supportive. And I got the home loan for 13lakhs and RATE OF INTREST they offered me is 9.55% and now it got reduced to 9.25%.The one thing i dint like about HDFC ltd home loan is they gave 11.5 lakhs where i was in need of 13 lacks, The have given the reason that because your getting salary via cash so this much only they can offer.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 15, 2017
    • Bank Bazaar Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I would say Bankbazaar service is fine, when compared to other financial portals in the market, customer service is very helpful I use to get regular followups from Bankbazaar representatives but I never have checked with Bankbazaar website still I can say the overall service is average from Bankbazaar.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I can say that HDFC LTD service is fine, from the date I applied for my loan . Customer service and other representatives are very good and responsible so I don't have any queries with HDFC LTD service though I had some personal issue so it was the main reason that I was unable to process my loan further with HDFC LTD.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • Oriental Bank of Commerce Home Loan
      "Fast Process and Good Family Bank"
      0.5 4.5/5 "Excellent!"
      I took home loan from my home branch, they have provided me very best interest rate around 8.3% and they had taken some processing fee it was very low. I have purchased an apartment, they released one shot of loan amount based on the property construction.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Good Website"
      0.5 4.0/5 "Great!"
      Bank Bazaar is a very good online portal, I could see other bank information without visiting to the branch. Their representative are very polite and very helpful to resolve on my queries. Completely I am very much satisfied with their service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • Punjab National Bank Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      My home loan got approved from another bank before PNB Housing. They told me to arrange the documents but I asked PNB person to visit directly, meanwhile I submitted my documents to other banks and it got approved. Hence I don't have interest to process my application further with PNB Housing.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Good Financial Website"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is a good financial website as their customer service is up to the mark with regular and immediate calls made and their responsiveness is also good as they provide a lot of information regarding the financial products. My experience with them overall was good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "satisfied"
      0.5 5.0/5 "Blown Away!"
      I had applied for a home loan with HDFC Limited but did not proceed with the application as i had postponed the plan. I would however like to say that the experience with them through the initial process was good as i received a good response and service from them.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 10, 2017
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