Home Loans in Rajkot

In HDFC, they were forcing me to taking a home insurance when i availed my home loan. Its just because of my landlord person since he was having their existing loan with HDFC hence have continued the same. They have offered me an interest rate of 9.25% and i need to pay the EMI amount of Rs. 10000 for the loan amount of Rs. 10 lakhs.

I purchased a home loan from Axis bank in the year of 2011 Just because of my salary account is with them. I have taken the loan amount of Rs. 7.5L and I have chosen the tenure period of 20 years. To sanctioned this loan almost they took 10 to 15 days. Since I'm a salary account holder, the documentation process was quite high. I pay EMI amount of Rs. 7000 on a monthly.

I have taken yes bank home loan directly through bank. The rate of interest and processing fee was nominal and the loan got sanctioned on proper time .This loan is still active and documents submitted through agent and the loan process was clearly shared by the agent .

I used to pay the interest rate of 10.50%. I have taken this home loan in the year of 2008. I used to pay the installment nearly Rs. 8000. Since I'm a Government employee, i got the loan easily from them. I have taken a loan amount of Rs. 6 Lakhs. I have to pay my EMI for nearly 10 years.

I have done a home loan transfer from Yes Bank and it was a very good loan experience. The loan amount was for Rs 5.5 lakhs with the rate of interest of 8.55% which is nominal when compared to all other banks. The process was quite long and it took 1.5 months for the process to be completed. I pay an EMI of Rs 6866 and the processing fees they charged is Rs 5900. Customer service was good and they collected documents through door step. The tenure of the loan is 10 years.

I am not much happy with DHFL service there is no proper intimations regarding my emi due also for every 10 months I have to pay my emi debit documents even the rate of interest they offered was high which was 10.16 and the representatives are also not much helpful ,I can say the overall service is average from DHFL for my home loan service.

I have taken my home loan from Axis bank and the process for the loan was smooth and easy. I had no issues with the submission of documents and the follow up. The rate of interest was high at that time. I got a rate of 10% floating and the processing charges was of 5K.

I have taken my home loan from Aditya Birla Housing Finance Limited and it was a excellent process as they released the funds at the moment I needed, which made the process more convenient and easy. They also offered a very competitive interest rate at the time of me taking the loan. I got a rate around 9% and the fees was also a good deal.

Axis Bank offers a pretty good customer service. I had applied for the home loan with them and the process was explained very well. They offered me an interest rate of 9.65% which is quite reasonable and the processing charges quoted was 0.5% which is very convenient for a private bank. They have good respect for customers.

i have taken a home loan from hdfc at very attractive rate before one year they are very customer friendly and cooperative they come to home and do all the paper work and they provide the loan very quickly compare to others & most important thing is that they give me interest rate cut benefit also when i took the loan it was 10.15 now it is 9.6

I availed home loan with Axis bank, it was good. We can very easily reach the customer service it was good with Axis bank. Customer service of Axis was good. In regular time they processed me loan. Processing fee was okay, it would be much better if they reduce the interest rate.

In response to my Home loan application to Axis bank the sales team contacted me and fixed an appointment. They visited my office and inquired the details from end. They also checked some documents and left saying they will contact me in 3-4 days to confirm about further processing. But my application was closed and I was not even informed about the same.

My Home loan application with DHFL was rejected stating property is in rural area.The customer service provided was not that responsive because they are not proactive in response.I called them around 5-6times later they responded.Interest rate offered for this loan was really good which was around 10.15% and the processing fee was around 1%.I would suggest it will be good if they offer loan for rural area as well.

I took a home loan from Axis bank and the experience was good as they disbursed the loan within less time. Interest rate and processing fee charged was the same as per market rate. Documentation process was easy.I have made part payment for the loan amount but there is no any extra charges but for the pre closure there will be some extra charges.

I was not really happy with the service provided by HDFC while getting a Home loan.I felt there is no special benefits provided for the corporate people who earn more.The back-end support was really good from HDFC and the interest rate offered was also less comparatively.The process was very lengthy and it took a long time.

Interest rate is good so I have taken home loan with SBI and processing fee is free. To get things done we have to wait for more than 1 to 2 hours because there are only skeleton staff in home loan department. Otherwise the executives are good. SBI took a month to approve the loan and the rate is 10.15%. Interest rate is fixed and no floating but according to RBI rules it would vary later.

Interest rate is high in DHFL for home loan so I went with government sector. Otherwise DHFL is good in service and they gave prompt response. I would appreciate customer service of DHFL. When I inquired for home loan the offered rate is 10.25% and the processing charge is also high. Nice if DHFL decrease the rate.

The service that I got from Axis bank was good and the executives were cooperative. Everything was good with Axis bank and I never faced any issues while dealing with Axis bank for Home loan. In addition they were ready to provide loan amount of 55lakhs with the interest of 10.25% however my eligibility does not meet the bank norms thus my application got canceled. Anyway I am satisfied with Axis bank service.

The processing of housing loan with the State Bank of India i would say it was a hassle free process. There are very minimum documentation required and the customer service executive took the initiative in getting the loan approved. I got the whole process completed with in twenty days.

Axis Bank housing loan the customer service executive called me and explained me about the loan process in a clear manner. The loan application was canceled from my end due to the high rate of interest and the processing fees. One suggestion i would say that if they could reduce the interest rate and the processing fees that will benefit many customers.