Home Loans in Vadodara

You can apply for a home loan from banks in Vadodara at interest rates ranging between 7% p.a. - 8.8% p.a. with loan amount up to Rs.75 lakh and above and with repayment tenure up to 30 years. The processing fee charged is up to 0.5% of the loan amount.

Home Loan Interest Rate in Vadodara

Interest Rates

7% p.a. - 8.8% p.a.

Processing fee

0.5% of the loan amount

Maximum Loan Amount

Loan amount above Rs.75 lakh

Maximum Tenure

Up to 30 years

Compare: Home Loan Interest Rate

Best Home Loan Providers in Vadodara

Home Loan Providers

Branch Location

HDFC Bank

  1st Floor, City Centre, Nyay MandirVadodara - 390001  

Bank of Baroda

  Omkar Residency Darbar Chokdi Majalpur,Vadodara – 390011  

Indian Bank

  Aristo Shop no: 11 to 18, G F Opp NAC Rachna,International School, Vasna Bhyali, T P 2,Vadodara - 391410  

State Bank of India

  Madhuvan Complex, Manjalpur Road,Near Lalbaug Railway Crossing, Lalbaug, Manjalpur,Vadodara, Gujarat – 390011  

UCO Bank

  Apsara Apartment Dandia BazarOpp Dalson Watch Prof. Manekrao Road,Vadodara  

Punjab National Bank

  Shop No. 1, 2 & 3 Ground Floor,Vinayak Gold, Ajwa Main Road,Vadodara  

Eligibility and Documents Required

Purpose

Eligibility

Documents Required

Age

18 years to 75 years

Voter ID card, PAN card, driving license

Residency

Should be a resident of India

Passport, Aadhaar card, PAN Card

Employment

Self-employed or salaried

Employee ID, etc.

Income

Salaried - At least Rs.10,000 p.m.Self-employed - At least Rs.2 lakh p.a.  

  1. Bank statement,
  2. bank passbook
  3. last 3 months salary slip
  4. last 6 months salary slip
  5. latest Form 16 and IT returns, and
  6. Business proof/trade professional license/sales tax returns

You can visit the branch of these banks or apply online on the official website of the bank of your choice to apply for a home loan. It is recommended you check the eligibility criteria before applying for a home loan. If you feel that you meet the criteria, and the home loan offered by a bank is suitable for you then go ahead and apply for a home loan.

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