A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 37 Rajkot Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
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    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
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    8.90% - 9.55% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Fees & Charges
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    8.75% - 10% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
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    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
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    Perks
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    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
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    9.25% - 11.20% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
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  • Rajkot Home Loan is Rated as "Excellent!" by 34 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Rajkot Home Loan

    Rajkot has traditionally been an important city in the state of Gujarat and its significance is set to grow further in the near future.Rajkot is the fourth largest city in the state and 35th largest agglomeration in the country. However you will be surprised to note that it is considered to be the 22nd fastest growing urban area in the world. Rajkot definitely lets you enjoy the comforts of life that you can afford with the scope for professional growth you are presented with here.There are many big name corporate companies and industrial houses that are making their way in Rajkot

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Rajkot Home Loan if you are

    01
    02
    03
    04
    Rajkot Home Loan Minimum Age

    At least 21 years old

     Rajkot Home Loan Maximum Age

    Less than 65 years old

    Rajkot Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Rajkot Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Rajkot Home Loan amount eligibility is based on these factors

    01
    02
    03
    Rajkot Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Rajkot Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Rajkot Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Rajkot Home Loan amount by these steps

    01
    02
    03
    Rajkot Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Rajkot Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Rajkot Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Rajkot Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Rajkot Home Loan Interest RatesUpdated on 13 Nov 2018

    Rajkot Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Rajkot Home Loan Reviews

