A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading

    We found 42 Vadodara Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
     Loading your search... Loading your search...
  • Vadodara Home Loan is Rated as "Great!" by 329 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Vadodara Home Loan

    Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state.It is the 20th largest city in India and the 3rd biggest city in Gujarat. Due to its rich cultural heritage, Vadodara is also popularly known as the “Sanskrit Nagar” or the “Kala Nagari”.Vadodara’s economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Vadodara Home Loan if you are

    01
    02
    03
    04
    Vadodara Home Loan Minimum Age

    At least 21 years old

     Vadodara Home Loan Maximum Age

    Less than 65 years old

    Vadodara Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Vadodara Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vadodara Home Loan amount eligibility is based on these factors

    01
    02
    03
    Vadodara Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Vadodara Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Vadodara Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vadodara Home Loan amount by these steps

    01
    02
    03
    Vadodara Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Vadodara Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Vadodara Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Vadodara Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vadodara Home Loan Interest RatesUpdated on 21 Oct 2017

    Vadodara Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Vadodara Home Loan Reviews

    • Bank Bazaar Home Loan
      "Easy for any query and no waiting"
      0.5 4.5/5 "Excellent!"
      I am afraid of going to bank standing in queue and getting my query solved. Bankbazaar process is very easy and convenient through bank bazaar. This is my 3rd experience for the loan and buing new credit card. wow, kudos thank you team bank bazar. keep it up ..will surely use this services for everytime. trustable fair and easy to compare with different banks
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 17, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com people are doing good job, Bank Bazaar gave me prompt response for Home loan. They have contacted me next day of my loan request. Bank Bazaar suggested multiple option and helped to compare various interest rate in the market,and the customer service kept following up with me.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 15, 2017
    • HDFC Limited Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken my home loan from HDFC LTD housing loan for the tenure of 20 years.The customer service team are very much supportive. And I got the home loan for 13lakhs and RATE OF INTREST they offered me is 9.55% and now it got reduced to 9.25%.The one thing i dint like about HDFC ltd home loan is they gave 11.5 lakhs where i was in need of 13 lacks, The have given the reason that because your getting salary via cash so this much only they can offer.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 15, 2017
    • Bank Bazaar Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I would say Bankbazaar service is fine, when compared to other financial portals in the market, customer service is very helpful I use to get regular followups from Bankbazaar representatives but I never have checked with Bankbazaar website still I can say the overall service is average from Bankbazaar.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I can say that HDFC LTD service is fine, from the date I applied for my loan . Customer service and other representatives are very good and responsible so I don't have any queries with HDFC LTD service though I had some personal issue so it was the main reason that I was unable to process my loan further with HDFC LTD.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • Oriental Bank of Commerce Home Loan
      "Fast Process and Good Family Bank"
      0.5 4.5/5 "Excellent!"
      I took home loan from my home branch, they have provided me very best interest rate around 8.3% and they had taken some processing fee it was very low. I have purchased an apartment, they released one shot of loan amount based on the property construction.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Good Website"
      0.5 4.0/5 "Great!"
      Bank Bazaar is a very good online portal, I could see other bank information without visiting to the branch. Their representative are very polite and very helpful to resolve on my queries. Completely I am very much satisfied with their service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • Punjab National Bank Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      My home loan got approved from another bank before PNB Housing. They told me to arrange the documents but I asked PNB person to visit directly, meanwhile I submitted my documents to other banks and it got approved. Hence I don't have interest to process my application further with PNB Housing.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Good Financial Website"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is a good financial website as their customer service is up to the mark with regular and immediate calls made and their responsiveness is also good as they provide a lot of information regarding the financial products. My experience with them overall was good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "satisfied"
      0.5 5.0/5 "Blown Away!"
      I had applied for a home loan with HDFC Limited but did not proceed with the application as i had postponed the plan. I would however like to say that the experience with them through the initial process was good as i received a good response and service from them.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Good website "
      0.5 4.5/5 "Excellent!"
      Bankbazaar is a good financial website where i found it very helpful to have an idea of different banks offers and norms at one place.I also received good service and guidance from them with prompt response. The website is also user friendly and up to the mark.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 09, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I got the required amount from a different source hence did not proceed with the application with HDFC limited however i would like to mention that i received good service at the initial stages of the process with them. I also find the rate of interest and charges nominal.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 09, 2017
    • ICICI Bank Home Loan
      "worst service"
      0.5 1.0/5 "Really Bad"
      Service is not good with ICICI ,rate of interest is high compare to the market value which was 8.4 . Customer service and representatives are helpful and the documentation part was fine ,I am not happy with the overall service. They needs to improve their service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 07, 2017
    • Bank Bazaar Home Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a very good service from Bankbazaar ,I use to get regular followups from the Bankbazaar representatives regarding my loan process also the Bankbazaar website is user friendly ,so overall service is excellent from Bankbazaar. No issue till now.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 07, 2017
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I feel the interest rate they offered is little high compare to market value also the processing fee is very high . Customer service and other, representatives are not helpful ,overall I can say service is good from HDFCLTD . No issues till now with HDFC LTD.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 07, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I am using the Bank Bazaar website from last 1.5 years, I found the website is easy to access and it is user friendly. Services are very good when compared to other banking websites. Sometimes i find the glitches or delay in loading the web page. Otherwise it was okay.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 06, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I applied for a home loan from ICICI bank via the web portal. I was not eligible for the loan because my income was very less. I recently started up a new business so it will take some time for the income to generate. The customer service was good, they contacted me within 24 hours from the date the application was submitted.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 06, 2017
    • Bank Bazaar Home Loan
      "Average service"
      0.5 2.5/5 "Just OK"
      Service was fine ,customer service and representatives needs to improve some more in their service. I feels like Bankbazaar needs some improvement in their service overall service was average. No issues absolutely, when it comes to bankbazaar.com.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 04, 2017
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      Service was very good from HDFC ltd ,representatives and customer service was also very helpful and responsible even the interest rate was fine. I never had any problem with that till now,overall service was good from HDFC ltd for my personal loan service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 04, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar executives contacted me immediately when I submitted my application with them. Also I received a good support from them . Bankbazaar had done their job well they are very prompt in forwarding my application to the bank. Their website is easy to navigate and it contains full of financial information.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 30, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.