Home Loans in Rajkot

Home loans in Rajkot start at the interest rate of 7.35% p.a. and goes up to 11.50% p.a. The loan providers offer a host of benefits on housing loans with nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan.

Home Loan Interest Rate in Rajkot

Interest Rates

7.35% p.a. to 11.50% p.a.

Processing fee

As per the terms and conditions of the bank

Maximum Loan Amount

As per the terms and conditions of the bank and the eligibility of the applicant

Maximum Tenure

Up to 30 years (differs from bank to bank)

Compare: Home Loan Interest Rate

Best Home Loan Providers in Rajkot

Home Loan Providers

Branch Location

State Bank of India (SBI)

  Dhebar Road, near Kanta Stri Vikash Gruh,Atika Industrial Area, Bhakti Nagar, Rajkot,Gujarat – 360 002  

Federal Bank

  P B Number 141, 7, Subhash Road,Opp. to Shastri Maidan, Rajkot Temporary Bus Stand,Panchnath Plot, Rajkot,Gujarat – 360 001  

HDFC Bank

  Sunlight Plaza, Pedak Main Road,Near Jalaram Khaman, Ranchod Nagar Society,Ranchhod Nagar, Rajkot,Gujarat – 360 003  

IDFC FIRST Bank

  Ground & 1st Floor,Janki Park Main Road, Kalavad Road,Opp. Wockhardt Hospital, Rajkot,Gujarat – 360 005  

PNB Housing Finance Ltd.

  Kings Plaza, 404 – 406, Fourth,Astron Chowk, Circle, Rajkot,Gujarat – 360 001  

Axis Bank

  Titan, Kalavad Road, Near KKV Circle,Kailash Nagar, Rajkot,Gujarat – 360 005  

Eligibility and Documents Required

Purpose

Eligibility

Documents Required

Age

18 years to 75 years (differs from bank to bank)

PAN card, voter ID, passport, or driving license

Residency

Resident of India

PAN card, voter ID, passport, or driving license

Employment

Self-employed or salaried

Employee ID

Income

 Salaried – From Rs.10,000 p.m.Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)  

For salaried:

  1. Last 3 months salary slip
  2. Last 6 months bank statements
  3. Last 2 years Form 16 and IT returns

For self-employed:

  1. Previous 3 years income tax returns
  2. Previous 3 years profit & loss accounts with balance sheet
  3. Last 12 months bank statements

If you are planning to build a house in the city of Rajkot in Gujarat, you can easily apply for one of the home loan products and fulfil your dream. Now you can visit the BankBazaar website and compare and avail the best home loan option for your housing needs. Avail home loans at lucrative rates of interest and flexible loan repayment tenure.

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