    • SBI Home Loan
      "Easy to get a loan for Governement Employee"
      0.5 5.0/5 "Blown Away!"
      I used to pay the interest rate of 10.50%. I have taken this home loan in the year of 2008. I used to pay the installment nearly Rs. 8000. Since I'm a Government employee, i got the loan easily from them. I have taken a loan amount of Rs. 6 Lakhs. I have to pay my EMI for nearly 10 years.
      Was this review helpful? 1
      , rajkot
      Reviewed on Jun 05, 2018
    • YES Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have done a home loan transfer from Yes Bank and it was a very good loan experience. The loan amount was for Rs 5.5 lakhs with the rate of interest of 8.55% which is nominal when compared to all other banks. The process was quite long and it took 1.5 months for the process to be completed. I pay an EMI of Rs 6866 and the processing fees they charged is Rs 5900. Customer service was good and they collected documents through door step. The tenure of the loan is 10 years.
      Was this review helpful? 4
      , rajkot
      Reviewed on Dec 28, 2017
    • DHFL Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      I am not much happy with DHFL service there is no proper intimations regarding my emi due also for every 10 months I have to pay my emi debit documents even the rate of interest they offered was high which was 10.16 and the representatives are also not much helpful ,I can say the overall service is average from DHFL for my home loan service.
      Was this review helpful? 0
      , rajkot
      Reviewed on Oct 13, 2017
    • Axis Bank Home Loan
      "Good with high ROI and charges"
      0.5 4.0/5 "Great!"
      I have taken my home loan from Axis bank and the process for the loan was smooth and easy. I had no issues with the submission of documents and the follow up. The rate of interest was high at that time. I got a rate of 10% floating and the processing charges was of 5K.
      Was this review helpful? 0
      , rajkot
      Reviewed on Apr 11, 2017
    • Bank Bazaar Home Loan
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      The experience with Bankbazaar has also been up to the mark, I am happy with the process and the services they provide instantly after I register my details online. The process of me submitting my details is also very simple and easy. Overall a very satisfactory experience.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jan 03, 2017
    • Aditya Birla Housing Finance Limited Home Loan
      "Smooth experience "
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan from Aditya Birla Housing Finance Limited and it was a excellent process as they released the funds at the moment I needed, which made the process more convenient and easy. They also offered a very competitive interest rate at the time of me taking the loan. I got a rate around 9% and the fees was also a good deal.
      Was this review helpful? 3
      , rajkot
      Reviewed on Jan 03, 2017
    • ICICI Bank Home Loan
      "Quick processing!"
      0.5 4.0/5 "Great!"
      I would like to rate 4 for ICICI bank for the home loan application. Within 15 days the entire loan process was completed from their end. When compared to other private sector banks, the interest rate was pretty low with ICICI bank. Documentation were minimal.
      Was this review helpful? 2
      , rajkot
      Reviewed on May 20, 2016
    • Bank Bazaar Home Loan
      "nICE"
      0.5 4.5/5 "Excellent!"
      Nice way to take loans and credit card etc.. Further for the Bank products like Savings Account, Credit Card, Fixed Deposit etc., and or Insurance products like Term Life Insurance, Health Insurance and Car Insurance etc. through this site bankbazaar.com . Once after I registerd online with my details on the site within half hour I got the call from the customer relationship officer and they gave all the information whichever is required. I will recommend the site to others also.
      Was this review helpful? 0
      , rajkot
      Reviewed on May 10, 2016
    • Bank Bazaar Home Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      The Bankbazaar web portal is well loaded with various options and offers from top banks. The website is useful and is a good effort. There is response within 24 hours from the executives with the feasible options. I feel it is well designed and very easy to use for customers.
      Was this review helpful? 0
      , rajkot
      Reviewed on Mar 14, 2016
    • Axis Bank Home Loan
      "Happy banking and customer centric !"
      0.5 5.0/5 "Blown Away!"
      Axis Bank offers a pretty good customer service. I had applied for the home loan with them and the process was explained very well. They offered me an interest rate of 9.65% which is quite reasonable and the processing charges quoted was 0.5% which is very convenient for a private bank. They have good respect for customers.
      Was this review helpful? 0
      , rajkot
      Reviewed on Mar 14, 2016
    • ICICI Bank Home Loan
      "Good Services"
      0.5 4.0/5 "Great!"
      The process for my home loan was very smooth and easy. The documents was collected on time. The services was good. The response was good all through the process. ICICI Bank also offered me a good rate of interest and processing charge. Overall a good experience.
      Was this review helpful? 0
      , rajkot
      Reviewed on Feb 19, 2016
    • HDFC Limited Home Loan
      "best home loan"
      0.5 5.0/5 "Blown Away!"
      i have taken a home loan from hdfc at very attractive rate before one year they are very customer friendly and cooperative they come to home and do all the paper work and they provide the loan very quickly compare to others & most important thing is that they give me interest rate cut benefit also when i took the loan it was 10.15 now it is 9.6
      Was this review helpful? 0
      , rajkot
      Reviewed on Oct 23, 2015
    • Bank Bazaar Home Loan
      "Good!!!"
      0.5 4.0/5 "Great!"
      BankBazaar is Good. Your customer service is also good. I have visited the website but not in debth. But it looks good. Over all service with BankBazaar it is good and I am very happy with BankBazaar.
      Was this review helpful? 0
      , rajkot
      Reviewed on Sep 07, 2015
    • Axis Bank Home Loan
      "Good!!!"
      0.5 3.0/5 "Satisfactory"
      I availed home loan with Axis bank, it was good. We can very easily reach the customer service it was good with Axis bank. Customer service of Axis was good. In regular time they processed me loan. Processing fee was okay, it would be much better if they reduce the interest rate.
      Was this review helpful? 0
      , rajkot
      Reviewed on Sep 07, 2015
    • Bank Bazaar Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Bankbazaar had sent me some promotional emails on my email address. So i visited the website and applied for loan and credit card as well. Lot of informations are available in the website. Customer service is good but I do not get proper response from Bankbazaar after my applications are sent to the Bank.
      Was this review helpful? 0
      , rajkot
      Reviewed on Aug 25, 2015
    • Axis Bank Home Loan
      "No proper communication"
      0.5 1.0/5 "Really Bad"
      In response to my Home loan application to Axis bank the sales team contacted me and fixed an appointment. They visited my office and inquired the details from end. They also checked some documents and left saying they will contact me in 3-4 days to confirm about further processing. But my application was closed and I was not even informed about the same.
      Was this review helpful? 0
      , rajkot
      Reviewed on Aug 25, 2015
    • Bank Bazaar Home Loan
      "Good "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is a very good website and they are really helpful for the customer in getting the loan.The portal is really good to access and they provide best offers regarding the loan.I would suggest before suggesting any proposal to the customer regarding the loan they can check the eligibility of the property which belong to the customer.I came to know about this website through TV advertisement.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jul 23, 2015
    • DHFL Home Loan
      "Average "
      0.5 3.0/5 "Satisfactory"
      My Home loan application with DHFL was rejected stating property is in rural area.The customer service provided was not that responsive because they are not proactive in response.I called them around 5-6times later they responded.Interest rate offered for this loan was really good which was around 10.15% and the processing fee was around 1%.I would suggest it will be good if they offer loan for rural area as well.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jul 23, 2015
    • Axis Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took a home loan from Axis bank and the experience was good as they disbursed the loan within less time. Interest rate and processing fee charged was the same as per market rate. Documentation process was easy.I have made part payment for the loan amount but there is no any extra charges but for the pre closure there will be some extra charges.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jul 17, 2015
    • ICICI Bank Home Loan
      "Easy to get a Home Loan. "
      0.5 4.0/5 "Great!"
      I have a home loan with ICICI Bank before 14years and I didnâ??t face any difficulty to complete the loan process.At the time of EMI payments it was really easy and smooth as well.The customer service behave really good towards the customer and I am attracted with the way they behave.The Interest rate offered was a floating rate and I felt its hard to pay when the rate fluctuates really high.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jun 10, 2015
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