Home Loans in Srinagar

Home loans in Srinagar start at the interest rate of 6.85% p.a. and goes up to 11.50% p.a. The loan providers offer a host of benefits on housing loans with nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan.

Home Loan Interest Rate in Srinagar

Interest Rates	7.40% p.a. to 11.50% p.a.
Processing fee	As per the terms and conditions of the bank
Maximum Loan Amount	As per the terms and conditions of the bank and the eligibility of the applicant
Maximum Tenure	Up to 30 years (differs from bank to bank)

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Best Home Loan Providers in Srinagar

Home Loan Providers	Branch Location
State Bank of India (SBI)	SBI Bemina Branch, Main Road Bemina,Srinagar,Jammu and Kashmir, Pin – 190 009
Bank of India	M A Road, Regal Chowk, Munshi Bagh,Srinagar,Jammu and Kashmir, Pin – 190 001
HDFC Bank	HDFC Bank Ltd., Rajbagh,Srinagar,Jammu and Kashmir, Pin – 190 008
Bank of Baroda	Bank of Baroda, Gupkar Road,Sonwar Bagh, Srinagar,Jammu and Kashmir, Pin – 190 001
Axis Bank	Khewat No. 8, Khata No. 17,Munawar Link Road, Brari Numble, Srinagar,Jammu and Kashmir Pin – 190 001

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Eligibility and Documents Required

Purpose	Eligibility	Documents Required
Age	18 years to 75 years (differs from bank to bank)	PAN card, voter ID, passport, or driving license
Residency	Resident of India	PAN card, voter ID, passport, or driving license
Employment	Self-employed or salaried	Employee ID
Income	Salaried – From Rs.10,000 p.m.Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)	For salaried: Last 3 months salary slip Last 6 months bank statements Last 2 years Form 16 and IT returns For self-employed: Previous 3 years income tax returns Previous 3 years profit & loss accounts with balance sheet Last 12 months bank statements

Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.

Now you can build your dream house in the city of Srinagar, by simply availing the benefits of one of the home loan products offered by the banks. You can also visit the official BankBazaar website at www.bankbazaar.com and compare and avail the best home loan option for your housing needs. Avail home loans at lucrative rates of interest and flexible loan repayment tenure.

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