Different banks offer home loans to the residents of Thane at rates of interest ranging between 6.9% p.a. and 9.70% p.a. with processing fee ranging from 0% to 0.5% of the loan amount. If you reside in Thane, you can apply for a home loan with loan amount up to Rs.75 lakh and above and a repayment tenure of up to 30 years.
Salaried - At least Rs.10,000 p.m.
Self-employed - At least Rs.2 lakh p.a.
last 3 month's salary slip
last 6 month’s salary slip
latest Form 16 and IT returns, and
Business proof/trade professional license/sales tax returns
If you are a resident of Thane and is looking to apply for a home loan, then you can either visit any of the bank’s branches or apply for a home loan from a lender online. Do check the eligibility criteria and research various home loan scheme offered by different banks before deciding to purchase the one which you feel will be suitable for you.
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At an Initial I took home loan from DHFL on sudden from their end transferred the process to INDIA BULLS without any intimation. But one issue was faced that my documents not submitted to INDIA BULLS hence I have submitted again. The amount sufficient was fine. EMI need to pay of 36K. The rate of interest is started with 8.35% gradually increased hence on last months was 8.90%. Their service is not good coordination with me.
I have taken home loan directly through DHFL and everything was good to me so far .This loan is still active and am paying the EMI via ECS. Their rate of interest and the processing fee was medium . Even there is no extra charge for late payments.
I have taken home loan from AAVAS Finance and they have provided me a interest rate of 14.5%. I have bought this loan of Rs. 8.30 lakhs and i pay EMI amount of Rs. 10,827 for the selected duration of 15 years. They do have a part payment and pre- close facility. They have sanctioned my loan in 15 days.
I have taken home loan directly through Saraswat Cooperative Bank .The rate of interest and the processing fee was nominal and got this loan sanctioend on time without any delay .Each and evey information about th loan was cleary shared by the agent .I am convenient with the service so far .
I have taken home loan through HDFC in the year of 2014.The rate of interest was very nominal and have processed due to my requirements.The rate of interest was 10.25% and the EMI of 22210 and there is a no processing fee. Documentation process was simple, executive collected the documents.
I have taken home loan directly through Axis Bank.This loan is still active, the rate of interest and the processing fee was nominal only.I have submitted the required documents through the agent .The process was hassle free and the process was very smooth, got the loan amount without any delay.
I have taken home loan directly through Axis Bank .This loan is still active.The rate of interest and the processing fee was nominal .This loan was sanctioned on time and paying the premium on EMI basis .I am satisfied with the overall service of this loan.
I have taken a home loan with CANARA bank on 1 year before, with the good amount for the tenure period of 20 years. The rate of interest 8.9% was okay. More than 3 months to get a card. EMI payment is nominal. I use to get remainder message on time. But their service is not good and no prompt.
The rate of interest are very high in India bulls, if they are not reducing the interest obviously the customers will move to different banks. India bulls will provide 99% loan to the customer which is a catchy things which other banks don't. They offered me a rate of interest is 14%. It was a pre-approved loan. I have taken the loan amount of Rs. 26 lakhs for the tenure period of 20 years.
HDFC is a hassle free and quick loan services. Everything was done through online so no paper work required. I had applied the loan amount of Rs. 30 lakhs. They have sanctioned the loan in 5 days. Its floating interest rates and there was no hidden charges. I have chosen the tenure period of 15 years. If the RBI is reducing the interest rate but they decreased the same after 1 year but increment is happening immediately.
Directly I approached Syndicate bank at mangalore, they processed the home loan on time. In 2015 there was a manage he is proactive interms of helping the people hence within 2 days the home loan got approved. I took Rs. 10 lakhs for the duration of 15 years, the rate of interest was around 8% for per annum.
I have completed a home loan with PNB Housing Finance and it was a good experience. I have purchased a residential property and the loan process was simple. The interest rate is lower than others. There was a processing fee which is around 2500 rupees for 20L.
I have taken a home loan in HDFC bank for more than 4 years ago which was applied through an other channel. The loan amount was sufficient for the tenure of 20 years. On time loan got sanctioned and the process was good. The rate of interest and processing fee are okay.
I am using from last 3 months, the documentation process was don through the offline, i got the loan amount within 15-20days. The loan amount given was good, the rate of interest 8.70%. The duration for repaying was 30 years but there is a pre closure applicable but locking period of 6 months.
I have been holding my housing loan with State bank of India from past six years, The loan amount which they have given to me was not that sufficient, i had more requirement but they give me loan on based on salary , the rate of interest i felt bit high they have charged me up to 9.3% i need to decrease my loan rate now i heard the rate of interest is up to 8.3% but till now they have not charged it, so i need to talk to customer care .
I am using the home loan with STATE BANK OF INDIA since from last 10 years, the documentation process was good also i got the loan amount within 15-20 days. The loan amount taken was 14L, the rate of interest was 9.3% which is nominal than others.
The reason for getting the loan is for the because of tenuity is higher so i have taken. The documentation process was not done. I am unable to contacted the customer support also the loan got reject, the expeceted loan amount of 25-30L and the rate of interest no idea.
I am using the loan from last 1.5 years, the documentation process was done through the offline also there was a processing fee for this loan. The loan amount given was good and the rate of interest was 8.35% and now it was increased. The duration for repaying the loan was 38years.
Once i mail to the mail support team they used to give me a prompt reply. They have given me a interest rate of 8.5% for my loan. Since the interest rate is less and its good for central Government employee and they give loan upto 70 years of age and EMI also it would be less hence i have recommended SBI to many people
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RAJASHRI SANJEEV CHAVAN
Reviewed on Jun 09, 2019
I hace selected loan amount 6 lakhs and tenure 20 years, EMI Rs 5000 and Rate of interest 8.50% floating one time processing there Rs 7500. Customer service is good and responsive. Documents submitting through executive There is no delay receiving loan amount disbursement.