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  • PNB Lakhpati Deposit Scheme (Recurring & Fixed Deposit) - B

     4.5 / 5.0   by 13 users
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    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    The PNB Lakhpati Deposit Scheme offers complete flexibility with regards to deposit tenures, deposit amounts and also comes with an overdraft or loan facility for account holders. The PNB Lakhpati Deposit Scheme can be opened and operated until it is withdrawn by Punjab National Bank.

    Features of PNB Lakhpati Deposit Scheme (Recurring & Fixed Deposit) - B

    Deposit Tenure

    Punjab National Bank offers tenures ranging from 24 months, 36 months, 48 months, 60 months to up to 120 months for the PNB Lakhpati Deposit Scheme.

    Deposit Amount

    PNB Lakhpati Deposit holders can choose to deposit any installment amount starting from Rs. 1000, Rs. 1200, Rs. 1500 and Rs. 2100.

    Interest Rate

    The interest rate offered for the PNB Lakhpati Deposit Scheme is 9.00% per annum.

    Maturity

    The PNB Lakhpati Deposit Scheme will carry a maturity date that will be directly linked to the opening date of the deposit account.

    Loans

    Customers can also avail loans and advances on their PNB Lakhpati Deposit balance.

    Reinvestment

    PNB Lakhpati Deposit account holders can also choose to reinvest in the FD Spectrum Scheme offered by Punjab National Bank on maturity. The interest rate applicable will be as per card rates during maturity, if the recurring deposit has not been withdrawn by the customer.

    Read More Article on Recurring Deposit

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    Customer Reviews

  • Page 1 of 1
    • Punjab National Bank Recurring Deposit
      "Satisfactory Service"
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      I had opened Recurring Deposit with Punjab National Bank. The loan amount is thirty five thousand and the tenure period is for one year. Every month I regularly depositing the money on a monthly basis. The customer service is quite satisfactory and there is no constrains with the bank on my FD. I am very much satisfied with PNB.
      Was this review helpful? 6
      , indore
      Reviewed on May 04, 2017
    • Punjab National Bank Recurring Deposit
      "Easy process"
      PUNJAB NATIONAL BANK
      0.5 4.0/5 "Great!"
      When I opened my recurring deposit for the first time with PNB, I had to visit the bank and complete my process. It was simple and easy and the rate of interest is good. After which I been doing it online and there are no charges related to this account.
      Was this review helpful? 11
      , new delhi
      Reviewed on Dec 15, 2016
    • Punjab National Bank Recurring Deposit
      "Very Helpful Staff"
      PUNJAB NATIONAL BANK
      0.5 4.0/5 "Great!"
      I hold saving account with Punjab National Bank. These days too much crowd in banks . But PNB staff was very helpfully . Very fast process . Thanks all guys. Specially thanks Ms Komal meena and Branch Manager. Today the branch was very much crowded but it was okay.
      Was this review helpful? 6
      , jaipur
      Reviewed on Nov 22, 2016
    • Punjab National Bank Recurring Deposit
      "Good rates. "
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      Punjab national bank is providing good recurring deposit installments. It is the flexi RD I have taken through them. The interest rate is very good and I maintained it for a year and at present I closed. Returns are too good and PNB is the best bank one could open their RD.
      Was this review helpful? 10
      , panipat
      Reviewed on Jun 11, 2016
    • Punjab National Bank Recurring Deposit
      "best rate offered "
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      Fair service was rendered by PNB related to the recurring deposit services.They are good in interest rates applied related to the recurring deposit.In case of online upgrades made to the customer I am very comfortable in punjab national services provided.
      Was this review helpful? 6
      , patna
      Reviewed on May 23, 2016
    • Punjab National Bank Recurring Deposit
      "Very good"
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      On the recurring despot PNB is giving 7.5% interest for the minimum lock in period of 6 months. We need to pay any extra charges. The minimum amount to activate the plan is Rs.100. There is no penalty if we withdraw the amount any time.
      Was this review helpful? 2
      , faridabad
      Reviewed on Mar 18, 2016
    • Punjab National Bank Recurring Deposit
      "Good to a certain extent"
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      PNB RD is some what good. However the interest rate keeps fluctuating every now and then. I have opted for a lower interest rate its varies from year to year. I dont have much idea about tit the reason why I had opened this is because tis close to my premises so I had invested here.
      Was this review helpful? 3
      , dehradun
      Reviewed on Nov 11, 2015
    • Punjab National Bank Recurring Deposit
      "Awesome..."
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      I guess the interest rate in Punjab National bank is around 9% for recurring deposit and I availed it for the period of 5 years. Some of my friends suggested to open RD from this bank. The deposit was opened in a short time when I visited their branch. Next to my application, I got the bond copies in four days.
      Was this review helpful? 4
      , jamshedpur
      Reviewed on Sep 29, 2015
    • Punjab National Bank Recurring Deposit
      "Fantastic"
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      Since I am holding my savings account with PNB I opened a Recurring Deposit account in the year 2011. Basically the amount will be deducted directly from my account. There is no certain fees and charges to open this account with them. I never faced any issues with the bank so far.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Sep 14, 2015
    • Punjab National Bank Recurring Deposit
      "High rate for RD...."
      PUNJAB NATIONAL BANK
      0.5 3.0/5 "Satisfactory"
      Branches are wide in cities so it is easy to deal and interest rate for recurring deposit is 9.25% as I opened this five year ago. Absolutely the interest rate is compounding type and it gets accumulate in interval of three months. Punjab National bank need to improve on customer relationship as they lacks there.
      Was this review helpful? 3
      , panipat
      Reviewed on Aug 07, 2015
    • Punjab National Bank Recurring Deposit
      "Good..."
      PUNJAB NATIONAL BANK
      0.5 4.0/5 "Great!"
      I have linked my salary account with this recurring deposit so every month the Punjab National Bank is taking the amount directly. I have no idea about interest rate but it is similar to other banks. So far I never tried calling the customer service as for everything I visit the branch and they are very good in servicing. Normally I put RD for one year and I convert that in to FD in the same bank.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 06, 2015
    • Punjab National Bank Recurring Deposit
      "Very good"
      PUNJAB NATIONAL BANK
      0.5 4.0/5 "Great!"
      I have an Recurring deposit plan from Punjab national bank for the tenure of 5 years for which the interest rate offered is nearly 9%. In case if we extend the tenure the interest rate will also be increased. We can also break the plan in between the tenure period there will be no any extra charges and we can complete our process of the RD through online itself.The only thing is that the response from the bank is not so good.
      Was this review helpful? 2
      , satna
      Reviewed on Jul 22, 2015
    • Punjab National Bank Recurring Deposit
      "One should hold RD with PNB"
      PUNJAB NATIONAL BANK
      0.5 4.0/5 "Great!"
      Highly secured and its utmost satisfaction. PNB customer service is the best, interest rate offered them is good and it provides excellent benefits. This Recurring deposit was taken because of my father as he was working there . He recommend this one and the funds get transferred from my savings account automatically. To conclude one should hold RD with PNB.
      Was this review helpful? 4
      , pune
      Reviewed on Nov 15, 2014
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