A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Home Loans in Rajkot

    Home loans in Rajkot start at the interest rate of 7.35% p.a. and goes up to 11.50% p.a. The loan providers offer a host of benefits on housing loans with nominal processing fee and flexible loan repayment tenure. If you are a self-employed or a salaried individual who stands eligible, you can apply for a home loan.

    Home Loan Interest Rate in Rajkot

    Interest Rates 7.35% p.a. to 11.50% p.a.
    Processing fee As per the terms and conditions of the bank
    Maximum Loan Amount As per the terms and conditions of the bank and the eligibility of the applicant
    Maximum Tenure Up to 30 years (differs from bank to bank)

    Compare: Home Loan Interest Rate

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    We found 38 Rajkot Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    PA PL OTP
    8.40% - 8.50% Floating
    Up to 0.25%(Max ₹25,000) One time fee
    Rs.30L - Rs.5Crs
    5 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.65% - 10.35% Floating
    Up to 0.50% One time fee
    Rs.5L - Rs.10Crs
    3 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.35% - 9.18% Floating
    0.50% - 2.00% One time fee
    Rs.20L - Rs.5Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.95% - 7.50% Floating
    Up to 0.50%(Max ₹11,800) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    8.99% - 9.75% Floating
    Up to 1.00% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.60% - 9.50% Floating
    0.50% One time fee
    Rs.12L - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.40% - 11.75%
    0.50%(Min ₹10,000) One time fee
    Rs.5L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    7.30% - 7.80% Floating
    ₹10,000 One time fee
    Rs.50L - Rs.5Crs
    1 - 25 Years
    What you'll love
    Documents
    Perks
    Good to Know
    9.00% - 12.50% Floating
    Up to 1.00% One time fee
    Rs.20L - Rs.10Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    9.25% Floating
    0.50%(Min ₹10,000) One time fee
    Rs.1Cr - Rs.5Crs
    1 - 20 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    6.90% - 7.15% Floating
    Up to 0.50%(Max ₹15,000) One time fee
    Rs.25L onwards
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria
    9.25% - 11.20% Fixed
    Up to 0.50% One time fee
    Rs.2L - Rs.3Crs
    1 - 30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Best Home Loan Providers in Rajkot

    Home Loan Providers Branch Location
    State Bank of India (SBI) Dhebar Road, near Kanta Stri Vikash Gruh,
    Atika Industrial Area, Bhakti Nagar, Rajkot,
    Gujarat – 360 002
    Federal Bank P B Number 141, 7, Subhash Road,
    Opp. to Shastri Maidan, Rajkot Temporary Bus Stand,
    Panchnath Plot, Rajkot,
    Gujarat – 360 001
    HDFC Bank Sunlight Plaza, Pedak Main Road,
    Near Jalaram Khaman, Ranchod Nagar Society,
    Ranchhod Nagar, Rajkot,
    Gujarat – 360 003
    ICICI Bank Plot No. 84, Param Divyansh, Ground Floor,
    Near Mavdi Circle, 150 Feet Ring Road,
    Mayur Colony, Kothrud, Rajkot,
    Gujarat – 360 004
    IDFC FIRST Bank Ground & 1st Floor,
    Janki Park Main Road, Kalavad Road,
    Opp. Wockhardt Hospital, Rajkot,
    Gujarat – 360 005
    PNB Housing Finance Ltd. Kings Plaza, 404 – 406, Fourth,
    Astron Chowk, Circle, Rajkot,
    Gujarat – 360 001
    Axis Bank Titan, Kalavad Road, Near KKV Circle,
    Kailash Nagar, Rajkot,
    Gujarat – 360 005

    Eligibility and Documents Required

    Purpose Eligibility Documents Required
    Age 18 years to 75 years (differs from bank to bank) PAN card, voter ID, passport, or driving license
    Residency Resident of India PAN card, voter ID, passport, or driving license
    Employment Self-employed or salaried Employee ID
    Income Salaried – From Rs.10,000 p.m.
    Self-employed – From Rs.1.8 lakh p.a. (differs from bank to bank)
    For salaried:
    • Last 3 months salary slip
    • Last 6 months bank statements
    • Last 2 years Form 16 and IT returns
    For self-employed:
    • Previous 3 years income tax returns
    • Previous 3 years profit & loss accounts with balance sheet
    • Last 12 months bank statements

    If you are planning to build a house in the city of Rajkot in Gujarat, you can easily apply for one of the home loan products and fulfil your dream. Now you can visit the BankBazaar website and compare and avail the best home loan option for your housing needs. Avail home loans at lucrative rates of interest and flexible loan repayment tenure.

