A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading

    We found 6 SBI Home Loan Application Form

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 8.75% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.7% Floating
    0.35% (max. 10,000) + S.T.
    20L - 10Crs
    25-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.70% Floating
    0% to 0.35% (max. ₹11,500)
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.70% Floating
    0% to 0.35% (max. ₹11,500)
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.40% Fixed/Floating
    0.35% (max. ₹10,000) + S.T.
    5 L to 30 L
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria

    SBI Home Loan Application Form is Rated as "Great!" by 955 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Overview:

    The State Bank of India (SBI) is one of the most popular nationalised banks in the country. They also have a series of home loan products targeted at different strata and types of customers, such as SBI PAL Home Loan, SBI Her Ghar Home Loan and SBI MaxGain Home Loans.

    Application forms can be confusing. To make them easier for you to understand, we will explain the components and confusing sections of the SBI Home Loan Application Form here.

    Home Loan Offers

    SBI Home Loan Application Form Explained:

    The standard SBI Home Loan Application Form contains 4 forms – A to D, which are:

    1. Form A – Personal Details
    2. Form B – Employment and Income Details
    3. Form C – Property and Loan Details
    4. Form D – Declaration

    Form A – Personal Details:

    On the topmost part of the form is where you declare whether you are the applicant, co-applicant or guarantor. If you are taking the home loan alone, then you are the applicant; if you are taking it jointly with someone you are a co-applicant and if you are standing as a collateral guarantee to someone who is taking the loan, you are the guarantor.

    In this section you have to fill in your personal details:

    • Name (leave spaces between 2 words)
    • Gender and salutation (title)
    • Date of Birth
    • Marital Status
    • Name of spouse and father
    • The number of people dependent on your income
    • Mother’s maiden name (your mother’s surname before she got married)
    • Category for special benefits (SC/ST or General)
    • Nationality, Residential status and Religion
    • Place of Birth
    • Photo identification type (Aadhaar, Voter’s ID, Ration card, etc.) and the number of whichever card you are submitting, and its validity
    • Driving licence number and its validity
    • PAN or GIR number (the older version of PAN)
    • Passport number and its validity
    • Highest education qualification and the year of completing this course
    • Current address in full (you also need to indicate how long you have been staying at this address)
    • Contact numbers – telephone and mobile number(s)
    • Personal email id
    • Permanent address in full (if different from the current address). If the permanent address is the same as current address, just tick ‘Yes’ in this column.
    • Telephone number of permanent address
    • Office address or address of the place where you run your business
    • Office contact details and official email id
    • Repayment mode: This refers to which method you’d like to choose to repay the loan/pay the equated monthly instalments (EMIs). You can select any of the following:
      • Check-off: Where your employer will deduct the EMI amount from your salary and deposit it with the bank.
      • Electronic Clearing System (ECS): Where you can have the amount deducted from your account without manual interference. This can be done for an account in another bank as well.
      • Post-dated cheques: Where you provide the bank with cheques dated for a specific date every month and the bank will encash them accordingly.
      • Standing Instruction: Where you provide the bank with an instruction to debit the EMI amount from your account in the same bank.
      • Others: Any other mode of payment you choose. Check with the banker for the options available.
    • Relationship with the bank: The number of years you have been associated with SBI.
    • References: You have to provide references of two individuals not related to you to certify your good conduct and debt levels.

    Form B – Employment and Income Details:

    In this section, you have to first specify whether you are salaried, self-employed or running your own business or a pensioner. Following that, these details need to be filled in if you are a salaried person:

    • Name of employer
    • Your employment status
    • Total professional experience and breakdown in terms of experience in the present job and previous job
    • If you are specifying a previous employment, you also have to give the previous employer’s name, contact number and address
    • The industry you are involved in currently – for example, media, textile industry, banking or insurance, digital marketing, sales, accountancy, etc.
    • The type of organisation you are working in, your department and designation
    • Your employee number in the current organisation, and service remaining (if you are close to retirement)
    • Website of your current company
    • If you are a self-employed individual, the details given below have to be provided:
    • Nature of business and type of ownership, and the number of partners if it is a partnership firm
    • Name of business and the industry it falls under
    • Trade licence number and its expiry date
    • The percentage of shares you hold in the company
    • Name of the person who holds the power of attorney (POA)
    • Income with a detailed break-up of net income, gross income, frequency of receiving income and mode of payment (cheque/net transfer)
    • Deduction details including gross obligations, net obligations and the number of times in a month you have to meet these obligations. These could include deductions by your company or bank on overdraft or debts you owe your friends and relatives, etc.
    • Details of existing loans with banks, the type of loan (car loan, personal loan, etc), EMI amount, frequency of EMI deduction, the number of EMIs paid and outstanding balance
    • Information about the number of bank accounts you hold
    • Details of the credit cards you hold
    • Information about the fixed deposit accounts you own
    • Details of assets owned, such as land, property, shares and bonds, jewellery, etc.

