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    We found 36 Vadodara Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.65% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Vadodara Home Loan is Rated as "Great!" by 353 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Vadodara Home Loan

    Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state.It is the 20th largest city in India and the 3rd biggest city in Gujarat. Due to its rich cultural heritage, Vadodara is also popularly known as the “Sanskrit Nagar” or the “Kala Nagari”.Vadodara’s economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Vadodara Home Loan if you are

    01
    02
    03
    04
    Vadodara Home Loan Minimum Age

    At least 21 years old

     Vadodara Home Loan Maximum Age

    Less than 65 years old

    Vadodara Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Vadodara Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vadodara Home Loan amount eligibility is based on these factors

    01
    02
    03
    Vadodara Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Vadodara Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Vadodara Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vadodara Home Loan amount by these steps

    01
    02
    03
    Vadodara Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Vadodara Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Vadodara Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Vadodara Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vadodara Home Loan Interest RatesUpdated on 26 May 2018

    Vadodara Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Vadodara Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 1 year, the services provided by bankbazaar is good when compared to all other banking websites. My experience with bankbazaar was good so far. Customer service was good and they responded on time. The website of bankbazaar is user friendly and easy to use.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 17, 2018
    • HDFC Limited Home Loan
      "Need to reduce ROI"
      0.5 3.0/5 "Satisfactory"
      I have applied for the home loan from HDFC LTD, the loan application was closed because the documents were not ready without which they cannot proceed. Customer service was good with HDFC LTD and the rate of interest of 8.6% was high when compared to other sources.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 17, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience with bankbazaar so far, they provide good services on financial products when compared to all other sources in the market. Customer service was very good and they responded on time. I am using the website from last 2-3 years, it is easy to use and is user friendly.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 15, 2018
    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My home loan experience was very good with HDFC LTD, the loan amount was based on my requirement and the rate of interest was nominal when compared to all other sources. The process was smooth and my loan was disbursed within 1 week. Customer support followed up on time and their response was good.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 15, 2018
    • Bank Bazaar Home Loan
      "Good tool for selecting home loan product"
      0.5 5.0/5 "Blown Away!"
      I was worried about home loan & was not having time to go to each & every bank.Bank bazar makes comparison very easy & good enough in deciding the right product.The EMI , tenure & other details are easily available .I recommend bank bazar .com for speedy decision making .
      Was this review helpful? 0
      , vadodara
      Reviewed on May 01, 2018
    • HDFC Limited Home Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      My home loan is with HDFC LTD. It is a good process and the banking is also good. There were no hassles in the process and it was also convenient to get the loan through. I am using the services from 2014. The rate of interest and processing charges is normal.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 01, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 5 years, my experience was good so far with bankbazaar. The services provided by bankbazaar is good when compared to all other sources in the market. Customer service was good and their response also good. Both mobile application and website is easy to navigate and is user friendly.
      Was this review helpful? 0
      , vadodara
      Reviewed on Feb 24, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      My home loan application was approved with HDFC LTD and the experience was good. The process was smooth and i received my loan amount on time.I have taken loan for Rs 9.4 lakhs with the rate of interest of 8.5% which is nominal rate. I pay an EMI of Rs 11150 and tenure of this loan is 12 years. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , vadodara
      Reviewed on Feb 24, 2018
    • Axis Bank Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It took around a month time to disburse the loan amount from the Axis bank. The Axisd bank executives came to my place to collect the documents. The required loan amount has been given and I am satisfied with it. The rate of interest is average as per the market rate.
      Was this review helpful? 0
      , vadodara
      Reviewed on Feb 14, 2018
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a Home loan with ICICI bank.I pay an EMI amount of 25,000.The total tenure is 10 years another 4 years left.Rate of interest is nominal 8.35% as compared to other banks its very comfortable to purchase with them.Net banking i don't use it much.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jan 30, 2018
    • Bank Bazaar Home Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      Support to poor people. From the bank bazaar side the customer service was good and very helpful . I received Call within 3 days of time and everything was explained to me . Its been 4 years now that i am using the Bank Bazaar user good i would say the site is very much user friendly and it was a good experience I would say.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 26, 2017
    • Bank Bazaar Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar . The customer service is really good form their end and within a day i received call and he explained me everything in detailed way . The Website of bank bazaar was user friendly and it was really easy to use and the site is very much user friendly.
      Was this review helpful? 1
      , vadodara
      Reviewed on Dec 22, 2017
    • HDFC Limited Home Loan
      "NOT HAPPY"
      0.5 1.5/5 "Bad"
      It was not a good experience with HDFC LTD for the loan process i applied for , it could have been more in a better way as i thought . From the institution side no one called and not even once they tried . The Customer service was good i can't blame the institution it is the branch, from the bank side no information was given regarding the loan process .
      Was this review helpful? 3
      , vadodara
      Reviewed on Dec 22, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I am using the bank bazaar website nearly about 4 to 5 months. It was a great experience. The customer service and response is good. I had a proper followups. The online website is easy to access and very simple. The speed and accuracy is also good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 22, 2017
    • Punjab National Bank Home Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      The loan experience was almost great with PNB Housing Finance Ltd. They have offered me 48L as a home loan. The response was proper. They provided a doorstep service for documentation. ROI was 8.7% and I am happy with the interest rate. There is no pre closure charges. They have sanctioned the loan on time.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 22, 2017
    • Bank Bazaar Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar provides good services on financial products when compared to all other banking websites. It was overall a good experience with bankbazaaar. I know bankbazaar.com from last 3 years. The customer service was good and their response was prompt. I use both mobile app and website, it is easy to use and the website is well maintained.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 15, 2017
    • Axis Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from Axis bank, my loan application was closed as i have the home loan from other bank. When it comes to customer service, it was good and they responded on time and there was no delay in response, all the information was given correctly. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 15, 2017
    • Bank of Baroda Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from Bank of Baroda and the bank is excellent in the customer services. They inform me the details clearly and then proceed ahead for the loan. The interest rate and processing charges are also reasonable and the after loan services are good.
      Was this review helpful? 1
      , vadodara
      Reviewed on Nov 08, 2017
    • HDFC Limited Home Loan
      "HDFC Home Loan is recommendable"
      0.5 5.0/5 "Blown Away!"
      HDFC LTD becomes more trustworthy once they do the things they promise. I was promised that I would get the loan within 20 days, but, I got the loan within couple of weeks which was so impressive. Their communication part is very good, and Rate of Interest of 8.65% is pretty decent and it is according to the market standards. I have already recommended this institution to couple of my collegues.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 29, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      From the date I applied for my loan through Bankbazaar.com it was very awesome experience I had with Bankbazaar.com . I applied through Bankbazaar.com website which contains lot of information regarding all the financial services it was a excellent experience I had with Bankbazaar.com.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 25, 2017
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