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    Rajkot Home Loan Reviews

    • HDFC Limited Home Loan
      "Good Loan Service"
      0.5 5.0/5 "Blown Away!"
      In HDFC, they were forcing me to taking a home insurance when i availed my home loan. Its just because of my landlord person since he was having their existing loan with HDFC hence have continued the same. They have offered me an interest rate of 9.25% and i need to pay the EMI amount of Rs. 10000 for the loan amount of Rs. 10 lakhs.
      Was this review helpful? 21
      , rajkot
      Reviewed on Mar 05, 2020
    • Axis Bank
      Axis Bank Home Loan
      "Good Loan Service"
      0.5 5.0/5 "Blown Away!"
      I purchased a home loan from Axis bank in the year of 2011 Just because of my salary account is with them. I have taken the loan amount of Rs. 7.5L and I have chosen the tenure period of 20 years. To sanctioned this loan almost they took 10 to 15 days. Since I'm a salary account holder, the documentation process was quite high. I pay EMI amount of Rs. 7000 on a monthly.
      Was this review helpful? 5
      , rajkot
      Reviewed on Mar 05, 2020
    • YES Bank Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken yes bank home loan directly through bank. The rate of interest and processing fee was nominal and the loan got sanctioned on proper time .This loan is still active and documents submitted through agent and the loan process was clearly shared by the agent .
      Was this review helpful? 1
      , rajkot
      Reviewed on Mar 04, 2020
    • SBI Home Loan
      "Easy to get a loan for Governement Employee"
      0.5 5.0/5 "Blown Away!"
      I used to pay the interest rate of 10.50%. I have taken this home loan in the year of 2008. I used to pay the installment nearly Rs. 8000. Since I'm a Government employee, i got the loan easily from them. I have taken a loan amount of Rs. 6 Lakhs. I have to pay my EMI for nearly 10 years.
      Was this review helpful? 1
      , rajkot
      Reviewed on Jun 05, 2018
    • YES Bank Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have done a home loan transfer from Yes Bank and it was a very good loan experience. The loan amount was for Rs 5.5 lakhs with the rate of interest of 8.55% which is nominal when compared to all other banks. The process was quite long and it took 1.5 months for the process to be completed. I pay an EMI of Rs 6866 and the processing fees they charged is Rs 5900. Customer service was good and they collected documents through door step. The tenure of the loan is 10 years.
      Was this review helpful? 4
      , rajkot
      Reviewed on Dec 28, 2017
    • DHFL Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      I am not much happy with DHFL service there is no proper intimations regarding my emi due also for every 10 months I have to pay my emi debit documents even the rate of interest they offered was high which was 10.16 and the representatives are also not much helpful ,I can say the overall service is average from DHFL for my home loan service.
      Was this review helpful? 0
      , rajkot
      Reviewed on Oct 13, 2017
    • Axis Bank Home Loan
      "Good with high ROI and charges"
      0.5 4.0/5 "Great!"
      I have taken my home loan from Axis bank and the process for the loan was smooth and easy. I had no issues with the submission of documents and the follow up. The rate of interest was high at that time. I got a rate of 10% floating and the processing charges was of 5K.
      Was this review helpful? 0
      , rajkot
      Reviewed on Apr 11, 2017
    • Aditya Birla Housing Finance Limited Home Loan
      "Smooth experience "
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan from Aditya Birla Housing Finance Limited and it was a excellent process as they released the funds at the moment I needed, which made the process more convenient and easy. They also offered a very competitive interest rate at the time of me taking the loan. I got a rate around 9% and the fees was also a good deal.
      Was this review helpful? 4
      , rajkot
      Reviewed on Jan 03, 2017
    • ICICI Bank Home Loan
      "Quick processing!"
      0.5 4.0/5 "Great!"
      I would like to rate 4 for ICICI bank for the home loan application. Within 15 days the entire loan process was completed from their end. When compared to other private sector banks, the interest rate was pretty low with ICICI bank. Documentation were minimal.
      Was this review helpful? 2
      , rajkot
      Reviewed on May 20, 2016
    • Axis Bank Home Loan
      "Happy banking and customer centric !"
      0.5 5.0/5 "Blown Away!"
      Axis Bank offers a pretty good customer service. I had applied for the home loan with them and the process was explained very well. They offered me an interest rate of 9.65% which is quite reasonable and the processing charges quoted was 0.5% which is very convenient for a private bank. They have good respect for customers.
      Was this review helpful? 0
      , rajkot
      Reviewed on Mar 14, 2016