    You and your co-applicants and guarantor (if applicable) have to sign at the end of this form with date as a self-notarisation of the information provided.

    Form C – Property and Loan Details:

    Here you can select the home loan type that you want to take from SBI. You also have to indicate whether the builder is part of the tie-up with SBI or is willing to form a collaboration. If the builder is already linked with SBI, the tie-up ID has to be provided.

    Other details required are:

    • Property type
    • Builder’s name and name of the project
    • Building’s name or survey number and wing name
    • Built-up area, plot area and plinth area in square feet (you can find these details from your builder)
    • Flat or plot number and block number (if applicable)
    • Name and address of the seller (if different from the builder) and name of the registered owner
    • Phone number of the seller
    • Full address of the property
    • Cost of property
    • Down payment required and the percentage of down payment sought
    • Loan amount sought
    • Repayment frequency sought
    • The period of loan in months
    • Purpose of loan: Indicate whether you want the loan to construct a new house, buy a new or old house or flat, purchase of plot, renovation of existing house, home extension or balance transfer of a home loan from another bank.
    • Interest rate you’d like, whether fixed or floating
    • Moratorium period: The period of time where you are not required to pay any EMIs or interest. You also have to specify whether you want interest to be capitalised during this period.
    • Insurance option: You can opt for a home insurance from the SBI. If you wish to, you have to indicate which of the insurance policies you’d like to choose: SBI Life RiNn Raksha Policy, SBI Life Saral Shield Policy or SBI Life Smart Shield Policy. You also have to indicate whether you will pay the premium separately or you want the amount to be added to the home loan amount. You and your co-applicants and guarantor need to sign at the end of this form as well.

    Form D – Declaration:

    This section is more about reading the terms carefully. Once you read, you need to indicate your consent or dissent in sharing, disclosing or using the data provided by you. This form needs to be signed by all parties concerned along with place and date.

    Once you are clear about what information needs to be filled in each sections of the form, you need not get confused or worried about whether you are making mistakes. If you are unable to understand any part of the form, consult your personal banker or a friend who knows what the details are about. Do not fill in wrong details, or it could lead to rejection of the loan. This will impact not only your chance of getting another loan but also your overall credit score.

    Download SBI Home Loan Application Form:

    You can download SBI Home Loan Application from at SBI official website Or you can apply for SBI home loan through online.

     Loading your search... Loading your search...
  • SBI Home Loan Application Form Reviews

