A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 38 Ranchi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Ranchi Home Loan is Rated as "Excellent!" by 24 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Ranchi Home Loan

    The capital city of the state of Jharkhand, Ranchi has a lot to boast about. It is a city with an urban format that caters to the growing needs of the city.Since the separation of the state, the city of Ranchi has adopted an open attitude to welcoming new industries and encouraging trade and commerce.The population of the city is on a steady increase and now that the city is well connected with other major parts of the country, there is a trend suggesting migration from nearby locations. A major healthcare hub for nearby towns and a strong contributor to the nation’s economy, Ranchi has definitely made its way up the ladder.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Ranchi Home Loan if you are

    01
    02
    03
    04
    Ranchi Home Loan Minimum Age

    At least 21 years old

     Ranchi Home Loan Maximum Age

    Less than 65 years old

    Ranchi Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Ranchi Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ranchi Home Loan amount eligibility is based on these factors

    01
    02
    03
    Ranchi Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Ranchi Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Ranchi Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ranchi Home Loan amount by these steps

    01
    02
    03
    Ranchi Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Ranchi Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Ranchi Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Ranchi Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ranchi Home Loan Interest RatesUpdated on 21 Nov 2017

    Ranchi Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    '

    Ranchi Home Loan Reviews

    • HDFC Limited Home Loan
      "Happy Service"
      0.5 5.0/5 "Blown Away!"
      A year ago, I had taken a home loan from HDFC Ltd. They quoted an interest rate of 8.60%. The loan process was very simple and there were no challenges for the loan. They had done with the process in a proper way and I am quite happy with HDFC Ltd...
      Was this review helpful? 0
      , ranchi
      Reviewed on Jun 16, 2017
    • Bank Bazaar Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      Bank Bazaar was really helpful without any hassle, It helped to process my home loan application to the Axis Bank, I like Bank Bazaar interface good enough to know about Banking product. But I wish Bank Bazaar should verify the loan status from the bank whether its gets disbursed or not.
      Was this review helpful? 0
      , ranchi
      Reviewed on Jan 03, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had very nice experience with AXIS for my home loan. They collected documents and done the good process. But the time taken was pretty bad almost they taken two months to disburse the amount. But interest rate was nominal like other private sector. When there some dispute on my processing fee, Earlier they committed one processing fee but later on they charged something it was disappointed.
      Was this review helpful? 0
      , ranchi
      Reviewed on Jan 03, 2017
    • Bank Bazaar Home Loan
      "its so good"
      0.5 4.5/5 "Excellent!"
      Its really a good way to search the type of subject i like it & happy for it thanks to bank bazar .com because i have applied for a self home loan from here from hdfc bank & i hope it will help us on sanctification about self there was not any bank for it i have visited first time here
      Was this review helpful? 0
      , ranchi
      Reviewed on Sep 18, 2016
    • ICICI Bank Home Loan
      "Makes customer understand "
      0.5 5.0/5 "Blown Away!"
      The service provided was awesome related to my home loan application with ICICI Bank.The documentation process was good related to my application.The rates offered was awesome from ICICI Bank.I have not faced any issue in home loan process.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 03, 2016
    • Allahabad Bank Home Loan
      "Very friendly staff and excellent service"
      0.5 5.0/5 "Blown Away!"
      I have a Home loan running with Allahabad Bank which I took recently. The documentation was very minimal and the processing was quite easy as the Branch manager was very helpful and friendly. I was offered an interest rate of 11.25% and the processing fee was waived off which was a nice gesture. The process took only about 12 hours.
      Was this review helpful? 0
      , ranchi
      Reviewed on Apr 07, 2016
    • HDFC Limited Home Loan
      "Great tenure!"
      0.5 5.0/5 "Blown Away!"
      Actually the home loan tenure is of 20 years. But I reduced the tenure to 10 years. They are having some criteria in disbursing the loan amount. Interest rate quoted by HDFC limited is much comfortable in taking the home loan in the correct time.
      Was this review helpful? 1
      , ranchi
      Reviewed on Jan 09, 2016
    • SBI Home Loan
      "Need to speed up their process..."
      0.5 5.0/5 "Blown Away!"
      I had a god relationship with SBI Bank. My Home loan was taken from them only and also I completed. Documentary part and interest rate are good in SBI Bank. Processed was quiet delayed and they need to speed up their work especially in terms of process.
      Was this review helpful? 0
      , ranchi
      Reviewed on Jan 08, 2016
    • Bank Bazaar Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am very much satisfied with Bankbazaar online website. It is an useful site for all the customers. I have seen about this website in news paper and thats how came to know about bankbazaar. There is no suggestions for this site and I am sure will be visiting this portal in my future also.
