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    We found 1 TATA Capital Loan Against Securities

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    TATA Capital Loan Against Securities is Rated as "Great!" by 2507 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Overview about TATA Capital Loan against Securities

    Mostly, investments in shares and mutual funds are useful keeping a long-term goal in mind and instant liquidity options are few and far between. TATA Capital provides a specialised loan that aims to change that norm. This loan from TATA Capital allows individuals and non-individuals to utilise the financial support of their investments without having to cancel out the investments or liquidating them. These loans can help out in business or personal financial needs.

    What is the usage of TATA Capital Loan against Securities?

    This loan is provided to individuals or non-individuals for any purpose that is not explicitly speculative. Banking on the power of the investments made by the applicant, this loan is a powerful aid in financial terms.

    Who is eligible for TATA Capital Loan against Securities?

    An unsecured business loan as this has a few eligibility criteria to be met in order for the financial institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. Applicants can be individuals, professionals, sole proprietorships, partnership firms and private limited companies (including closely-held public limited companies)
    2. Applicants should be at least 18 years of age when the loan is sanctioned and at most 65 years of age at the time of loan maturity. In case of non-individuals, the business existence should be for at least 2 years

    What are the types of Financing under TATA Capital Loan against Securities?

    Loan against Securities from TATA Capital is a specific term loan with optional overdraft facility.

    What are the loan limits under TATA Capital Loan against Securities?

    Based on the credit-worthiness of the applicant, validity of documents and the market value or NAV of the pledged securities, TATA Capital can provide loans within a wide range of INR 5 lakhs and INR 10 crores. A maximum of INR 7.5 crores can be availed as a loan against share or mutual funds. Against debt instruments and bonds, a maximum loan of INR 10 crores can be availed. Up to 50% of the market value of Scrips and Mutual Funds and 70% of the Net Asset Value of Mutual Funds can be considered loan-worthy.

    What are the interest rates?

    Interest rates for a Loan against Securities could depend on the base lending rate and is based on the discretion of TATA Capital. Further changes to the rates could be done by TATA Capital as and when required.

    What documentation is required during applying for Tata Loan against Securities?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. Photographs of each individual applicant and co-applicant, directors and promoters, in case of a company & Trusts, partners in case of a partnership firm or authorized person as applicable in case of societies
    2. IT Returns, Audited Profit and Loss Account statement and Balance Sheet for the last 2 years, six months bank statement of the primary current account, business proof, latest year provisional, sundry creditors and debtors list
    3. Certified true copies of bank account statements for the last 6 months.
    4. Know Your Customer (KYC) documents for the co-applicant.
    5. Partnership deed, Memorandum of Association (MOA) and Articles of Association (AOA) or
    6. License issued under the Shops and Establishments Act of the respective states for business proof.

    The above set of documents comprise the minimum required list. To aid in credit approval, TATA Capital might ask for extra documents if necessary.

    What are the features of TATA Capital Loan against Securities?

    The Loan against Securities from TATA Capital is a good financing option for urgent financial needs on business or personal grounds.

    Some key features of this specialised loan are as follows –

    1. Loan tenure or repayment period is annual and renewable per year
    2. Minimal documentation and faster approval
    3. No security or collateral required (pledged shares act as security)
    4. High loan amounts up to INR 10 crores

    How to apply for TATA Capital Loan against Securities?

    The loan can be applied for through TATA Capital’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail TATA Capital requesting an executive assistance for application process.

    One can also apply for TATA Capital Loan against Securities through BankBazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

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  • TATA Capital Loan Against Securities Reviews

