A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Vadodara

    You can apply for a home loan from banks in Vadodara at interest rates ranging between 7% p.a. - 8.8% p.a. with loan amount up to Rs.75 lakh and above and with repayment tenure up to 30 years. The processing fee charged is up to 0.5% of the loan amount.

    Home Loan Interest Rate in Vadodara

    Interest Rates 7% p.a. - 8.8% p.a.
    Processing fee 0.5% of the loan amount
    Maximum Loan Amount Loan amount above Rs.75 lakh
    Maximum Tenure Up to 30 years

    Compare: Home Loan Interest Rate

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    We found 37 Vadodara Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.35% - 9.18% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 9.50% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 11.75%
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.80% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50%(Min ₹10,000) One time fee
    Rs.1Cr - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 7.15% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Vadodara

    Home Loan Providers Branch Location
    HDFC Bank 1st Floor, City Centre, Nyay Mandir
    Vadodara - 390001
    Bank of Baroda Omkar Residency Darbar Chokdi Majalpur,
    Vadodara – 390011
    Indian Bank Aristo Shop no: 11 to 18, G F Opp NAC Rachna,
    International School, Vasna Bhyali, T P 2,
    Vadodara - 391410
    State Bank of India Madhuvan Complex, Manjalpur Road,
    Near Lalbaug Railway Crossing, Lalbaug, Manjalpur,
    Vadodara, Gujarat – 390011
    UCO Bank Apsara Apartment Dandia Bazar
    Opp Dalson Watch Prof. Manekrao Road,
    Vadodara
    ICICI Bank Shop no – 2, Ground Floor, Vincenza House,
    20 Friends Colony, Alkapuri,
    Vadodara - 390007
    Punjab National Bank Shop No. 1, 2 & 3 Ground Floor,
    Vinayak Gold, Ajwa Main Road,
    Vadodara

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years Voter ID card, PAN card, driving license
    Residency Should be a resident of India Passport, Aadhaar card, PAN Card
    Employment Self-employed or salaried Employee ID, etc.
    Income Salaried - At least Rs.10,000 p.m.
    Self-employed - At least Rs.2 lakh p.a.
    • Bank statement,
    • bank passbook
    • last 3 months salary slip
    • last 6 months salary slip
    • latest Form 16 and IT returns, and
    • Business proof/trade professional license/sales tax returns

    You can visit the branch of these banks or apply online on the official website of the bank of your choice to apply for a home loan. It is recommended you check the eligibility criteria before applying for a home loan. If you feel that you meet the criteria, and the home loan offered by a bank is suitable for you then go ahead and apply for a home loan.

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    Vadodara Home Loan Reviews

