A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Ranchi

    Home loans in Ranchi can be availed by eligible applicants at interest rates ranging between 6.90% p.a. and 12% p.a. There are a number of loan providers in Ranchi who offer attractive loan products which come with nominal processing charges and flexible loan repayment tenure.

    Home Loan Interest Rate in Ranchi

    Interest Rates 6.90% p.a. to 12.00% p.a.
    Processing fee As per the terms and conditions of the bank
    Maximum Loan Amount As per the terms and conditions of the bank and the eligibility of the applicant
    Maximum Tenure Up to 30 years (differs from bank to bank)

    Compare: Home Loan Interest Rate

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    We found 38 Ranchi Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.35% - 9.18% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 9.50% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 11.75%
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.80% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50%(Min ₹10,000) One time fee
    Rs.1Cr - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 7.15% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Ranchi

    Home Loan Providers Branch Location
    State Bank of India (SBI) Beside Canara Bank, Ranchi Chutia Branch,
    Bahu Bazar, Upper Chutia, Samlong,
    Ranchi Jharkhand – 834 002
    Canara Bank 1st Floor Shri Ram Gardens Complex,
    Opp. Lake Avenue, Kanke Road,
    Ranchi, Jharkhand – 834 008
    HDFC Bank Kadru RCP Complex,
    P N 298, W N 28, Kadru,
    Ranchi, Jharkhand – 834 002
    Central Bank of India Chirag Sadan, Bangla School Lane,
    Mahatma Gandhi Main Road,
    Ranchi, Jharkhand – 834 001
    ICICI Bank Sitaram Market, Cart Sarai Road,
    Upper Bazar,
    Ranchi, Jharkhand – 834 002
    Axis Bank Holding No. 208, Upper GF,
    Tara Bhawan, Kanke Road, Gonda Town,
    Ranchi, Jharkhand – 834 008
    Union Bank of India Ranchi Branch, Post, MECON Colony,
    Shyamali Colony, Hinoo,
    Ranchi, Jharkhand – 834 002

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years (differs from bank to bank) PAN card, voter ID, passport, or driving license
    Residency Resident of India PAN card, voter ID, passport, or driving license
    Employment Self-employed or salaried Employee ID
    Income Salaried – From Rs.10,000 p.m.
    Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)
    For salaried:
    • Last 3 months salary slip
    • Last 6 months bank statements
    • Last 2 years Form 16 and IT returns
    For self-employed:
    • Previous 3 years income tax returns
    • Previous 3 years profit & loss accounts with balance sheet
    • Last 12 months bank statements

    Note: Documents required are indicative and applicants might be asked to provide additional documents as per the requirement of the bank.

    If you are planning to build a house in the city of Ranchi, you can easily apply for one of the home loan products and fulfil your dream. Now you can visit the BankBazaar website and compare and avail the best home loan option for your housing needs. Avail home loans at lucrative rates of interest and flexible loan repayment tenure.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Ranchi Home Loan Reviews