    • Tata capital Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I did not go ahead with Tata Capital for the personal loan because I got a preapproved loan from another bank. But I am satisfied with the response I got. They were quick to contact me and inform me the details. The process was good. The interest rate was around 11% which was normal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • Tata capital Personal Loan
      "Very good rate"
      0.5 5.0/5 "Blown Away!"
      I am very much delighted with the interest rate and processing fee charged by TATA CAPITAL . They took around10 days to provide the loan. Documentation process was very simple. I am very much comfortable with the ECS date and I had received the loan from TATA Capital on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • Tata capital Personal Loan
      "Lengthy Process"
      0.5 4.0/5 "Great!"
      I cannot say that I had not faced any challenges with Tata capital but there was some confusions in the process. There was a lot of difference in their website and the reality. In the website it shows that there is a paperless work but I had uploaded all the documents so many times in both Tata capital and third party source web portal but then the process was so lengthy.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 14, 2017
    • Tata capital Personal Loan
      "Completely good"
      0.5 5.0/5 "Blown Away!"
      Interest rate is good for the personal loan. It is something a very important thing for the loan and I have no issues with the rate of interest. Tata capital processed my loan without any issues. The loan service from Tata was quite good and I am satisfied.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 14, 2017
    • Tata capital Personal Loan
      "Can do better"
      0.5 3.0/5 "Satisfactory"
      TATA Capital was in need of 36 cheque leaves also they dont have an auto debit facility which I was specifically looking out for and that is the reason why, I had not taken the personal loan from TATA CAPTIAL. Interest rate offered by TATA Capital was on the higher side.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Personal loan with the Tata capital limited was really fine one for me, also everything was fine. The loan amount got disbursed to my account within stipulated time period. Response and other things are fine.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 11, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      Initially , there were some issues with the process of the Tata capital for the personal loan. Everything is good one with the Tata capital limited. Response is fine one with the Tata capital limited. The loan amount got disbursed to my account within five days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 11, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The Process with TATA CAPITAL personal loan was good . The customer service and Tata capital response was good. The required loan amount has been disbursed and I am satisfied with it. The rate of interest is high when compared with others. We cannot foreclose the loan in first 6 months and if we want to close the loan in next 6 months they have other criteria which is annoying with TATA CAPITAL.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 09, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The Process with TATA CAPITAL personal loan was good . The customer service and Tata capital response was good. The required loan amount has been disbursed and I am satisfied with it. The rate of interest is high when compared with others. We cannot foreclose the loan in first 6 months and if we want to close the loan in next 6 months they have other criteria which is annoying with TATA CAPITAL.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 09, 2017
    • Tata capital Personal Loan
      "Better deal to go with TATA CAPITAL"
      0.5 5.0/5 "Blown Away!"
      The TATA CAPITAL personal loan process was good, but the charges are not applicable for the foreclosure after1 year, this scheme is really good with Tata capital. They have disbursed my personal loan within 7 days of time. The response part was good with them, The required loan amount was disbursed and I am happy with it, The rate of interest is nominal with TATA CAPITAL.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 09, 2017
    • Tata capital Personal Loan
      "Good "
      0.5 5.0/5 "Blown Away!"
      Personal loan process went good with Tata capital. It was quite easy to avail the process was simple. But they had taken a lot of time to disburse the amount. It was quite delayed service but other than that their customer service and response was good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 08, 2017
    • Tata capital Personal Loan
      "Interest rate and charges should be reduced"
      0.5 3.0/5 "Satisfactory"
      Though I am a happy customer of TATA Capital they gave me low benefits on personal loan, the loan amount was Rs. 4 lakhs, they offered me 17.5% of interest for the tenure of five years. TATA Capital have taken Rs.12,000 from the disbursement..
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 08, 2017
    • Tata capital Personal Loan
      "Excellent process"
      0.5 4.0/5 "Great!"
      I had no hassles with Tata Capital for the personal loan. The executive was also supportive and they helped me out by collecting my documents on time. The rate of interest was of 11.99% and the processing charges was zero. After six months one can foreclose the loan with no charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 07, 2017
    • Tata capital Personal Loan
      "Approachable "
      0.5 4.0/5 "Great!"
      Interest rate is somewhat ok because everyone's desire is to get the lowest interest rate. Actually I had taken the personal loan from Tata capital. They processed my loan application without any hassles. Customer service is approachable and I had no issues with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 07, 2017
    • Tata capital Personal Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      Tata capital has approved my personal loan and disbursed it within 2 weeks of time. The rate of interest which they have offered was nominal with my personal loan. The response part was good with Tata capital . The required loan amount has been disbursed I am happy with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 07, 2017
    • Tata capital Personal Loan
      "Overall good process"
      0.5 5.0/5 "Blown Away!"
      The process of Tata Capital was on time and I had no issues in getting my personal loan through. The customer services was good as the document collection was on time as well. They were responsive as well during the process. I was also comfortable with the rate of interest and processing charges too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 07, 2017
    • Tata capital Personal Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      Interest rate for the personal loan with the Tata capital limited was around 11.32% and the customer service is good with them and they have provided me the loan amount very immediately. Processing charges were nil with them and the customer service is good the total loan amount I have applied for 7 lakhs received 6.90
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 06, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      A very good process with Tata Capital for the personal loan. The process was very much satisfactory as it was on time. I got a interest rate of around 13% and the processing charges was nominal. The after loan services is also good and there are no issues overall and the tenure is for 2 years
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 06, 2017
    • Tata capital Personal Loan
      "Brilliant and attractive"
      0.5 4.0/5 "Great!"
      Two key factors of TATA Capital would be, first the interest rate , its different when compared to other bank as it was a very less . Secondly, because of very good reputation I had chosen them. Disbursement happened within 3 days as all my documents were in place. Good repayment options were there as I can repay 25% of the loan amount and also when it comes to closure they are not charging interest on the remaining interest amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 06, 2017
    • Tata capital Personal Loan
      "Need to improve"
      0.5 2.0/5 "Expected more"
      Experience was not really good with the Tata capital limited because of the information did not match with the commitments for the personal loan, which I had applied. Till now, the customer service did not resolve the issues related to the processing charges.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 04, 2017
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