How to Check my RD Balance in Post Office

How to Check Recurring Deposit Balance in Post Office

There are various methods by which you can check your RD balance in the Post Office. These are as follows: 

1. E-passbook facility 

E-passbook has been introduced by the Government in 2023 and following are the steps to avail yourself of the benefits of this facility: 

Step 1: Visit the official website of India Post 

Step 2: Click on the scheme offered by Post Office  

Step 3: Select e-passbook  

Step 4: Log into the account using your mobile number  

Step 5: Check the account balance against your RD scheme

2. Internet Banking

The following are the steps how to check post office rd balance:

Step 1: Visit the official portal of India Post  

Step 2: Create an account online  

Step 3: After generation of user ID and password, login to DoP e-Banking Portal  

Step 4: ter the registered mobile number  

Step 5: Enter the OTP received on your mobile number to complete verification process  

Step 6: Select the account option to check the account balance.

3. Phone Banking

The following are the steps to check RD account balance in Post Office: 

Step 1: Dial toll-free number (155299) from registered mobile number  

Step 2: Follow the IVR (Interactive Voice Response) command  

Step 3: Choose your preferred language. 

Step 4: Follow the voice prompts and select the Balance Enquiry option to check your account balance.

4. SMS

The following are the steps to check account balance through SMS service:  

Step 1: You have to first register yourself to avail yourself of the service. 

Step 2: To register, type ‘register’ and send it to 7738062873 from your registered mobile number.  

Step 3: Send the SMS from the number that is registered against your savings and current account. 

Step 4: Type ‘balance’ or ‘mini’ and send it to 7738062873 to check account balance and mini statement, respectively. 

5. Missed Call Service  

To check RD account balance via missed call, you can dial the following numbers: 

Step 1: Give a missed call to 8424054994 to register your mobile number. 

Step 2: To check your account balance, give a missed call to 7799022509. 

Step 3: To get a mini statement, give a missed call to 7799022708. 

Step 4: The call will disconnect automatically. 

Step 5: You will receive the requested details via SMS.

6. IPPB Mobile Application  

The following are the steps to check account balance through IPPB mobile application:  

Step 1: Download the IPPB Mobile Banking app from the Google Play Store or Apple App Store. 

Step 2: Register by entering your account number, date of birth, and registered mobile number. 

Step 3: Create an MPIN to activate your mobile banking account. 

Step 4: Log in to the app to check your account balance, mini statement, and recent transactions. 

7. WhatsApp Application 

Here are the steps to check your Post Office account balance using IPPB WhatsApp Banking: 

Step 1: Save the number 8800756000 in your contacts. 

Step 2: Open WhatsApp and send "Hi" to this number. 

Step 3: Follow the on-screen menu and select the option ‘Balance Enquiry’. 

Step 4: Your account balance will be shared instantly on WhatsApp. 

8. By Visiting the Branch 

You can also visit your nearest Post Office branch to check your account balance: 

Step 1: Visit the nearest Post Office branch with your passbook and valid ID proof. 

Step 2: Ask for a balance enquiry at the customer service counter. 

Step 3: The staff will provide your current account balance. 

Step 4: You can also update your passbook to view your recent transactions.

How to Apply for Post Office RD Account Online

The following are the steps to open an RD account online at Post Office: 

• Download the IPPB Mobile Banking app and register by using your mobile number. 

• You will get an OTP on your mobile number, fill that OTP to verify your mobile number and Aadhaar number. 

• Enter your personal details and complete the account registration. 

• Generate your MPIN and log in to the app. 

• Click on the ‘Send Money’ option by opening the app. 

• Under this option, click on ‘DOP Products’ to deposit your money under any of the schemes available. 

• Confirm the transaction to complete the deposit. 

How to Create Login for Post Office RD Account

Here are the steps to create a Post Office RD account login: 

• Visit the home branch to register for internet banking 
• Visit the branch where you have a valid and active savings ‘B’ post office account 

• Fill in the application form 
• Submit the required documents along with the form 
• The Department of Posts (DOP) internet banking gets activated next working day 
• Confirmation SMS will be sent on your registered mobile number
• Click on the link provided in the SMS 
• Click on ‘New User Activation’ on the DOP internet banking page 
• Fill in the details such as name, mobile number, e-mail, account number, and customer ID. 
• Configure your login credentials with security question and answer 
• User ID will be generated after configuration 

How to Generate Post Office RD Login Credentials? 

The following are the steps to generate the login credentials for the Post Office RD account: 

• Visit the official website of India Post Internet Banking and click on ‘New User Activation’. 

• Enter your Customer ID and Account ID (available in your RD passbook). 

• Verify your registered mobile number entering OTP you received. 

• Create your Login Password and Transaction Password. 

• Log in using your User ID and Login Password, then verify with OTP. 

• Accept the terms and conditions and set up your security questions. 

• You can now access your account dashboard to view and manage your Post Office RD account. 

How to Make Deposits in a Post Office RD Account Online? 

Here are the steps to make deposit in a Post Office RD account online: 

• Transfer fund to IPPB (India Post Payments Bank) from your bank account 
• Click on product section of 'DOP or Department of Posts’ 
• Select Recurring Deposit option 
• Enter the required details, such as: Recurring Deposit account number, DOP customer ID, installment amount, and tenure of RD account

IPPB will notify the accountholder once the payment has been made successfully. 

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