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  • PNB Lakhpati Deposit Scheme (Recurring & Fixed Deposit) - B

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    The PNB Lakhpati Deposit Scheme offers complete flexibility with regards to deposit tenures, deposit amounts and also comes with an overdraft or loan facility for account holders. The PNB Lakhpati Deposit Scheme can be opened and operated until it is withdrawn by Punjab National Bank.

    Features of PNB Lakhpati Deposit Scheme (Recurring & Fixed Deposit) - B

    Deposit Tenure

    Punjab National Bank offers tenures ranging from 24 months, 36 months, 48 months, 60 months to up to 120 months for the PNB Lakhpati Deposit Scheme.

    Deposit Amount

    PNB Lakhpati Deposit holders can choose to deposit any installment amount starting from Rs. 1000, Rs. 1200, Rs. 1500 and Rs. 2100.

    Interest Rate

    The interest rate offered for the PNB Lakhpati Deposit Scheme is 9.00% per annum.


    The PNB Lakhpati Deposit Scheme will carry a maturity date that will be directly linked to the opening date of the deposit account.


    Customers can also avail loans and advances on their PNB Lakhpati Deposit balance.


    PNB Lakhpati Deposit account holders can also choose to reinvest in the FD Spectrum Scheme offered by Punjab National Bank on maturity. The interest rate applicable will be as per card rates during maturity, if the recurring deposit has not been withdrawn by the customer.

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