    • ICICI Bank Home Loan
      "Good Services"
      0.5 4.0/5 "Great!"
      The process for my home loan was very smooth and easy. The documents was collected on time. The services was good. The response was good all through the process. ICICI Bank also offered me a good rate of interest and processing charge. Overall a good experience.
      Was this review helpful? 0
      , rajkot
      Reviewed on Feb 19, 2016
    • HDFC Limited Home Loan
      "best home loan"
      0.5 5.0/5 "Blown Away!"
      i have taken a home loan from hdfc at very attractive rate before one year they are very customer friendly and cooperative they come to home and do all the paper work and they provide the loan very quickly compare to others & most important thing is that they give me interest rate cut benefit also when i took the loan it was 10.15 now it is 9.6
      Was this review helpful? 0
      , rajkot
      Reviewed on Oct 23, 2015
    • Axis Bank Home Loan
      "Good!!!"
      0.5 3.0/5 "Satisfactory"
      I availed home loan with Axis bank, it was good. We can very easily reach the customer service it was good with Axis bank. Customer service of Axis was good. In regular time they processed me loan. Processing fee was okay, it would be much better if they reduce the interest rate.
      Was this review helpful? 0
      , rajkot
      Reviewed on Sep 07, 2015
    • Axis Bank Home Loan
      "No proper communication"
      0.5 1.0/5 "Really Bad"
      In response to my Home loan application to Axis bank the sales team contacted me and fixed an appointment. They visited my office and inquired the details from end. They also checked some documents and left saying they will contact me in 3-4 days to confirm about further processing. But my application was closed and I was not even informed about the same.
      Was this review helpful? 0
      , rajkot
      Reviewed on Aug 25, 2015
    • DHFL Home Loan
      "Average "
      0.5 3.0/5 "Satisfactory"
      My Home loan application with DHFL was rejected stating property is in rural area.The customer service provided was not that responsive because they are not proactive in response.I called them around 5-6times later they responded.Interest rate offered for this loan was really good which was around 10.15% and the processing fee was around 1%.I would suggest it will be good if they offer loan for rural area as well.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jul 23, 2015
    • Axis Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took a home loan from Axis bank and the experience was good as they disbursed the loan within less time. Interest rate and processing fee charged was the same as per market rate. Documentation process was easy.I have made part payment for the loan amount but there is no any extra charges but for the pre closure there will be some extra charges.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jul 17, 2015
    • ICICI Bank Home Loan
      "Easy to get a Home Loan. "
      0.5 4.0/5 "Great!"
      I have a home loan with ICICI Bank before 14years and I didnâ??t face any difficulty to complete the loan process.At the time of EMI payments it was really easy and smooth as well.The customer service behave really good towards the customer and I am attracted with the way they behave.The Interest rate offered was a floating rate and I felt its hard to pay when the rate fluctuates really high.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jun 10, 2015
    • ICICI Bank Home Loan
      "Excellent!!!!"
      0.5 4.0/5 "Great!"
      I took home loan from ICICI bank before 4 months. Interest rate is good one they offered me 10.25%. When I had an issue with one of my document I was give an alternative way to submit all my documents after this I got my money in 8 to 9 days. So I would say ICICI in terms of home loan they were excellent.
      Was this review helpful? 0
      , rajkot
      Reviewed on May 07, 2015
    • HDFC Limited Home Loan
      "Reduce Documentation process "
      0.5 4.0/5 "Great!"
      I was not really happy with the service provided by HDFC while getting a Home loan.I felt there is no special benefits provided for the corporate people who earn more.The back-end support was really good from HDFC and the interest rate offered was also less comparatively.The process was very lengthy and it took a long time.
      Was this review helpful? 0
      , rajkot
      Reviewed on May 06, 2015
    • SBI Home Loan
      "Nice !!!!"
      0.5 5.0/5 "Blown Away!"
      Interest rate is good so I have taken home loan with SBI and processing fee is free. To get things done we have to wait for more than 1 to 2 hours because there are only skeleton staff in home loan department. Otherwise the executives are good. SBI took a month to approve the loan and the rate is 10.15%. Interest rate is fixed and no floating but according to RBI rules it would vary later.
      Was this review helpful? 4
      , rajkot
      Reviewed on Mar 11, 2015
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