A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Srinagar

    Home loans in Srinagar start at the interest rate of 6.85% p.a. and goes up to 11.50% p.a. The loan providers offer a host of benefits on housing loans with nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan.

    Home Loan Interest Rate in Srinagar

    Interest Rates 7.40% p.a. to 11.50% p.a.
    Processing fee As per the terms and conditions of the bank
    Maximum Loan Amount As per the terms and conditions of the bank and the eligibility of the applicant
    Maximum Tenure Up to 30 years (differs from bank to bank)

    Compare: Home Loan Interest Rate

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    We found 38 Srinagar Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25% (Max. ₹25,000) + GST
    30L - 5Crs
    5-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    0% - 0.50% + Applicable Taxes One time fee
    5L - 10Crs
    3-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.25% Floating
    0.50% to 2.00% One-Time Fee
    20L - 5Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.04% Floating
    max. 1% on loan One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.55% - 9.25% Floating
    0.5% + GST
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.40% - 11.75%
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.45% - 8.95% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    upto 1% on loan amount One time fee
    20L - 10Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.55% Floating
    Up to 0.50% (max. ₹15,000) + GST One-time fee
    25L Min
    1-30 years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Srinagar

    Home Loan Providers Branch Location
    State Bank of India (SBI) SBI Bemina Branch, Main Road Bemina,
    Srinagar,
    Jammu and Kashmir, Pin – 190 009
    Bank of India M A Road, Regal Chowk, Munshi Bagh,
    Srinagar,
    Jammu and Kashmir, Pin – 190 001
    HDFC Bank HDFC Bank Ltd., Rajbagh,
    Srinagar,
    Jammu and Kashmir, Pin – 190 008
    ICICI Bank ICICI Srinagar Branch, Main Road
    , Near Gole Market, Karan Nagar,
    Jammu and Kashmir, Pin – 1900 010
    Bank of Baroda Bank of Baroda, Gupkar Road,
    Sonwar Bagh, Srinagar,
    Jammu and Kashmir, Pin – 190 001
    Axis Bank Khewat No. 8, Khata No. 17,
    Munawar Link Road, Brari Numble, Srinagar,
    Jammu and Kashmir Pin – 190 001

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years (differs from bank to bank) PAN card, voter ID, passport, or driving license
    Residency Resident of India PAN card, voter ID, passport, or driving license
    Employment Self-employed or salaried Employee ID
    Income Salaried – From Rs.10,000 p.m.
    Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)
    For salaried:
    • Last 3 months salary slip
    • Last 6 months bank statements
    • Last 2 years Form 16 and IT returns
    For self-employed:
    • Previous 3 years income tax returns
    • Previous 3 years profit & loss accounts with balance sheet
    • Last 12 months bank statements

    Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.

    Now you can build your dream house in the city of Srinagar, by simply availing the benefits of one of the home loan products offered by the banks. You can also visit the official BankBazaar website at www.bankbazaar.com and compare and avail the best home loan option for your housing needs. Avail home loans at lucrative rates of interest and flexible loan repayment tenure.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Srinagar Home Loan Reviews

    • SBI Home Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I previously applied for the home loan from SBI, my loan application was approved and the requested amount was disbursed. The loan amount was for 15 lalkhs with rate of interest of around 9-10%. I submiited the documents by visiting the branch office. The process was very smooth and easy.
      Was this review helpful? 1
      , srinagar
      Reviewed on Nov 01, 2017
    • Bank of India
      Bank of India Home Loan
      "Looking for better service"
      0.5 2.0/5 "Expected more"
      Bank of India is not corporative to the customer, previously I took the home loan of Rs.12 lakhs for the tenure of 20 years. They done lot of home loan procedure it was very inconvenience and also they are not customer oriented. Even their interest rate was higher side.
      Was this review helpful? 3
      , srinagar
      Reviewed on Oct 25, 2017
    • SBI Home Loan
      "Best one"
      0.5 5.0/5 "Blown Away!"
      SBI housing loan is one of the best. Interest rate offered by them was around 9.5% floating rate. The processing fee charged by them was 0.5% . I have not been provided this maxi gain option or overdraft facility. I am getting correspondence from this bank regularly. I normally use Internet banking for making the payment.
      Was this review helpful? 2
      , srinagar
      Reviewed on Apr 21, 2015
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