      Was this review helpful? 0
      , ranchi
      Reviewed on Dec 09, 2015
    • Axis Bank Home Loan
      "Very nice "
      0.5 5.0/5 "Blown Away!"
      I did not finalized the property yet. Till date the land was not allotted to us by the builder. But once I applied for the home loan with AXIS bank, the executive has come to my office for the documents collection. I paid the processing fees, even the loan amount of 19.85 lakhs was approved to me. This is like pre sanctioned loan so I will be taking it once I finalized my property.
      Was this review helpful? 1
      , ranchi
      Reviewed on Dec 09, 2015
    • Axis Bank Home Loan
      "Not recommended "
      0.5 2.5/5 "Just OK"
      The experience was very good because it was processed through the builder in the home loan with Axis Bank.I donâ??t have any trouble with the service provided.After completing the Emi they are not ready to provide the top up loan even if I pay the Emi continuously on time for last 5years without any interruptions.
      Was this review helpful? 1
      , ranchi
      Reviewed on Nov 23, 2015
    • Punjab National Bank Home Loan
      "Can provide a better reponse"
      0.5 3.0/5 "Satisfactory"
      PNB Housing loan process was fine. There were too many formalities . I got a prompt response from them on time. I have switched over from PNB to this loan and the response provided by them was good. I was holding this loan for a period of 8 years, I was not getting nay sort of notification for balance and I was not any information about rate of interest also.
      Was this review helpful? 0
      , ranchi
      Reviewed on Oct 07, 2015
    • ICICI Bank Home Loan
      "Good housing loan"
      0.5 4.5/5 "Excellent!"
      Interest rate offered by ICICI Bank for the housing loan is 9.95% processing fee charged by them was 1%. I have done a balance transfer from PNB to ICICI Bank . The documentation process was not complicatedI am holding an account with ICICI bank so it was very easy for me to avail this loan./ They took around 20 days of time to provide this housing loan
      Was this review helpful? 0
      , ranchi
      Reviewed on Oct 07, 2015
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This ICICI Bank housing loan was taken during the year 2005. Its basically an on going loan. The rate of interest offered by them was 7.75% fixed. The EMI is very much affordable . When ever I want I can get the statement of account online. Even if I visit the Branch they are ready to provide the statement at any point of time free of cost. They even come to my place if I am in need of their help.
      Was this review helpful? 1
      , ranchi
      Reviewed on Apr 11, 2015
    • Bank Bazaar Home Loan
      "Informative"
      0.5 5.0/5 "Blown Away!"
      I applied for the first time through Bankbazaar for home loan. All the information is there from which I have a possibility of choosing the best banks on line. I came to know about Bankbazaar via on line search.
      Was this review helpful? 0
      , ranchi
      Reviewed on Jan 14, 2015
    • Axis Bank Home Loan
      "Prompt and good"
      0.5 5.0/5 "Blown Away!"
      AXIS bank offered 10.15% as the interest rate for home loan. Processing fees is quite reasonable but can be lower.. In these services, I need not call them and they were much prompt. Overall services is good.& if in future i will require any such service i will definitely will prefer them.
      Was this review helpful? 2
      , ranchi
      Reviewed on Jan 14, 2015
    • Bank Bazaar Home Loan
      "Awesome"
      0.5 4.0/5 "Great!"
      Relationship officer was good and they were polite during interaction. Bankbazaar is very good in response as they mentioned transparently that Axis bank could not process home loan due to my eligibility criteria. Website was easy to go through but I could not remember further details about site as I used a long back. Bankbazaar could ask the reason to banks, if they unable to process loan or any products and they can inform the customers as well. I found bankbazaar site on google.
      Was this review helpful? 0
      , ranchi
      Reviewed on Nov 15, 2014
    • Axis Bank Home Loan
      "Good experience"
      0.5 3.0/5 "Satisfactory"
      I am banking with Axis bank for more than 5 to 6 years and I have very good experience. At the start they rejected my home loan application but when I visited branch, the Relationship Manager assisted me to avail home loan. Loan process was easy when I visited the branch personally. Response is not much good but the rate is competitive. Rate of interest they offered like 10.75% and processing fee is 2%. Axis bank need to be more customer oriented and the same is my suggestion.
      Was this review helpful? 1
      , ranchi
      Reviewed on Nov 15, 2014
    • Axis Bank Home Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      Customer service was very fine and well coordinated with me from AXIS bank . Rate of interest was very flexible in home loan process. It is a diminishing method. Bankbazaar.com was good and very well. And number of times they will remind me regarding the documents and other activities also. I will give bankbazaar as 5
      Was this review helpful? 0
      , ranchi
      Reviewed on Aug 13, 2014
    • Axis Bank Home Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      AXIS bank were immediately reacted in my home loan. Customer service was good and their follow ups are also good. Interest rates also good compared to other banks . Bankbazaar.com was also good . Website was too good. I will give bankbazaar for 4 for their services
      Was this review helpful? 0
      , ranchi
      Reviewed on Aug 12, 2014
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