A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 42 Thane Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Thane Home Loan is Rated as "Great!" by 339 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Thane Home Loan

    Thane is a city in Maharashtra, India, at the head of the Thane Creek.Thane's GDP is the fifth largest in the state. Major source of income for the people is the service sector in the Mumbai Metropolitan region, apart from the smale scale and large scale industries in the nearby areas of the district and the Navi Mumbai region. Thane city, as such, is more of a residential city than an industrial one.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Thane Home Loan if you are

    01
    02
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    Thane Home Loan Minimum Age

    At least 21 years old

     Thane Home Loan Maximum Age

    Less than 65 years old

    Thane Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Thane Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Thane Home Loan amount eligibility is based on these factors

    01
    02
    03
    Thane Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Thane Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Thane Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Thane Home Loan amount by these steps

    01
    02
    03
    Thane Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Thane Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Thane Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Thane Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Thane Home Loan Interest RatesUpdated on 21 Oct 2017

    Thane Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Thane Home Loan Reviews

    • ICICI Bank Home Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      Though I am an existing customer of ICICI bank and I have tried out many products from them. I also applied for a home loan and they have not bothered to even respond to my application. It was not a satisfactory experience at all. The bank is not going to be recommendable too.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 16, 2017
    • Axis Bank Home Loan
      "No processing FEES"
      0.5 4.0/5 "Great!"
      I have taken a home loan from AXIS BANK. The rate of interest was 8.35% with no processing fees.The disbursed loan amount was 49 lakhs.Even they did not charged any amount for GST. As i am happy with the service i can definitely recommend this bank to others.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Userfriendly service"
      0.5 4.0/5 "Great!"
      The website of bank bazaar seems very user friendly and easy.I would suggest bankbazaar to include an option were in which bank the customer is having a salaried account and for that customer check with the bank that any special offers are available or not.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 10, 2017
    • ICICI Bank Home Loan
      "ICICI home loan"
      0.5 3.0/5 "Satisfactory"
      As i have a salary account with AXIS bank i thought to take home loan from AXIS bank itself.That why i decided to close the application with ICICI bank.At the time of my application i got good response and calls from the ICICI bank end. The service was also good.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 10, 2017
    • HDFC Limited Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      As I'm holding my salary account with HDFC Bank for more than 10 years they offered me a home loan and I accepted it. HDFC ltd offered me the home loan with 8.3% as my rate of interest and the tenure of the loan is 20 years. I started this loan around 2 years ago.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "good site"
      0.5 4.0/5 "Great!"
      very good service from bank bazaar, user friendly interface, not like the one of our government websites.i have applied for home loan with easy steps. over all good interface, easy to compare!! good service. i will recommend this website.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 07, 2017
    • Indiabulls Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was an very good service from INDIA BULLS ,I can say the loan process was an very good and response from INDIA BULLS representatives. Customer support was very helpful in answering, if I have any queries they very helpful ,so overall I can say it was an very good service from INDIA BULLS.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 24, 2017
    • Bank Bazaar Home Loan
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar service was very good from the date I applied for my loan ,I got immediate response from the Bankbazaar representatives, even the customer service was good from Bankbazaar I even checked Bankbazaar website which was also very user friendly overall it was a excellent service from Bankbazaar.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 24, 2017
    • ICICI Bank Home Loan
      "GOOD SERVICE"
      0.5 3.0/5 "Satisfactory"
      I can say the service was good from ICICI ,representatives and customer service is very good . Even the rate of interest rate is little high with ICICI ,also they never fulfilled my expectations . As a overall it was a good service from ICICI .
      Was this review helpful? 0
      , thane
      Reviewed on Sep 24, 2017
    • IDBI Home Loan
      "Can do better"
      0.5 4.0/5 "Great!"
      IDBI as a bank is good, but they are not customer friendly . For example in my case there was a fall in the rate, so I had intimated them to reduce the rate or do a rate switch and apply the new rate to my home loan. However that did not happen. I was asked to meet them personally to complete the formalities, even now my interest rate is 9.5% but the actual interest rate is 8.5%
      Was this review helpful? 0
      , thane
      Reviewed on Sep 23, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      When i was searching for my home loan in other website i found bankbazaar website and i clicked that. I found the website user friendly and easy to navigate. The executives gave regular follow ups and intimated every query's regarding my home loan application with PNB housing finance i am really satisfied with the service and response from bankbazaar.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 11, 2017
    • Punjab National Bank Home Loan
      "Approachable Home loan"
      0.5 3.5/5 "Pretty good"
      From PNB HOUSING FINANCE LIMITED i have applied for a home loan. The approved loan amount is 50 lakhs with an EMI of 39000 for 30 years. Actually i had a negotiation with the bank to reduce the rate of interest from 8.5 % to 8.3% but nothing worked out. They charged 6000 as processing fee plus an additional charge of 10000 for legal verification.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 11, 2017
    • Bank Bazaar Home Loan
      "Satisfactory service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar are really helping me to fill the applications and did regular follow ups. The customer care executives gave good response during my application with PNB HOUSING FINANCE LIMITED Home loan. Website is user friendly and easy to navigate.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 07, 2017
    • Punjab National Bank Home Loan
      "High improvement areas"
      0.5 3.5/5 "Pretty good"
      I have taken home loan from PNB HOUSING FINANCE LIMITED. I have submitted all the documents later PNB asked me to submit the blue print of the building and NOC certificate from the builder. The disbursed loan amount was 56 lakhs including the insurance with the rate of interest 8.5%. The tenure period is 14 years with 11000 as processing fee.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 07, 2017
    • Bank of India Home Loan
      "Fair Service"
      0.5 4.0/5 "Great!"
      I had taken the home loan in September 2015. The interest rate for my home loan was 9.90% and I am trying to close this loan very fast in order to save the interest. Customer service is quite approachable as the bank located near to my house and it is five minutes walkable distance for me.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 06, 2017
    • Punjab National Bank Home Loan
      "PNBHFL Review"
      0.5 1.5/5 "Bad"
      Not a good experience. No proper communication once loan agreement is signed. One of the disbursement got 1 month late for which late payment charges was applied to me. I have got sanctioned loan of 34 lacs and policy was included with 1.5 lacs amount saying that its free of cost. But this amount got added to total loan amount ie 34 + 1.5 total 35.5 lacs. So I will be paying return on 35.5 lacs.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 17, 2017
    • Bank Bazaar Home Loan
      "Seemlesss application"
      0.5 3.5/5 "Pretty good"
      I have just managed to fill the application through bankbazaar.com in a span of a few minutes. The address and ID proof works amazing.. Form 16 submission was also pretty quick. Hope for the better service ahead as we move on with the other banking procedures.
      Was this review helpful? 0
      , thane
      Reviewed on Jul 18, 2017
    • IDBI Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Interest rate for the housing loan is very nominal with IDBI bank. They had done with the process in a proper way. I had no issues with the bank while availing the loan. They have good customer support which is approachable and I am happy with the bank for the loan which I took.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Unprofessional services"
      0.5 1.0/5 "Really Bad"
      I have taken a home loan from HDFC Ltd and I am not happy with the customer services. They are not professional in communicating to the customer and they do not know how to behave at the bank as well. The interest rate and processing charges is normal.
      Was this review helpful? 3
      , thane
      Reviewed on Jun 16, 2017
    • Bank Bazaar Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am satisfactory with the Bank Bazaar service, When I put the request for the home loan in Bank Bazaar, they reached me, response time is good and they started helping me on the loan process. The site is good to compare the various financial products.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 13, 2017
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