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  • SBI Shaurya Home Loan

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  • The SBI Shaurya Home Loan scheme is designed for army/defence people and comes with reasonably low interest rates starting from 8.60% p.a. and long repayment tenure up to 30 years. This home financing scheme can only be availed by defence personnel. The home loan facility also comes with flexible repayment options and interest concession for women applicants.

    Home Loan Applicant Interest Rate Tenure
    Women (with check off) 8.60% p.a. to 8.95% p.a. Up to 30 years
    Women (without check off) 8.65% p.a. to 9.10% p.a.
    Others (with check off) 8.60% p.a. to 8.95% p.a. Up to 30 years
    Others (without check off) 8.65% p.a. to 9.10% p.a.

    Note that the interest rates will changes based on the loan slab.

    Features and Benefits of SBI Shaurya Home Loan

    • Low interest rates
    • Repayment tenure of up to 30 years
    • No hidden charges
    • No prepayment penalties levied
    • No processing fees
    • Interest concession for women applicants and if check off is provided

    Eligibility Criteria

    Resident type Resident of India
    Age Minimum: 18 years; Maximum: 75 years
    Employment type Defence

    Documents Required

    • Employer’s ID card
    • 3 passport-size photographs with the duly filled loan application form
    • Address proof
    • Identity proof
    • Property-related documents
    • Last 6 months’ bank account statements
    • Loan account statement for the last 1 year (only if applicable)
    • Last 3 months’ salary slips
    • Copy of Income Tax Returns for the last 2 years or copy of Form 16

    Anyone employed under the defence can avail this home financing facility. Women applicants are eligible for interest concession. You can also get reduced rates if check off is provided.


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