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    TATA Capital Loan Against Securities

    We found 1 TATA Capital Loan Against Securities

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    TATA Capital Loan Against Securities is Rated as "Great!" by 2401 Users

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about TATA Capital Loan against Securities

    Mostly, investments in shares and mutual funds are useful keeping a long-term goal in mind and instant liquidity options are few and far between. TATA Capital provides a specialised loan that aims to change that norm. This loan from TATA Capital allows individuals and non-individuals to utilise the financial support of their investments without having to cancel out the investments or liquidating them. These loans can help out in business or personal financial needs.

    What is the usage of TATA Capital Loan against Securities?

    This loan is provided to individuals or non-individuals for any purpose that is not explicitly speculative. Banking on the power of the investments made by the applicant, this loan is a powerful aid in financial terms.

    Who is eligible for TATA Capital Loan against Securities?

    An unsecured business loan as this has a few eligibility criteria to be met in order for the financial institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. Applicants can be individuals, professionals, sole proprietorships, partnership firms and private limited companies (including closely-held public limited companies)
    2. Applicants should be at least 18 years of age when the loan is sanctioned and at most 65 years of age at the time of loan maturity. In case of non-individuals, the business existence should be for at least 2 years

    What are the types of Financing under TATA Capital Loan against Securities?

    Loan against Securities from TATA Capital is a specific term loan with optional overdraft facility.

    What are the loan limits under TATA Capital Loan against Securities?

    Based on the credit-worthiness of the applicant, validity of documents and the market value or NAV of the pledged securities, TATA Capital can provide loans within a wide range of INR 5 lakhs and INR 10 crores. A maximum of INR 7.5 crores can be availed as a loan against share or mutual funds. Against debt instruments and bonds, a maximum loan of INR 10 crores can be availed. Up to 50% of the market value of Scrips and Mutual Funds and 70% of the Net Asset Value of Mutual Funds can be considered loan-worthy.

    What are the interest rates?

    Interest rates for a Loan against Securities could depend on the base lending rate and is based on the discretion of TATA Capital. Further changes to the rates could be done by TATA Capital as and when required.

    What documentation is required during applying for Tata Loan against Securities?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. Photographs of each individual applicant and co-applicant, directors and promoters, in case of a company & Trusts, partners in case of a partnership firm or authorized person as applicable in case of societies
    2. IT Returns, Audited Profit and Loss Account statement and Balance Sheet for the last 2 years, six months bank statement of the primary current account, business proof, latest year provisional, sundry creditors and debtors list
    3. Certified true copies of bank account statements for the last 6 months.
    4. Know Your Customer (KYC) documents for the co-applicant.
    5. Partnership deed, Memorandum of Association (MOA) and Articles of Association (AOA) or
    6. License issued under the Shops and Establishments Act of the respective states for business proof.

    The above set of documents comprise the minimum required list. To aid in credit approval, TATA Capital might ask for extra documents if necessary.

    What are the features of TATA Capital Loan against Securities?

    The Loan against Securities from TATA Capital is a good financing option for urgent financial needs on business or personal grounds.

    Some key features of this specialised loan are as follows –

    1. Loan tenure or repayment period is annual and renewable per year
    2. Minimal documentation and faster approval
    3. No security or collateral required (pledged shares act as security)
    4. High loan amounts up to INR 10 crores

    How to apply for TATA Capital Loan against Securities?

    The loan can be applied for through TATA Capital’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail TATA Capital requesting an executive assistance for application process.

    One can also apply for TATA Capital Loan against Securities through BankBazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

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  • TATA Capital Loan Against Securities Reviews