    • LIC Housing Home Loan
      "Not Satisfied"
      0.5 1.0/5 "Really Bad"
      I have a home loan going on with LIC Housing Finance. I am not happy with their services. Rate of interest is very high, when I applied for the loan rate of interest was ok but the loan got disbursed they increase the rate of interest. I spoke to their customer service and the executive told me that it's the bank policy.
      Was this review helpful? 7
      , ranchi
      Reviewed on Aug 08, 2019
    • HDFC Limited
      HDFC Limited Home Loan
      "Happy Service"
      0.5 5.0/5 "Blown Away!"
      A year ago, I had taken a home loan from HDFC Ltd. They quoted an interest rate of 8.60%. The loan process was very simple and there were no challenges for the loan. They had done with the process in a proper way and I am quite happy with HDFC Ltd...
      Was this review helpful? 0
      , ranchi
      Reviewed on Jun 16, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had very nice experience with AXIS for my home loan. They collected documents and done the good process. But the time taken was pretty bad almost they taken two months to disburse the amount. But interest rate was nominal like other private sector. When there some dispute on my processing fee, Earlier they committed one processing fee but later on they charged something it was disappointed.
      Was this review helpful? 0
      , ranchi
      Reviewed on Jan 03, 2017
    • ICICI Bank Home Loan
      "Makes customer understand "
      0.5 5.0/5 "Blown Away!"
      The service provided was awesome related to my home loan application with ICICI Bank.The documentation process was good related to my application.The rates offered was awesome from ICICI Bank.I have not faced any issue in home loan process.
      Was this review helpful? 0
      , ranchi
      Reviewed on May 03, 2016
    • Allahabad Bank Home Loan
      "Very friendly staff and excellent service"
      0.5 5.0/5 "Blown Away!"
      I have a Home loan running with Allahabad Bank which I took recently. The documentation was very minimal and the processing was quite easy as the Branch manager was very helpful and friendly. I was offered an interest rate of 11.25% and the processing fee was waived off which was a nice gesture. The process took only about 12 hours.
      Was this review helpful? 2
      , ranchi
      Reviewed on Apr 07, 2016
    • HDFC Limited Home Loan
      "Great tenure!"
      0.5 5.0/5 "Blown Away!"
      Actually the home loan tenure is of 20 years. But I reduced the tenure to 10 years. They are having some criteria in disbursing the loan amount. Interest rate quoted by HDFC limited is much comfortable in taking the home loan in the correct time.
      Was this review helpful? 1
      , ranchi
      Reviewed on Jan 09, 2016
    • SBI Home Loan
      "Need to speed up their process..."
      0.5 5.0/5 "Blown Away!"
      I had a god relationship with SBI Bank. My Home loan was taken from them only and also I completed. Documentary part and interest rate are good in SBI Bank. Processed was quiet delayed and they need to speed up their work especially in terms of process.
      Was this review helpful? 1
      , ranchi
      Reviewed on Jan 08, 2016
    • Axis Bank Home Loan
      "Very nice "
      0.5 5.0/5 "Blown Away!"
      I did not finalized the property yet. Till date the land was not allotted to us by the builder. But once I applied for the home loan with AXIS bank, the executive has come to my office for the documents collection. I paid the processing fees, even the loan amount of 19.85 lakhs was approved to me. This is like pre sanctioned loan so I will be taking it once I finalized my property.
      Was this review helpful? 1
      , ranchi
      Reviewed on Dec 09, 2015
    • Axis Bank Home Loan
      "Not recommended "
      0.5 2.5/5 "Just OK"
      The experience was very good because it was processed through the builder in the home loan with Axis Bank.I donâ??t have any trouble with the service provided.After completing the Emi they are not ready to provide the top up loan even if I pay the Emi continuously on time for last 5years without any interruptions.
      Was this review helpful? 2
      , ranchi
      Reviewed on Nov 23, 2015
    • Punjab National Bank Home Loan
      "Can provide a better reponse"
      0.5 3.0/5 "Satisfactory"
      PNB Housing loan process was fine. There were too many formalities . I got a prompt response from them on time. I have switched over from PNB to this loan and the response provided by them was good. I was holding this loan for a period of 8 years, I was not getting nay sort of notification for balance and I was not any information about rate of interest also.
      Was this review helpful? 0
      , ranchi
      Reviewed on Oct 07, 2015
    • ICICI Bank Home Loan
      "Good housing loan"
      0.5 4.5/5 "Excellent!"
      Interest rate offered by ICICI Bank for the housing loan is 9.95% processing fee charged by them was 1%. I have done a balance transfer from PNB to ICICI Bank . The documentation process was not complicatedI am holding an account with ICICI bank so it was very easy for me to avail this loan./ They took around 20 days of time to provide this housing loan
      Was this review helpful? 1
      , ranchi
      Reviewed on Oct 07, 2015
    • ICICI Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      This ICICI Bank housing loan was taken during the year 2005. Its basically an on going loan. The rate of interest offered by them was 7.75% fixed. The EMI is very much affordable . When ever I want I can get the statement of account online. Even if I visit the Branch they are ready to provide the statement at any point of time free of cost. They even come to my place if I am in need of their help.
      Was this review helpful? 1
      , ranchi
      Reviewed on Apr 11, 2015
    • Axis Bank Home Loan
      "Prompt and good"
      0.5 5.0/5 "Blown Away!"
      AXIS bank offered 10.15% as the interest rate for home loan. Processing fees is quite reasonable but can be lower.. In these services, I need not call them and they were much prompt. Overall services is good.& if in future i will require any such service i will definitely will prefer them.
      Was this review helpful? 2
      , ranchi
      Reviewed on Jan 14, 2015
    • Axis Bank Home Loan
      "Good experience"
      0.5 3.0/5 "Satisfactory"
      I am banking with Axis bank for more than 5 to 6 years and I have very good experience. At the start they rejected my home loan application but when I visited branch, the Relationship Manager assisted me to avail home loan. Loan process was easy when I visited the branch personally. Response is not much good but the rate is competitive. Rate of interest they offered like 10.75% and processing fee is 2%. Axis bank need to be more customer oriented and the same is my suggestion.
      Was this review helpful? 2
      , ranchi
      Reviewed on Nov 15, 2014
    • Axis Bank Home Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      Customer service was very fine and well coordinated with me from AXIS bank . Rate of interest was very flexible in home loan process. It is a diminishing method. Bankbazaar.com was good and very well. And number of times they will remind me regarding the documents and other activities also. I will give bankbazaar as 5
      Was this review helpful? 0
      , ranchi
      Reviewed on Aug 13, 2014
    • Axis Bank Home Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      AXIS bank were immediately reacted in my home loan. Customer service was good and their follow ups are also good. Interest rates also good compared to other banks . Bankbazaar.com was also good . Website was too good. I will give bankbazaar for 4 for their services
      Was this review helpful? 0
      , ranchi
      Reviewed on Aug 12, 2014
    • Axis Bank Home Loan
      "Services are appreciable!!!!"
      0.5 4.0/5 "Great!"
      Actually, when i approached Bankbazaar, they forwarded my application to AXIS. My property is gram panchayat, so not approved by AXIS bank. Their services are appreciable. Bankbazaar can list the banks which approves gram panchayat property. EMI rate of AXIS bank is 10.10%.
      Was this review helpful? 0
      , ranchi
      Reviewed on Aug 11, 2014
    • ICICI Bank Home Loan
      "Good"
      0.5 1.0/5 "Really Bad"
      ICICI Bank Home loan Is very good and quick response processing time is very less and nothing much I have a home loan with them very easy document ion process i have taken the property which was approved by ICICI bank already i have to give only the income documents for the loan its easier to take loan from ICICI bank
      Was this review helpful? 0
      , ranchi
      Reviewed on Jul 26, 2014
    • Axis Bank Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Axis home loan not much is not that good rate of interest is higher than other banks good one overall service is good they responsive very quickly and peoples are good the major factor is the interest rate as axis bank is offering at 10.25% and dats is why I have dropped it
      Was this review helpful? 0
      , ranchi
      Reviewed on Jul 26, 2014
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