    • SBI Home Loan
      "Happy banking"
      0.5 5.0/5 "Blown Away!"
      I approached State bank of India for the housing loan. When I approached them I got good response and they done with the process in a good way. The interest rate is around 9.5%. I am quite happy with the bank for the housing loan services. And the customer service is good.
      Was this review helpful? 1
      , mysore
      Reviewed on Jun 20, 2017
    • SBI Home Loan
      "Low interest rate"
      0.5 5.0/5 "Blown Away!"
      I got the home loan with the State bank of India and the interest rate is around 8.75%. The loan amount got disbursed to my account within fifteen days of time. Services are very good one with them. Documentation process is very nominal , also I got it through one of the agent.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 19, 2017
    • SBI Home Loan
      "Need lot of improvement on customer service and the processi"
      0.5 4.0/5 "Great!"
      I do hold a home loan with State bank of India and the interest rate was around 8.65%, also I got the reminder up for the interest rate got reduced as 8.35%. Service aspects are okay. I would like to suggest that they could improve the response, also the customer service could be get improve a lot.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 17, 2017
    • SBI Home Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      My process is on for the home loan with State Bank of India, and it has been a good experience till now. There are no hassles when it comes to services and response. The main part in the interest rate which is a good deal and the processing charges were also very much nominal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 17, 2017
    • SBI Home Loan
      "Average one"
      0.5 3.0/5 "Satisfactory"
      I got the home loan with the State bank of India and the interest rate was very lesser one with them on that time. They have provided the loan amount after some long time like their processing time was very long time ,like it took around more than one month of time. They have provided around 80% of cost of home .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 16, 2017
    • SBI Home Loan
      "Nice service"
      0.5 4.0/5 "Great!"
      Documentation process is very simple with State bank of India for the home loan. I availed the loan from the bank. The current interest rate is 9.35%. I am happy with the bank in terms of the home loan as they done the process without any hassles.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 15, 2017
    • SBI Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have dropped the plan to get a home loan at present, so that was the reason I haven't proceed with the sbi home loan . The service with SBI was good and the executive gave a call and asked me to submit the documents with SBI. I have postponed my plan to next 6 months, I may be going with SBI that time. I am satisfied with SBI service.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 14, 2017
    • SBI Home Loan
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      So far so good with the home loan process at State Bank of India. The process is on and the overall experience is good and satisfactory. The documentation is normal and since I am an existing customer I am sure to get a better deal on the interest rate and charges.
      Was this review helpful? 0
      , mysore
      Reviewed on Jun 14, 2017
    • SBI Home Loan
      "Its Better"
      0.5 4.0/5 "Great!"
      I was postponed the decision to take home loan right now, I am planning to take it after two or three months later with same SBI bank. They ready to sanction 85% of loan on the property, It is very sufficient. I don't face any issues with them. I am happy about their service.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • SBI Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The SBI executives gave a call and explained me about the product and they were in follow up on my home loan application. I got a prompt response from SBI, but then I have postponed my plan ,so that was the reason I can't proceed with the home loan with SBI. The rate of interest is nominal with SBI. The service rendered by SBI is very good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 14, 2017
    • SBI Home Loan
      "Good in Interest rate"
      0.5 5.0/5 "Blown Away!"
      SBI offers the lowest interest rate for the loan. I availed housing loan from them, the interest rate is 8.30% which is pretty good one as per the market rate. Customer service is satisfactory and they sanctioned the loan within 2 days. SBI is the right place for the loans. The interest rate is common for all the people.
      Was this review helpful? 0
      , raipur
      Reviewed on Jun 13, 2017
    • SBI Home Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      My neighbor is a branch manager in Sbi, I got the home loan disbursement with his support and I have provided all the documents they have asked and he legally approved my loan. The rate of interest is nominal with SBI. The customer service and the response was good with SBI . I am happy about the loan amount and satisfied with the service.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 12, 2017
    • SBI Home Loan
      "Reliable"
      0.5 3.5/5 "Pretty good"
      Currently, Home loan with the State bank of India is under process and the interest rate will be get confirmed , also they have not provided the 100% commitment there. Customer service is a kind of okay and the response was also not great okay for me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2017
    • SBI Home Loan
      "Need to be quick in response"
      0.5 1.0/5 "Really Bad"
      My home loan is still under process after 4 months, since for past 4 months I am waiting for the status, but there is no response from SBI. They are not at all giving the status of the product. I had already done with the documentation still I didn't get any kind of status with my loan application. The rate of interest is low and the processing fee is also reasonable with SBI. The response part need to be improved with SBI.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2017
    • SBI Home Loan
      "Fast Service"
      0.5 5.0/5 "Blown Away!"
      During the year of 2010, I availed housing loan from State bank of India. Even I had taken the top up as well. SBI done with the loan process in a fast way. I had submitted all the required documents to avail the loan. The rate of interest is 8.75% which is very normal when compared with other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 10, 2017
    • SBI Home Loan
      "Best bank to take a home loan"
      0.5 4.0/5 "Great!"
      I had taken SBI home loan before four years, at the time I got an offer for 9.8%, now they reversed my interest rate around 9.15% on home loan. I took the loan of Rs. 23 lakhs for the tenure of 15 years. SBI offered me floating interest rate. I didn't find any hidden charges till date.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 09, 2017
    • SBI Home Loan
      "Good bank for loans"
      0.5 5.0/5 "Blown Away!"
      I had got the best deal from SBI on my housing loan. Interest rate when compared with any other banks is way too good , even the loan process is excellent. They will disburse the loan amount without any hassles. SBI is recommendable for any kind of loans like personal loan, car loan and home loan etc.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Jun 08, 2017
    • SBI Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      During the year 2006, I had taken a home loan from SBI. The rate of interest was around 13.5% at that time and it is bit high. EMI will be deducted from my salary account every month 31000 approximately for 15 years , so I do not have any interactions with the customer service executives till date.
      Was this review helpful? 1
      , tinsukia
      Reviewed on Jun 07, 2017
    • SBI Home Loan
      "Best offer in the market"
      0.5 5.0/5 "Blown Away!"
      I had finalized the independent house, so I requested 50% of amount of the property, they disbursed the amount within the time. I had submitted all the documents through the legal advisor. SBI offered me an interest rate of around 8% which is the least in the market.
      Was this review helpful? 0
      , udupi
      Reviewed on Jun 07, 2017
    • SBI Home Loan
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      Five years ago I had taken a housing loan from State bank of India. I am happy with the loan process, the bank processed the loan in a proper way and there was no challenges during the process. The rate of interest is very normal and the customer service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 06, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.