A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 37 Vadodara Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
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    Fees & Charges
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    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
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    8.90% - 9.55% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
    Fees & Charges
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    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
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    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
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    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
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  • Vadodara Home Loan is Rated as "Great!" by 366 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Vadodara Home Loan

    Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state.It is the 20th largest city in India and the 3rd biggest city in Gujarat. Due to its rich cultural heritage, Vadodara is also popularly known as the “Sanskrit Nagar” or the “Kala Nagari”.Vadodara’s economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Vadodara Home Loan if you are

    01
    02
    03
    04
    Vadodara Home Loan Minimum Age

    At least 21 years old

     Vadodara Home Loan Maximum Age

    Less than 65 years old

    Vadodara Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Vadodara Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vadodara Home Loan amount eligibility is based on these factors

    01
    02
    03
    Vadodara Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Vadodara Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Vadodara Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vadodara Home Loan amount by these steps

    01
    02
    03
    Vadodara Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Vadodara Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Vadodara Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Vadodara Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vadodara Home Loan Interest RatesUpdated on 15 Nov 2018

    Vadodara Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Vadodara Home Loan Reviews

    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My experience was very good with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and their response was on time. The website of bankbazaar is easy to access and is user friendly. Frequent calls should be avoided from bankbazaar.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 01, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with HDFC LTD and my experience was good, the loan amount was for Rs 32 lacs with nominal interest rate when compared to others. Customer service was good and they followed up on time 14 years.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 01, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 5 months, The services provided by bankbazaar is good when compared to others. Customer service was good and they responded on time. Mobile app is easy to use and is user friendly.
      Was this review helpful? 1
      , vadodara
      Reviewed on Nov 01, 2018
    • HDFC Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The process was smooth with HDFC LTD home loan application, i requested the loan amount for Rs 25 lacs but they sanctioned for Rs 23.90 lacs with little high interest rate. Customer service was good with HDFC and they responded on time. The tenure period for this loan is 30 years.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 01, 2018
    • Central Bank of India Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with Central Bank of India and my experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer service was good with this bank and they followed up on time.
      Was this review helpful? 2
      , vadodara
      Reviewed on Oct 08, 2018
    • Bank Bazaar Home Loan
      "regarding to web portal and customer service"
      0.5 5.0/5 "Blown Away!"
      yup, I experience this is one of the best services in India. because your service and response are very quickly for every viewer. Bank Bazar is so fast and proper platform for quickly obtain details about any type of loan. here available all indian banks.
      Was this review helpful? 1
      , vadodara
      Reviewed on Oct 08, 2018
    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience with HDFC LTD for home loan was good, the loan amount was for Rs 15 lacs with nominal interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is for 20 years.
      Was this review helpful? 2
      , vadodara
      Reviewed on Oct 02, 2018
    • ICICI Bank Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with ICICI bank and the experience was good, the loan amount was for Rs 13 lacs with less interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is 20 years.
      Was this review helpful? 3
      , vadodara
      Reviewed on Sep 25, 2018
    • LIC Housing Home Loan
      "LIC HOME LOAN"
      0.5 1.0/5 "Really Bad"
      Never take home loan from LIC... worst structure. be mindful before going for home loan at LIC. They will never decrease home loan rate even if it it will go down and they may increase it if RBI increase Repo rate. careful guys. you can get at better rates
      Was this review helpful? 8
      , vadodara
      Reviewed on Aug 11, 2018
    • HDFC Limited Home Loan
      "BEST SERVICE"
      0.5 4.0/5 "Great!"
      I have taken housing loan from HDFC LTD , as they have given high rate of interest while comparing to other banking which available in market . Its an easy approval process and payments made through ECS process .customer service and customer response is the best regarding queries provides solution.The processing fees are nominal one with tenure period of 15 years .
      Was this review helpful? 1
      , vadodara
      Reviewed on Jul 23, 2018
    • Bank Bazaar Home Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I have started using the bankbazaar website for past 3 months. Bankbazaar website is user friendly. I have not downloaded the bankbazaar mobile application with me. Overall, I'm happy with the service provided by the bankbazaar people..
      Was this review helpful? 0
      , vadodara
      Reviewed on Jul 09, 2018
    • Punjab National Bank Home Loan
      "Good loan experience"
      0.5 4.0/5 "Great!"
      I have applied the loan amount of 25 lakhs and after that i have rejected the same due to canceled my plan of purchasing the home. I'm not aware of the interest rate however processing fee is zero. I think they are offered around 8.45% as interest rate. The customer care service people and all very much helpful to me.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jul 09, 2018
    • Bank Bazaar Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good experience with bankbazaar so far, they provide good services when compared to all other sources in the market. Customer service was good and their response was prompt. I often receive mails from bankbazaar and the website of bankbazaar is easy to use.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 02, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 1 year, the services provided by bankbazaar is good when compared to all other banking websites. My experience with bankbazaar was good so far. Customer service was good and they responded on time. The website of bankbazaar is user friendly and easy to use.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 17, 2018
    • HDFC Limited Home Loan
      "Need to reduce ROI"
      0.5 3.0/5 "Satisfactory"
      I have applied for the home loan from HDFC LTD, the loan application was closed because the documents were not ready without which they cannot proceed. Customer service was good with HDFC LTD and the rate of interest of 8.6% was high when compared to other sources.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 17, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience with bankbazaar so far, they provide good services on financial products when compared to all other sources in the market. Customer service was very good and they responded on time. I am using the website from last 2-3 years, it is easy to use and is user friendly.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 15, 2018
    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My home loan experience was very good with HDFC LTD, the loan amount was based on my requirement and the rate of interest was nominal when compared to all other sources. The process was smooth and my loan was disbursed within 1 week. Customer support followed up on time and their response was good.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 15, 2018
    • Bank Bazaar Home Loan
      "Good tool for selecting home loan product"
      0.5 5.0/5 "Blown Away!"
      I was worried about home loan & was not having time to go to each & every bank.Bank bazar makes comparison very easy & good enough in deciding the right product.The EMI , tenure & other details are easily available .I recommend bank bazar .com for speedy decision making .
      Was this review helpful? 0
      , vadodara
      Reviewed on May 01, 2018
    • HDFC Limited Home Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      My home loan is with HDFC LTD. It is a good process and the banking is also good. There were no hassles in the process and it was also convenient to get the loan through. I am using the services from 2014. The rate of interest and processing charges is normal.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 01, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 5 years, my experience was good so far with bankbazaar. The services provided by bankbazaar is good when compared to all other sources in the market. Customer service was good and their response also good. Both mobile application and website is easy to navigate and is user friendly.
      Was this review helpful? 0
      , vadodara
      Reviewed on Feb 24, 2018
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