    • review Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I took home loan from MAGMA HOUSING FINANCE on 6 months back , the loan duration of 20 years for the amount of 18L. The amount was sanctioned by one month. To buy the flat taken this loan. EMI need to pay of 15,600 rupees. There is pre closure is applicable. The customer service is good.
      Was this review helpful? 10
      , vadodara
      Reviewed on Mar 06, 2020
    • ICICI Bank
      ICICI Bank Home Loan
      "Delighted "
      0.5 4.5/5 "Excellent!"
      ICICI Bank, they offered me a home loan and the loan amount was Rs. 35L. The rate of interest as per the market rate but they keep on changing. I opted for the tenure period of 15 years and i am paying EMI of 40K since have an account in this bank so i got this offer.
      Was this review helpful? 5
      , vadodara
      Reviewed on Mar 02, 2020
    • HDFC Limited Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC Ltd Home loan through Online .I have not taken this loan since salary was less .I have got all the required details about the loan process .The rate of interest and the processing fee was nominal ,I have not submitted any documents ,Due to salary issue not taken this loan .
      Was this review helpful? 0
      , vadodara
      Reviewed on Jul 01, 2019
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have home loan with HDFC BANK . I got the service while taking the loan it was very great experience . They charge rate of interest and i am fine with that . The customer executive is very responsive they help me through out the process . Overall it is good .
      Was this review helpful? 3
      , vadodara
      Reviewed on Jun 23, 2019
    • SBI Home Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      SBI is a government bank, the process was very slow each and everything, I have to keep visiting the branch. The customer service is average. The rate of interest is less which was somewhere around 8.5%. The processing fee was 25K for loan amount of 23L. But there were multiple charges like mortgage, d-mortgage, etc for processing the loan.
      Was this review helpful? 5
      , vadodara
      Reviewed on Jun 22, 2019
    • Bajaj Finserv Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      Currently have a home loan with Bajaj Finserv because they have provided me a same interest rate for home loan as well as top up loan. It was done recently before 2 to 3 months. The interest rate was 9.3% but its high compared to government bank and still am satisfied.
      Was this review helpful? 1
      , vadodara
      Reviewed on Jun 22, 2019
    • ICICI Bank Home Loan
      "Better experience"
      0.5 4.0/5 "Great!"
      I took a home loan with ICICI BANK and when I went for topup to buy another property so moved with SBI who has offered me a good benefit. The customer service is good with ICICI. The loan tenure is 20 years. There is no charges for preclosure. The charges are transparent and it was clearly mentioned on their booklet.
      Was this review helpful? 1
      , vadodara
      Reviewed on Jun 22, 2019
    • Axis Bank Home Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      Axis Bank has provided me a maximum amount of loan to purchase the home, they have provided me 100% funding which am most happy. I have closed the loan. The customer service is better. There was a processing fee and the interest rate is nominal.
      Was this review helpful? 1
      , vadodara
      Reviewed on Jun 22, 2019
    • SBI Home Loan
      "Best service"
      0.5 4.0/5 "Great!"
      I took a home loan in STATE BANK OF INDIA . I have chosen mainly because of interest rate is competitive and the service was very nice. There was a processing fee which was minimal. I am paying EMI's . There was bit delay in getting the loan . Overall it is good .
      Was this review helpful? 2
      , vadodara
      Reviewed on Jun 20, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The experience was good and i am using the loan from last 2.5 years. The documentation process was simple and fast process to get the loan. The processing fee was there with this loan which was 5K approximately. The loan amount was good which was 5L. The rate of interest was nominal with this loan.
      Was this review helpful? 3
      , vadodara
      Reviewed on Jun 08, 2019
    • SBI Home Loan
      "Documentation process should be easy "
      0.5 5.0/5 "Blown Away!"
      Taken my home loan from SBI. While I'm applying the home loan they have given me a very good offers. If i have an anything extra some amount and if we are saving in SBI savings account, they will reduce the interest rate which is SBI Max Gain plan which is only for the home loan customer. They have taken 4 days to sanctioned the loan and the documentation process was fine. I have sent the documents through online.
      Was this review helpful? 2
      , vadodara
      Reviewed on May 28, 2019
    • Allahabad Bank Home Loan
      "Customer friendly with low interest charges & great service"
      0.5 5.0/5 "Blown Away!"
      I have home loan with Allahabad bank, the process was customer friendly. They sanctioned the loan amount within 10 days, the rate of interest is nominal as compared to other banks. I took the loan amount of Rs.25 lakhs for the duration of 15 years.
      Was this review helpful? 5
      , vadodara
      Reviewed on May 25, 2019
    • HDFC Limited Home Loan
      "Good home loan service"
      0.5 5.0/5 "Blown Away!"
      Taken my home loan from HDFC ltd. Bought my loan 10 years back. I had a salary account with them, hence i have selected this bank. I have bought the loan amount of Rs. 5.50 lakhs. I am paying the EMI amount of Rs. 6800. I have selected the tenure period of 20 years. I have paid the processing fee of Rs. 6000.
      Was this review helpful? 1
      , vadodara
      Reviewed on May 22, 2019
    • SBI Home Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      My home loan is running with SBI, the interest rate is very low but they gave me longer duration. I took the amount Rs.17 lakhs for duration of 20 years, the process fee was nominal around Rs.10,000 including insurance fee. The documentation are very simple, bank staff gave me nice response as well.
      Was this review helpful? 1
      , vadodara
      Reviewed on May 16, 2019
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been holding housing loan with HDFC LTD from long time, i am not much satisfied with their service it was quite average, the loan amount they have given me was very less i want to apply again for loan to match as per my requirement, the rate of interest previously was good, but now they have charged me high, and when the rate of interest is high they use to update me via message, but when rate of interest is low they do not update that, like if the rate of interest is less for that they use to charge it, even to reduce the rate of interest many formalities were there .
      Was this review helpful? 0
      , vadodara
      Reviewed on May 14, 2019
    • HDFC Limited Home Loan
      "Good & Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The interest rate is nominal for the home loan even the processing fee is okay on HDFC LTD. They have provided a immediate service and the executive came for document collection. The loan tenure is 23 years. The loan amount was sufficient and its helpful to purchase residential property.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 02, 2019
    • HDFC Limited Home Loan
      "Need to reduce the interest rate and processing fee"
      0.5 5.0/5 "Blown Away!"
      I got my home loan from HDFC LTD through online channel. The services are fine, they have charged me interest rate of 8.99% but its slightly high compared to SBI and other Bank which was around 8.35% which they need to consider. The processing fee is 6K for the loan amount of 10L. The loan duration is 15 years.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 30, 2019
    • HDFC Limited Home Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      My HDFC Limited housing loan verification is very simpler because I have salary account with the HDFC. They just asked two guarantor. I took the loan amount of Rs.5.5 lakhs for the duration of 20 years, I almost paid for 10 years. The interest rate is nominal its floating based on RBI guidelines however its varies.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 24, 2019
    • LIC Housing Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      LIC HOUSING FINANCE has also offered me a home loan. The process was quick and I got the loan on time. The rate of interest is and there were processing charges as well both are very nominal compare to others in the market . The tenure period is 10 year and it is sufficient .
      Was this review helpful? 1
      , vadodara
      Reviewed on Apr 21, 2019
    • HDFC Limited Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The documentation process was easy and quick and HDFC LIMITED have given the good loan amount which was satisfactory. The rate of interest was nominal and it is floating, duration is for 2-3 years for repaying the loan, it has been closed before nearly 10 years.
      Was this review helpful? 2
      , vadodara
      Reviewed on Apr 16, 2019
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