    • Tata capital Personal Loan
      "Interest rate is high "
      0.5 2.5/5 "Just OK"
      My existing home loan was running with AXIS, I thought its better to take personal loan from same AXIS bank. Hence I have not taken personal loan from TATA Capital and their interest rate is too much high. Tata Capital charging around 13.99% but AXIS giving 11.99% of interest.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 27, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 1.0/5 "Really Bad"
      Approached TATA CAPITAL for a personal loan. The Tata capital executive told that my Cibil score haven't met their criteria, though my Credit score was above 650. It would be great if they can double check the customer's eligibility towards any kind of product.
      Was this review helpful? 0
      , faridabad
      Reviewed on May 26, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      My experience with the Tata Capital Limited for the personal loan was good. The rate of interest was around 11.8% and the processing charges are around 1600 Rupees. The loan amount got disbursed to my account after 20 days of time which was so much much time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • Tata capital Personal Loan
      "The follow up has to be improved"
      0.5 1.5/5 "Bad"
      Why I chosen TATA Capital is because of their interest rate is good, but they are very slow to respond to the customer, I wrote couple of mails to them but they never turned up, Finally they reached me after I am getting a loan from other banks. It is not upto the mark, follow up part has to be improved.
      Was this review helpful? 0
      , pune
      Reviewed on May 26, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Actually I had not submitted the required documents to Tata capital to avail the personal loan, therefore my loan application was closed. Other than that Tata capital was quite good in providing response. I do not recall anything about the rate of interest.
      Was this review helpful? 1
      , mumbai
      Reviewed on May 25, 2017
    • Tata capital Personal Loan
      "Need to be quick and fast"
      0.5 4.0/5 "Great!"
      TATA CAPITAL made delay in their response in regards to my personal loan application. The customer support and the executive made a prompt response and got a better follow up with TATA Capital. The rate of interest is very low when compared with others. I am satisfied with Tata capital service.
      Was this review helpful? 1
      , hosur
      Reviewed on May 25, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      TATA Capital process was very good, whatever they have committed they had done everything. Nothing is lacking with them, I had taken the loan amount Rs.2 lakhs this is for a tenure of 5 years, with an interest rate of 12.99% there was no processing fee but there was some sort of documentation charges too.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have not got the personal loan with the Tata capital limited because of some documentation reason. They have asked me to provide six cheque leaf to process the application but I was lacking with that, then I have asked them to cancel the application.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • Tata capital Personal Loan
      "Prompt and good service"
      0.5 5.0/5 "Blown Away!"
      TATA CAPITAL LIMITED is very good in providing response in concern to my personal loan application. The documentation process was done in a proper way and the disbursement of the loan was done on time. They had disbursed my Personal Loan within 3 days of time. The interest rate is also nominal here. Overall I am satisfied with the Tata capital .
      Was this review helpful? 1
      , pune
      Reviewed on May 23, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got the best interest rate with Tata capital. The TATA capital took around 4 days to disburse my personal loan. The response and the follow up was really good and prompt with TATA capital. Overall I can say it was very good service with TATA capital.
      Was this review helpful? 0
      , pune
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      Rate of interest was okay for me and I would like to say its a best one for the personal loan in the current market. Totally it took around ten to twelve days of time to get the loan amount. Response is very proactive with the Tata capital limited.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      TATA Capital process was very good, whatever they have committed they done everything. Nothing is lacking with them, I have taken the amount Rs.2 lakhs with tenure of 48 months, with the interest rate of 12% it is a floating rate. They gave part payment and foreclosure option.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      TATA capital taken eight days to complete the entire process of loan, I have submitted normal documents they done the process and done the disbursement. But I have requested the amount of Rs.10 lakhs but they approved for Rs.5 lakhs. If its great TATA Capital gives proper response and timely service to the customer that would be great.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Tata Capital delivered very fast service for my personal loan. I never ever faced any kind of constrains with them during the process, actually the process went smooth. Moreover, I am quite ok with their interest rate. I received good response from them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2017
    • Tata capital Personal Loan
      "Satisfactory service"
      0.5 4.0/5 "Great!"
      TATA CAPITAL processed my Personal loan on time and disbursed it within the promised period . The rate of interest is nominal comparatively. There is no customer support number or some contact point to clarify my queries . I would like to suggest to provide a contact number as well the online portal is not up to the mark, they can improvise in their portal .
      Was this review helpful? 0
      , new delhi
      Reviewed on May 17, 2017
    • Tata capital Personal Loan
      "Satisfied service"
      0.5 4.0/5 "Great!"
      In the beginning it was very good approach with TATA CAPITAL, but during the process it got delayed about 2 to 3 days. They took around 1 week to disburse my personal loan. The rate of interest is nominal with TATA CAPITAL. Other than that the process everything went smooth.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2017
    • Tata capital Personal Loan
      "Excellent Customer Support"
      0.5 5.0/5 "Blown Away!"
      TATA Capital executive are pretty helpful they made sure, my loan should disbursed on time. I had taken the loan amount of Rs.1.5 lakhs for a tenure of four years. But I did not go through the entire loan process with respect to part payment or foreclosure.
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2017
    • Tata capital Personal Loan
      "Better Service"
      0.5 3.5/5 "Pretty good"
      MY personal loan had been preapproved with the help of online source. I had submitted my loan application with Tata capital. In the beginning I was informed that the interest rate would be 11.99% with zero processing fee but later on they increased the rate of interest up to 12.99 and the processing fee is 2500 rupees. There service is not up to the mark on interest rate otherwise their customer service is good.
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I had taken my personal loan from Tata capital limited and they had done a very good job for me. They processed my details on time and also disbursed the loan as needed. The rate of interest was of 12.99% but in documentaion I have found 13.99% and the processing charges were also nil
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 15, 2017
    • Tata capital Personal Loan
      "Better experience"
      0.5 5.0/5 "Blown Away!"
      Actually Tata capital has promised me some interest rate, in the final agreement it was higher than what they have promised which was unsatisfied. They have done the process within the promised time.The response and the follow up was very well with TATA capital. Overall the service is good with Tata capital.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on May 15, 2017
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