Home loans in Ranchi can be availed by eligible applicants at interest rates ranging between 6.90% p.a. and 12% p.a. There are a number of loan providers in Ranchi who offer attractive loan products which come with nominal processing charges and flexible loan repayment tenure.
Interest Rates | 6.90% p.a. to 12.00% p.a. |
Processing fee | As per the terms and conditions of the bank |
Maximum Loan Amount | As per the terms and conditions of the bank and the eligibility of the applicant |
Maximum Tenure | Up to 30 years (differs from bank to bank) |
Compare: Home Loan Interest Rate
Home Loan Providers | Branch Location |
State Bank of India (SBI) | Beside Canara Bank, Ranchi Chutia Branch,Bahu Bazar, Upper Chutia, Samlong,Ranchi Jharkhand – 834 002 |
Canara Bank | 1st Floor Shri Ram Gardens Complex,Opp. Lake Avenue, Kanke Road,Ranchi, Jharkhand – 834 008 |
HDFC Bank | Kadru RCP Complex,P N 298, W N 28, Kadru,Ranchi, Jharkhand – 834 002 |
Central Bank of India | Chirag Sadan, Bangla School Lane,Mahatma Gandhi Main Road,Ranchi, Jharkhand – 834 001 |
Axis Bank | Holding No. 208, Upper GF,Tara Bhawan, Kanke Road, Gonda Town,Ranchi, Jharkhand – 834 008 |
Union Bank of India | Ranchi Branch, Post, MECON Colony,Shyamali Colony, Hinoo,Ranchi, Jharkhand – 834 002 |
Purpose | Eligibility | Documents Required |
Age | 18 years to 75 years (differs from bank to bank) | PAN card, voter ID, passport, or driving license |
Residency | Resident of India | PAN card, voter ID, passport, or driving license |
Employment | Self-employed or salaried | Employee ID |
Income | Salaried – From Rs.10,000 p.m.Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank) | For salaried:
For self-employed:
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Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.
If you are planning to build a house in the city of Ranchi, you can easily apply for one of the home loan products and fulfil your dream. Now you can visit the BankBazaar website and compare and avail the best home loan option for your housing needs. Avail home loans at lucrative rates of interest and flexible loan repayment tenure.

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